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The Gold Delta SkyMiles® Credit Card from American Express will cost you an annual fee of $95, waived for the first year. It's counterparts the Platinum Delta Skymiles® and the Delta Reserve cards cost substantially more at $195 dollars and $450 respectively.
The Gold Delta SkyMiles® Credit Card from American Express offers unimpressive benefits for consumers. The card's primary benefits come in the form of spending rewards and bonuses that help consumers net additional SkyMiles® when using the card. Unfortunately however, these rewards don't really measure up when you compare it to other available options.
The rewards structure is pretty standard with double points on airline affiliated purchases and single points otherwise. Outside of the 60,000 bonus miles that new American Express account holders are eligible for after making $3,000 in purchases within the first 4 months (offer expires 9/19/2018), there isn't much else that differentiates the Gold Delta SkyMiles® Credit Card from American Express from other airline credit cards. Given the $95 annual fee (waived year 1), many cards with similar fees just offer better all around value.
Unfortunately the Gold Delta SkyMiles® Credit Card from American Express rests between having outstanding rewards for high spenders, or making practical sense for the budget conscience. With better options for both categories of consumers and travelers, it's just not a card we'd immediately recommend. As a purely spending rewards focused card, it is inferior to the Capital One® Venture® Rewards Credit Card and doesn't have enough affiliation related perks to make it a good supplemental card either.
Potential cardholders should be aware that this card only gives you a discount towards entering the lounge. The Gold Delta SkyMiles® Credit Card from American Express permits you access to the lounges at $29 a person. Lounge access is nice, but we imagine that it's a perk most travelers could live without on most trips.
Like the other Skymiles® credit cards, the Gold Delta SkyMiles® Credit Card from American Express has the typical 1 mile on everyday purchases and 2 miles on Delta affiliated purchases. Form a rewards rate perspective there isn't much to be thrilled about. You won't really earn much more through using the card than any other card, so it really only makes sense if you happen to be Delta Skymiles® focused.
What Are SkyMiles® Worth?
On an average basis we value Delta SkyMiles® at 1.2 cents per mile, though the actual rate may differ depending upon your travel plans. Used aggressively these miles can be worth significantly more, as mileage requirements for awards bookings typically do not scale in the way prices do for fares.