The Best Rewards Credit Cards of 2017

We researched over 500 credit cards to find the best credit cards for rewards. With so many cards offering points, miles and other perks to choose from comparing cards can be very difficult. The best credit cards reward program will also depend upon your personal or business spending habits. To help you out we've compiled our list of the best rewards cards of 2017 as well as some tips and tools to help you compare all your rewards credit card options.

• Our Best Rewards Credit Cards
• Best Airline Miles Card
• Best General Spending Rewards
• Best Cash Back Rewards with Bonus
• Best Hotel Rewards
• Best Flatrate Cash Back Rewards
• Compare Rewards Cards
• How You Can Find The Best Rewards Credit Card

Our Top Rewards Credit Cards

We focused on credit cards with rewards that would be best for everyday use. If you could have only one rewards card these are the cards we think you should choose from. Our picks account for bonuses that you'll earn with the cards as well as spending rewards. If you don't care about bonuses then consider one of the cash back cards which typically have smaller bonuses than the travel cards but can be very competitive otherwise.

Chase Sapphire Preferred® Card: Best Airline Miles Rewards

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The Chase Sapphire Preferred® Card is best suited for cardholders that are willing to go the extra mile to get more out of their spending. If you're the type of person that enjoys figuring out how to get the most bang for your buck, the Chase Sapphire Preferred® Card is one of your best options. While the cards mentioned below will have a better overall rate on general spending categories, the Chase Sapphire Preferred® Card performs much better if you tie yourself to their Ultimate Rewards program. In doing so, you can earn as much as 2.5% of your total spending in rewards on dining and travel. An additional benefit of the Chase Sapphire Preferred® Card, over some of the generic travel cards, is the ability to use Ultimate Rewards points as cash back at a penny a piece. Most generic rewards cards like those in the American Express or Citi ThankYou programs force you to take a significant discount when using points for cash back rewards. Chase has recently upped the welcome bonus on the card to 50,000 UR points, making it also one of the best signup promos for 2017.

Highlights

• Rewards Rate: 1.25 - 2.5%
• Signing Bonus: Earn 50,000 bonus points worth $625 in Travel Rewards when redeemed through Chase Ultimate Rewards® when you spend $4,000 on purchases in the first 3 months from account opening. 
• Double on travel and dining.
• Points can be transferred directly to a number of hotel and airline partners at a 1:1 ratio for use in their loyalty programs
• Rewards are usable as cash back as well as statement credits

Barclaycard Arrival Plus: Best All Around Travel Rewards 

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For rewards credit cards that you can use everyday, the Barclaycard Arrival Plus World Elite MasterCard is hands down the best. If you travel just once a year, or even once every two years, the lucrative yet simple rewards from this credit card are too good to pass up. The standout feature of the card is the 2.1% rewards rate you'll receive on all your spending, when used as a statement credit on any travel expense. With many other cards you could only come close to these rewards if you spent on specific categories, or used the awards at a single chain of airlines or hotels. With the Arrival, you can spend your money anywhere and redeem the rewards for any travel purchase.

Putting the card over the top is also one of the largest signing bonuses available. At 50,000 miles, worth $500 dollars, new cardholders are offered a fantastic promotion for getting the Barclaycard Arrival Plus™ World Elite MasterCard® -- to qualify cardholders must spend at least $3,000 on purchases within the first 90 days of account opening. When Barclaycard rebranded the Arrival Plus earlier this year, they expanded the categories of expenses that fall under travel. This added Taxis, Buses, Limousines, Tourist Attractions, Timeshares and Campgrounds to the mix. This vastly increases the number of day to day expenses that the miles could be used for.

The Barclaycard Arrival Plus is our best rewards card for someone that spends more than $1000 a month, and has sufficient travel expenses each year. This will allow you to satisfy all the spending requirements necessary to qualify for the signing bonus, as well as make the cards rewards more worthwhile when compared to a no annual fee option. It also ensures that you have actual uses for the miles earned with the card.

Capital One® Quicksilver® Cash Rewards Credit Card: Best Cash Back Rewards

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The Capital One® Quicksilver® Cash Rewards Credit Card offers a little more flexibility at the cost of some overall value. All else being equal cash back is our favorite rewards mechanism, and that's just want the Quicksilver gives you. With 1.5% cash back on all spending, the Capital One® Quicksilver® Cash Rewards Credit Card offers a relatively good return without many hoops to jump through. Best of all, with no annual fee it is a rewards card with nearly no financial burdens.  New card members qualify for a one time $150 bonus if they spend $500 dollars on purchases within the first 3 months. The early spend promo is one of the smaller bonuses available, but also among the easiest to achieve in the cards we've surveyed. 

The previously mentioned travel rewards cards are more generous overall, so if you travel at all it's a better financial decision to go with one of those. If however you're for a no hassle rewards card for your primary credit card, there is no substitute for this card.  While other rewards cards, including some other cash back cards can offer you a higher rate, it will usually come at the cost of increased hassle. This may include higher percentages only if you make purchases in specific categories, or through featured categories that rotate every 3 months. If you want just one card to depend on, go with Capital One's offering.

Highlights

• Rewards Rate: 1.5% Cash Back on all spending
• Early spend Bonus: $150 bonus after you spend $500 in the first 3 months
• No Annual Fee

Related Resources

• Read our editor's picks for Best Cash Back Cards

Starwood Preferred Guest American Express: Best Hotel Rewards

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When it comes to the best hotel credit cards, consumers should really consider the Starwood Preferred Guest first. With both the personal and business versions of this American Express offering, cardholders can enjoy one of the highest average dollar per point values of any loyalty program. Starpoints from the SPG program are worth an astounding 2.4 cents per point. On general spending alone the card rewards you with 2.4% on your spending, double that if it is used at a Starwood affiliated resort or hotel. With over 1100 properties worldwide, including familiar brands such as the Westin, Sheraton and W hotels, travelers can find a redemption option in nearly every corner of the world.

As an additional benefit, Starpoints earned through the credit card and the SPG loyalty program can be exchanged for loyalty rewards at most major airlines. With most airlines accepting these transfers at a 1:1 ratio, you can use Starpoints to top off an awards travel booking, adding just a little more flexibility in your rewards use. New cardholders also qualify for a 25,000 point signing bonus, worth nearly $500 dollars in hotel stays.

Highlights

• One of the highest dollar value per reward of all credit cards we surveyed
• Rewards are usable at nearly 1000 properties and 32 airlines through the points transfer program.
• Signing Bonus: 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months
• Rewards Rate: 2.4% - 4.8%

Citi® Double Cash Card - 18 month BT offer: Best Flat Rate Cash Back Rewards

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The Citi® Double Cash Card - 18 month BT offer is the new entrant in flat rate cash back rewards and it bests just about everything we've seen offered thus far. By providing you with 1% cash back at the time of a purchase and another 1% when you pay that purchase off, it's one of the best rewards offerings we've seen in a long time. The lack of a bonus makes it less worthwhile than some of the other cards in the short term, since those hundreds of dollars of extra rewards can be pretty valuable right now. With no annual fee and 1% cash back immediately when you make a purchase and another 1% back when you pay off your bill the Citi® Double Cash Card - 18 month BT offer is otherwise quite hard to beat. Citi is also currently offering an introductory purchase and balance transfer APR. It's just begging you to make the switch.

Highlights

• Rewards Rate: 1% Cash back on all spending and another 1% back when you pay it off
• No annual fee

Chase Sapphire Reserve℠: Best Rewards-Luxury Card Hybrid

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The Chase Sapphire Reserve℠ is a hybrid between a rewards card and a premium credit card. For a hefty annual fee of $450, cardholders get access to some of the best rewards rates of any credit card, the highest credit card welcome bonus, and a slew of ancinilary travel benefits. The Chase Sapphire Reserve℠ gives a 4.5% rewards rate on travel and dining out, and 1.5% on everything else. Those who spend at least $4,000 on the card within the first 3 months of account opening can qualify for 100,000 bonus points. That works out to a $1,500 value when redeemed for travel through the Ultimate Rewards portal.

Like many $450 credit cards, the Chase Sapphire Reserve℠ comes with Priority Pass Select. This gives access to over 900 airport lounges worldwide – a good benefit to anyone who calls an airport their second home. Additionally, frequent travelers are sure to benefit from the $300 annual travel credit. Once you make a purchase on the Chase Sapphire Reserve℠ that is coded as ‘travel’ you’ll be reimbursed, up to $300 each year. That alone makes up for most of the annual fee.

Highlights

BankAmericard Travel Rewards® Credit Card: Best No Annual Fee Travel Rewards 

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If you're looking for to choose among the best rewards credit cards for travel but don't want an annual fee, the BankAmericard Travel Rewards® Credit Card is the best choice as of 2017. It gives you a 1.5% rewards rate on all your purchases, which is better than what most credit cards provide. If you have a banking relationship with BofA, you can boost your rewards rate by anywhere between 10% 75%, depending on your deposit level. What makes this card good for travel is the fact that it comes with no foreign transaction fees. That means you can use it overseas without incurring the standard 3% fee most other credit cards would charge you.

Highlights

• 1.5 reward points on all spending
• No Annual Fee
• 20,000 point signing bonus if you spend $1,000 in the first 90 days

Summary Of Best Rewards Credit Cards

For those of you who want a quick answer to which cards made our 'Top Rewards' list and why, the table below summarizes the key facts.

Compare The Best Rewards Credit Cards

If you'd like to see how the credit cards we've discussed perform for you, use our embedded tool to see what you can earn from rewards. By changing your spending patterns you can see how each card performs for you.

RewardsNet Rewards RateAPRAnnual FeeBonus ValueRewards By MonthRewards Rate By Month

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Savings Through (Through 24 Months)	Rewards	Dollars

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Card	Annual Fee	2-yr Net Rewards Rate The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the Rewards Value note to see details on how it is calculated. The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.	Bonus Value The bonus field shows our estimate for the value of the card’s sign-up bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool. The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.	2-yr Rewards Value The Rewards Value is calculated by adding together the rewards earned from charging purchases to the card over two years and any sign-up bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card. The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
Southwest Rapid Rewards® Plus Card
	$69	3.27%	$731 Earn 40,000 bonus points after spending $1,000 in first 3 months of opening your account	$1,176
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Annual Fee $69 APR 16.99% - 23.99% Variable Card Details Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open 3,000 bonus points after your Cardmember anniversary 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases 1 point per $1 spent on all other purchases Earn unlimited points that don't expire as long as your card account is open No blackout dates or seat restrictions Bags fly free® and no change fees Redeem your points for flights, hotel stays, gift cards, access to events and more Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.017 = $583 Bonuses 40,000 x $0.017 = $680 3,000 x $0.017 = $51 Less Annual Fees -$138 Total Net Estimated Rewards Through 24 Months 1,176
Southwest Rapid Rewards® Premier Credit Card
	$99	3.24%	$782 Get 40,000 points after you spend $1,000 on purchases in the first 3 months of opening your account	$1,167
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Annual Fee $99 APR 16.99% - 23.99% Variable Card Details Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open 6,000 bonus points after your Cardmember anniversary 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases 1 point per $1 spent on all other purchases Earn unlimited points that don't expire as long as your card account is open No foreign transaction fees No blackout dates or seat restrictions, Bags fly free® and no change fees Redeem your points for flights, hotel stays, gift cards, access to events and more Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.017 = $583 Bonuses 40,000 x $0.017 = $680 6,000 x $0.017 = $102 Less Annual Fees -$198 Total Net Estimated Rewards Through 24 Months 1,167
Barclaycard Arrival Plus™ World Elite MasterCard®
	$89 - waived first year *Rates and Fees	3.21%	$525 Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit	$1,157
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Annual Fee $89 - waived first year APR 16.99%, 20.99% or 23.99% Variable *Rates and Fees Card Details Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit Earn 2X miles on all purchases Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary Get 5% miles back to use toward your next redemption, every time you redeem Miles don't expire as long as your account is open, active and in good standing No foreign transaction fees on anything you buy while in another country 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.011 = $721 Bonuses 50,000 x $0.011 = $525 Less Annual Fees -$89 Total Net Estimated Rewards Through 24 Months 1,157
Chase Sapphire Preferred® Card
	$0 Intro for the First Year. Then $95	2.86%	$625 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening	$1,028
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Annual Fee $0 Intro for the First Year. Then $95 APR 16.99% - 23.99% Variable Card Details Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,840 x $0.013 = $498 Bonuses 50,000 x $0.013 = $625 Less Annual Fees -$95 Total Net Estimated Rewards Through 24 Months 1,028
Capital One® Venture® Rewards Credit Card
	$0 intro for first year; $59 after that	2.85%	$400 Receive 40,000 miles once you spend $3,000 within the first 3 months	$1,027
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Annual Fee $0 intro for first year; $59 after that APR 13.99% - 23.99% (Variable) Card Details Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel Earn unlimited 2X miles per dollar on every purchase, every day Fly any airline, stay at any hotel, anytime Travel when you want with no blackout dates Miles won't expire for the life of the account and there's no limit to how many you can earn No foreign transaction fees $0 intro annual fee for the first year; $59 after that Get a metal Venture Card when you apply today Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.01 = $686 Bonuses 40,000 x $0.01 = $400 Less Annual Fees -$59 Total Net Estimated Rewards Through 24 Months 1,027
United MileagePlus® Explorer Card
	$95	2.75%	$700 Special Offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open	$990
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Annual Fee $95 APR 16.74% - 23.74% Variable Card Details Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary No foreign transaction fees Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases Your miles don t expire as long as your credit card account is open, with no limit to the number of miles you can earn Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level $95 annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.014 = $480 Bonuses 50,000 x $0.014 = $700 Less Annual Fees -$190 Total Net Estimated Rewards Through 24 Months 990
Hilton Honors™ Card from American Express
	$0 *Rates and Fees	3.05%	$400 Earn 80,000 Hilton Honors™ after spending $2,000 in the first 3 months. Offer ends 05/31/2017	$1,097
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Annual Fee $0 APR 15.99%-19.99% Variable *Rates and Fees Card Details Limited Time Offer: Earn 80,000 Hilton Honors™ Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply. Enjoy complimentary Silver status with your Hilton Honors™ Card. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 139,440 x $0.005 = $697 Bonuses 80,000 x $0.005 = $400 Total Net Estimated Rewards Through 24 Months 1,097
U.S. Bank FlexPerks® Gold American Express® Card
	$85*	2.42%	$390 Earn 30,000 enrollment FlexPoints (value up to a $600 airline award ticket) with a new FlexPerks Gold Card after you spend $2,000 in Net Purchases on your Card within the first four months of account opening	$872
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Annual Fee $85* APR 14.74% - 24.74%* (Variable) Card Details Earn 30,000 bonus FlexPoints after you spend $2,000 in eligible net purchases in the first 4 months you have the card 3X FlexPoints at restaurants, 2X FlexPoints at gas stations and airlines, 1X FlexPoints on all other eligible net purchases Redeem for travel on over 150 airlines, no blackout dates or redemption fees No foreign transaction fees Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017 Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 50,160 x $0.013 = $652 Bonuses 30,000 x $0.013 = $390 Less Annual Fees -$170 Total Net Estimated Rewards Through 24 Months 872
Citi ThankYou® Premier Card
	$95, waived for first 12 months*	2.49%	$375 Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.	$898
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Annual Fee $95, waived for first 12 months* APR 15.49% - 24.49% (Variable) Card Details Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center or $500 in gift cards when redeemed at thankyou.com Earn 3X Points on Travel, Including Gas Stations Earn 2X Points on Dining Out & Entertainment Earn 1X Points on All Other Purchases No expiration and no limit to the amount of points you can earn with this card Points Transfer allows you to transfer points to participating airline and hotel loyalty programs No Foreign Transaction Fees on purchases* Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 49,440 x $0.013 = $618 Bonuses 30,000 x $0.013 = $375 Less Annual Fees -$95 Total Net Estimated Rewards Through 24 Months 898
Citi® Hilton HHonors™ Reserve Card
	$95	2.29%	$500 Earn 2 weekend nights after spending $2,500 in the first four months	$825
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Annual Fee $95 APR 15.99% Card Details Earn 2 weekend nights after spending $2,500 in the first four months 10 HHonors Bonus Points for every $1 spent with a participating hotel or resort 5 HHonors Bonus points for every $1 spent on airfare or car rentals 3 points for every $1 spent otherwise Get Hilton Honors Gold Status as a cardmember No foreign transaction fees No caps and expiration on points if you use your card at least once a year Earn an anniversary bonus for one weekend night at select hotels No points cap Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 102,960 x $0.005 = $515 Bonuses 0 x $0.005 = $500 Less Annual Fees -$190 Total Net Estimated Rewards Through 24 Months 825
Club Carlson Premier Rewards Visa Signature Card
	$75	2.22%	$315 Earn 50,000 Gold Points after your first purchase; Earn 35,000 points once you spend $2,500 on your card within the first 90 days	$799
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Annual Fee $75 APR 13.99% - 22.99% Variable Card Details Earn 50,000 Gold Points after your first purchase Earn 35,000 points once you spend $2,500 on your card within the first 90 days 10 points per $1 spent at Carlson Rezidor hotels 5 points per $1 spent everywhere else Automatic upgrade to Gold Elite Status Cardmembers who've already reached Concierge Elite Status will receive 15 qualifying nights toward obtaining or maintaining Concierge Elite status Redeem Gold Points towards free nights at Carlson Rezidor hotels, gift cards, prepaid cards, charitable initiatives, vacation savings, and exchanges for airline miles Visa Signature concierge privileges Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases Subject to credit approval Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 171,600 x $0.004 = $635 Bonuses 50,000 x $0.004 = $185 35,000 x $0.004 = $130 Less Annual Fees -$150 Total Net Estimated Rewards Through 24 Months 799
Marriott Rewards® Credit Card
	$0 Intro Annual Fee for the first year then $45	2.25%	$580 Receive 2 free night stay at a category 1-4 hotel; Earn 30,000 bonus points after you spend $1,000 in your first 3 months	$810
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Annual Fee $0 Intro Annual Fee for the first year then $45 APR 15.99% Card Details Earn 30,000 bonus points after you spend $1,000 in your first 3 months 2 free nights (at category 1 - 4 hotels) 3 points for every $1 spent at Marriott locations 1 point for every $1 spent otherwise One free Elite Night for every $3,000 spent on Marriott card Unlimited points accumulation Several types of purchase and travel protection features Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.008 = $275 Bonuses 0 x $0.008 = $340 30,000 x $0.008 = $240 Less Annual Fees -$45 Total Net Estimated Rewards Through 24 Months 810
LANPASS Visa Signature Card
	$0 Intro Annual Fee for the first year then $75	2.06%	$300 Earn 20,000 Bonus Miles with your first card use	$740
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Annual Fee $0 Intro Annual Fee for the first year then $75 APR 12.99% - 22.99% Variable Card Details Earn 20,000 Bonus Miles with your first card use 2 miles per $1 spent on LAN ticket purchases 1 LANPASS mile for every $1 you spend Get 3 one-way upgrade coupons for free each year 20% discount on their first LAN purchase (up to $1,000) each year Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners Free Annual Account Summary Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases No Preset Spending Limit Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.015 = $515 Bonuses 20,000 x $0.015 = $300 Less Annual Fees -$75 Total Net Estimated Rewards Through 24 Months 740
Fairmont Visa Signature® Credit Card
	$0 Intro Annual Fee for the first year then $95	2.08%	$500 Enjoy 2 complimentary nights with Breakfast for 2 after you spend $3,000 within the first 3 months of account opening	$748
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Annual Fee $0 Intro Annual Fee for the first year then $95 APR 15.99% Card Details Enjoy 2 complimentary nights with breakfast for 2 after you spend $3,000 within the first 3 months of account opening 5 points for every $1 spent on Fairmont purchases 2 points for every $1 spent on all airline tickets purchased directly with the airlines, at car rental agencies and on transit and commuting 1 point for every $1 spent otherwise $0 foreign transaction fee One complimentary night stay each anniversary year Annual Lounge Club Membership plus 2 free lounge visit passes each year Automatic upgrade to Fairmont Premier Membership Status When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 0 x $0.01 = $500 Less Annual Fees -$95 Total Net Estimated Rewards Through 24 Months 748
JetBlue Plus Card
	$99 *Rates and Fees	1.83%	$330	$657
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Annual Fee $99 APR 12.99%, 20.99% or 25.99% variable *Rates and Fees Card Details Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking Points awarded in your TrueBlue account don't expire Earn and share points together with Family Pooling Earn 5,000 bonus points every year after your account anniversary 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,760 x $0.011 = $525 Bonuses 30,000 x $0.011 = $330 Less Annual Fees -$198 Total Net Estimated Rewards Through 24 Months 657
Barclaycard CashForward™ World Mastercard®
	$0 *Rates and Fees	1.99%	$200 Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening	$715
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Annual Fee $0 APR 15.99%, 20.99% or 25.99% Variable *Rates and Fees Card Details Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening Earn unlimited 1.5% cash rewards on every purchase Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50 Cash rewards do not expire as long as your account is open, active and in good standing Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 51,480 x $0.01 = $515 Bonuses 0 x $0.01 = $200 Total Net Estimated Rewards Through 24 Months 715
BankAmericard Travel Rewards® Credit Card
	$0.00 *Rates and Fees	1.99%	$200 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases	$715
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Annual Fee $0.00 APR 15.99% - 23.99% Variable APR on purchases *Rates and Fees Card Details Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees Comes with chip technology for enhanced security and protection at chip-enabled terminals 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account If you're a Preferred Rewards client, you can increase that bonus to 25% - 75% Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 51,480 x $0.01 = $515 Bonuses 20,000 x $0.01 = $200 Total Net Estimated Rewards Through 24 Months 715
Wells Fargo Cash Wise Visa® Card
	$0	1.99%	$200 Earn $200 cash rewards bonus after spending $1,000 in the first 3 months	$715
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Annual Fee $0 APR 13.99%-25.99% (Variable) Card Details NEW! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months Earn unlimited 1.5% cash rewards on virtually every purchase Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening No category restrictions or sign ups and cash rewards don't expire as long as your account remains open Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 51,480 x $0.01 = $515 Bonuses 0 x $0.01 = $200 Total Net Estimated Rewards Through 24 Months 715
Gold Delta SkyMiles® Credit Card from American Express
	$0 introductory annual fee for the first year, then $95. *Rates and Fees	1.88%	$360 Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months	$677
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Annual Fee $0 introductory annual fee for the first year, then $95. APR 16.74%-25.74% Variable *Rates and Fees Card Details Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. Settle into your seat sooner with Priority Boarding. Enjoy a $0 introductory annual fee for the first year, then $95. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.012 = $412 Bonuses 30,000 x $0.012 = $360 Less Annual Fees -$95 Total Net Estimated Rewards Through 24 Months 677
Citi® / AAdvantage® Gold World Elite™ Mastercard®
	$50	1.95%	$338 Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months	$701
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Annual Fee $50 APR 13.99%, 17.99% or 21.99% Variable Card Details Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months 1 AAdvantage mile for every $1 spent Save 25% on eligible in-flight food and beverage purchases No blackout dates on award travel No spending limit Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.014 = $463 Bonuses 25,000 x $0.014 = $338 Less Annual Fees -$100 Total Net Estimated Rewards Through 24 Months 701
LANPASS Visa Card
	$0 Intro Annual Fee for the first year then $45	1.93%	$225 Earn 15,000 Bonus Miles with your first card use	$695
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Annual Fee $0 Intro Annual Fee for the first year then $45 APR 12.99% - 22.99% Variable Card Details Earn 15,000 Bonus Miles with your first card use 1 LANPASS mile for every $1 you spend Receive a 10% discount on LAN purchase (up to $500) once per year Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.015 = $515 Bonuses 15,000 x $0.015 = $225 Less Annual Fees -$45 Total Net Estimated Rewards Through 24 Months 695
US Bank FlexPerks® Travel Rewards Visa Signature® Card
	$0 Intro Annual Fee for the first year then $49	1.83%	$260 Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.	$657
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Annual Fee $0 Intro Annual Fee for the first year then $49 APR 13.99% - 23.99% Variable Card Details Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months. Earn 1 FlexPoint for every $1 of eligible net purchases charged to your Card Earn 2 FlexPoints for every $1 spent on gas, grocery or airline net purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses 3 FlexPoints per $1 on qualifying charitable donations Redeem FlexPoints on airline tickets, statement credits, gift cards and more No foreign transaction fee EVM chip technology for added security abroad Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more Subject to credit approval Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.013 = $446 Bonuses 20,000 x $0.013 = $260 Less Annual Fees -$49 Total Net Estimated Rewards Through 24 Months 657
IHG® Rewards Club Select Credit Card
	$0 intro for the first year, then $49	2.07%	$480 Earn 80,000 bonus points after you spend $1,000 in the first 3 months of account opening	$746
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Annual Fee $0 intro for the first year, then $49 APR 16.99% - 23.99% Variable Card Details Earn 80,000 bonus points after spending $1,000 on purchases within the first three months of account opening Enjoy a Free Night after each account anniversary year at over 5,200 hotels worldwide Earn 5 points per $1 spent when you stay at an IHG hotel Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn® Platinum Elite status as long as you're a Select credit cardmember Automatic 10% points rebate on redemptions $0 Introductory Annual Fee for the first year, then $49 a year Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 52,560 x $0.006 = $315 Bonuses 80,000 x $0.006 = $480 Less Annual Fees -$49 Total Net Estimated Rewards Through 24 Months 746
Capital One® Quicksilver® Cash Rewards Credit Card
	$0	1.85%	$150 Get $150 bonus after spending $500 within the first 3 months	$665
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Annual Fee $0 APR 13.99% - 23.99% (Variable) Card Details One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018 No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred Pay no annual fee or foreign transaction fees Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 515 x $1 = $515 Bonuses 0 x $1 = $150 Total Net Estimated Rewards Through 24 Months 665
Chase Freedom Unlimited℠
	$0	1.85%	$150 Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening;Earn a $25 Bonus when you add your first authorized user and make a purchase within this same 3-month period	$665
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Annual Fee $0 APR 15.99%-24.74% Variable Card Details Unlimited 1.5% cash back on every purchase - it's automatic Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum Redeem for cash - any amount, anytime Cash Back rewards do not expire as long as your account is open No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 51,480 x $0.01 = $515 Bonuses 0 x $0.01 = $150 Total Net Estimated Rewards Through 24 Months 665
Wells Fargo Propel American Express® Card
	$0	1.93%	$200 Earn 20,000 bonus points after spending $1,000 in the first 3 months	$694
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Annual Fee $0 APR 13.99%-25.99% (Variable) Card Details NEW! Earn 20,000 bonus points after spending $1,000 in the first 3 months Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply $0 Annual Fee Select "Apply Now" to learn more about the product features, terms, and conditions Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 49,440 x $0.01 = $494 Bonuses 20,000 x $0.01 = $200 Total Net Estimated Rewards Through 24 Months 694
TRIO℠ Credit Card
	No Annual Fee	1.89%	$100 Get a $100 bonus after you spend $1,000 within 90 days of opening a new account.	$681
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Annual Fee No Annual Fee APR 14.24% to 23.24% Variable Card Details 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories 1% unlimited cash back rewards on all other purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 58,080 x $0.01 = $581 Bonuses 10,000 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 681
Capital One® Premier Dining Rewards Card
	$0	1.76%	$100 $100 once you spend $500 on purchases within the first 3 months	$633
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Annual Fee $0 APR 15.49% - 24.49% (Variable) Card Details One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn No annual fee No foreign transaction fees Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 53,280 x $0.01 = $533 Bonuses 0 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 633
Capital One® VentureOne® Rewards Credit Card
	$0	1.75%	$200 Receive 20,000 miles once you spend $1,000 within the first 3 months	$629
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Annual Fee $0 APR 12.99% - 22.99% (Variable) Card Details Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee Fly any airline, stay at any hotel, anytime Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that Travel when you want with no blackout dates No foreign transaction fees Miles won't expire for the life of the account and there's no limit to how many you can earn Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 42,900 x $0.01 = $429 Bonuses 20,000 x $0.01 = $200 Total Net Estimated Rewards Through 24 Months 629
U.S. Bank Cash 365™ American Express® Card
	No Annual Fee	1.71%	$100 Cardholders who have a qualifying U.S. Bank product and spend $500 within the first 3 months of account opening receive $100	$615
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Annual Fee No Annual Fee APR 14.74% - 23.74% Variable Card Details Earn unlimited 1.5% cash back on eligible net purchases New cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% - 23.74% Unlimited cash back Cash back never expires No annual fee Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017 Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 515 x $1 = $515 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 615
Stash Hotel Rewards® Visa® Card
	$0 Intro Annual Fee for the first year then $85	1.74%	$130 Earn 10,000 Stash points towards free stays at one-of-a-kind hotels when you make $1,500 in purchases on your Stash Visa Card within 90 days of opening your account	$625
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Annual Fee $0 Intro Annual Fee for the first year then $85 APR 16.24% Card Details 3 points per dollar at Stash Hotels 2 points per dollar all other hotels, dining and gas 1 point per dollar on all other purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 44,640 x $0.013 = $580 Bonuses 10,000 x $0.013 = $130 Less Annual Fees -$85 Total Net Estimated Rewards Through 24 Months 625
The Choice Privileges® Visa® Card
	No Annual Fee	1.65%	$62 Earn 8,000 bonus points after your first purchase	$593
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Annual Fee No Annual Fee APR 15.24%, 19.99% or 24.99% Variable Card Details Earn 8,000 bonus points after your first purchase Earn 24,000 bonus points after your first paid stay at any Choice Privileges location 15 points for every $1 spent at Choice Privileges locations 5 points for every $1 spent on additional Choice Privileges points or Choice Hotel gift card purchases 2 points for every $1 spent otherwise Cardmembers automatically get Elite Gold status Book award and free nights twenty days before other members 10% point bonus on points earned for eligible stays at Choice Privileges locations Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.008 = $531 Bonuses 8,000 x $0.008 = $62 Total Net Estimated Rewards Through 24 Months 593
JetBlue Card
	$0 *Rates and Fees	1.61%	$55	$580
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Annual Fee $0 APR 12.99%, 20.99% or 25.99% variable *Rates and Fees Card Details Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days. Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases. No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking. Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling. 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights No foreign transaction fees Chip technology & $0 Fraud Liability protection Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,760 x $0.011 = $525 Bonuses 5,000 x $0.011 = $55 Total Net Estimated Rewards Through 24 Months 580
ThankYou® Preferred Credit Card
	$0*	1.52%	$150 Earn 15,000 bonus ThankYou points after you spend $1,000 in the first 3 months	$548
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Annual Fee $0* APR 14.49% - 24.49%* (Variable) Card Details Earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening* 15,000 ThankYou® Points are redeemable for $150 in gift cards, electronics and other great rewards 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.49%-24.49% based upon your creditworthiness* There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater* Earn 2X Points on Dining Out & Entertainment Earn 1X Points on All Other Purchases No expiration and no limit on the amount of points you can earn with this card Travel with ease and enjoy global acceptance with Chip Technology No annual fee* Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,840 x $0.01 = $398 Bonuses 15,000 x $0.01 = $150 Total Net Estimated Rewards Through 24 Months 548
PlayStation® Card from Capital One®
	$0	1.40%	$50 Earn 5,000 bonus points after your first purchase within 90 days of approval	$504
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Annual Fee $0 APR 14.99% - 24.99% (Variable) Card Details Earn 5,000 bonus points after your first purchase within 90 days from account opening 10 points per $1 spent on all PlayStation® Store purchases 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill 1 point per $1 spent on all other purchases Redeem for Sony products, movies, music & more 0% intro APR on purchases until February 2018, 14.99% - 24.99% variable APR after that No annual fee Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 45,360 x $0.01 = $454 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 504
Platinum Delta Skymiles® Credit Card
	195 *Rates and Fees	1.51%	$520 Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/09/2016. ; Earn 5,000 Medallion® Qualifying Miles and 35,000 Bonus Miles after spending $1,000 in the first 3 months	$542
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Annual Fee 195 APR 16.74%-25.74% Variable *Rates and Fees Card Details Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 4 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. Offer expires on 7/5/2017. Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases. Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. Settle into your seat sooner with Priority Boarding. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.012 = $412 Bonuses 0 x $0.012 = $100 35,000 x $0.012 = $420 Less Annual Fees -$390 Total Net Estimated Rewards Through 24 Months 542
American Express® Blue Sky
	No Annual Fee	1.55%	$100 Earn 7,500 bonus points after you spend $1,000 in the first 3 months	$556
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Annual Fee No Annual Fee APR 17.24%, 20.24% or 22.24% Variable Card Details Earn 7,500 bonus points after you spend $1,000 in the first 3 months 1 point for every $1 spent Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection Exclusive access to ticket presales and American Express cardmember-only events Extended warranty and protection for purchases made on the card Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.013 = $456 Bonuses 7,500 x $0.013 = $100 Total Net Estimated Rewards Through 24 Months 556
Citi® Hilton HHonors™ Visa Signature® Card
	No Annual Fee	1.69%	$200 Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months	$607
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Annual Fee No Annual Fee APR 15.99% 19.99% Variable Card Details Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months 6 HHonors Bonus Points for every $1 spent on hotel stays within Hilton Portfolio 3 HHonors Bonus points for every $1 spent at supermarkets, drugstores & gas stations 2 points for every $1 spent otherwise HHonors silver status with fast-track to HHonors Gold status after 4 stays within your first 90 days of cardmembership Receive HHonors Silver Status for free Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 81,360 x $0.005 = $407 Bonuses 40,000 x $0.005 = $200 Total Net Estimated Rewards Through 24 Months 607
Premier Rewards Gold Card from American Express
	Introductory annual fee of $0 for the first year, then $195. *Rates and Fees	1.61%	$250 Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.	$581
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Annual Fee Introductory annual fee of $0 for the first year, then $195. APR N/A *Rates and Fees Card Details Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply. No Foreign Transaction Fees. $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline. Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply. $0 Intro Annual Fee for the 1st year, then $195. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 52,560 x $0.01 = $526 Bonuses 25,000 x $0.01 = $250 0 x $0.01 = $0 Less Annual Fees -$195 Total Net Estimated Rewards Through 24 Months 581
Hawaiian Airlines® World Elite Mastercard®
	$89	1.43%	$350 Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days	$515
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Annual Fee $89 APR 16.24%, 20.24% or 25.24% Variable Card Details Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days Earn 2 miles for every $1 spent on Haiwaiian Airlines Earn $1 for every $1 spent on all other purchases Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines No foreign transaction fees Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 35,000 x $0.01 = $350 Less Annual Fees -$178 Total Net Estimated Rewards Through 24 Months 515
Ritz-Carlton Rewards Credit Card
	$395	1.40%	$930 Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening	$504
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Annual Fee $395 APR 15.99% Card Details Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening 5 points for every $1 spent on Ritz-Carlton or partner hotels 2 points for every $1 on airline tickets purchased directly with the airline 1 point per $1 otherwise Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights $300 annual airline incidentals credit $100 hotel credit on stays of two nights or longer Worldwide Airport Lounge Access Automatic gold elite status your first year No foreign transaction fees Personal service assistance to cardmembers Automatic Gold Elite Status your first year Maintain Gold Elite thereafter by spending 10,000 each year Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.011 = $364 Bonuses 0 x $0.011 = $930 Less Annual Fees -$790 Total Net Estimated Rewards Through 24 Months 504
Discover it® ­- Cashback Match™
	$0	1.43%	$171 Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)	$514
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Annual Fee $0 APR 11.99% – 23.99% Variable Card Details You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases. Redeem your cash back for any amount, any time. Cash rewards never expire. 100% U.S. based customer service. Get your FICO® Credit Score for free on monthly statements, on mobile and online. No annual fee. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 171 x $1 = $171 Total Net Estimated Rewards Through 24 Months 514
Discover it® chrome
	$0	1.43%	$171 Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)	$514
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Annual Fee $0 APR 11.99% – 23.99% Variable Card Details Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases. Redeem your cash back for any amount, any time. Cash rewards never expire. 100% U.S. based customer service. Get your FICO® Credit Score for free on monthly statements, on mobile and online. No annual fee. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 171 x $1 = $171 Total Net Estimated Rewards Through 24 Months 514
Discover it® for Students
	$0	1.43%	$171 Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)	$514
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Annual Fee $0 APR 13.99% - 22.99% Variable Card Details Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate. Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment. No APR change for paying late. Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 171 x $1 = $171 Total Net Estimated Rewards Through 24 Months 514
Discover it® chrome for Students
	$0	1.43%	$171 Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)	$514
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Annual Fee $0 APR 13.99% - 22.99% Variable Card Details Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases. Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment. No APR change for paying late. Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 171 x $1 = $171 Total Net Estimated Rewards Through 24 Months 514
Discover it® Secured Card ­- No Annual Fee
	$0	1.43%	$171 Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)	$514
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Annual Fee $0 APR 23.99% Variable Card Details No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use. A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit. Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online. Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. Tools to assist you; email alerts, text reminders and 24/7 customer service. Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 171 x $1 = $171 Total Net Estimated Rewards Through 24 Months 514
PCB Preferred World MasterCard
	$95	1.38%	$0	$496
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Annual Fee $95 APR 13.49% - 24.49% Variable Card Details 0% introductory APR on purchases for the first 12 months. When the offer expires the variable APR will be from 13.49% up to 24.49% 2% Cash Back on Purchases Cash back can only be redeemed for statement credit after you have earned a minimum of $25 Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.01 = $686 Less Annual Fees -$190 Total Net Estimated Rewards Through 24 Months 496
Asiana Airlines Credit Card
	$99	1.67%	$140 Get 10,000 bonus miles after first purchase	$601
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Annual Fee $99 APR 14.24% Card Details Get 10,000 bonus miles after first purchase 3 miles for every dollar you spend on Asiana Airlines purchases 2 miles for every dollar you spend on gas and grocery store purchases 1 mile for every dollar you spend on all other purchases And every year, you'll get: 2 Asiana Airlines lounge invitations, A 10,000 bonus Miles certificate, A $100 automatic rebate on Asiana Airlines tickets Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.014 = $659 Bonuses 10,000 x $0.014 = $140 Less Annual Fees -$198 Total Net Estimated Rewards Through 24 Months 601
Susan G. Komen® Credit Card
	$0.00 *Rates and Fees	1.86%	$150 $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$668
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Annual Fee $0.00 APR 13.99% - 23.99% Variable APR on purchases *Rates and Fees Card Details NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program. Susan G. Komen ® has received more than $7 million from Bank of America from this program since 2009. Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. No annual fee No changing categories and no expiration on rewards Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 518 x $1 = $518 Bonuses 0 x $1 = $150 Total Net Estimated Rewards Through 24 Months 668
Chase Freedom®
	$0	1.37%	$150 Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening	$493
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Annual Fee $0 APR 15.99%-24.74% Variable Card Details Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores Unlimited 1% cash back on all other purchases - it's automatic 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum Cash Back rewards do not expire as long as your account is open No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 0 x $1 = $150 Total Net Estimated Rewards Through 24 Months 493
Priceline Rewards™ Visa Card
	No Annual Fee	1.09%	$50 Earn 5,000 points after your first purchase	$393
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Annual Fee No Annual Fee APR 14.99%, 19.99% or 24.99% Variable Card Details 5 points for every $1 spent on priceline.com purchases 1 point for every $1 spent otherwise Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card Reward redemptions begin at $25 Get 10% points back every time you redeem points for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
AeroMexico Visa Signature Card
	$0 Intro Annual Fee for the first year then $80	1.64%	$200 20,000 First Use Bonus Miles after first purchase or payment of annual fee	$590
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Annual Fee $0 Intro Annual Fee for the first year then $80 APR 12.99% - 22.99% Variable Card Details 20,000 First Use Bonus Miles after first purchase or payment of annual fee Complimentary Companion Ticket 1 Club Premier Mile per $1 spent 2 miles per $1 spent on Gas & Groceries 2 miles per $1 spent on Aeromexico airfare purchases Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access Access to Visa Signature Concierge, premium offers, and special dining privileges Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.01 = $470 Bonuses 20,000 x $0.01 = $200 Less Annual Fees -$80 Total Net Estimated Rewards Through 24 Months 590
Amazon.com Rewards Visa Card
	No Annual Fee	1.32%	$30 $30 Amazon.com Gift Card	$476
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Annual Fee No Annual Fee APR 14.24% - 22.24% Variable Card Details $30 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon approval 3% cash back at Amazon.com 2% cash back at gas stations, restaurants, and drugstores 1% cash back on all other purchases No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 44,640 x $0.01 = $446 Bonuses 0 x $0.01 = $30 Total Net Estimated Rewards Through 24 Months 476
Citi® ThankYou® Preferred Credit Card for College Students
	$0*	1.18%	$25 Earn 2,500 bonus ThankYou points after you spend $500 within the first 3 months	$423
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Annual Fee $0* APR 14.99% - 24.99%* (Variable) Card Details Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening* 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards Earn 2X Points on Dining Out & Entertainment Earn 1X Points on All Other Purchases No expiration and no limit to the amount of points you can earn with this card Travel with ease and enjoy global acceptance with Chip Technology No annual fee* Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,840 x $0.01 = $398 Bonuses 2,500 x $0.01 = $25 Total Net Estimated Rewards Through 24 Months 423
AAdvantage® Aviator™ Red Mastercard®
	$89	1.13%	$0	$405
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Annual Fee $89 APR 15.99%, 19.99% or 24.99% Variable Card Details 2X miles for every dollar spent on eligible US Airways and American Airlines purchases. 1x mile for every 1 dollar spent on all other purchases. 1 Free Checked Bag Whenever you redeem, you’ll receive 10% of your redeemed miles back Priority boarding No Foreign Transaction Fees 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.017 = $583 Less Annual Fees -$178 Total Net Estimated Rewards Through 24 Months 405
AeroMexico Visa Card
	$0 Intro Annual Fee for the first year then $45	1.60%	$150 15,000 First Use Bonus Miles after first purchase or payment of annual fee	$575
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Annual Fee $0 Intro Annual Fee for the first year then $45 APR 12.99% - 22.99% Variable Card Details 15,000 First Use Bonus Miles after first purchase or payment of annual fee Complimentary Companion Ticket 1 Club Premier Mile per $1 spent 2 miles per $1 spent on Gas & Groceries 2 miles per $1 spent on Aeromexico airfare purchases Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.01 = $470 Bonuses 15,000 x $0.01 = $150 Less Annual Fees -$45 Total Net Estimated Rewards Through 24 Months 575
Capital One® QuicksilverOne® Credit Card
	$39	1.21%	$0	$437
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Annual Fee $39 APR 24.99% (Variable) Card Details Earn unlimited 1.5% cash back on every purchase, every day Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018 No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn Get access to a higher credit line after making your first 5 monthly payments on time Fraud coverage if your card is ever lost or stolen Use online banking to access your account, even from your smartphone, with our mobile app Help strengthen your credit for the future with responsible card use Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 515 x $1 = $515 Less Annual Fees -$78 Total Net Estimated Rewards Through 24 Months 437
Norwegian Cruise Line® World MasterCard® Credit Card
	No Annual Fee	1.23%	$100 Earn 10,000 Bonus WorldPoints® points if you make your first transaction in the first 60 days	$443
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Annual Fee No Annual Fee APR 12.99% - 22.99% Variable Card Details Earn 10,000 Bonus WorldPoints® points if you make your first transaction in the first 60 days 2x points per $1 on Norwegian purchases 1 point per $1 on everything else No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 10,000 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 443
The Amex EveryDay® Credit Card from American Express
	$0 *Rates and Fees	1.45%	$100 Earn 10,000 Membership Rewards® Points after you make $1,000 in purchases with your new Card in the first three months.	$522
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Annual Fee $0 APR 13.99%-23.99% Variable *Rates and Fees Card Details Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply. 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply. You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking. No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 23.99%, based on your creditworthiness and other factors. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 42,240 x $0.01 = $422 Bonuses 10,000 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 522
BankAmericard Cash Rewards™ Credit Card
	$0.00 *Rates and Fees	1.23%	$100 $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$443
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Annual Fee $0.00 APR 13.99% - 23.99% Variable APR on purchases *Rates and Fees Card Details No annual fee NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter No changing categories and no expiration on rewards 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account If you're a Preferred Rewards client, you can increase that bonus to 25% - 75% Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 443
Royal Caribbean® Credit Card
	No Annual Fee	1.23%	$100 Earn 10,000 MyCruise Points after first qualifying transaction	$443
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Annual Fee No Annual Fee APR 12.99% to 22.99% Variable Card Details 2 MyCruise Points per $1 on onboard purchases and qualifying Royal Caribbean, Celebrity and Azamara purchases 1 point per $1 on all other purchases. No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 10,000 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 443
BankAmericard Cash Rewards™ for Students
	No Annual Fee	1.23%	$100 $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$443
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Annual Fee No Annual Fee APR 13.24% - 23.24% Variable Card Details $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter 1% cash back elsewhere. 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 443
MLB® Credit Card
	No Annual Fee	1.72%	$100 $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$618
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Annual Fee No Annual Fee APR 13.24% - 23.24% Variable Card Details $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter 1% cash back elsewhere. 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 518 x $1 = $518 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 618
Ally CashBack Credit Card
	No Annual Fee	1.58%	$100 Receive a $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles	$570
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Annual Fee No Annual Fee APR 13.24%, 18.24% or 23.24% Variable Card Details 2% cash back at gas stations and grocery stores 1% cash back on all other purchases $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.01 = $470 Bonuses 0 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 570
HSBC Platinum Mastercard® with Rewards credit card
	No Annual Fee *Rates and Fees	1.23%	$100 $100 Cash Back for new HSBC Platinum Mastercard® with Rewards credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card Account opening.	$443
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Annual Fee No Annual Fee APR 13.99%, 17.99% or 23.99% Variable *Rates and Fees Card Details Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening. 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply. No annual fee. No foreign transaction fees. 1 Rewards Program Point for every dollar in new, net card purchases. Earn unlimited Rewards Program Points with every purchase that never expire. Redeem for cash back, popular gift cards, merchandise, or flights on most major airlines. Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™. Shop with confidence knowing that your purchases are covered with our valuable protection programs. Fraud coverage if your card is ever lost or stolen. Use online banking to access your account, even from your smartphone, with our mobile app. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 0 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 443
Blue Cash Everyday® Card from American Express
	$0 *Rates and Fees	1.80%	$100 Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.	$650
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Annual Fee $0 APR 13.99%-24.99% Variable *Rates and Fees Card Details $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. No annual fee. 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%. Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 550 x $1 = $550 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 650
REI Credit Card
	No Annual Fee	1.45%	$100 $100 REI gift card upon approval and first purchase within 60 days of account opening	$522
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Annual Fee No Annual Fee APR 11.24% to 23.24% Variable Card Details REI gift card upon approval and first purchase 5% back at REI 2% back on Grocery purchases through 03/31/2017 1% back everywhere else Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 42,240 x $0.01 = $422 Bonuses 0 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 522
Prime Rewards Credit Card
	No Annual Fee	1.23%	$100 $100 Cash Back bonus when you spend $500 on qualifying purchases, in the first 3 months	$443
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Annual Fee No Annual Fee APR 11.99% - 21.99% Variable Card Details 3 years at Prime Rate (intro currently 4.00% variable APR) on balance transfers made in the first 60 days. Variable 11.99%-21.99% APR thereafter. No fees on balance transfers made in the first 60 days 1% Unlimited Cash Back on all qualifying purchases $100 Cash Back bonus when you spend $500 on qualifying purchases, in the first 3 months No annual fee No foreign transaction fees Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 0 x $0.01 = $100 Total Net Estimated Rewards Through 24 Months 443
U.S. Pride® Credit Card
	No Annual Fee	1.72%	$100 $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$618
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Annual Fee No Annual Fee APR 13.24% - 23.24% Variable Card Details $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter 1% cash back elsewhere. 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 518 x $1 = $518 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 618
World Wildlife Fund Credit Card
	No Annual Fee	1.72%	$100 $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening	$618
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Annual Fee No Annual Fee APR 13.24% - 23.24% Variable Card Details $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter 1% cash back elsewhere. 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 518 x $1 = $518 Bonuses 0 x $1 = $100 Total Net Estimated Rewards Through 24 Months 618
Saks Fifth Avenue Credit Card
	No Annual Fee	1.46%	$0	$526
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Annual Fee No Annual Fee APR 23.99% Variable Card Details Earn between 1 to 6 points, depending on your level of spending $25 Saks gift card Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 52,560 x $0.01 = $526 Total Net Estimated Rewards Through 24 Months 526
Bloomingdale's Credit Card
	No Annual Fee	1.11%	$0	$398
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Annual Fee No Annual Fee APR 24.5% Variable Card Details 3x points for every $1 spent at Bloomingdales 6x points for every $1 spent on cosmetics, fragrances, & shoes at Bloomingdales, 4x points at restaurants 2x points on every other purchase Ability to schedule triple point days where you can earn more points Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 79,680 x $0.005 = $398 Total Net Estimated Rewards Through 24 Months 398
BP Visa® Credit Card
	No Annual Fee	1.68%	$0	$603
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Annual Fee No Annual Fee APR 27.24% Card Details Introductory Offer: Earn 25¢ off** per gallon For every $100 you spend with your BP Visa® Credit Card or BP Credit Card for the first 90 days your account is open (excluding non-BP gas stations) 25¢ off per gallon for every $100 you spend at BP 15¢ off per gallon for every $100 you spend for eligible groceries, dining and travel 5¢ off** per gallon for every $100 you spend everywhere Visa® credit cards are accepted (excluding non-BP gas stations) No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 60,300 x $0.01 = $603 Total Net Estimated Rewards Through 24 Months 603
PNC CashBuilder® Visa Credit Card
	No Annual Fee	1.19%	$0	$429
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Annual Fee No Annual Fee APR 13.24% to 22.24% Variable Card Details 1.25% to 1.75% cash back depending on how much you spend or your banking relationship with PNC Earn between 1.25% and 1.75% cash back on all purchases, depending on how much you spend Redemptions start at $50 Rewards don't expire $0 Fraud Liability Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 429 x $1 = $429 Total Net Estimated Rewards Through 24 Months 429
Avianca LifeMiles Visa Signature Card
	$0 Intro Annual Fee for the first year then $75	1.18%	$184 Earn 20,000 bonus miles with your first card use	$425
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Annual Fee $0 Intro Annual Fee for the first year then $75 APR 12.99% - 22.99% Variable Card Details Earn 20,000 bonus miles with your first card use 1 LifeMile for every net $1 you spend 2x LifeMiles on Avianca ticket purchases 50% Excess Baggage Redemption Discount on Avianca flights Redeem Avianca miles on flights and cabin upgrades Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases No Preset Spending Limit Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.009 = $316 Bonuses 20,000 x $0.009 = $184 Less Annual Fees -$75 Total Net Estimated Rewards Through 24 Months 425
Holland American Line Rewards Visa Card
	No Annual Fee	1.09%	$50 Earn 5,000 points upon first purchase	$393
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Annual Fee No Annual Fee APR 13.99%, 16.99% or 20.99% Variable Card Details Earn 5,000 points upon first purchase 2 points for every $1 spent on all Holland American purchases 1 point for every $1 spent otherwise Redeem rewards towards discounted, reduced, and free cruise redemptions Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
Best Western Rewards® Premium MasterCard®
	$0 Intro Annual Fee for the first year then $59	1.17%	$285 25,000 bonus points after you spend $2,500 in first 3 billing cycles. Also, earn another 25,000 bonus points after you spend total of $5,000 in the first 6 billing cycles	$422
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Annual Fee $0 Intro Annual Fee for the first year then $59 APR 15.24% - 20.24% Variable Card Details 10 points for every $1 spent on Best Western purchases 1 point for every $1 spent otherwise Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals Free Upgrade to Best Western Rewards Platinum Status Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.006 = $196 Bonuses 50,000 x $0.006 = $285 Less Annual Fees -$59 Total Net Estimated Rewards Through 24 Months 422
Premier Miles & More® World Mastercard®
	$79	1.07%	$200 Earn 20,000 award miles with first purchase	$385
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Annual Fee $79 APR 15.99% or 24.99% Variable Card Details Earn 20,000 award miles with first purchase or balance transfer Annual Companion Ticket after first purchase, and annually thereafter 2 miles for every $1 spent on Miles and More integrated airlines 1 mile for every $1 spent otherwise Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners Complimentary Companion ticket after first purchase, then every year after $79 Annual Fee waived for Senator and HON Circle Members No foreign transaction fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 20,000 x $0.01 = $200 Less Annual Fees -$158 Total Net Estimated Rewards Through 24 Months 385
Avianca LifeMiles Visa Card
	$0 Intro Annual Fee for the first year then $45	1.14%	$138 Earn 15,000 bonues LifeMiles with your first card use	$409
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Annual Fee $0 Intro Annual Fee for the first year then $45 APR 12.99% - 22.99% Variable Card Details Earn 15,000 bonues LifeMiles with your first card use 1 LifeMile for every $1 spent on everything 25% Excess Baggage Redemption Discount on Avianca flights Redeem Avianca miles on flights and cabin upgrades Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.009 = $316 Bonuses 15,000 x $0.009 = $138 Less Annual Fees -$45 Total Net Estimated Rewards Through 24 Months 409
The Wyndham Rewards® Visa Signature® Card
	No Annual Fee	1.12%	$60 12,000 bonus points with first purchase	$403
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Annual Fee No Annual Fee APR 15.24% or 19.99% Variable Card Details Earn 12,000 bonus points with first purchase 5 points per $1 spent on participating hotels 2 points per $1 spent everywhere else Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.005 = $343 Bonuses 12,000 x $0.005 = $60 Total Net Estimated Rewards Through 24 Months 403
Disney Rewards Visa® Credit Card
	No Annual Fee	1.09%	$50 Earn a $50 statement credit after first purchase	$393
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Annual Fee No Annual Fee APR 15.99% Card Details Earn a $50 statement credit after first purchase 1% in Disney Dream Reward Dollars® for every $1 spent Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 0 x $1 = $50 Total Net Estimated Rewards Through 24 Months 393
Sony® Card from Capital One®
	$0	1.09%	$50 Earn 5,000 bonus points after your first purchase within 90 days of approval	$393
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Annual Fee $0 APR 14.99% - 24.99% (Variable) Card Details Earn 5,000 bonus points after your first purchase within 90 days from account opening 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services 1 point per $1 spent on all other purchases Redeem for Sony products, movies, music & more 0% intro APR on purchases until February 2018, 14.99% - 24.99% variable APR after that No annual fee Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
Princess Cruises Rewards Visa Card
	No Annual Fee	1.09%	$50 Earn 5,000 Bonus Princess Points after your make your first purchase	$393
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Annual Fee No Annual Fee APR 13.99%, 16.99% or 20.99% Variable Card Details Earn 5,000 Bonus Princess Points after your make your first purchase 2 points for every $1 spent on Princess Cruises purchases 1 point for every $1 spent otherwise Redeem rewards towards discounted, reduced, and even free cruise redemptions Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
National Geographic Platinum Edition® Visa®
	No Annual Fee	1.09%	$50 Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles	$393
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Annual Fee No Annual Fee APR 15.99% - 22.99% Variable Card Details Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles 2 points per $1 spent on purchases made through National Geographic 1 point per $1 spent eveywhere else 12 digital issues of National Geographic magazine plus online archive 20% off qualifying purchases through the National Geographic catalog and online store $250 off Nat Geo Expeditions and Adventure trips Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
Carnival World™ MasterCard®
	No Annual Fee	1.09%	$50 Earn 5,000 Bonus FunPoints® when you use your card for the first time	$393
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Annual Fee No Annual Fee APR 13.99%, 16.99% - 20.99% Variable Card Details Earn 5,000 Bonus FunPoints® when you use your card for the first time 2 FunPoints for every $1 spent on all Carnival Cruise Line purchases 1 FunPoint for every $1 spent otherwise Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Total Net Estimated Rewards Through 24 Months 393
Expedia®+ Card from Citi
	No Annual Fee	0.97%	$107 Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening	$350
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Annual Fee No Annual Fee APR 14.99%, 16.99% or 22.99% Variable Card Details Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening Earn 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages Earn 1 Expedia+ bonus point per $1 spent on other purchases Automatic Expedia+ silver status No annual Fee One Elite Qualifying Hotel Night towards +gold status for every $2,500 in card spend on any purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.007 = $244 Bonuses 15,000 x $0.007 = $107 Total Net Estimated Rewards Through 24 Months 350
Miles & More® World MasterCard®
	$59	1.04%	$150 Earn 15,000 award miles with fist purchase	$375
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Annual Fee $59 APR 15.99% or 24.99% Variable Card Details Earn 15,000 award miles with first purchase 1 mile for every $1 spent Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 15,000 x $0.01 = $150 Less Annual Fees -$118 Total Net Estimated Rewards Through 24 Months 375
Farmers® Rewards Visa®
	No Annual Fee	1.30%	$30 Earn 3,000 points, after making $500 in purchases, outside of Farmers®, within 90 days of account opening	$469
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Annual Fee No Annual Fee APR 13.24%, 17.24% or 20.24% Variable Card Details Earn 3,000 points, after making $500 in purchases, outside of Farmers®, within 90 days of account opening Earn 3x points on Farmers Products, plus 3x points for gas purchases, 3x points for home improvement purchases, and 1x point everywhere else Visa is accepted 0% introductory APR on all purchases in the first 12 months. After that the APR is 13.24% to 20.24% based on Prime Rate and creditworthiness No annual fee Points never expire Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 43,920 x $0.01 = $439 Bonuses 3,000 x $0.01 = $30 Total Net Estimated Rewards Through 24 Months 469
RCI® Elite Rewards® MasterCard®
	No Annual Fee	1.02%	$25 Earn up to 2,500 bonus rewards after your first purchase	$368
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Annual Fee No Annual Fee APR 13.99% or 24.99% Variable Card Details Earn up to 2,500 bonus rewards after your first purchase 2 points for every $1 spent on RCI purchases 1 point for every $1 spent otherwise Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 2,500 x $0.01 = $25 Total Net Estimated Rewards Through 24 Months 368
AeroMexico Visa Secured Card
	$0 Intro Annual Fee for the first year then $25	1.38%	$50 5,000 First Use Bonus Miles plus Complimentary Companion Certificate	$495
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Annual Fee $0 Intro Annual Fee for the first year then $25 APR 22.99% Card Details 5,000 First Use Bonus Miles plus Complimentary Companion Certificate 1 Club Premier Mile per $1 spent 2 miles per $1 spent on Gas & Groceries Complimentary Baggage Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.01 = $470 Bonuses 5,000 x $0.01 = $50 Less Annual Fees -$25 Total Net Estimated Rewards Through 24 Months 495
BB&T Spectrum Rewards® Card
	No Annual Fee	1.00%	$0	$360
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Annual Fee No Annual Fee APR 12.9% to 21.9% Variable Card Details Earn 3% cash on all net qualified purchases within the first 90 days of account opening Earn 1% cash on all net qualified purchases thereafter Earn 5% anniversary bonus on cash earned every year Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.011 = $360 Total Net Estimated Rewards Through 24 Months 360
Spirit Airlines World MasterCard® Credit Card
	$0 Intro Annual Fee for the first year then $59	1.00%	$75 15,000 bonus miles after your first purchase	$359
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Annual Fee $0 Intro Annual Fee for the first year then $59 APR 12.99% to 22.99% Variable Card Details 2 miles for every dollar you spend on purchases 15,000 bonus miles after you make a purchase with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets, with taxes and fees from $11.20 per award Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee Enjoy a $0 introductory annual fee for the first year a $59 fee will apply to World Mastercard® accounts thereafter Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.005 = $343 Bonuses 15,000 x $0.005 = $75 Less Annual Fees -$59 Total Net Estimated Rewards Through 24 Months 359
The Wyndham Rewards® Visa Signature® Card
	$69	0.99%	$150 Earn 30,000 bonus points with first purchase	$355
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Annual Fee $69 APR 15.24% - 19.99% Variable Card Details Earn 30,000 bonus points with first purchase 5 points for every $1 spent on participating hotels 2 points for every $1 spent otherwise Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 68,640 x $0.005 = $343 Bonuses 30,000 x $0.005 = $150 Less Annual Fees -$138 Total Net Estimated Rewards Through 24 Months 355
Expedia®+ Voyager Card from Citi
	$95	0.75%	$178 Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening	$270
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Annual Fee $95 APR 13.99%, 15.99% or 21.99% Variable Card Details Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening Earn 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment Earn 1 Expedia+ bonus point per $1 spent on other purchases Automatic Expedia+ gold status No FX Fee $100 annual statement credit for airline incidentals on qualified airlines or Wi–Fi Carries or for the Global Entry application fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,840 x $0.007 = $283 Bonuses 25,000 x $0.007 = $178 Less Annual Fees -$190 Total Net Estimated Rewards Through 24 Months 270
Disney Premier Visa® Credit Card
	$49	0.96%	$100 Earn $100 Disney gift card after spending $500 in the first three months	$345
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Annual Fee $49 APR 15.99% Card Details Earn $100 Disney gift card after spending $500 in the first three months 2% in Disney Dream Reward Dollars® for every $1 spent at gas stations, grocery stores, restaurants, and Disney locations 1% in Disney Dream Dollars® for every $1 spent otherwise Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Bonuses 0 x $1 = $100 Less Annual Fees -$98 Total Net Estimated Rewards Through 24 Months 345
Cash Rewards Credit Card
	No Annual Fee	1.09%	$0	$391
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Annual Fee No Annual Fee APR Card Details 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back 1% Unlimited Cash Back on all other qualifying purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,120 x $0.01 = $391 Total Net Estimated Rewards Through 24 Months 391
Nordstrom Credit Card
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 10.9%, 14.9% or 22.9% Variable Card Details 2 points per net dollar spent at Nordstrom, 1 point per dollar spent everywhere else Get a $20 bonus Note when you spend $100 at Nordstrom with your Nordstrom card the day you apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Total Net Estimated Rewards Through 24 Months 343
Journey® Student Rewards from Capital One®
	$0	0.95%	$0	$343
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Annual Fee $0 APR 24.99% (Variable) Card Details Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account Get access to a higher credit line after making your first 5 monthly payments on time Pay no annual or foreign transaction fees Fraud coverage if your card is lost or stolen Pick the monthly due date that works best for you Note: The information in this box was provided by Capital One® and is not part of our independent analysis. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $1 = $343 Total Net Estimated Rewards Through 24 Months 343
Savings Secured Visa Platinum Card
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 6.99% Card Details Earn 1 Flexpoint reward for each dollar you spend Flexpoints can be earned on any net purchases at the rate of 1 per dollar Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Total Net Estimated Rewards Through 24 Months 343
Gulf Visa® Card
	No Annual Fee	1.22%	$0	$439
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Annual Fee No Annual Fee APR 15.99% to 22.99% Variable Card Details 3 points for every $1 spent on all purchases at a Gulf Station 1 point per $1 everywhere else No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 43,920 x $0.01 = $439 Total Net Estimated Rewards Through 24 Months 439
Key2More Rewards® Credit Card
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 13.74% - 22.74% Variable Card Details No annual fee Special low Introductory APR of 0% for the first 6 billing cycles on purchases and balance transfers (made within 60 days of account opening). After that, the variable APR for Purchases and Balance Transfers will apply, currently 13.74% - 22.74%, based on your creditworthiness. Earn five (5) KeyBank Relationship Rewards® points for every $1 in eligible credit card purchases* with no monthly maximum Earn up to 10,000 rewards points after 5 purchase transactions in the first 60 days of opening. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 171,600 x $0.002 = $343 Total Net Estimated Rewards Through 24 Months 343
Stand Up To Cancer® Credit Card
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 13.74%, 24.74% Card Details Earn 1 Real Life Rewards® point for each $1 spent on purchases Redeem points for a charitable contribution to Stand Up To Cancer or redeem for gift cards, cash deposits to a Fifth Third Account or a credit card statement credit. Low 0% introductory APR for your first 12 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.74% to 24.74% based on your creditworthiness. No annual fee. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Total Net Estimated Rewards Through 24 Months 343
St. Louis Blues MasterCard®
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 12.74% to 18.74% Variable Card Details Blues Game Day Experiences Exclusive Team Store Discounts Unlimited 1% Cash Back No Annual Fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Total Net Estimated Rewards Through 24 Months 343
Royals™ MasterCard® with Rewards
	No Annual Fee	0.95%	$0	$343
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Annual Fee No Annual Fee APR 14.74% to 20.74% Variable Card Details Low Introductory Rate Royals Game Day Experiences Discounted Royals Tickets Unlimited 1% Cash Back Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Total Net Estimated Rewards Through 24 Months 343
U.S. Bank Perks+ Visa Signature® Card
	No Annual Fee	1.31%	$0	$470
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Annual Fee No Annual Fee APR 11.99% - 21.99% Variable Card Details Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns) Earn 1 point for every net dollar spent on everything else Redeem points for brand name merchandise, gift cards, cash back, and airline tickets 24/7 cardmember service No annual fee Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 47,040 x $0.01 = $470 Total Net Estimated Rewards Through 24 Months 470
Korean Air SKYPASS Visa Signature Credit Card
	$80	0.93%	$150 15,000 SKYPASS Bonus Miles after first purchase	$333
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Annual Fee $80 APR 12.99% - 19.99% Variable Card Details 15,000 SKYPASS Bonus Miles after first purchase 1 mile for every $1 spent in purchases Double Miles on Korean Air ticket purchases Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership No foreign transaction fee Travel & Emergency Assistance Services $1,000,000 in Travel Accident Insurance EVM chip technology for added security abroad Free monthly credit score reporting Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 15,000 x $0.01 = $150 Less Annual Fees -$160 Total Net Estimated Rewards Through 24 Months 333
Celebrity Cruises® Visa Signature® Credit Card
	$69	0.85%	$100 Get 10,000 MyCruise Points after making a transaction within 65 days of account opening; $300 discount off a future cruise of at least 7 nights or more in a Concierge Class stateroom, after $5,000 in transactions within your first 60 days	$305
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Annual Fee $69 APR 12.99% to 22.99% Variable Card Details 2 MyCruise Points per $1 on qualifying Celebrity, Royal Caribbean and Azamara purchases 1 point per $1 on all other purchases No foreign transaction fees for non-US transactions Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 10,000 x $0.01 = $100 Less Annual Fees -$138 Total Net Estimated Rewards Through 24 Months 305
Blue Cash Preferred® Card from American Express
	$95 *Rates and Fees	2.21%	$150 Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.	$795
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Annual Fee $95 APR 13.99%-24.99% Variable *Rates and Fees Card Details $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%. Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year. $95 annual fee. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 835 x $1 = $835 Bonuses 0 x $1 = $150 Less Annual Fees -$190 Total Net Estimated Rewards Through 24 Months 795
Best Western Rewards® MasterCard®
	No Annual Fee	0.86%	$114 10,000 bonus points after you spend $1,000 in first 3 billing cycles. Also, earn another 10,000 bonus points after you spend total of $3,000 in the first 6 billing cycles	$310
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Annual Fee No Annual Fee APR 16.24% - 23.24% Variable Card Details 3 points for every $1 spent on Best Western purchases 1 point for every $1 spent otherwise Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals Upgrade to Best Western Rewards Gold Elite Status after the first purchase Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.006 = $196 Bonuses 20,000 x $0.006 = $114 Total Net Estimated Rewards Through 24 Months 310
PCB Rewards
	$25	0.81%	$0	$293
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Annual Fee $25 APR 13.49% to 24.49% Variable Card Details 0% introductory APR on purchases for the first 12 months. When the offer expires the variable APR will be from 13.49% up to 24.49% 1%-1.5% Cash back on Purchases 1% cash back on net purchases up to $1,000, and 1.5% cash back on net purchases in excess of $1,000. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Less Annual Fees -$50 Total Net Estimated Rewards Through 24 Months 293
Korean Air SKYPASS Visa Classic Card
	$50	0.81%	$50 5,000 SKYPASS Bonus Miles after first purchase	$293
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Annual Fee $50 APR 12.99% - 19.99% Variable Card Details 5,000 SKYPASS Bonus Miles after first purchase 1 mile for every $1 spent in purchases Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership Free monthly credit score reporting EMV chip technology for added security abroad Visa payWave technology for contactless purchases $250,000 in Travel Accident Insurance Auto Rental Collision Damage Waiver Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Bonuses 5,000 x $0.01 = $50 Less Annual Fees -$100 Total Net Estimated Rewards Through 24 Months 293
AAdvantage® Aviator™ Silver World Elite Mastercard®
	$195	0.54%	$0	$193
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Annual Fee $195 APR 15.99%, 19.99% or 124.99% Variable Card Details 3X miles for every dollar spent on eligible US Airways and American Airlines purchases. Earn 2X miles for every dollar spent on eligible hotels and car rentals. 1x mile for every 1 dollar spent on all other purchases. Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad. Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.017 = $583 Less Annual Fees -$390 Total Net Estimated Rewards Through 24 Months 193
Citi Prestige® Card
	$450	0.45%	$532 Earn 40,000 bonus ThankYou points after you spend $3000	$162
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Annual Fee $450 APR 16.74% - 24.74%* (Variable) Card Details Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening* 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre✓® 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge Transfer points to a variety of travel loyalty programs from airlines to hotels Earn 3X Points on Air Travel & Hotels Earn 2X Points on Dining Out & Entertainment Earn 1X Points on All Other Purchases Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 39,840 x $0.013 = $530 Bonuses 40,000 x $0.013 = $532 Less Annual Fees -$900 Total Net Estimated Rewards Through 24 Months 162
American Express® Green Card
	$0 Intro Annual Fee for the first year then $95	0.69%	$0	$248
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Annual Fee $0 Intro Annual Fee for the first year then $95 APR Card Details 1 point for every dollar you spent Membership Rewards program allows you to use points for rewards with 500+ brands Baggage insurance Roadside assistance Car rental insurance Global assist hotline Travel insurance Return protection Purchase protection Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Less Annual Fees -$95 Total Net Estimated Rewards Through 24 Months 248
Travel Rewards Credit Card
	$89	0.46%	$0	$165
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Annual Fee $89 APR Card Details 5% Cash Back on up to $6,000 spent on travel qualifying purchases5 in the first 12 months 3% Unlimited Cash Back on travel qualifying purchases after your introductory bonus cash back 1% Unlimited Cash Back on all other qualifying purchases—all the time Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Less Annual Fees -$178 Total Net Estimated Rewards Through 24 Months 165
American Express® Gold Card
	$0 Intro Annual Fee for the first year then $160	0.51%	$0	$183
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Annual Fee $0 Intro Annual Fee for the first year then $160 APR Card Details 1 point for every dollar you spent Membership Rewards program allows you to use points for rewards with 500+ brands Baggage insurance Roadside assistance Car rental insurance Global assist hotline Travel insurance Return protection Purchase protection Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Less Annual Fees -$160 Total Net Estimated Rewards Through 24 Months 183
Navy Federal nRewards Secured Credit Card
	No Annual Fee	0.48%	$0	$172
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Annual Fee No Annual Fee APR 8.99% Card Details Earn 1 nRewards point for each dollar you spend nRewards can be earned on any net purchases at the rate of 1 per dollar Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.005 = $172 Total Net Estimated Rewards Through 24 Months 172
Best Western Rewards® Secured MasterCard®
	$40	0.40%	$29 5,000 bonus points after your first purchase	$144
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Annual Fee $40 APR 21.24% Card Details 3 points for every $1 spent on Best Western purchases 1 point for every $1 spent otherwise Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals Upgrade to Best Western Rewards Gold Elite Status after the first purchase Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.006 = $196 Bonuses 5,000 x $0.006 = $29 Less Annual Fees -$80 Total Net Estimated Rewards Through 24 Months 144
Korean Air SKYPASS Visa Card
	$50	0.34%	$50 5,000 SKYPASS Bonus Miles after first purchase	$122
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Annual Fee $50 APR 12.99% - 19.99% Variable Card Details 5,000 SKYPASS Bonus Miles after first purchase 1 mile for every $2 spent in purchases Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership $250,000 in Travel Accident Insurance Auto Rental Collision Damage Waiver Free credit score reporting monthly Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 17,160 x $0.01 = $172 Bonuses 5,000 x $0.01 = $50 Less Annual Fees -$100 Total Net Estimated Rewards Through 24 Months 122
Upromise World MasterCard
	No Annual Fee	0.08%	$25 Earn $25 when you use your Upromise Mastercard within 90 days of account opening	$28
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Annual Fee No Annual Fee APR 13.99%, 19.99% or 22.99% Variable Card Details 5% cash back on eligible online purchases through the Upromise portal 4% back on eligible restaurants 2% back on movie theaters 1% back everywhere else Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $0.01 = $3 Bonuses 0 x $0.01 = $25 Total Net Estimated Rewards Through 24 Months 28
L.L. Bean Visa Card
	No Annual Fee	0.01%	$0	$3
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Annual Fee No Annual Fee APR 13.99%, 16.99% or 19.99% Variable Card Details 3% on L.L. Bean Purchases 1% everywhere visa is accepted Free return shipping Free Monogramming Exclusive cardmember sales Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 343 x $0.01 = $3 Total Net Estimated Rewards Through 24 Months 3
Barclaycard Ring™ Mastercard®
	$0	0.00%	$0	$0
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Annual Fee $0 APR 13.99% Variable Card Details 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99% No balance transfer fees No foreign transaction fees Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad Free online access to FICO® Credit Score Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 0 - $0 Total Net Estimated Rewards Through 24 Months 0
Barneys Departament Store Credit Card
	No Annual Fee	0.00%	$0	$0
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Annual Fee No Annual Fee APR 23.99% Variable Card Details Discounts ranging from 1 - 5% off purchases on Barneys New York credit card Exclusive private and pre-sale access at Barneys $50 in alterations reimbursable per $500 spent in store Free international shipping Free Valet Parking Complimentary glass of wine at Barneys restaurants Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 0 - $0 Total Net Estimated Rewards Through 24 Months 0
BankAmericard® Better Balance Rewards
	No Annual Fee	0.00%	$0	$0
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Annual Fee No Annual Fee APR 11.99% - 21.99% Variable Card Details Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year No annual fee 0% Intro APR on purchases and balance transfers for 12 billing cycles Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 0 - $0 Total Net Estimated Rewards Through 24 Months 0
United MileagePlus® Club Card
	$450	-0.22%	$100 Receive a $100 statement credit after your first purchase	$-79
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Annual Fee $450 APR 15.99% Card Details Receive a $100 statement credit after your first purchase United Club membership 1st and 2nd checked bags are free Priority check-in, screening, and boarding No foreign transaction fees 2 points for every $1 spent on United Airlines tickets 1.5 points for every $1 spent otherwise United Club membership First and second bags are checkable for free No foreign transaction fee Miles don't expire Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 51,480 x $0.014 = $721 Bonuses 0 x $0.014 = $100 Less Annual Fees -$900 Total Net Estimated Rewards Through 24 Months -79
Bravo® Credit Card
	$0 Intro Annual Fee for the first year then $49	-0.14%	$0	$-49
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Annual Fee $0 Intro Annual Fee for the first year then $49 APR 16.24% to 23.24% Variable Card Details Earn 3x rewards points on supermarket, gas station and restaurant purchases Up to 15,000 points per calendar quarter 1x point otherwise Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0 = $0 Less Annual Fees -$49 Total Net Estimated Rewards Through 24 Months -49
Delta Reserve® Credit Card from American Express
	$450	-1.02%	$120 Earn 10,000 Medallion® Qualification Miles and 10,000 bonus miles after the first purchase	$-368
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Annual Fee $450 APR 15.24%, 17.24% or 19.24% Variable Card Details Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase 2 miles for every $1 spent on Delta flight and vacation purchases 1 mile for every $1 spent otherwise Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks Get a R/T domestic first class or economy class companion certificate upon each annual renewal First checked bag free on Delta flights No waiting - Priority Boarding Save 20% on in-flight purchases Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.012 = $412 Bonuses 10,000 x $0.012 = $120 Less Annual Fees -$900 Total Net Estimated Rewards Through 24 Months -368
Citi® / AAdvantage® Executive World Elite™ Mastercard®
	$450	-1.21%	$0 Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months	$-437
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Annual Fee $450 APR 16.74% - 24.74%* (Variable) Card Details Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening* Admirals Club® membership for you and guests with you* Complimentary Admirals Club® lounge access for authorized users Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year* No Foreign Transaction Fees on purchases* Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases* First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation* Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.014 = $463 Less Annual Fees -$900 Total Net Estimated Rewards Through 24 Months -437
MasterCard® Black Card™
	$495	-1.32%	$0 Earn 25,000 bonus points after spending $1,500 in first 90 days	$-475
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Annual Fee $495 APR 15.74% Variable Card Details Stainless Steel/Carbon Card--Patented Design Industry-Leading Rewards DOUBLE POINTS When Redeemed for Airfare (e.g., 25,000 points will get you a $500 Ticket) 1.5% Value for Cash Back Statement Credit Redemptions Luxury Card Concierge™ $100 Annual Airline Credit Toward Qualifying Airline Purchases $100 Global Entry Application Fee Credit Luxury Gifts and Members-Only Luxury Magazine Annual Fee: $495 ($195 for each additional account) 15.24% Variable APR on Purchases and Transfers Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.015 = $515 Less Annual Fees -$990 Total Net Estimated Rewards Through 24 Months -475
The Platinum Card® from American Express
	$550 *Rates and Fees	-2.10%	$0 Earn 60,000 points after you spend $5,000 on purchases on your new card in your first 3 months	$-757
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Annual Fee $550 APR N/A *Rates and Fees Card Details Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. New! Up to $200 Uber Savings Annually. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards® points on eligible hotels booked on amextravel.com. As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply. $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply. Terms Apply. Estimated Rewards Through 24 Months Card Rewards Estimated Rewards Value Dollars* Spending Rewards 34,320 x $0.01 = $343 Less Annual Fees -$1,100 Total Net Estimated Rewards Through 24 Months -757