No Foreign Transaction Fee Credit Cards - Compare Offers

If you plan on using a credit card outside of the United States, it is crucial to make sure it comes with no foreign transaction fee. By using our tool, you can also figure out which of these ‘No FX’ fee credit cards will provide you with high overall rewards whether you spend at home or abroad.

Our tool estimates the 24-month net value of rewards earned on each card, minus any annual fees. These estimates are all based on our own valuation of a point or mile, and the estimated monthly spending you enter. Click the gear icon to change the default monthly spending to get personalized estimates.

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Assumptions based on $1,430 monthly spend
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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).