Expedia®+ Voyager Card from Citi: A Great Card for Travelers

Expedia®+ Voyager Card from Citi: A Great Card for Travelers

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Editor's Rating

?
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.","showIcon":false,"tooltipLabel":"?"}

Cardholders willing to put in the effort will find this to be one of the best travel credit cards available.
Expedia®+ Voyager Card from Citi
{"align":"center","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card-nested","context":" in context: Review Header","cloudinaryImageName":"unavailable-card-update_c5bzxf.png","cssNamespace":"AffiliateCreditCardTileBanner","disclaimers":[""],"imageURL":"","isButtonSquare":true,"isUnavailable":false,"link":"","name":"Expedia\u00ae+ Voyager Card from Citi"}

Editor's Rating

?
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.","showIcon":false,"tooltipLabel":"?"}

Cardholders willing to put in the effort will find this to be one of the best travel credit cards available.
Expedia®+ Voyager Card from Citi
{"align":"center","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card-nested","context":" in context: Review Header","cloudinaryImageName":"unavailable-card-update_c5bzxf.png","cssNamespace":"AffiliateCreditCardTileBanner","disclaimers":[""],"imageURL":"","isButtonSquare":true,"isUnavailable":false,"link":"","name":"Expedia\u00ae+ Voyager Card from Citi"}

The Expedia®+ Voyager Card from Citi is one of the most rewarding credit cards we've seen. However, for most consumers, the card's value is buried in a complex rewards program that requires heavy user involvement. So, if you're someone who enjoys maximizing your rewards, then this is one of the better cards available. However, if you're not, other cards may better suit your needs, which we discuss below.

Review: Is the Expedia®+ Voyager Card from Citi Worth It?

The Expedia®+ Voyager Card from Citi has the potential to be one of the best travel credit cards in the hands of the right user. That's because the card allows cardholders to earn a high number of points on Expedia purchases and a decent number of points on restaurant and entertainment expenses. The value you'll get out of each point will vary, but we estimate each point to be worth approximately $0.007.

The points you earn with the Expedia®+ Voyager Card from Citi are in addition to the base points you can earn as an Expedia rewards member. That means eligible Expedia purchases made with the Expedia®+ Voyager Card from Citi will result in a 4.2% rewards rate. Leading travel credit cards rarely award above a 2.5% rewards rate, making the Expedia®+ Voyager Card from Citi an excellent choice for people who spend a lot of money on Expedia purchases.

When the card is used for other purchases, however, the rewards rate plummets because you won't be earning the base points. For instance, spending on dining and entertainment yields a low 1.4% rewards rate, and all other spending earns a meager 0.7% rewards rate. Therefore, if you're not booking travel through Expedia at least once per year, we recommend applying for a different credit card.

While the card comes with a $95 annual fee, it has a few features that help offset that cost. For instance, it awards a $100 annual air travel fee credit, which can be used for airline incidentals and either Global Entry or TSA Precheck. Additionally, the card offers automatic gold status for each year of card membership.

Bottom Line: The Expedia®+ Voyager Card from Citi is well worth applying for if you frequently make Expedia purchases. If you don't, then we would recommend applying for a separate card that offers a high rewards rate outside of Expedia purchases.

Earning Points with the Expedia®+ Voyager Card from Citi

As mentioned, this card can earn you a ton of Expedia points. For instance, let's assume you wanted to purchase a $2,000 flight and hotel package on Expedia.com. Below, we'll lay out how many points you'd earn with this card, with the Expedia®+ Card from Citi, and without either of the two cards.

CategoryExpedia®+ Voyager Card from CitiExpedia®+ Card from CitiWithout a card
Base points of 2 points for every $1 spent from Expedia.com4,0004,0004,000
10% point bonus with automatic +silver status04000
30% point bonus with automatic +gold status1,20000
3 bonus points per $1 spent06,0000
4 bonus points per $1 spent8,00000
Total points13,20010,4004,000
Total estimated value$92$73$28

The points you earn with the Expedia®+ Voyager Card from Citi can be redeemed for a lot of different rewards, including hotel nights, rental vehicles, and discounts on experiences such as attractions and tours. Your points will go further when you use them to book one of Expedia's 4,000+ VIP access hotels. That's because points are worth double when you book one of these hotels, and +gold members also get 250 bonus points when booking them.

How Does the Expedia®+ Voyager Card from Citi Compare to Other Cards?

In order to get a sense of the value offered by the Expedia®+ Voyager Card from Citi, it's important to compare it against other available options. We outline how the card stacks up against other cards, below.

The Expedia®+ Voyager Card from Citi vs the Expedia®+ Card from Citi

{"align":"align-left","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"unavailable-card-update_c5bzxf.png","cssNamespace":"AffiliateBanner","disclaimers":[""],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/expedia-plus-credit-card","name":"Expedia\u00ae+ Card from Citi"}

Between these two cards, the Expedia®+ Voyager Card from Citi will be the better choice for most. That's because it offers a greater amount of categories where cardholders can earn more points and a higher sign-up bonus. While the Expedia®+ Card from Citi can be a decent option, everything it does well is done better by the Expedia®+ Voyager Card from Citi. The annual fee on the Expedia®+ Voyager Card from Citi can be off-putting to some, but the card offers enough benefits to make up for that annual fee, like a $100 annual air travel fee credit. Provided you use the travel fee credit every year, you'll be coming out ahead.

Consider this if…

  • You'd prefer a card without an annual fee.

The Expedia®+ Voyager Card from Citi vs the Chase Sapphire Preferred® Card

  • On Chase's Secure Website
{"align":"align-left","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1553009969\/SapphirePreferred_600x375_hhwls7.png","cssNamespace":"AffiliateBanner","disclaimers":["On Chase's Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/196?url=\/expedia-plus-voyager-credit-card","name":"Chase Sapphire Preferred\u00ae Card"}

The Chase Sapphire Preferred® Card is an excellent card for earning travel rewards since it's part of Chase Ultimate Rewards—one of the best credit card rewards programs. If you're looking for versatility in the rewards you earn from a credit card, the Chase Sapphire Preferred® Card has the Expedia®+ Voyager Card from Citi beat. That's because the Chase Sapphire Preferred® Card earns cardholders an excellent 2X points on travel and dining at restaurants, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases worldwide. (2 points per dollar multiplied by the 1.25 bonus when redeeming for travel on the Chase portal). As an added plus, the card's welcome bonus is one of the best around: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®. Just keep in mind that in the long term, the Expedia®+ Voyager Card from Citi becomes a much more attractive card due to the anniversary bonus points.

Consider this if…

  • You're interested in booking travel directly or outside of Expedia.com.
Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).

Expedia®+ Voyager Card from Citi
{"align":"center","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card-nested","context":" in context: Review Header","cloudinaryImageName":"unavailable-card-update_c5bzxf.png","cssNamespace":"AffiliateCreditCardTileBanner","disclaimers":[""],"imageURL":"","isButtonSquare":true,"isUnavailable":false,"link":"","name":"Expedia\u00ae+ Voyager Card from Citi"}