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Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

This credit card is meant to earn cardholders Skymiles, though it does so at an unimpressive rate.
Editor's Rating: 3.5/5.0

Editor's Rating

3.5/5.0

The Gold Delta SkyMiles® Credit Card from American Express will cost you an annual fee of $95, waived for the first year. It's counterparts the Platinum Delta Skymiles® and the Delta Reserve cards cost substantially more at $195 dollars and $450 respectively.

Review: There are much better options if you want Delta SkyMiles

The Gold Delta SkyMiles® Credit Card from American Express offers unimpressive benefits for consumers. The card's primary benefits come in the form of spending rewards and bonuses that help consumers net additional SkyMiles® when using the card. Unfortunately however, these rewards don't really measure up when you compare it to other available options. 

The rewards structure is pretty standard with double points on airline affiliated purchases and single points otherwise. Outside of the 60,000 bonus miles that new American Express account holders are eligible for after making $3,000 in purchases within the first 4 months (offer expires 9/19/2018), there isn't much else that differentiates the Gold Delta SkyMiles® Credit Card from American Express from other airline credit cards. Given the $95 annual fee (waived year 1), many cards with similar fees just offer better all around value.

Unfortunately the Gold Delta SkyMiles® Credit Card from American Express rests between having outstanding rewards for high spenders, or making practical sense for the budget conscience. With better options for both categories of consumers and travelers, it's just not a card we'd immediately recommend. As a purely spending rewards focused card, it is inferior to the Capital One® Venture® Rewards Credit Card and doesn't have enough affiliation related perks to make it a good supplemental card either.

Gold Delta SkyMiles® Credit Card from American Express Benefits And Features

Gold Delta SkyMiles® Credit Card from American Express
Annual Fee
$0 introductory annual fee for the first year, then $95.
Purchase APR
17.49%-26.49% Variable
Credit Needed Excellent/Good
Details
  • Limited Time Offer: Earn 60,000 Bonus Miles after you make $3,000 in purchases on your new Card within your first 4 months. Offer expires on 9/19/2018.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees

Skyclub Access 

Potential cardholders should be aware that this card only gives you a discount towards entering the lounge. The Gold Delta SkyMiles® Credit Card from American Express permits you access to the lounges at $29 a person. Lounge access is nice, but we imagine that it's a perk most travelers could live without on most trips. 

Assessing The Rewards 

Like the other Skymiles® credit cards, the Gold Delta SkyMiles® Credit Card from American Express has the typical 1 mile on everyday purchases and 2 miles on Delta affiliated purchases. Form a rewards rate perspective there isn't much to be thrilled about. You won't really earn much more through using the card than any other card, so it really only makes sense if you happen to be Delta Skymiles® focused. 

What Are SkyMiles® Worth?

On an average basis we value Delta SkyMiles® at 1.2 cents per mile, though the actual rate may differ depending upon your travel plans. Used aggressively these miles can be worth significantly more, as mileage requirements for awards bookings typically do not scale in the way prices do for fares. 

Comments and Questions

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Info about the following cards: American Express® Gold Card, Delta Reserve® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, and Starwood Preferred Guest® American Express Luxury Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

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