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British Airways Visa Signature® Card: High Rewards & Travel Together Ticket

British Airways Visa Signature® Card: High Rewards & Travel Together Ticket

If you’re a British Airlines customer, who spends more than $30,000 a year, this card is hard to beat.
Editor's Rating: 4.5/5.0

Editor's Rating

4.5/5.0

The British Airways Visa Signature® from Chase Bank is the card to have if you’re a loyal British Airways customer. Outside of high rewards on airline ticket purchases, this card gives all users the opportunity to earn a Travel Together Ticket, which is one of the most high-valued credit card rewards available. Those individuals who value flexibility in their travels might want to consider a card like the Chase Sapphire Preferred® Card instead – it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British Airways).

Review: Is the British Airways Visa Signature® Card Worth It?

Individuals who are dead-set on travelling with British Airways will be hard pressed to find a travel credit card that offers better value than the British Airways Visa Signature® Card. If you frequently travel with one or more people, and charge at least $30,000 annually to your credit card, the card's Travel Together Ticket offers unparalleled value – this benefit alone can be worth hundreds of dollars.

British Airways is known for adding on high fees to their rewards flights. Therefore, even with the Travel Together Ticket, you shouldn’t expect to be flying for free just because you have this card. While you will be saving in the long-term, other loyalty programs might end up costing you less out of pocket. The Southwest Airlines® Rapid Rewards® Premier Card, another airline co-branded credit card, is a good alternative for domestic travelers in that regard.

The British Airways Visa Signature® Card has no foreign transaction fees and an EMV chip, making it better suited for international travel than the average card. However, the type of EMV technology that comes with the card might cause some difficulties when traveling to countries which use a ‘Chip & Pin’ variant of the technology.

Bottom Line: If you have strong brand loyalty to British Airways, and spend above $30,000 annually, this is one of the best credit cards you can have. If you meet those two requirements, and travel frequently, then the $95 annual fee becomes well worth it.

British Airways Visa Signature® Card Rewards & Benefits

The British Airways Visa Signature® Card is all about earning users Avios – these are British Airways frequent flyer miles. Cardholders will predominantly earn Avios from through using their credit card to make purchases. 3 Avios are awarded for every $1 spent on British Airways purchases, and 1 Avios for every $1 spent on all other purchases. Avios can be used to book British Airways flights, upgrade seats, rent hotels and more. It's worth noting that users can earn 4 Avios for every $1 spent on all purchases up to $30,000 in the first 12 months from account opening.

Travel Together Ticket (Companion Pass)

Every year you make at least $30,000 in purchases (an average of $2,500 per month), you will be awarded a Travel Together Ticket from British Airways. This is essentially a “buy one get one free” coupon on a single itinerary. Therefore, depending on where you go, this British Airways Visa Signature® credit card offer is worth hundreds of dollars.

You may earn just 1 Travel Together Ticket per year. It will be issued at the end of the billing cycle you reach the $30,000 spend mark. However, you will need to wait another 4-6 weeks before that ticket turns into a voucher on your British Airways Executive Club account. From the date this voucher is issued, you have two years to use it. Even though you can hypothetically hold two Travel Together Tickets at the same time, you may not use them on the same trip. The ticket cannot be used in conjunction with other promotions. This travel together does not excuse you from paying taxes, fees, and carrier charges.

How Does the British Airways Visa Signature® Card Compare to Other Credit Cards?

In order to get a sense of the value the British Airways Visa Signature® Card holds, it’s imperative to understand how it compares against the competition. When considering other credit cards, the value of this card largely came down to one’s loyalty to British Airways. If you already use the airline for all your travel, and do not plan on switching, then the airline's co-branded card is an attractive offering.

British Airways Visa Signature® vs Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is one of the best credit cards available to customers who spend a lot on travel and dining. It provides rewards rates between 1.25% and 2.5% in the form of Ultimate Rewards points (2 points per dollar, or 1 point per dollar, multiplied by the 1.25 bonus when redeeming for travel on the Chase portal). Chase Ultimate Rewards points can be used to book travel with a number of different airlines (including British Airways). If you travel exclusively with British Airways then the British Airways Visa Signature® Card is the better deal. Otherwise, the Chase Sapphire Preferred® Card is an excellent addition to any traveler’s wallet.

British Airways Visa Signature® Card vs Southwest Rapid Rewards® Premier Credit Card

If you travel predominantly around the U.S., Mexico & the Caribbean we recommend going with the Southwest Rapid Rewards® Premier Credit Card over the British Airways Visa Signature® Card.

The Southwest Rapid Rewards® Premier Credit Card is a highly sought after airlines miles credit card. For people who frequently travel domestically, Rapid Rewards points are some of the best frequent flyer miles to have – due to the program's great redemption options and availability. The current Southwest Rapid Rewards® Premier Credit Card bonus stands at 40,000 points after you spend $1,000 on purchases in the first three months.

Comparison Tool

Credit card rewards are highly dependent upon your individual spending profile – a card that is valuable to one person may not be to another. You can use our tool below to calculate your customized rewards rate for each card.

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Comments and Questions

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Info about the following cards: Premier Rewards Gold Card from American Express, Delta Reserve® Credit Card from American Express, Platinum Delta SkyMiles® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Amex EveryDay® Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, Starwood Preferred Guest® American Express Luxury Card, Amazon Business American Express Card, and Marriott Bonvoy Brilliant™ American Express® Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred® Card points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).