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Best Credit Cards With Airport Lounge Access of October 2022 (Updated Monthly)

Best Credit Cards With Airport Lounge Access of October 2022 (Updated Monthly)

The Platinum Card® from American Express is the best credit card for lounge access because it comes with access to several popular airport lounge networks.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Citi is an advertising partner.

Airports worldwide are home to one of the best perks for travelers — airport lounges. Instead of cramming into a seat at your gate, lounges provide comfort, convenience and complimentary services to help you relax and unwind before your flight.

The question is how do you gain access to airport lounges? Many credit cards come with airport lounge memberships or passes. These cards tend to have higher annual fees than other cards, but often the cost is more than made up through the value of lounge access and other card perks. Below are some of our top picks for credit cards with airport lounge access so you can determine if one is right for you.

Credit cards with lounge access in 2022

The following credit cards all come with complimentary airport lounge access. If approved for a card, you may receive an email or other correspondence on how to activate your lounge membership. In most cases, you'll need to take action on your end before you can visit a lounge.

Card
Annual fee
Lounge access
Guest policy
The Platinum Card® from American Express*$695 American Express Global Lounge CollectionVaries depending on the lounge network and individual lounge policies
The Business Platinum Card® from American Express*$695American Express Global Lounge CollectionVaries depending on the lounge network and individual lounge policies
American Express® Green Card*$150$100 LoungeBuddy CreditN/A
Chase Sapphire Reserve®$550Priority Pass™ SelectTwo guests max per visit for primary cardholders and authorized; additional guest passes cost $27 per guest, per visit
Hilton Honors American Express Surpass® Card$9510 Complimentary Priority Pass™ Select PassesComplimentary passes may be used for guests
The Hilton Honors American Express Business Card$9510 Complimentary Priority Pass™ Select PassesComplimentary passes may be used for guests
Marriott Bonvoy Brilliant™ American Express® Card$650 Priority Pass™ SelectFirst two guests are free at select lounges
United Club℠ Infinite Card$525United ClubUp to two guests free
United℠ Business Card $99Two Anniversary United Club One-Time PassesN/A
Delta SkyMiles® Reserve American Express Card$550 Delta Sky Club, Centurion LoungesDelta Sky Club: Up to two guests for a $39 fee per person, Centurion Lounges: Up to two guests for $50 fee per person
Delta SkyMiles® Platinum American Express Card$250 Delta Sky Club Per-Visit RateUp to two guests for a $39 fee per person
Citi® / AAdvantage® Executive World Elite Mastercard®$450Admirals ClubUp to two guests free
Mastercard® Black Card™$495 ($195 for each Authorized User added to the account)Priority Pass SelectTwo free guests max per visit for primary cardholders and authorized; additional guest passes cost $27 per guest, per visit
Mastercard® Gold Card™$995 ($295 for each Authorized User added to the account)Priority Pass SelectTwo free guests max per visit for primary cardholders and authorized; additional guest passes cost $27 per guest, per visit

*Unlike some credit cards, The Platinum Card® from American Express, American Express® Green Card and The Business Platinum Card® from American Express allow you to carry a balance on some of your purchases, but not all.

Best credit card for lounge access overall and international lounge access

The Platinum Card® from American Express

See Rates & Fees. Terms Apply. On American Express' Secure Website

Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

$695

See Pay Over Time APR

660 - 850

  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $695 annual fee.
  • Terms Apply.
Earns transferable points

  • Annual fee: $695
  • Lounge network:
    • American Express Global Lounge Collection
    • International American Express Lounges
    • Centurion Lounges
    • Delta Sky Club
    • Escape Lounges
    • Plaza Premium Lounges
    • Priority Pass Lounges (enrollment required)
    • Air Space Lounges
  • Number of lounges: Over 1,400 airport lounges in 140 countries
  • Authorized user access: You can add additional card members for a fee. Additional card members have the same lounge access as the primary card member.
  • Guest policy: Guest policies vary depending on the specific lounge network. Many allow up to two guests per visit.
  • When can you access lounges?: Lounge access is for same-day travel only.
  • Terms apply

International travelers will love The Platinum Card® from American Express. The card features memberships to a handful of exclusive airport lounge networks, including Amex's own Centurion lounges. Few travel rewards credit cards can match the sheer volume of perks included with The Platinum Card® from American Express.

The card also comes with other valuable perks like a $200 hotel credit, a $200 airline fee credit (enrollment required), upgraded hotel status with Hilton and Marriott (enrollment required), and a laundry list of other credits, benefits and protections.

You can also earn bonus points for travel and other purchases: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply.

For rates and fees of The Platinum Card® from American Express, please click here

Drawbacks? The high annual fee

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Note that, unlike some credit cards, The Platinum Card® from American Express allows you to carry a balance on some of your purchases, but not all.


Best credit card with Priority Pass lounge access

Chase Sapphire Reserve®

On Chase's Secure Website

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®

$550

19.24% - 26.24% Variable

720 - 850

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Earns transferable points

  • Annual fee: $550
  • Lounge network: Priority Pass™ Select
  • Number of lounges: Over 1,300 airport lounges worldwide
  • Authorized user access: Authorized users receive the same full complimentary access to lounges as primary cardholders.
  • Guest policy: Primary cardholders and authorized users are allowed a maximum of two guests per visit. Passes for additional guests cost $27 per guest per visit.
  • When can you access lounges?: Lounge access is for same-day travel only.

Chase Sapphire Reserve® is our top pick for Priority Pass perks because it offers full lounge access for cardholders and authorized users. The luxury travel rewards card also comes with a host of other travel benefits and perks. Among them are top-notch travel and purchase protections and access to Priority Pass airport lounges worldwide. Plus, points earned are worth 50% more when redeemed through Chase Ultimate Rewards®.

The card lets you earn 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards®.

One of the biggest perks is a $300 annual travel credit that applies to most travel purchases, including airfare. This credit can offset more than half the $550 annual fee.

Drawbacks? The Priority Pass program is inferior to many lounge programs on this list. Some of the best lounge networks don't participate in Priority Pass, and Priority Pass members are often second on the admission list to airline elite status members.

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Best credit card with lounge access for business

The Business Platinum Card® from American Express

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Not available on ValuePenguin

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

$695

17.24% - 25.24% Variable

660 - 850

  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.

  • Annual fee: $695
  • Lounge network(s):
    • American Express Global Lounge Collection
    • International American Express Lounges
    • Centurion Lounges
    • Delta Sky Club
    • Escape Lounges
    • Plaza Premium Lounges
    • Priority Pass Lounges (enrollment required)
    • Air Space Lounges
    Number of lounges: Over 1,400 airport lounges in 140 countries
  • Authorized user access: You can add additional card members for a fee. Additional card members have the same lounge access as the primary card member.
  • Guest policy: Guest policies vary depending on the specific lounge network. Many allow up to two guests per visit.
  • When can you access lounges?: Lounge access is for same-day travel only.
  • Terms apply

If you're a fan of The Platinum Card® from American Express, The Business Platinum Card® from American Express is just as good, if not better. It's our top pick for a business card with lounge benefits because it offers access to the same lounge networks as the consumer version of the card.

The card also earns 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more.

Don't skip over the card's business credits, either, because they provide just as much value. Credits include a $400 Dell credit (enrollment required) and a $120 wireless credit (enrollment required).

Drawbacks? The high annual fee

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Note that, unlike some credit cards, The Business Platinum Card® from American Express allows you to carry a balance on some of your purchases, but not all.


Best credit card for Admirals Club lounge access

Citi® / AAdvantage® Executive World Elite Mastercard®

On Citibank's Secure Website

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

$450

18.99% - 27.99% (Variable)

660 - 850

  • Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

  • Annual fee: $450
  • Lounge network(s): Admirals Club
  • Number of lounges: Nearly 50 lounges plus access to 60 partner lounges
  • Authorized user access: No charge to add authorized users. Authorized users have access to domestic and international Admirals Club locations but not full membership privileges.
  • Guest policy: Up to two guests free
  • When can you access lounges?: Lounge access is for same-day travel only.

Citi® / AAdvantage® Executive World Elite Mastercard® is an excellent choice for airline travelers, especially those who prefer American Airlines. It's also the only credit card that comes with an Admirals Club membership.

As an airline credit card, most of its bonus spending power comes from airline purchases. With the Citi® / AAdvantage® Executive World Elite Mastercard® card you'll Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases & 1 AAdvantage® mile for every $1 spent on other purchases.

The card comes with several airline-related perks, including priority check-in, security, and boarding privileges. You also get a Global Entry or TSA Precheck fee credit up to $100 every five years.

Drawbacks? You're limited to Admirals Club and its partners' lounges. The annual fee may not be worth it if you don't frequently visit airports with these lounges.

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Best credit card for Delta Sky Club lounge access

Delta SkyMiles® Reserve American Express Card

See Rates & Fees. Terms Apply. On American Express' Secure Website

Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

$550

18.74%-27.74% Variable

660 - 850

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.

  • Annual fee: $550
  • Lounge network(s): Delta SkyClub, Centurion
  • Number of lounges: 50+ Delta SkyClub Lounges, 40+ Centurion Lounges
  • Authorized user access: Authorized users receive full lounge access
  • Guest policy: Up to two guests at a per-visit rate of $39 each at Delta SkyClub and $50 each at Centurion lounges.
  • When can you access lounges?: Lounge access is for same-day travel on Delta flights.
  • Terms apply

The Delta SkyMiles® Reserve American Express Card has a higher annual fee, but it offers complimentary Delta SkyClub access, plus a host of other luxury travel perks. As a bonus, cardholders also get access to Amex's exclusive Centurion Lounge network.

The card doesn't come with a ton of bonus spending categories but it does earn bonus points on Delta purchases: Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.

It also comes with complimentary upgrades and upgrade priority over other select Medallion members. Cardholders also receive a round-trip companion pass every year as an added bonus. Other perks include first checked bag free on Delta flights,a Global Entry or TSA Precheck fee credit and 20% back on in-flight purchases.

For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here

Drawbacks? You're limited to Sky Club and Centurion lounges. The annual fee may not be worth it if you don't frequently visit airports with these lounges.

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Best credit card for United Club lounge access

United Club℠ Infinite Card

On Chase's Secure Website

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

$525

18.74% - 25.74% Variable

720 - 850

  • Earn 80,000 bonus miles.
  • Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining including eligible delivery services
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

  • Annual fee: $525
  • Lounge network(s): United Club
  • Number of lounges: 45+ United Club lounges, five United Polaris lounges
  • Authorized user access: Authorized users can only access lounges as a guest of the primary cardholder.
  • Guest policy: Up to two free guests per visit
  • When can you access lounges?: Lounge access if for same-day travel on United and Star Alliance flights.

United fans will love the United Club℠ Infinite Card. Not only does the card come with access to United Club lounges, but it offers points in several bonus spending categories: Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.

Cardholders receive premium travel services when flying United. You'll receive special treatment at the airport from check-in to security screening to boarding and baggage handling.

The United Club℠ Infinite Card also features several air travel perks, including first and second checked bags free, 25% back on in-flight purchases and a Global Entry or TSA Precheck fee credit.

Drawbacks? You're limited to United Club and Polaris lounges. The annual fee may not be worth it if you don't frequently visit airports with these lounges.

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Best credit card for lounge access and a low annual fee

Hilton Honors American Express Surpass® Card

Generic art
Not available on ValuePenguin

Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership.

$95

17.24% to 26.24% variable

660 - 850

  • Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.  
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

  • Annual fee: $95
  • Lounge network(s): 10 complimentary Priority Pass™ Select passes
  • Number of lounges: 1,300+ lounges
  • Authorized user access: Authorized users don't receive this benefit but may use complimentary passes for lounge access.
  • Guest policy: Complimentary passes may be used for guests.
  • When can you access lounges?: Access is for same-day travel only.
  • Terms apply

Hilton Honors American Express Surpass® Card features a much lower annual fee than most of the cards on this list. While it doesn't come with a full lounge network membership, cardholders receive 10 free passes to Priority Pass™ Select lounges.

This Hilton co-branded card packs a punch with its bonus spending opportunities. Cardholders Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.

As a Hilton credit card, you'll also receive complimentary Hilton Honors Gold status (enrollment required). Gold status members enjoy additional perks like room upgrades, daily food and beverage credits and an 80% points earning bonus on hotel stays.

Drawbacks? You're limited to 10 lounge visits per year.

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Compare the best credit cards for lounge access in October 2022

Welcome offer
Other benefits
Annual fee
Best overall and international

The Platinum Card® from American Express

The Platinum Card<sup>®</sup> from American Express
Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • $200 hotel credit (enrollment required)
  • $240 digital entertainment credit
  • $200 airline fee credit (enrollment required)
  • $189 Clear credit
  • Global Entry or TSA Precheck fee credit
  • Hilton Honors Gold Status (enrollment required)
  • Marriott Bonvoy Gold Elite Status (enrollment required)
$695
Apply Now
See Rates & Fees. Terms Apply. On American Express' Secure Website
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Unlike some credit cards, The Platinum Card® from American Express and The Business Platinum Card® from American Express allow you to carry a balance on some of your purchases, but not all.

Is lounge access worth it?

Getting a credit card with airport lounge access is worth the cost if you travel often to destinations with lounges within your network. Airport lounges offer several amenities and benefits for travelers including:

  • Complimentary food and beverages (including alcohol)
  • Wi-Fi access
  • Comfortable, quiet spaces to work or relax
  • Charging stations and outlets
  • Credits to airport restaurants sometimes
  • Shower facilities
  • Quiet rooms
  • Newspapers and magazines
  • Guest privileges
  • Business centers

Having lounge access is only valuable if you plan to take advantage of the perks that come with it. If you only fly a few times a year, a credit card with lounge access may not be the best fit.

How do I get free airport lounge access?

There are a few ways to get free airport lounge access:

  1. One of the best ways is through credit cards. Some credit cards offer complimentary access to a lounge network (multiple lounge networks in some cases).
  2. Some airlines allow you to access lounges if you've achieved a higher status in their frequent flyer program.
  3. In some cases, especially with domestic flights, booking a first-class flight can earn you free entry into an airport lounge on the day of your flight.

Keep in mind that there is still a cost involved — either through purchasing airfare with the airline or paying the annual fee for a card with lounge access. You just aren't paying directly for lounge access.

What are the best lounge networks?

If you're looking for the best lounge networks to join, there are several to choose from. Below are some of the most popular airport lounge networks among travelers today.

The Centurion lounge network is home to more than 40 world-class airport lounges worldwide. The network includes Centurion and Escape lounges. Features often include complimentary drinks and food prepared by world-class chefs and carefully crafted seating areas for work or relaxation.

Priority Pass is among the most popular airport lounges because of its vast number of lounges available worldwide. The network is home to over 1,300 lounges in 600 cities worldwide. Lounges feature standard amenities like Wi-Fi and refreshments. Some Priority Pass lounges offer perks like spa treatments and sleeping rooms.

Admirals Club is American Airlines' airport lounge network. The network has almost 50 lounges spread across the world. Members also get access to 60 partner lounges. Admirals Club lounges feature snacks, made-to-order food, beverages, business centers, shower suites and personal travel assistance.

United Club is the lounge network for United Airlines. Along with over 45 lounges worldwide, select members and travelers can also access its five United Polaris lounges. Members also have access to select Star Alliance partner lounges too. Lounges feature standard amenities like free snacks and beverages, comfortable seating, and Wi-Fi.

Delta Sky Club has locations around the world to meet travelers' needs. Features often include complimentary beverage services and food, Wi-FI, satellite TV, business centers, and shower facilities.

Can you pay for airport lounge access?

If you don't have a credit card with lounge access, you may still be able to gain entry. Many airlines allow you to buy memberships or one-time passes for a fee. United Airlines, for example, sells one-time passes for its United Clubs for $59. American Airlines Admirals Club offers several annual membership options with fees of up to $1,250 for a household membership. Some lounge networks, like Centurion, do not sell lounge access passes or memberships.

How to use lounge access at airports

Airport lounges can be an enjoyable and relaxing experience for travelers. You can maximize your experience by following these tips.

Take time to familiarize yourself with your lounge network before visiting. Learn what perks come with lounge membership, lounge locations, guest pass policies, family and kids policies and other pertinent program details.

Once you have flights booked, find out what lounges are available at your departure and arrival airports. Lounges often have their own set of policies, procedures, and hours. Find out if there's anything special you need to know before your visit. Figure out where it's located in the airport in relation to your gate.

Plan on arriving at least 30 minutes early to take advantage of all of the lounge's amenities. Having to rush through your lounge time, grab a quick snack and sit for a minute is not enjoyable. Always plan for enough time to enjoy lounge access.

Another way to maximize your lounge visit is to do a lap around the entire lounge before sitting down. That way, you know what they offer and where everything's located. Check out all of the amenities and seating areas before you settle in.

Sometimes airport lounges can be too relaxing. Remember that you're at the airport for a reason — your flight. Make a note of your flight's boarding time to avoid missing it. Set an alarm if you think you might lose track of time.

Credit cards with lounge access FAQs

Several credit cards come with free access to airport lounges, including The Platinum Card® from American Express, Citi® / AAdvantage® Executive World Elite Mastercard® and Chase Sapphire Reserve®.

Some credit cards offer free airport lounge network memberships. Other cards may offer one-time lounge passes or exclusive discounted lounge visit rates.

Typically, you can either show your credit card or your lounge membership card to access an airport lounge. Some lounge networks also offer a digital membership card through their mobile app. Most lounges also want to see a same-day boarding pass.

Check your cardholder agreement or contact the credit card issuer to determine if airport lounge benefits are included with your card. ^

Recap of the best credit cards with complimentary lounge access in October 2022

Methodology

To make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin as well as cards on major issuer sites to compile a list of cards that offer the best airport lounge access. Our recommendations are based on the strength of the cards' lounge networks, as well as the additional value you can earn with the cards — including the rewards value, cost of ownership and value of benefits such as travel and purchase protections and airline companion passes. Our choices are not influenced by our advertisers. Learn more on how we calculate rewards.

For rates and fees of The Platinum Card® from American Express, please click here

For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here

For rates and fees of Marriott Bonvoy Brilliant™ American Express® Card, please click here

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here

The information related to The Business Platinum Card® from American Express, American Express® Green Card, Hilton Honors American Express Surpass® Card and The Hilton Honors American Express Business Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply to American Express credit card offers. See americanexpress.com for more information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).