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Expedia®+ Voyager Card from Citi: A Great Card for Travel Hackers

Expedia®+ Voyager Card from Citi

Expedia®+ Voyager Card from Citi: A Great Card for Travel Hackers

Cardholders willing to put in the effort will find this to be one of the best travel credit cards available.
Editor's Rating: 4.5/5.0

Editor's Rating

4.5/5.0

The Expedia®+ Voyager Card from Citi is one of the most rewarding credit cards we've seen. However, for most consumers, the card's value is buried in a complex rewards program that requires heavy user involvement. So, if you're someone who enjoys maximizing your rewards, then this is one of the better cards available. However, if you're not, other cards may better suit your needs, which we discuss below.

Review: Is the Expedia®+ Voyager Card from Citi Worth It?

The Expedia®+ Voyager Card from Citi has the potential to be one of the best travel credit cards in the hands of the right user. That's because the card allows cardholders to earn a high number of points on Expedia purchases and a decent number of points on restaurant and entertainment expenses. The value you'll get out of each point will vary, but we estimate each point to be worth approximately $0.007.

Expedia®+ Voyager Card from Citi
Expedia®+ Voyager Card from Citi
Annual Fee
$95
Purchase APR
15.74% - 23.74% Variable
Credit Needed Excellent
Details
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening, redeemable for $350 towards your stay at a +VIP Access™ hotel
  • Earn 4 points per $1 spent on eligible Expedia purchases
  • Earn 2 points per $1 spent on dining at restaurants and entertainment
  • Earn 1 point per $1 spent on other purchases
  • $100 annual air travel fee credit
  • Enjoy Expedia+ gold status each year of cardmembership
  • Earn an anniversary bonus of 5,000 Expedia+ bonus points after you spend $10,000 in the prior cardmembership year
  • No foreign transaction fees on purchases

The points you earn with the Expedia®+ Voyager Card from Citi are in addition to the base points you can earn as an Expedia rewards member. That means eligible Expedia purchases made with the Expedia®+ Voyager Card from Citi will result in a 4.2% rewards rate. Leading travel credit cards rarely award above a 2.5% rewards rate, making the Expedia®+ Voyager Card from Citi an excellent choice for people who spend a lot of money on Expedia purchases.

When the card is used for other purchases, however, the rewards rate plummets because you won't be earning the base points. For instance, spending on dining and entertainment yields a low 1.4% rewards rate, and all other spending earns a meager 0.7% rewards rate. Therefore, if you're not booking travel through Expedia at least once per year, we recommend applying for a different credit card.

While the card comes with a $95 annual fee, it has a few features that help offset that cost. For instance, it awards a $100 annual air travel fee credit, which can be used for airline incidentals and either Global Entry or TSA Precheck. Additionally, the card offers automatic +gold status for each year of card membership.

Bottom Line: The Expedia®+ Voyager Card from Citi is well worth applying for if you frequently make Expedia purchases. If you don't, then we would recommend applying for a separate card that offers a high rewards rate outside of Expedia purchases.

Earning Points with the Expedia®+ Voyager Card from Citi

As mentioned, this card can earn you a ton of Expedia points. For instance, let's assume you wanted to purchase a $2,000 flight and hotel package on Expedia.com. Below, we'll lay out how many points you'd earn with this card, with the Expedia®+ Card from Citi, and without either of the two cards.

CategoryExpedia®+ Voyager Card from CitiExpedia®+ Card from CitiWithout a card
Base points of 2 points for every $1 spent from Expedia.com4,0004,0004,000
10% point bonus with automatic +silver status04000
30% point bonus with automatic +gold status1,20000
3 bonus points per $1 spent06,0000
4 bonus points per $1 spent8,00000
Total points13,20010,4004,000
Total estimated value$92$73$28

The points you earn with the Expedia®+ Voyager Card from Citi can be redeemed for a lot of different rewards, including hotel nights, rental vehicles, and discounts on experiences such as attractions and tours. Your points will go further when you use them to book one of Expedia's 4,000+ VIP access hotels. That's because points are worth double when you book one of these hotels, and +gold members also get 250 bonus points when booking them.

How Does the Expedia®+ Voyager Card from Citi Compare to Other Cards?

In order to get a sense of the value offered by the Expedia®+ Voyager Card from Citi, it's important to compare it against other available options. We outline how the card stacks up against other cards, below.

The Expedia®+ Voyager Card from Citi vs the Expedia®+ Card from Citi

Annual Fee
No Annual Fee
Purchase APR
16.74% - 24.74% Variable
Credit Needed Excellent
Details
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening, redeemable for $200 towards your stay at a +VIP Access™ hotel
  • Earn 3 points per $1 spent on all eligible Expedia purchases
  • Earn 1 point per $1 spent on other purchases
  • Enjoy Expedia+ silver status each year of cardmembership
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status qualification for each increment of $2,500 in purchases made on the card between your January and December billing statements

Between these two cards, the Expedia®+ Voyager Card from Citi will be the better choice for most. That's because it offers a greater amount of categories where cardholders can earn more points and a higher sign-up bonus. While the Expedia®+ Card from Citi can be a decent option, everything it does well is done better by the Expedia®+ Voyager Card from Citi. The annual fee on the Expedia®+ Voyager Card from Citi can be off-putting to some, but the card offers enough benefits to make up for that annual fee, like a $100 annual air travel fee credit. Provided you use the travel fee credit every year, you'll be coming out ahead.

Consider this if…

  • You'd prefer a card without an annual fee.

The Expedia®+ Voyager Card from Citi vs the Chase Sapphire Preferred® Card

Annual Fee
$0 Intro for the First Year, then $95
Purchase APR
17.99% - 24.99% Variable
Credit Needed Excellent Credit
Details
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

The Chase Sapphire Preferred® Card is an excellent card for earning travel rewards since it's part of Chase Ultimate Rewards—one of the best credit card rewards programs. If you're looking for versatility in the rewards you earn from a credit card, the Chase Sapphire Preferred® Card has the Expedia®+ Voyager Card from Citi beat. That's because the Chase Sapphire Preferred® Card earns cardholders an excellent 2.5% rewards rate on travel and dining purchases. As an added plus, the card's welcome bonus is one of the best around and is currently worth $625 in travel rewards. Just keep in mind that in the long term, the Expedia®+ Voyager Card from Citi becomes a much more attractive card due to the anniversary bonus points.

Consider this if…

  • You're interested in booking travel directly or outside of Expedia.com.

Comments and Questions

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Info about the following cards: Premier Rewards Gold Card from American Express, Delta Reserve® Credit Card from American Express, Platinum Delta SkyMiles® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Amex EveryDay® Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, Starwood Preferred Guest® American Express Luxury Card, and Amazon Business American Express Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred® Card points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).