Credit Cards
Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

Chase Slate® Credit Card: A Top-Tier Balance Transfer Card

Image of Chase Slate®
93
"One of the best balance transfer credit cards. With no transfer fee for the first 60 days, this card can help get rein in an out of control credit balance."

Contents

Chase Slate® Credit Card is our pick for one of the best balance transfer credit cards. This card comes with a 15 month 0% intro APR period – this means you pay no interest on your balance during that time. The Chase Slate® credit card also does not charge balance transfer fees for the first 60 days after opening an account. This feature is what makes the Chase Slate® Credit Card  stand out from other similar products on the market. Having no transfer fees can be a huge money saver, especially when transferring large sums of money.

The features we like best about the Chase Slate® Credit Card 

  • No balance transfer fee on balances transferred within first 60 days
  • Purchase and price protection - extra perks for consumers looking to save money

Where we think the Chase Slate® falls short compared to other cards

  • Intro APR period not as long as the top competing cards

Review: Is the Chase Slate® a Good Credit Card for Balance Transfers?

We recommend for individuals looking to transfer large balances the Chase Slate® - there is no better card when it comes to moving sizeable sums. That's because while other leading balance transfer cards, such as the Citi Simplicity or Citi® Diamond Preferred® Card offer longer 0% introductory periods, these cards also charge cardholders fees for moving their balance over to them. On average, credit cardholders are charged 3% to 4% of the amount being transferred. Because the fee is a percentage of the total you want to transfer, the larger that amount is, the larger your fee will be. By eliminating transfer fees for the first 60 days, Chase Slate® offers its customers huge short-term savings. 

Of course, there are tradeoffs. While you are not paying for transfers in the first two months with the Slate®, you will not have as much time to enjoy a 0% intro APR. The Citi Simplicity, for example, has a 0% introductory APR period of 21 months – 6 months longer than the Chase Slate®. If you cannot pay off your balance in full within 15 months, we'd recommend you consider applying for a card like the Citi Simplicity. In that case, consumers should weigh the benefit of three extra months of 0% intro APR (presumably on a lower ending balance) against a waived fee (on a higher starting balance).

One of the other things we really like about the Chase Slate® credit cards is that it also offers users something beyond balance transfers. One of the major pitfalls of worse balance transfer cards is that their usefulness ends with the expiration of their 0% intro APR period. Through their purchase protection benefits, Chase Slate® customers have a reason to keep using their card long after that introductory period ends. To that end, the card has benefits and perks like its Blueprint suite of services, and various price and purchase protections (more detailed breakdown of these benefits below. The important takeaway from them is this: they provide security and more control so that consumers can be more confident in their spending and payments. 

Chase Slate® Benefits and Features

The Chase Slate® sports a 0% intro APR on purchases and balance transfers for the first 15 months after account opening. This is by far the defining characteristic of this credit card. The Chase Slate® waives interest on balances they carry for those first 15 months, which lets cardholders slowly pay off any debts without accumulating fees over that time. Let’s look at how transferring a balance using the Chase Slate® credit card might work through an example with the Barclaycard Arrival Plus, one of our better travel rewards credit cards

Image of Chase Slate®
Annual Fee $0
Purchase APR 15.74%-24.49% Variable
Card Details
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • Chase Slate named "Best Credit Card for Balance Transfers" four years in a row by Money Magazine
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

How Transferring Balances to the Slate® Can Save Money

Imagine you have a balance of $9,000 with the Barclaycard Arrival Plus™ World Elite MasterCard® that you're unable to pay off in full. We'll take the lower end of its variable APR of 16.74% each month that you carry a balance. Assuming you can make minimum monthly payments of $1,000 at the end of each month and don't add further amounts, it will take a little more than 10 months to pay off that balance completely - that's because each month also accrues interest charges that get added to your balance. How much interest will you pay in those months? Well, APR is an annual and nominal percentage rate. In order to get an estimate of how much interest you will accumulate over that period, we need to calculate the actual interest rate based on that nominal APR figure. The conversion formula works as follows:

  • Periodic Interest Rate = APR/365 (since interest is calculated using your daily balance)
  • Total Interest for one month = Average Daily Balance x Periodic Interest Rate x 30 (30 being the number of interest periods in a month)
  • Applying this to our example 16.74% APR the periodic interest rate comes out to be 0.045%. By paying 0.045% interest on your remaining balance, you would end up paying close to $600 in fees alone over ten to eleven months.

What if you transferred your balance over to the Chase Slate® instead? That $600 would stay in your pocket. Assuming you transferred the balance within the first 2 months of opening your Chase Slate® account, you pay no interest and no transfer fees, saving you a considerable amount.  

Chase Blueprint

If you need extra help managing your payments and credit card finances, Chase has you covered with their Blueprint service, which is available to Chase Slate® cardmembers. Blueprint offers a range of tools which can help you plan out how to pay off your balance, and analyze your spending habits. The full list of Blueprint services is as follows:

  • Full Pay allows you to choose which spending categories to pay off in full each month. With this, if you know that your spending is greatest in particular categories, you can avoid paying interest on those items by targeting them and making sure those purchases are paid off each month.
  • Chase Slate® users can select Split to pay off particular purchases in a set number of payments, or by selecting how much of your payment you want to commit to an item each month.
  • With Finish It, by selecting how much you are willing to pay each month, you can calculate and track how long it will take to finish off a balance. Finish It allows you to track and see interest payments too, which aids in seeing the long-term costs of choosing a particular minimum payment.
  • Track It helps analyze past spending habits, and understand where you are spending the most. It aims to help Chase Slate® users monitor their budget more closely, by creating visualizations which are grouped by spending category.

The advantage of Chase Slate®’s Blueprint service comes as a direct result of how interest is calculated on your card. Interest is compounded daily, which means once interest kicks in, it is calculated on daily balances. If your finances are tight, it might save you money to target down which purchases on your bill you pay off. To save the most money, you will want to pay off as much of your earlier purchases as possible, as they have been accumulating interest the longest. While the savings won’t be huge, it can make a difference to individuals on a tight budget.

Slate® Price, Purchase, and Warranty Protection

On top of helping you pay off old balances, the Chase Slate® credit card also protects the purchases you make using it. Keep in mind that all of these benefits apply exclusively to purchases made using the Chase Slate® credit card.

One of the worst experiences when shopping, is to buy an item only to see it go on sale the next day or week. Chase Slate® cardholders can rest easy with Price Protection. Chase will cover the price difference up to $500, if a lower price is advertised within 90 days of a purchase, at a maximum of $2,500 per year. Purchase Protection helps with unexpected accidents and misfortunes that may befall your newly charged merchandise. If an item you bought is damaged or stolen within 120 days of the purchase, Chase will reimburse the damages for up to $500 per claim, and up to $50,000 per account. Finally, Chase Slate® cardholders are also given an extension on their warranties for purchases made with their card. Chase adds one extra year to the manufacturer’s warranties – provided the warranty is no longer than 3 years.

How Does the Chase Slate® Compare to Other Credit Cards?

To make the best value-based decision, it is instrumental to do some comparison shopping. While the Chase Slate® stands on its own, it's best to consider it in the context of its peers and other alternatives to determine if it is the best card for you to apply for. Below we profiled how the Chase Slate® credit card compares to other popular credit cards in the market today. Consider the options below to see which card is a better fit for your needs.

Chase Slate® vs Citi Simplicity

One of our top picks for best balance transfer cards is the Citi Simplicity. It has the longest lasting 0% introductory APR period of any major credit card, lasting 21 billing cycles. If a consumer is looking for extra time to pay off their previous statement balances, then the 3 extra months of breathing room provided by the Citi Simplicity can make a world of difference.

One downside of the Citi Simplicity, over the Chase Slate® card, is its transfer fee of 3%. While a standard rate and by no means a big negative, anybody who wants to transfer their balance without having to pay any extra fees should pick the Chase Slate®. 

The Citi Simplicity also offers a similar benefit to Chase Slate®’s Price Protection and extended warranty. Citi Simplicity’s Price Rewind lasts 30 days less than that of the Chase Slate®, and offers refunds of up to $300 per item, or $200 less than the Chase Slate®. The Citi card makes up for this deficit in the extended warranty program. While Chase Slate® offers 1 extra year on warranties of up to 3 years, Citi Simplicity extends warranties by 1 year on warranties of up to 5 years (for a maximum possible warranty of 6 years).

Chase Slate® vs. Discover it® ­- 18 Month Balance Transfer Offer

We suggest the Discover it® ­- 18 Month Balance Transfer Offer as another alternative to the Chase Slate® for consumers to consider - it's a hybrid balance transfer card with rewards. Through the Discover it® ­- 18 Month Balance Transfer Offer, consumers earn 5% cash back on purchases in select, rotating categories. The 5% applies only on the first $1,500 in total spending in those categories, each quarter when you sign up. All other purchases earn Discover it® ­- 18 Month Balance Transfer Offer users just 1% cash back. This feature has no equivalent in the Chase Slate®, which offers no rewards outside of the purchase protection benefits.

Where the two cards do have a direct clash is as balance transfer credit cards. The Discover it® ­- 18 Month Balance Transfer Offer has a 0% APR balance transfer period that is longer than that of the Chase Slate®. However, Discover it® ­- 18 Month Balance Transfer Offer cardholders must also pay a fee for balances transferred to their account, which is something Chase Slate® can avoid for the first 60 days of card membership, with the card's introductory offer.

While in the short term the Chase Slate® offers better value for balance transfers, we think the Discover it® ­- 18 Month Balance Transfer Offer provides users with more long-term savings. Once the 15 month 0% introductory APR period on the Chase Slate® ends, the only savings to be had come from the purchase protection perks which will provide limited savings at best. Since the cards have no annual fee, it is not a bad option to consider having both cards. While the Chase Slate® will offer better balance transfer benefits, once your finances are under control the Discover it® ­- 18 Month Balance Transfer Offer can provide spending rewards for added value.

Chase Slate® vs. Chase Freedom®

The comparison between the Chase Freedom® and Chase Slate® credit cards operates much in the same way as the Discover it® ­- Cashback Match™ comparison above. The Chase Freedom is a cashback rewards credit card with a 0% intro APR on balance transfers and purchases for the first 15 billing cycles – the same as Chase Slate®'s offering. There is a 5% balance transfer fee, with a $5 minimum, for Chase Freedom® users. Once again, Chase Slate®’s advantage here is its ‘no balance transfer fee’ introductory offer.

For long term saving, the Chase Freedom® offers more value through its cash back structure – 5% returns on rotating categories, and 1% back on everything else. There is also a signing bonus of $150, though we think anybody who needs the card for its balance transfer aspect should steer clear of excessive spending in the first few months of opening the account.  As with Discover it® ­- Cashback Match™ before, users can apply for both cards and use each to the different strengths they possess. There is no arguing that the Chase Slate® is the better balance transfer card. However, the Chase Freedom can eventually provide users with net spending rewards in the future.

Chase Slate® vs Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card, one of Chase’s most popular credit cards, is marketed at a completely different audience than the Chase Slate®. The Chase Sapphire Preferred® Card is a travel rewards card, with a high annual fee and no 0% intro APR offers to speak of. It is strictly for individuals with high spending habits who have no trouble paying off their balance each month. If one does not meet both these qualifications, there is no value to be found in having this card.

The APR on the Chase Sapphire Preferred® Card is a little worse than that of the Chase Slate®. Before deciding on a card like the Chase Sapphire Preferred®, it is important to know if one is able to take care of a credit card bill on a month to month basis. If not, then a credit card like the Chase Slate® is the superior financial choice.

Compare The Chase Slate® To Other Balance Transfer Credit Cards Based On Your Situation

We built a comparison tool that allows consumers to compare balance transfer credit cards based on their existing financial situation. Use this to figure out whether the transfer-fee-savings of the Chase Slate® will outweigh the longer 0% periods of other cards, like the Citi Simplicity® Card - No Late Fees Ever.

Current Interest Rate:
Current APR (%):
Current Balance ($)
Monthly Payments ($)
Card APR Balance Transfer Fee Intro Balance Transfer Offer Interest Savings

ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees.

The estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Chase Freedom Unlimited®
15.99% - 24.74% Variable Either $5 or 5% of the amount of each transfer, whichever is greater 0% for 15 months $0.00
Graph Card Read Review More Details
Annual Fee $0
APR 15.99% - 24.74% Variable

Card Details

  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Chase Freedom Unlimited® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Chase Freedom Unlimited® assumes an interest rate of 0.00%

Capital One® Quicksilver® Cash Rewards Credit Card
13.99% - 23.99% (Variable) 3% 0% intro on balance transfers for 9 months $0.00
Graph Card Read Review More Details
Annual Fee $0
APR 13.99% - 23.99% (Variable)

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Capital One® Quicksilver® Cash Rewards Credit Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Capital One® Quicksilver® Cash Rewards Credit Card assumes an interest rate of 0.00%

Wells Fargo Propel American Express® Card
13.99%-25.99% (Variable) 5% 0% for 12 months $0.00
Graph Card More Details
Annual Fee $0
APR 13.99%-25.99% (Variable)

Card Details

  • Earn 20,000 bonus points after spending $1,000 in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Wells Fargo Propel American Express® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Wells Fargo Propel American Express® Card assumes an interest rate of 0.00%

TRIO℠ Credit Card
14.24% to 23.24% Variable 4% or $5 whichever is greater. 0% Intro on Balance Transfers for 12 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.24% to 23.24% Variable

Card Details

  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back rewards on all other purchases

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
TRIO℠ Credit Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the TRIO℠ Credit Card assumes an interest rate of 0.00%

U.S. Bank Cash 365™ American Express® Card
14.74% - 23.74% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 12 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.74% - 23.74% Variable

Card Details

  • Earn unlimited 1.5% cash back on eligible net purchases
  • New cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% - 23.74%
  • Unlimited cash back
  • Cash back never expires
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
U.S. Bank Cash 365™ American Express® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the U.S. Bank Cash 365™ American Express® Card assumes an interest rate of 0.00%

The Choice Privileges® Visa® Card
15.24%, 19.99% or 24.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.24%, 19.99% or 24.99% Variable

Card Details

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at any Choice Privileges location
  • 15 points for every $1 spent at Choice Privileges locations
  • 5 points for every $1 spent on additional Choice Privileges points or Choice Hotel gift card purchases
  • 2 points for every $1 spent otherwise
  • Cardmembers automatically get Elite Gold status
  • Book award and free nights twenty days before other members
  • 10% point bonus on points earned for eligible stays at Choice Privileges locations
  • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
The Choice Privileges® Visa® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the The Choice Privileges® Visa® Card assumes an interest rate of 0.00%

ThankYou® Preferred Credit Card
14.49% - 24.49%* (Variable) 4% of each balance transfer; $5 minimum. 0%* 15 months $0.00
Graph Card Read Review More Details
Annual Fee $0*
APR 14.49% - 24.49%* (Variable)
*Rates and Fees

Card Details

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
ThankYou® Preferred Credit Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the ThankYou® Preferred Credit Card assumes an interest rate of 0.00%

Hawaiian Airlines® World Elite Mastercard®
16.24%, 20.24% or 25.24% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee $89
APR 16.24%, 20.24% or 25.24% Variable

Card Details

  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
  • Earn 2 miles for every $1 spent on Haiwaiian Airlines
  • Earn $1 for every $1 spent on all other purchases
  • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
  • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • No foreign transaction fees

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Hawaiian Airlines® World Elite Mastercard® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Hawaiian Airlines® World Elite Mastercard® assumes an interest rate of 0.00%

Discover it® ­- 18 Month Balance Transfer Offer
11.99% – 23.99% Variable 3% 0% $0.00
Graph Card Read Review More Details
Annual Fee $0
APR 11.99% – 23.99% Variable

Card Details

  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Discover it® ­- 18 Month Balance Transfer Offer 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Discover it® ­- 18 Month Balance Transfer Offer assumes an interest rate of 0.00%

Chase Freedom®
15.99% - 24.74% Variable Either $5 or 5% of the amount of each transfer, whichever is greater 0% for 15 months $0.00
Graph Card Read Review More Details
Annual Fee $0
APR 15.99% - 24.74% Variable

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Chase Freedom® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Chase Freedom® assumes an interest rate of 0.00%

Priceline Rewards™ Visa Card
14.99%, 19.99% or 24.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.99%, 19.99% or 24.99% Variable

Card Details

  • 5 points for every $1 spent on priceline.com purchases
  • 1 point for every $1 spent otherwise
  • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
  • Reward redemptions begin at $25
  • Get 10% points back every time you redeem points for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Priceline Rewards™ Visa Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Priceline Rewards™ Visa Card assumes an interest rate of 0.00%

The Amex EveryDay® Credit Card from American Express
13.99%-23.99% Variable Either $5 or 3% of the amount of each transfer, whichever is greater. 0% on Balance Transfers 12 months $0.00
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0
APR 13.99%-23.99% Variable
*Rates and Fees

Card Details

  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 23.99%.
  • No annual fee.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
The Amex EveryDay® Credit Card from American Express 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the The Amex EveryDay® Credit Card from American Express assumes an interest rate of 0.00%

Blue Cash Everyday® Card from American Express
13.99%-24.99% Variable Either $5 or 3% of the amount of each transfer, whichever is greater. 0% on Balance Transfers for 12 months $0.00
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0
APR 13.99%-24.99% Variable
*Rates and Fees

Card Details

  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Blue Cash Everyday® Card from American Express 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Blue Cash Everyday® Card from American Express assumes an interest rate of 0.00%

Holland American Line Rewards Visa Card
13.99%, 16.99% or 20.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Earn 5,000 points upon first purchase
  • 2 points for every $1 spent on all Holland American purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards towards discounted, reduced, and free cruise redemptions
  • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Holland American Line Rewards Visa Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Holland American Line Rewards Visa Card assumes an interest rate of 0.00%

Premier Miles & More® World Mastercard®
15.99% or 24.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee $79
APR 15.99% or 24.99% Variable

Card Details

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase, and annually thereafter
  • 2 miles for every $1 spent on Miles and More integrated airlines
  • 1 mile for every $1 spent otherwise
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Premier Miles & More® World Mastercard® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Premier Miles & More® World Mastercard® assumes an interest rate of 0.00%

The Wyndham Rewards® Visa Signature® Card
15.24% or 19.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.24% or 19.99% Variable

Card Details

  • Earn 12,000 bonus points with first purchase
  • 5 points per $1 spent on participating hotels
  • 2 points per $1 spent everywhere else
  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
The Wyndham Rewards® Visa Signature® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the The Wyndham Rewards® Visa Signature® Card assumes an interest rate of 0.00%

Princess Cruises Rewards Visa Card
13.99%, 16.99% or 20.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Earn 5,000 Bonus Princess Points after your make your first purchase
  • 2 points for every $1 spent on Princess Cruises purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards towards discounted, reduced, and even free cruise redemptions
  • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Princess Cruises Rewards Visa Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Princess Cruises Rewards Visa Card assumes an interest rate of 0.00%

Carnival World™ MasterCard®
13.99%, 16.99% - 20.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% - 20.99% Variable

Card Details

  • Earn 5,000 Bonus FunPoints® when you use your card for the first time
  • 2 FunPoints for every $1 spent on all Carnival Cruise Line purchases
  • 1 FunPoint for every $1 spent otherwise
  • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
  • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Carnival World™ MasterCard® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Carnival World™ MasterCard® assumes an interest rate of 0.00%

National Geographic Platinum Edition® Visa®
15.99% - 22.99% Variable 5% or $10 whichever is greater. 0% Intro on Balance Transfers for 6 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.99% - 22.99% Variable

Card Details

  • Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
  • 2 points per $1 spent on purchases made through National Geographic
  • 1 point per $1 spent eveywhere else
  • 12 digital issues of National Geographic magazine plus online archive
  • 20% off qualifying purchases through the National Geographic catalog and online store
  • $250 off Nat Geo Expeditions and Adventure trips

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
National Geographic Platinum Edition® Visa® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the National Geographic Platinum Edition® Visa® assumes an interest rate of 0.00%

RCI® Elite Rewards® MasterCard®
13.99% or 24.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 12 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99% or 24.99% Variable

Card Details

  • Earn up to 2,500 bonus rewards after your first purchase
  • 2 points for every $1 spent on RCI purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
RCI® Elite Rewards® MasterCard® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the RCI® Elite Rewards® MasterCard® assumes an interest rate of 0.00%

Miles & More® World Elite Mastercard®
Image of Miles & More® World Elite Mastercard® 16.99% or 25.99% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee $89
APR 16.99% or 25.99% Variable

Card Details

  • 50,000 award miles after qualifying transactions
  • 1 mile for every $1 spent
  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Miles & More® World Elite Mastercard® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Miles & More® World Elite Mastercard® assumes an interest rate of 0.00%

Truly Simple Credit Card
12.74% - 23.74% Variable 4% or $10 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 12.74% - 23.74% Variable

Card Details

  • No Annual Fee
  • No Penalty Rate (APR) for a missed payment
  • Low 0% introductory APR for the first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 12.74% to 23.74% based on your creditworthiness

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Truly Simple Credit Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Truly Simple Credit Card assumes an interest rate of 0.00%

KeyBank Latitude Credit Card
Image of KeyBank Latitude Credit Card 10.74% - 20.74% Variable 4% or $10 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 10.74% - 20.74% Variable

Card Details

  • No annual fee
  • Special low Introductory APR of 0% for the first 15 billing cycles on purchases and balance transfers1 (made within 60 days of account opening).
  • After that, our lowest variable Purchase and Balance Transfer APR will apply, currently 10.74% - 20.74%, based on credit worthiness.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
KeyBank Latitude Credit Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the KeyBank Latitude Credit Card assumes an interest rate of 0.00%

BB&T Bright® Card
Image of BB&T Bright® Card 11.9% to 20.9% Variable 3% or $10 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 11.9% to 20.9% Variable

Card Details

  • 0% introductory (APR) for 15 months on purchases and balance transfers
  • Afterwards, variable APRs ranging from 11.9% to 20.9%
  • No annual fee

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
BB&T Bright® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the BB&T Bright® Card assumes an interest rate of 0.00%

US Bank Visa® Platinum Card
10.74% - 22.74% Variable 3% or $5 whichever is greater. 0% Intro on Balance Transfers for 15 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 10.74% - 22.74% Variable

Card Details

  • 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.74% - 22.74%
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Fraud Protection: receive notifications of unusual activity, plus zero fraud liability for fraudulent charges

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
US Bank Visa® Platinum Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the US Bank Visa® Platinum Card assumes an interest rate of 0.00%

Wells Fargo Platinum Visa® Card
16.15%-25.99% (Variable) 5% 0% for 18 months $0.00
Graph Card More Details
Annual Fee $0
APR 16.15%-25.99% (Variable)

Card Details

  • 0% Intro APR for 18 months on purchases and balance transfers, then a 16.15%-25.99% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Wells Fargo Platinum Visa® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Wells Fargo Platinum Visa® Card assumes an interest rate of 0.00%

BankAmericard® Better Balance Rewards
11.99% - 21.99% Variable 3% or $10 whichever is greater. 0% Intro on Balance Transfers for 12 months. $0.00
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 11.99% - 21.99% Variable

Card Details

  • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year
  • No annual fee
  • 0% Intro APR on purchases and balance transfers for 12 billing cycles

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
BankAmericard® Better Balance Rewards 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the BankAmericard® Better Balance Rewards assumes an interest rate of 0.00%

Citi Simplicity® Card - No Late Fees Ever
14.99% - 24.99% (Variable) 3% of each balance transfer; $5 minimum. 0%* 21 months $0.00
Graph Card Read Review More Details
Annual Fee $0*
APR 14.99% - 24.99% (Variable)
*Rates and Fees

Card Details

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee...EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Citi Simplicity® Card - No Late Fees Ever 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Citi Simplicity® Card - No Late Fees Ever assumes an interest rate of 0.00%

Citi® Diamond Preferred® Card
13.99% - 23.99%* (Variable) 3% of each balance transfer; $5 minimum. 0%* 21 months $0.00
Graph Card Read Review More Details
Annual Fee $0*
APR 13.99% - 23.99%* (Variable)
*Rates and Fees

Card Details

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Citi® Diamond Preferred® Card 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Citi® Diamond Preferred® Card assumes an interest rate of 0.00%

Chase Slate®
15.74%-24.49% Variable $0 Intro fee on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. 0% Intro APR on Balance Transfers 15 months $0.00
Graph Card Read Review More Details
Annual Fee $0
APR 15.74%-24.49% Variable

Card Details

  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • Chase Slate named "Best Credit Card for Balance Transfers" four years in a row by Money Magazine
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Chase Slate® 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Chase Slate® assumes an interest rate of 0.00%

PCB Platinum
Image of PCB Platinum 13.49% to 24.49% Variable 2% or $2 whichever is greater. 0% Intro on Balance Transfers for 12 months. $0.00
Graph Card More Details
Annual Fee No Annual Fee
APR 13.49% to 24.49% Variable

Card Details

  • 0% introductory APR on purchases for the first 12 months. When the offer expires the variable APR will be from 13.49% up to 24.49%.

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
PCB Platinum 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the PCB Platinum assumes an interest rate of 0.00%

Mastercard® Black Card™
15.99% Variable 3%, Min: $5 0% for 15 months $0.00
Graph Card More Details
Annual Fee $495
APR 15.99% Variable

Card Details

  • Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)

Estimated Savings Through 24 Months

Card Interest Paid* Balance Transfer Fee Total
Current Card 0.00 0 0.00
Mastercard® Black Card™ 0.00 0.00 0.00
Savings 0.00

*The calculation for interest paid for the Mastercard® Black Card™ assumes an interest rate of 0.00%

Bottom Line: Is the Chase Slate® Worth It?

If you are looking to get a credit balance under control, and know that you can pay it off within 15 months, there is no better card than the Chase Slate® for that job. Having no transfer fee for the first 60 days with its introductory offer, plus the long 0% intro APR period, cardholders are free to take their time and slowly pay off a balance that would otherwise be accumulating interest. For consumers who need a bit more time than the Chase Slate® gives, the Citi Simplicity® Card - No Late Fees Ever and Citi® Diamond Preferred® Card cards are good alternates, offering 21 months of 0% intro APR.

Chase Slate® Resources

We address below a few frequently asked questions that our consumers typically have when it comes to the Chase Slate® credit card.

What is the balance transfer fee 60 days after opening a Chase Slate® credit card account?

In the case of the Chase Slate® card, the fee is 3% or $5, whichever is higher.

What is the APR on Chase Slate® after the introductory period?

The Chase Slate® has a variable APR. 15 months after your account is open you will begin to pay interest that will depend on your credit worthiness.

Comments and Questions

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. 

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. For more information please see our Advertiser Disclosure.