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Gold Delta SkyMiles® Credit Card from American Express

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Gold Delta SkyMiles® Credit Card from American Express

This is a better card for getting free checked bags than earning Delta miles.
Editor's Rating: 4.0/5.0
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Editor's Rating

{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

4.0/5.0

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.

The Gold Delta SkyMiles® Credit Card from American Express will cost you a $0 introductory annual fee for the first year, then $95. Its counterparts, the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express, cost substantially more at $195 and $450, respectively.

Review: There are much better options if you want Delta SkyMiles

The Gold Delta SkyMiles® Credit Card from American Express offers unimpressive benefits for consumers. The card's primary benefits come in the form of spending rewards and bonuses that help consumers net additional SkyMiles® when using the card. Unfortunately however, these rewards don't really measure up when you compare it to other available options.

The rewards structure is pretty standard with double points on Delta airline affiliated purchases and single points otherwise. The welcome offer is fairly good: Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. There isn't much else that differentiates the Gold Delta SkyMiles® Credit Card from American Express from other airline credit cards.

Unfortunately the Gold Delta SkyMiles® Credit Card from American Express rests between having outstanding rewards for high spenders, or making practical sense for the budget conscience. With better options for both categories of consumers and travelers, it's just not a card we'd immediately recommend. As a purely spending rewards focused card, it is inferior to the Capital One® Venture® Rewards Credit Card and doesn't have enough affiliation related perks to make it a good supplemental card either.

Gold Delta SkyMiles® Credit Card from American Express Benefits And Features

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Gold Delta SkyMiles® Credit Card from American Express

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Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
Annual Fee
$0 introductory annual fee for the first year, then $95.
Regular APR
17.24%-26.24% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good/Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

Skyclub Access

Potential cardholders should be aware that this card only gives you a discount towards entering the lounge. The Gold Delta SkyMiles® Credit Card from American Express permits you access to the lounges at $29 a person. Lounge access is nice, but we imagine that it's a perk most travelers could live without on most trips.

Assessing The Rewards

Like the other Skymiles credit cards, the Gold Delta SkyMiles® Credit Card from American Express has the typical 1 mile on everyday purchases and 2 miles on Delta affiliated purchases. From a rewards rate perspective there isn't much to be thrilled about. You won't really earn much more through using the card than any other card, so it really only makes sense if you happen to be Delta SkyMiles® focused.

What Are SkyMiles® Worth?

On an average basis we value Delta SkyMiles at 1.2 cents per mile, though the actual rate may differ depending upon your travel plans. Used aggressively these miles can be worth significantly more, as mileage requirements for awards bookings typically do not scale in the way prices do for fares.

Comments and Questions

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).

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