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The Best Rewards Credit Cards of 2017

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We researched over 500 credit cards to find the best credit cards for rewards. With so many cards offering points, miles and other perks to choose from comparing cards can be very difficult. The best credit cards reward program will also depend upon your personal or business spending habits. To help you out we've compiled our list of the best rewards cards of 2017 as well as some tips and tools to help you compare all your rewards credit card options.

Our Top Rewards Credit Cards

We focused on credit cards with rewards that would be best for everyday use. If you could have only one rewards card these are the cards we think you should choose from. Our picks account for bonuses that you'll earn with the cards as well as spending rewards. If you don't care about bonuses then consider one of the cash back cards which typically have smaller bonuses than the travel cards but can be very competitive otherwise.

Chase Sapphire Preferred® CardBest Airline Miles Rewards

The Chase Sapphire Preferred® Card is best suited for cardholders that are willing to go the extra mile to get more out of their spending. If you're the type of person that enjoys figuring out how to get the most bang for your buck, the Chase Sapphire Preferred® Card is one of your best options. While the cards mentioned below will have a better overall rate on general spending categories, the Chase Sapphire Preferred® Card performs much better if you tie yourself to their Ultimate Rewards program. In doing so, you can earn as much as 2.5% of your total spending in rewards on dining and travel. An additional benefit of the Chase Sapphire Preferred® Card, over some of the generic travel cards, is the ability to use Ultimate Rewards points as cash back at a penny a piece. Most generic rewards cards like those in the American Express or Citi ThankYou programs force you to take a significant discount when using points for cash back rewards. Chase has recently upped the welcome bonus on the card to 50,000 UR points, making it also one of the best signup promos for 2017.

Highlights

  • Rewards Rate: 1.25 - 2.5%
  • Signing Bonus: Earn 50,000 bonus points worth $625 in Travel Rewards when redeemed through Chase Ultimate Rewards® when you spend $4,000 on purchases in the first 3 months from account opening. 
  • Double on travel and dining.
  • Points can be transferred directly to a number of hotel and airline partners at a 1:1 ratio for use in their loyalty programs
  • Rewards are usable as cash back as well as statement credits

Barclaycard Arrival Plus: Best All Around Travel Rewards 

For rewards credit cards that you can use everyday, the Barclaycard Arrival Plus World Elite MasterCard is hands down the best. If you travel just once a year, or even once every two years, the lucrative yet simple rewards from this credit card are too good to pass up. The standout feature of the card is the 2.1% rewards rate you'll receive on all your spending, when used as a statement credit on any travel expense. With many other cards you could only come close to these rewards if you spent on specific categories, or used the awards at a single chain of airlines or hotels. With the Arrival, you can spend your money anywhere and redeem the rewards for any travel purchase.

Putting the card over the top is also one of the largest signing bonuses available. At 50,000 miles, worth $500 dollars, new cardholders are offered a fantastic promotion for getting the Barclaycard Arrival Plus® World Elite Mastercard® -- to qualify cardholders must spend at least $3,000 on purchases within the first 90 days of account opening. When Barclaycard rebranded the Arrival Plus earlier this year, they expanded the categories of expenses that fall under travel. This added Taxis, Buses, Limousines, Tourist Attractions, Timeshares and Campgrounds to the mix. This vastly increases the number of day to day expenses that the miles could be used for.

The Barclaycard Arrival Plus is our best rewards card for someone that spends more than $1000 a month, and has sufficient travel expenses each year. This will allow you to satisfy all the spending requirements necessary to qualify for the signing bonus, as well as make the cards rewards more worthwhile when compared to a no annual fee option. It also ensures that you have actual uses for the miles earned with the card.

Capital One® Quicksilver® Cash Rewards Credit Card: Best Cash Back Rewards

The Capital One® Quicksilver® Cash Rewards Credit Card offers a little more flexibility at the cost of some overall value. All else being equal cash back is our favorite rewards mechanism, and that's just want the Quicksilver gives you. With 1.5% cash back on all spending, the Capital One® Quicksilver® Cash Rewards Credit Card offers a relatively good return without many hoops to jump through. Best of all, with no annual fee it is a rewards card with nearly no financial burdens.  New card members qualify for a one time $150 bonus if they spend $500 dollars on purchases within the first 3 months. The early spend promo is one of the smaller bonuses available, but also among the easiest to achieve in the cards we've surveyed. 

The previously mentioned travel rewards cards are more generous overall, so if you travel at all it's a better financial decision to go with one of those. If however you're for a no hassle rewards card for your primary credit card, there is no substitute for this card.  While other rewards cards, including some other cash back cards can offer you a higher rate, it will usually come at the cost of increased hassle. This may include higher percentages only if you make purchases in specific categories, or through featured categories that rotate every 3 months. If you want just one card to depend on, go with Capital One's offering.

Highlights

  • Rewards Rate: 1.5% Cash Back on all spending
  • Early spend Bonus: $150 bonus after you spend $500 in the first 3 months
  • No Annual Fee

Related Resources

Starwood Preferred Guest American Express: Best Hotel Rewards

When it comes to the best hotel credit cards, consumers should really consider the Starwood Preferred Guest first. With both the personal and business versions of this American Express offering, cardholders can enjoy one of the highest average dollar per point values of any loyalty program. Starpoints from the SPG program are worth an astounding 2.4 cents per point. On general spending alone the card rewards you with 2.4% on your spending, double that if it is used at a Starwood affiliated resort or hotel. With over 1100 properties worldwide, including familiar brands such as the Westin, Sheraton and W hotels, travelers can find a redemption option in nearly every corner of the world.

As an additional benefit, Starpoints earned through the credit card and the SPG loyalty program can be exchanged for loyalty rewards at most major airlines. With most airlines accepting these transfers at a 1:1 ratio, you can use Starpoints to top off an awards travel booking, adding just a little more flexibility in your rewards use. New cardholders also qualify for a 25,000 point signing bonus, worth nearly $500 dollars in hotel stays.

Highlights

  • One of the highest dollar value per reward of all credit cards we surveyed
  • Rewards are usable at nearly 1000 properties and 32 airlines through the points transfer program.
  • Signing Bonus: 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months
  • Rewards Rate: 2.4% - 4.8%

    Citi® Double Cash Card - 18 month BT offer: Best Flat Rate Cash Back Rewards

    The Citi® Double Cash Card - 18 month BT offer is the new entrant in flat rate cash back rewards and it bests just about everything we've seen offered thus far. By providing you with 1% cash back at the time of a purchase and another 1% when you pay that purchase off, it's one of the best rewards offerings we've seen in a long time. The lack of a bonus makes it less worthwhile than some of the other cards in the short term, since those hundreds of dollars of extra rewards can be pretty valuable right now. With no annual fee and 1% cash back immediately when you make a purchase and another 1% back when you pay off your bill the Citi® Double Cash Card - 18 month BT offer is otherwise quite hard to beat. Citi is also currently offering an introductory purchase and balance transfer APR. It's just begging you to make the switch.

    Highlights

    • Rewards Rate: 1% Cash back on all spending and another 1% back when you pay it off
    • No annual fee

    Chase Sapphire Reserve℠: Best Rewards-Luxury Card Hybrid

    The Chase Sapphire Reserve℠ is a hybrid between a rewards card and a premium credit card. For a hefty annual fee of $450, cardholders get access to some of the best rewards rates of any credit card, the highest credit card welcome bonus, and a slew of ancinilary travel benefits. The Chase Sapphire Reserve℠ gives a 4.5% rewards rate on travel and dining out, and 1.5% on everything else. Those who spend at least $4,000 on the card within the first 3 months of account opening can qualify for 100,000 bonus points. That works out to a $1,500 value when redeemed for travel through the Ultimate Rewards portal.

    Like many $450 credit cards, the Chase Sapphire Reserve℠ comes with Priority Pass Select. This gives access to over 900 airport lounges worldwide – a good benefit to anyone who calls an airport their second home. Additionally, frequent travelers are sure to benefit from the $300 annual travel credit. Once you make a purchase on the Chase Sapphire Reserve℠ that is coded as ‘travel’ you’ll be reimbursed, up to $300 each year. That alone makes up for most of the annual fee.

    Highlights

    • Rewards Rate: 1.5 – 4.5%
    • Signing Bonus: Earn 100,000 bonus points worth $625 in Travel Rewards when redeemed through Chase Ultimate Rewards® when you spend $4,000 on purchases in the first 3 months from account opening.
    • $300 annual travel credit
    • Priority Pass Select membership grants access to airport lounges

    BankAmericard Travel Rewards® Credit Card: Best No Annual Fee Travel Rewards 

    If you're looking for to choose among the best rewards credit cards for travel but don't want an annual fee, the BankAmericard Travel Rewards® Credit Card is the best choice as of 2017. It gives you a 1.5% rewards rate on all your purchases, which is better than what most credit cards provide. If you have a banking relationship with BofA, you can boost your rewards rate by anywhere between 10% 75%, depending on your deposit level. What makes this card good for travel is the fact that it comes with no foreign transaction fees. That means you can use it overseas without incurring the standard 3% fee most other credit cards would charge you.

    Highlights

    • 1.5 reward points on all spending
    • No Annual Fee
    • 20,000 point signing bonus if you spend $1,000 in the first 90 days

    Summary Of Best Rewards Credit Cards

    For those of you who want a quick answer to which cards made our 'Top Rewards' list and why, the table below summarizes the key facts.

    Best For...Card Rewards Earn RateAnnual Fee
    Hotel Rewards Starwood Preferred Guest® Credit Card from American Express 2x points on Starwood Purchases, 1x on everything else $0 introductory annual fee for the first year, then $95
    All Around Travel Rewards  Barclaycard Arrival Plus® World Elite Mastercard® 2x miles on all purchases $89 - Waived first year
    Earning Airline Miles Chase Sapphire Preferred® Card 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases $0 Intro for the First Year. Then $95
    Flat Rate Cash Back Citi® Double Cash Card - 18 month BT offer 1% cash back on all purchases, and another 1% when you pay those purchases off $0
    Rewards-Luxury Card Hybrid Chase Sapphire Reserve℠ 3X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases $450
    No Annual Fee Travel Rewards BankAmericard Travel Rewards® Credit Card 1.5X points all other purchases $0
    Cash Back with Bonus Capital One® Quicksilver® Cash Rewards Credit Card Unlimited 1.5% cash back on every purchase $0

    Compare The Best Rewards Credit Cards

    If you'd like to see how the credit cards we've discussed perform for you, use our embedded tool to see what you can earn from rewards. By changing your spending patterns you can see how each card performs for you.

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    Card Annual Fee 2-yr Net Rewards Rate

    The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the Rewards Value note to see details on how it is calculated.

    The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

    Bonus Value

    The bonus field shows our estimate for the value of the card’s sign-up bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool.

    The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

    2-yr Rewards Value

    The Rewards Value is calculated by adding together the rewards earned from charging purchases to the card over two years and any sign-up bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card.

    The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

    Southwest Rapid Rewards® Plus Card
    $69 4.21%
    $1,071
    Earn 60,000 bonus points after spending $2,000 in first 3 months of opening your account
    $1,516
    Graph Card Read Review More Details
    Annual Fee $69
    APR 16.99% - 23.99% Variable

    Card Details

    • Limited Time Offer: Earn 60,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • 3,000 bonus points after your Cardmember anniversary
    • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
    • 1 point per $1 spent on all other purchases
    • Earn unlimited points that don't expire as long as your card account is open
    • No blackout dates or seat restrictions
    • Bags fly free® and no change fees
    • Redeem your points for flights, hotel stays, gift cards, access to events and more

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.017 = $583
    Bonuses
    60,000 x $0.017 = $1,020
    3,000 x $0.017 = $51
    Less Annual Fees -$138
    Total Net Estimated Rewards Through 24 Months 1,516
    Southwest Rapid Rewards® Premier Credit Card
    $99 4.19%
    $1,122
    Get 60,000 points after you spend $2,000 on purchases in the first 3 months of opening your account
    $1,507
    Graph Card Read Review More Details
    Annual Fee $99
    APR 16.99% - 23.99% Variable

    Card Details

    • Limited Time Offer: Earn 60,000 points after you spend $2,000 on purchases in the first 3 months your account is open
    • 6,000 bonus points after your Cardmember anniversary
    • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
    • 1 point per $1 spent on all other purchases
    • Earn unlimited points that don't expire as long as your card account is open
    • No foreign transaction fees
    • No blackout dates or seat restrictions, Bags fly free® and no change fees
    • Redeem your points for flights, hotel stays, gift cards, access to events and more

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.017 = $583
    Bonuses
    60,000 x $0.017 = $1,020
    6,000 x $0.017 = $102
    Less Annual Fees -$198
    Total Net Estimated Rewards Through 24 Months 1,507
    Chase Sapphire Preferred® Card
    Introductory Annual Fee of $0 the first year, then $95 2.86%
    $625
    50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
    $1,028
    Graph Card Read Review More Details
    Annual Fee Introductory Annual Fee of $0 the first year, then $95
    APR 16.99% - 23.99% Variable

    Card Details

    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,840 x $0.013 = $498
    Bonuses
    50,000 x $0.013 = $625
    Less Annual Fees -$95
    Total Net Estimated Rewards Through 24 Months 1,028
    Barclaycard Arrival Plus® World Elite Mastercard®
    $89 - Waived first year 2.92%
    $420
    Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
    $1,052
    Graph Card Read Review More Details
    Annual Fee $89 - Waived first year
    APR 16.99%, 20.99% or 23.99% Variable

    Card Details

    • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
    • Earn 2X miles on all purchases
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • Miles don't expire as long as your account is open, active and in good standing
    • No foreign transaction fees on purchases made while traveling abroad
    • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
    • There is a fee for balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.011 = $721
    Bonuses
    40,000 x $0.011 = $420
    Less Annual Fees -$89
    Total Net Estimated Rewards Through 24 Months 1,052
    Capital One® Venture® Rewards Credit Card
    $0 intro for first year; $59 after that 2.85%
    $400
    Receive 40,000 miles once you spend $3,000 within the first 3 months
    $1,027
    Graph Card Read Review More Details
    Annual Fee $0 intro for first year; $59 after that
    APR 13.99% - 23.99% (Variable)

    Card Details

    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • Get a metal Venture Card when you apply today

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.01 = $686
    Bonuses
    40,000 x $0.01 = $400
    Less Annual Fees -$59
    Total Net Estimated Rewards Through 24 Months 1,027
    United MileagePlus® Explorer Card
    $95 2.75%
    $700
    Special Offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    $990
    Graph Card Read Review More Details
    Annual Fee $95
    APR 16.74% - 23.74% Variable

    Card Details

    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don t expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.014 = $480
    Bonuses
    50,000 x $0.014 = $700
    Less Annual Fees -$190
    Total Net Estimated Rewards Through 24 Months 990
    Citi® Hilton HHonors™ Reserve Card
    $95 2.29%
    $500
    Earn 2 weekend nights after spending $2,500 in the first four months
    $825
    Graph Card Read Review More Details
    Annual Fee $95
    APR 15.99%

    Card Details

    • Earn 2 weekend nights after spending $2,500 in the first four months
    • 10 HHonors Bonus Points for every $1 spent with a participating hotel or resort
    • 5 HHonors Bonus points for every $1 spent on airfare or car rentals
    • 3 points for every $1 spent otherwise
    • Get Hilton Honors Gold Status as a cardmember
    • No foreign transaction fees
    • No caps and expiration on points if you use your card at least once a year
    • Earn an anniversary bonus for one weekend night at select hotels
    • No points cap

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 102,960 x $0.005 = $515
    Bonuses
    0 x $0.005 = $500
    Less Annual Fees -$190
    Total Net Estimated Rewards Through 24 Months 825
    Citi ThankYou® Premier Card
    $95, waived for first 12 months* 2.38%
    $360
    Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
    $858
    Graph Card Read Review More Details
    Annual Fee $95, waived for first 12 months*
    APR 15.49% - 24.49% (Variable)

    Card Details

    • Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
    • 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center or $500 in gift cards when redeemed at thankyou.com
    • Earn 3X Points on Travel, Including Gas Stations
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • No expiration and no limit to the amount of points you can earn with this card
    • Points Transfer allows you to transfer points to participating airline and hotel loyalty programs
    • No Foreign Transaction Fees on purchases*

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 49,440 x $0.012 = $593
    Bonuses
    30,000 x $0.012 = $360
    Less Annual Fees -$95
    Total Net Estimated Rewards Through 24 Months 858
    Club Carlson Premier Rewards Visa Signature Card
    $75 2.22%
    $315
    Earn 50,000 Gold Points after your first purchase; Earn 35,000 points once you spend $2,500 on your card within the first 90 days
    $799
    Graph Card Read Review More Details
    Annual Fee $75
    APR 13.99% - 22.99% Variable

    Card Details

    • Earn 50,000 Gold Points after your first purchase
    • Earn 35,000 points once you spend $2,500 on your card within the first 90 days
    • 10 points per $1 spent at Carlson Rezidor hotels
    • 5 points per $1 spent everywhere else
    • Automatic upgrade to Gold Elite Status
    • Cardmembers who've already reached Concierge Elite Status will receive 15 qualifying nights toward obtaining or maintaining Concierge Elite status
    • Redeem Gold Points towards free nights at Carlson Rezidor hotels, gift cards, prepaid cards, charitable initiatives, vacation savings, and exchanges for airline miles
    • Visa Signature concierge privileges
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
    • Subject to credit approval

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 171,600 x $0.004 = $635
    Bonuses
    50,000 x $0.004 = $185
    35,000 x $0.004 = $130
    Less Annual Fees -$150
    Total Net Estimated Rewards Through 24 Months 799
    LANPASS Visa Signature Card
    $0 Intro Annual Fee for the first year then $75 2.06%
    $300
    Earn 20,000 Bonus Miles with your first card use
    $740
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $75
    APR 12.99% - 22.99% Variable

    Card Details

    • Earn 20,000 Bonus Miles with your first card use
    • 2 miles per $1 spent on LAN ticket purchases
    • 1 LANPASS mile for every $1 you spend
    • Get 3 one-way upgrade coupons for free each year
    • 20% discount on their first LAN purchase (up to $1,000) each year
    • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
    • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
    • Free Annual Account Summary
    • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
    • No Preset Spending Limit

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.015 = $515
    Bonuses
    20,000 x $0.015 = $300
    Less Annual Fees -$75
    Total Net Estimated Rewards Through 24 Months 740
    Fairmont Visa Signature® Credit Card
    Image of Fairmont Visa Signature® Credit Card $0 Intro Annual Fee for the first year then $95 2.08%
    $500
    Enjoy 2 complimentary nights with Breakfast for 2 after you spend $3,000 within the first 3 months of account opening
    $748
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $95
    APR 15.99%

    Card Details

    • Enjoy 2 complimentary nights with breakfast for 2 after you spend $3,000 within the first 3 months of account opening
    • 5 points for every $1 spent on Fairmont purchases
    • 2 points for every $1 spent on all airline tickets purchased directly with the airlines, at car rental agencies and on transit and commuting
    • 1 point for every $1 spent otherwise
    • $0 foreign transaction fee
    • One complimentary night stay each anniversary year
    • Annual Lounge Club Membership plus 2 free lounge visit passes each year
    • Automatic upgrade to Fairmont Premier Membership Status
    • When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    0 x $0.01 = $500
    Less Annual Fees -$95
    Total Net Estimated Rewards Through 24 Months 748
    JetBlue Plus Card
    $99 1.83%
    $330
    $657
    Graph Card Read Review More Details
    Annual Fee $99
    APR 12.99%, 20.99% or 25.99% Variable

    Card Details

    • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
    • Points awarded in your TrueBlue account don't expire
    • Earn 5,000 bonus points every year after your account anniversary
    • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
    • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,760 x $0.011 = $525
    Bonuses
    30,000 x $0.011 = $330
    Less Annual Fees -$198
    Total Net Estimated Rewards Through 24 Months 657
    Barclaycard CashForward™ World Mastercard®
    $0 1.99%
    $200
    Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
    $715
    Graph Card Read Review More Details
    Annual Fee $0
    APR 15.99%, 20.99% or 25.99% Variable

    Card Details

    • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • Enjoy a 0% introductory APR for the first 15 months on purchases.
    • Plus, you'll get a 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 51,480 x $0.01 = $515
    Bonuses
    0 x $0.01 = $200
    Total Net Estimated Rewards Through 24 Months 715
    BankAmericard Travel Rewards® Credit Card
    $0.00 1.99%
    $200
    20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
    $715
    Graph Card Read Review More Details
    Annual Fee $0.00
    APR 15.99% - 23.99% Variable APR on purchases
    *Rates and Fees

    Card Details

    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 51,480 x $0.01 = $515
    Bonuses
    20,000 x $0.01 = $200
    Total Net Estimated Rewards Through 24 Months 715
    Wells Fargo Cash Wise Visa® Card
    $0 1.99%
    $200
    Earn $200 cash rewards bonus after spending $1,000 in the first 3 months
    $715
    Graph Card Read Review More Details
    Annual Fee $0
    APR 13.99%-25.99% (Variable)

    Card Details

    • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on purchases
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
    • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 51,480 x $0.01 = $515
    Bonuses
    0 x $0.01 = $200
    Total Net Estimated Rewards Through 24 Months 715
    Gold Delta SkyMiles® Credit Card from American Express
    $0 introductory annual fee for the first year, then $95. 1.88%
    $360
    Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months
    $677
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $0 introductory annual fee for the first year, then $95.
    APR 16.74%-25.74% Variable
    *Rates and Fees

    Card Details

    • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle into your seat sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.012 = $412
    Bonuses
    30,000 x $0.012 = $360
    Less Annual Fees -$95
    Total Net Estimated Rewards Through 24 Months 677
    Citi® / AAdvantage® Gold World Elite™ Mastercard®
    $50 1.95%
    $338
    Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
    $701
    Graph Card Read Review More Details
    Annual Fee $50
    APR 13.99%, 17.99% or 21.99% Variable

    Card Details

    • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
    • 1 AAdvantage mile for every $1 spent
    • Save 25% on eligible in-flight food and beverage purchases
    • No blackout dates on award travel
    • No spending limit

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.014 = $463
    Bonuses
    25,000 x $0.014 = $338
    Less Annual Fees -$100
    Total Net Estimated Rewards Through 24 Months 701
    PayPal Cashback Mastercard®
    No Annual Fee 1.91%
    $0
    $686
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 16.99%, 24.99% or 27.99% Variable

    Card Details

    • No annual fee
    • No restrictions on the type of purchases you can make to earn cash back
    • No rotating categories to keep track of, just 2% cash back on every purchase, every day
    • Redeem your Cash Rewards directly into your PayPal balance
    • Requires PayPal account
    • No redemption threshold

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 686 x $1 = $686
    Total Net Estimated Rewards Through 24 Months 686
    LANPASS Visa Card
    $0 Intro Annual Fee for the first year then $45 1.93%
    $225
    Earn 15,000 Bonus Miles with your first card use
    $695
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $45
    APR 12.99% - 22.99% Variable

    Card Details

    • Earn 15,000 Bonus Miles with your first card use
    • 1 LANPASS mile for every $1 you spend
    • Receive a 10% discount on LAN purchase (up to $500) once per year
    • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.015 = $515
    Bonuses
    15,000 x $0.015 = $225
    Less Annual Fees -$45
    Total Net Estimated Rewards Through 24 Months 695
    US Bank FlexPerks® Travel Rewards Visa Signature® Card
    $0 Intro Annual Fee for the first year then $49 1.83%
    $260
    Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
    $657
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $49
    APR 13.99% - 23.99% Variable

    Card Details

    • Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
    • Earn 1 FlexPoint for every $1 of eligible net purchases charged to your Card
    • Earn 2 FlexPoints for every $1 spent on gas, grocery or airline net purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
    • 3 FlexPoints per $1 on qualifying charitable donations
    • Redeem FlexPoints on airline tickets, statement credits, gift cards and more
    • No foreign transaction fee
    • EVM chip technology for added security abroad
    • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
    • Subject to credit approval

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.013 = $446
    Bonuses
    20,000 x $0.013 = $260
    Less Annual Fees -$49
    Total Net Estimated Rewards Through 24 Months 657
    IHG® Rewards Club Select Credit Card
    $0 Intro Annual Fee for the first year then $49 2.07%
    $480
    Earn 80,000 bonus points after you spend $1,000 in the first 3 months of account opening
    $746
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $49
    APR 16.99% - 23.99% Variable

    Card Details

    • Earn 80,000 bonus points after you spend $1,000 in the first 3 months of account opening
    • Earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening
    • Enjoy an Anniversary Night each year of card membership at over 5,000 hotels worldwide
    • Earn 5 points for each $1 spent at our hotels
    • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
    • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
    • Automatic platinum elite status, as long as you remain a cardmember
    • Automatic 10% points rebate on redemptions
    • $0 introductory annual fee the first year, then $49

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 52,560 x $0.006 = $315
    Bonuses
    80,000 x $0.006 = $480
    Less Annual Fees -$49
    Total Net Estimated Rewards Through 24 Months 746
    Chase Freedom Unlimited®
    $0 1.85%
    $150
    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening;Earn a $25 Bonus when you add your first authorized user and make a purchase within this same 3-month period
    $665
    Graph Card Read Review More Details
    Annual Fee $0
    APR 15.99% - 24.74% Variable

    Card Details

    • Unlimited 1.5% cash back on every purchase — it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 51,480 x $0.01 = $515
    Bonuses
    0 x $0.01 = $150
    Total Net Estimated Rewards Through 24 Months 665
    Capital One® Quicksilver® Cash Rewards Credit Card
    $0 1.85%
    $150
    Get $150 bonus after spending $500 within the first 3 months
    $665
    Graph Card Read Review More Details
    Annual Fee $0
    APR 13.99% - 23.99% (Variable)

    Card Details

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
    • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 515 x $1 = $515
    Bonuses
    0 x $1 = $150
    Total Net Estimated Rewards Through 24 Months 665
    JetBlue Card
    $0 1.76%
    $110
    $635
    Graph Card Read Review More Details
    Annual Fee $0
    APR 12.99%, 20.99% or 25.99% variable

    Card Details

    • Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
    • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
    • Points awarded in your TrueBlue account don't expire
    • Earn and share points together with Family Pooling
    • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
    • No foreign transaction fees
    • Chip technology & $0 Fraud Liability protection

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,760 x $0.011 = $525
    Bonuses
    10,000 x $0.011 = $110
    Total Net Estimated Rewards Through 24 Months 635
    Wells Fargo Propel American Express® Card
    $0 1.93%
    $200
    Earn 20,000 bonus points after spending $1,000 in the first 3 months
    $694
    Graph Card More Details
    Annual Fee $0
    APR 13.99%-25.99% (Variable)

    Card Details

    • Earn 20,000 bonus points after spending $1,000 in the first 3 months
    • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
    • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
    • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 49,440 x $0.01 = $494
    Bonuses
    20,000 x $0.01 = $200
    Total Net Estimated Rewards Through 24 Months 694
    TRIO℠ Credit Card
    No Annual Fee 1.89%
    $100
    Get a $100 bonus after you spend $1,000 within 90 days of opening a new account.
    $681
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 14.24% to 23.24% Variable

    Card Details

    • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
    • 1% unlimited cash back rewards on all other purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 58,080 x $0.01 = $581
    Bonuses
    10,000 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 681
    Capital One® VentureOne® Rewards Credit Card
    $0 1.75%
    $200
    Receive 20,000 miles once you spend $1,000 within the first 3 months
    $629
    Graph Card Read Review More Details
    Annual Fee $0
    APR 12.99% - 22.99% (Variable)

    Card Details

    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles won't expire for the life of the account and there's no limit to how many you can earn

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 42,900 x $0.01 = $429
    Bonuses
    20,000 x $0.01 = $200
    Total Net Estimated Rewards Through 24 Months 629
    U.S. Bank Cash 365™ American Express® Card
    No Annual Fee 1.71%
    $100
    Cardholders who have a qualifying U.S. Bank product and spend $500 within the first 3 months of account opening receive $100
    $615
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 14.74% - 23.74% Variable

    Card Details

    • Earn unlimited 1.5% cash back on eligible net purchases
    • New cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
    • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% - 23.74%
    • Unlimited cash back
    • Cash back never expires
    • No annual fee
    • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 515 x $1 = $515
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 615
    Stash Hotel Rewards® Visa® Card
    $0 Intro Annual Fee for the first year then $85 1.74%
    $130
    Earn 10,000 Stash points towards free stays at one-of-a-kind hotels when you make $1,500 in purchases on your Stash Visa Card within 90 days of opening your account
    $625
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $85
    APR 16.24%

    Card Details

    • 3 points per dollar at Stash Hotels
    • 2 points per dollar all other hotels, dining and gas
    • 1 point per dollar on all other purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 44,640 x $0.013 = $580
    Bonuses
    10,000 x $0.013 = $130
    Less Annual Fees -$85
    Total Net Estimated Rewards Through 24 Months 625
    The Choice Privileges® Visa® Card
    No Annual Fee 1.65%
    $62
    Earn 8,000 bonus points after your first purchase
    $593
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 15.24%, 19.99% or 24.99% Variable

    Card Details

    • Earn 8,000 bonus points after your first purchase
    • Earn 24,000 bonus points after your first paid stay at any Choice Privileges location
    • 15 points for every $1 spent at Choice Privileges locations
    • 5 points for every $1 spent on additional Choice Privileges points or Choice Hotel gift card purchases
    • 2 points for every $1 spent otherwise
    • Cardmembers automatically get Elite Gold status
    • Book award and free nights twenty days before other members
    • 10% point bonus on points earned for eligible stays at Choice Privileges locations
    • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.008 = $531
    Bonuses
    8,000 x $0.008 = $62
    Total Net Estimated Rewards Through 24 Months 593
    ThankYou® Preferred Credit Card
    $0* 1.52%
    $150
    Earn 15,000 bonus ThankYou points after you spend $1,000 in the first 3 months
    $548
    Graph Card Read Review More Details
    Annual Fee $0*
    APR 14.49% - 24.49%* (Variable)
    *Rates and Fees

    Card Details

    • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
    • No expiration and no limit to the amount of points you can earn with this card
    • No annual fee*

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,840 x $0.01 = $398
    Bonuses
    15,000 x $0.01 = $150
    Total Net Estimated Rewards Through 24 Months 548
    Platinum Delta Skymiles® Credit Card
    195 1.51%
    $520
    Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/09/2016. ; Earn 5,000 Medallion® Qualifying Miles and 35,000 Bonus Miles after spending $1,000 in the first 3 months
    $542
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee 195
    APR 16.74%-25.74% Variable
    *Rates and Fees

    Card Details

    • Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 4 months.
    • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. Offer expires on 7/5/2017.
    • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle into your seat sooner with Priority Boarding.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.012 = $412
    Bonuses
    0 x $0.012 = $100
    35,000 x $0.012 = $420
    Less Annual Fees -$390
    Total Net Estimated Rewards Through 24 Months 542
    American Express® Blue Sky
    No Annual Fee 1.55%
    $100
    Earn 7,500 bonus points after you spend $1,000 in the first 3 months
    $556
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee No Annual Fee
    APR 17.24%, 20.24% or 22.24% Variable

    Card Details

    • Earn 7,500 bonus points after you spend $1,000 in the first 3 months
    • 1 point for every $1 spent
    • Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package
    • Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
    • Exclusive access to ticket presales and American Express cardmember-only events
    • Extended warranty and protection for purchases made on the card

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.013 = $456
    Bonuses
    7,500 x $0.013 = $100
    Total Net Estimated Rewards Through 24 Months 556
    Citi® Hilton HHonors™ Visa Signature® Card
    No Annual Fee 1.69%
    $200
    Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
    $607
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 15.99% 19.99% Variable

    Card Details

    • Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
    • 6 HHonors Bonus Points for every $1 spent on hotel stays within Hilton Portfolio
    • 3 HHonors Bonus points for every $1 spent at supermarkets, drugstores & gas stations
    • 2 points for every $1 spent otherwise
    • HHonors silver status with fast-track to HHonors Gold status after 4 stays within your first 90 days of cardmembership
    • Receive HHonors Silver Status for free

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 81,360 x $0.005 = $407
    Bonuses
    40,000 x $0.005 = $200
    Total Net Estimated Rewards Through 24 Months 607
    Premier Rewards Gold Card from American Express
    Introductory annual fee of $0 for the first year, then $195. 1.61%
    $250
    Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    $581
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee Introductory annual fee of $0 for the first year, then $195.
    APR N/A
    *Rates and Fees

    Card Details

    • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
    • No Foreign Transaction Fees.
    • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
    • $0 Intro Annual Fee for the 1st year, then $195.
    • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 52,560 x $0.01 = $526
    Bonuses
    25,000 x $0.01 = $250
    0 x $0.01 = $0
    Less Annual Fees -$195
    Total Net Estimated Rewards Through 24 Months 581
    Hawaiian Airlines® World Elite Mastercard®
    $89 1.43%
    $350
    Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
    $515
    Graph Card Read Review More Details
    Annual Fee $89
    APR 16.24%, 20.24% or 25.24% Variable

    Card Details

    • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
    • Earn 2 miles for every $1 spent on Haiwaiian Airlines
    • Earn $1 for every $1 spent on all other purchases
    • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
    • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
    • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
    • No foreign transaction fees

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    35,000 x $0.01 = $350
    Less Annual Fees -$178
    Total Net Estimated Rewards Through 24 Months 515
    Ritz-Carlton Rewards Credit Card
    $395 1.40%
    $930
    Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening
    $504
    Graph Card Read Review More Details
    Annual Fee $395
    APR 15.99%

    Card Details

    • Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening
    • 5 points for every $1 spent on Ritz-Carlton or partner hotels
    • 2 points for every $1 on airline tickets purchased directly with the airline
    • 1 point per $1 otherwise
    • Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights
    • $300 annual airline incidentals credit
    • $100 hotel credit on stays of two nights or longer
    • Worldwide Airport Lounge Access
    • Automatic gold elite status your first year
    • No foreign transaction fees
    • Personal service assistance to cardmembers
    • Automatic Gold Elite Status your first year
    • Maintain Gold Elite thereafter by spending 10,000 each year

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.011 = $364
    Bonuses
    0 x $0.011 = $930
    Less Annual Fees -$790
    Total Net Estimated Rewards Through 24 Months 504
    Discover it® ­- Cashback Match™
    $0 1.43%
    $171
    Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)
    $514
    Graph Card Read Review More Details
    Annual Fee $0
    APR 11.99% – 23.99% Variable

    Card Details

    • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
    • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • No annual fee.
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    171 x $1 = $171
    Total Net Estimated Rewards Through 24 Months 514
    Discover it® chrome
    $0 1.43%
    $171
    Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)
    $514
    Graph Card Read Review More Details
    Annual Fee $0
    APR 11.99% – 23.99% Variable

    Card Details

    • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
    • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • No annual fee.
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    171 x $1 = $171
    Total Net Estimated Rewards Through 24 Months 514
    Discover it® for Students
    $0 1.43%
    $171
    Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)
    $514
    Graph Card Read Review More Details
    Annual Fee $0
    APR 13.99% - 22.99% Variable

    Card Details

    • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
    • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
    • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
    • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    171 x $1 = $171
    Total Net Estimated Rewards Through 24 Months 514
    Discover it® chrome for Students
    $0 1.43%
    $171
    Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)
    $514
    Graph Card More Details
    Annual Fee $0
    APR 13.99% - 22.99% Variable

    Card Details

    • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
    • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
    • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
    • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    171 x $1 = $171
    Total Net Estimated Rewards Through 24 Months 514
    Discover it® Secured Card ­- No Annual Fee
    $0 1.43%
    $171
    Discover gives a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. (New cardmembers only)
    $514
    Graph Card Read Review More Details
    Annual Fee $0
    APR 23.99% Variable

    Card Details

    • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
    • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
    • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
    • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
    • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    171 x $1 = $171
    Total Net Estimated Rewards Through 24 Months 514
    PCB Preferred World MasterCard
    Image of PCB Preferred  World MasterCard $95 1.38%
    $0
    $496
    Graph Card More Details
    Annual Fee $95
    APR 13.49% - 24.49% Variable

    Card Details

    • 0% introductory APR on purchases for the first 12 months. When the offer expires the variable APR will be from 13.49% up to 24.49%
    • 2% Cash Back on Purchases
    • Cash back can only be redeemed for statement credit after you have earned a minimum of $25

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.01 = $686
    Less Annual Fees -$190
    Total Net Estimated Rewards Through 24 Months 496
    Asiana Airlines Credit Card
    $99 1.67%
    $140
    Get 10,000 bonus miles after first purchase
    $601
    Graph Card Read Review More Details
    Annual Fee $99
    APR 14.24%

    Card Details

    • Get 10,000 bonus miles after first purchase
    • 3 miles for every dollar you spend on Asiana Airlines purchases
    • 2 miles for every dollar you spend on gas and grocery store purchases
    • 1 mile for every dollar you spend on all other purchases
    • And every year, you'll get: 2 Asiana Airlines lounge invitations, A 10,000 bonus Miles certificate, A $100 automatic rebate on Asiana Airlines tickets

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.014 = $659
    Bonuses
    10,000 x $0.014 = $140
    Less Annual Fees -$198
    Total Net Estimated Rewards Through 24 Months 601
    Susan G. Komen® Credit Card
    Image of Susan G. Komen® Credit Card $0.00 1.86%
    $150
    $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $668
    Graph Card More Details
    Annual Fee $0.00
    APR 13.99% - 23.99% Variable APR on purchases
    *Rates and Fees

    Card Details

    • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
    • Susan G. Komen ® has received more than $7 million from Bank of America from this program since 2009.
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    • No annual fee
    • No changing categories and no expiration on rewards
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 518 x $1 = $518
    Bonuses
    0 x $1 = $150
    Total Net Estimated Rewards Through 24 Months 668
    Chase Freedom®
    $0 1.37%
    $150
    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    $493
    Graph Card Read Review More Details
    Annual Fee $0
    APR 15.99% - 24.74% Variable

    Card Details

    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    0 x $1 = $150
    Total Net Estimated Rewards Through 24 Months 493
    Priceline Rewards™ Visa Card
    No Annual Fee 1.09%
    $50
    Earn 5,000 points after your first purchase
    $393
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 14.99%, 19.99% or 24.99% Variable

    Card Details

    • 5 points for every $1 spent on priceline.com purchases
    • 1 point for every $1 spent otherwise
    • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
    • Reward redemptions begin at $25
    • Get 10% points back every time you redeem points for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    AeroMexico Visa Signature Card
    $0 Intro Annual Fee for the first year then $80 1.64%
    $200
    20,000 First Use Bonus Miles after first purchase or payment of annual fee
    $590
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $80
    APR 12.99% - 22.99% Variable

    Card Details

    • 20,000 First Use Bonus Miles after first purchase or payment of annual fee
    • Complimentary Companion Ticket
    • 1 Club Premier Mile per $1 spent
    • 2 miles per $1 spent on Gas & Groceries
    • 2 miles per $1 spent on Aeromexico airfare purchases
    • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
    • Access to Visa Signature Concierge, premium offers, and special dining privileges
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.01 = $470
    Bonuses
    20,000 x $0.01 = $200
    Less Annual Fees -$80
    Total Net Estimated Rewards Through 24 Months 590
    Amazon.com Rewards Visa Card
    No Annual Fee 1.32%
    $30
    $30 Amazon.com Gift Card
    $476
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 14.24% - 22.24% Variable

    Card Details

    • $30 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon approval
    • 3% cash back at Amazon.com
    • 2% cash back at gas stations, restaurants, and drugstores
    • 1% cash back on all other purchases
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 44,640 x $0.01 = $446
    Bonuses
    0 x $0.01 = $30
    Total Net Estimated Rewards Through 24 Months 476
    Citi® ThankYou® Preferred Credit Card for College Students
    $0* 1.18%
    $25
    Earn 2,500 bonus ThankYou points after you spend $500 within the first 3 months
    $423
    Graph Card Read Review More Details
    Annual Fee $0*
    APR 15.49% - 25.49%* (Variable)
    *Rates and Fees

    Card Details

    • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
    • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • No expiration and no limit to the amount of points you can earn with this card
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,840 x $0.01 = $398
    Bonuses
    2,500 x $0.01 = $25
    Total Net Estimated Rewards Through 24 Months 423
    AAdvantage® Aviator™ Red Mastercard®
    $89 1.13%
    $0
    $405
    Graph Card Read Review More Details
    Annual Fee $89
    APR 15.99%, 19.99% or 24.99% Variable

    Card Details

    • 2X miles for every dollar spent on eligible US Airways and American Airlines purchases. 1x mile for every 1 dollar spent on all other purchases.
    • 1 Free Checked Bag
    • Whenever you redeem, you’ll receive 10% of your redeemed miles back
    • Priority boarding
    • No Foreign Transaction Fees
    • 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.017 = $583
    Less Annual Fees -$178
    Total Net Estimated Rewards Through 24 Months 405
    AeroMexico Visa Card
    $0 Intro Annual Fee for the first year then $45 1.60%
    $150
    15,000 First Use Bonus Miles after first purchase or payment of annual fee
    $575
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $45
    APR 12.99% - 22.99% Variable

    Card Details

    • 15,000 First Use Bonus Miles after first purchase or payment of annual fee
    • Complimentary Companion Ticket
    • 1 Club Premier Mile per $1 spent
    • 2 miles per $1 spent on Gas & Groceries
    • 2 miles per $1 spent on Aeromexico airfare purchases
    • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.01 = $470
    Bonuses
    15,000 x $0.01 = $150
    Less Annual Fees -$45
    Total Net Estimated Rewards Through 24 Months 575
    Capital One® QuicksilverOne® Credit Card
    $39 1.21%
    $0
    $437
    Graph Card Read Review More Details
    Annual Fee $39
    APR 24.99% (Variable)

    Card Details

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Help strengthen your credit for the future with responsible card use

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 515 x $1 = $515
    Less Annual Fees -$78
    Total Net Estimated Rewards Through 24 Months 437
    Norwegian Cruise Line® World MasterCard® Credit Card
    No Annual Fee 1.23%
    $100
    Earn 10,000 Bonus WorldPoints® points if you make your first transaction in the first 60 days
    $443
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 12.99% - 22.99% Variable

    Card Details

    • Earn 10,000 Bonus WorldPoints® points if you make your first transaction in the first 60 days
    • 2x points per $1 on Norwegian purchases
    • 1 point per $1 on everything else
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    10,000 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 443
    REI Credit Card
    Image of REI Credit Card No Annual Fee 1.45%
    $100
    $100 REI gift card upon approval and first purchase within 60 days of account opening
    $522
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 11.24% to 23.24% Variable

    Card Details

    • REI gift card upon approval and first purchase
    • 5% back at REI
    • 2% back on Grocery purchases through 03/31/2017
    • 1% back everywhere else

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 42,240 x $0.01 = $422
    Bonuses
    0 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 522
    World Wildlife Fund Credit Card
    Image of World Wildlife Fund Credit Card No Annual Fee 1.72%
    $100
    $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $618
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24% - 23.24% Variable

    Card Details

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter
    • 1% cash back elsewhere.
    • 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 518 x $1 = $518
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 618
    Prime Rewards Credit Card
    Image of Prime Rewards Credit Card No Annual Fee 1.23%
    $100
    $100 Cash Back bonus when you spend $500 on qualifying purchases, in the first 3 months
    $443
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 11.99% - 21.99% Variable

    Card Details

    • 3 years at Prime Rate (intro currently 4.00% variable APR) on balance transfers made in the first 60 days. Variable 11.99%-21.99% APR thereafter.
    • No fees on balance transfers made in the first 60 days
    • 1% Unlimited Cash Back on all qualifying purchases
    • $100 Cash Back bonus when you spend $500 on qualifying purchases, in the first 3 months
    • No annual fee
    • No foreign transaction fees

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    0 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 443
    Royal Caribbean® Credit Card
    No Annual Fee 1.23%
    $100
    Earn 10,000 MyCruise Points after first qualifying transaction
    $443
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 12.99% to 22.99% Variable

    Card Details

    • 2 MyCruise Points per $1 on onboard purchases and qualifying Royal Caribbean, Celebrity and Azamara purchases
    • 1 point per $1 on all other purchases.
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    10,000 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 443
    Ally CashBack Credit Card
    No Annual Fee 1.58%
    $100
    Receive a $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles
    $570
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24%, 18.24% or 23.24% Variable

    Card Details

    • 2% cash back at gas stations and grocery stores
    • 1% cash back on all other purchases
    • $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles
    • 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.01 = $470
    Bonuses
    0 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 570
    BankAmericard Cash Rewards™ Credit Card
    $0.00 1.23%
    $100
    $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $443
    Graph Card Read Review More Details
    Annual Fee $0.00
    APR 13.99% - 23.99% Variable APR on purchases
    *Rates and Fees

    Card Details

    • No annual fee
    • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 443
    BankAmericard Cash Rewards™ for Students
    Image of BankAmericard Cash Rewards™ for Students No Annual Fee 1.23%
    $100
    $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $443
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24% - 23.24% Variable

    Card Details

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter
    • 1% cash back elsewhere.
    • 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 443
    The Amex EveryDay® Credit Card from American Express
    $0 1.45%
    $100
    Earn 10,000 Membership Rewards® Points after you make $1,000 in purchases with your new Card in the first three months.
    $522
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $0
    APR 13.99%-23.99% Variable
    *Rates and Fees

    Card Details

    • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 23.99%.
    • No annual fee.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
    • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
    • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 42,240 x $0.01 = $422
    Bonuses
    10,000 x $0.01 = $100
    Total Net Estimated Rewards Through 24 Months 522
    MLB® Credit Card
    Image of MLB® Credit Card No Annual Fee 1.72%
    $100
    $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $618
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24% - 23.24% Variable

    Card Details

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter
    • 1% cash back elsewhere.
    • 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 518 x $1 = $518
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 618
    U.S. Pride® Credit Card
    Image of U.S. Pride® Credit Card No Annual Fee 1.72%
    $100
    $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    $618
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24% - 23.24% Variable

    Card Details

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 3% cash back on gas, and 2% cash back at grocery stores for the first $1,500 in combined purchases each quarter
    • 1% cash back elsewhere.
    • 0% APR for the first 12 billing cycles and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 518 x $1 = $518
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 618
    Blue Cash Everyday® Card from American Express
    $0 1.80%
    $100
    Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    $650
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $0
    APR 13.99%-24.99% Variable
    *Rates and Fees

    Card Details

    • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • No annual fee.
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
    • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
    • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
    • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
    • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 550 x $1 = $550
    Bonuses
    0 x $1 = $100
    Total Net Estimated Rewards Through 24 Months 650
    Saks Fifth Avenue Credit Card
    No Annual Fee 1.46%
    $0
    $526
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 23.99% Variable

    Card Details

    • Earn between 1 to 6 points, depending on your level of spending
    • $25 Saks gift card

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 52,560 x $0.01 = $526
    Total Net Estimated Rewards Through 24 Months 526
    Bloomingdale's Credit Card
    No Annual Fee 1.11%
    $0
    $398
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 24.5% Variable

    Card Details

    • 3x points for every $1 spent at Bloomingdales
    • 6x points for every $1 spent on cosmetics, fragrances, & shoes at Bloomingdales, 4x points at restaurants
    • 2x points on every other purchase
    • Ability to schedule triple point days where you can earn more points

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 79,680 x $0.005 = $398
    Total Net Estimated Rewards Through 24 Months 398
    BP Visa® Credit Card
    No Annual Fee 1.68%
    $0
    $603
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 27.24%

    Card Details

    • Introductory Offer: Earn 25¢ off** per gallon For every $100 you spend with your BP Visa® Credit Card or BP Credit Card for the first 90 days your account is open (excluding non-BP gas stations)
    • 25¢ off per gallon for every $100 you spend at BP
    • 15¢ off per gallon for every $100 you spend for eligible groceries, dining and travel
    • 5¢ off** per gallon for every $100 you spend everywhere Visa® credit cards are accepted (excluding non-BP gas stations)
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 60,300 x $0.01 = $603
    Total Net Estimated Rewards Through 24 Months 603
    PNC CashBuilder® Visa Credit Card
    No Annual Fee 1.19%
    $0
    $429
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.24% to 22.24% Variable

    Card Details

    • 1.25% to 1.75% cash back depending on how much you spend or your banking relationship with PNC
    • Earn between 1.25% and 1.75% cash back on all purchases, depending on how much you spend
    • Redemptions start at $50
    • Rewards don't expire
    • $0 Fraud Liability

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 429 x $1 = $429
    Total Net Estimated Rewards Through 24 Months 429
    Avianca LifeMiles Visa Signature Card
    $0 Intro Annual Fee for the first year then $75 1.18%
    $184
    Earn 20,000 bonus miles with your first card use
    $425
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $75
    APR 12.99% - 22.99% Variable

    Card Details

    • Earn 20,000 bonus miles with your first card use
    • 1 LifeMile for every net $1 you spend
    • 2x LifeMiles on Avianca ticket purchases
    • 50% Excess Baggage Redemption Discount on Avianca flights
    • Redeem Avianca miles on flights and cabin upgrades
    • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
    • No Preset Spending Limit

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.009 = $316
    Bonuses
    20,000 x $0.009 = $184
    Less Annual Fees -$75
    Total Net Estimated Rewards Through 24 Months 425
    Holland American Line Rewards Visa Card
    No Annual Fee 1.09%
    $50
    Earn 5,000 points upon first purchase
    $393
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.99%, 16.99% or 20.99% Variable

    Card Details

    • Earn 5,000 points upon first purchase
    • 2 points for every $1 spent on all Holland American purchases
    • 1 point for every $1 spent otherwise
    • Redeem rewards towards discounted, reduced, and free cruise redemptions
    • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    Best Western Rewards® Premium MasterCard®
    $0 Intro Annual Fee for the first year then $59 1.17%
    $285
    25,000 bonus points after you spend $2,500 in first 3 billing cycles. Also, earn another 25,000 bonus points after you spend total of $5,000 in the first 6 billing cycles
    $422
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $59
    APR 15.24% - 20.24% Variable

    Card Details

    • 10 points for every $1 spent on Best Western purchases
    • 1 point for every $1 spent otherwise
    • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
    • Free Upgrade to Best Western Rewards Platinum Status

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.006 = $196
    Bonuses
    50,000 x $0.006 = $285
    Less Annual Fees -$59
    Total Net Estimated Rewards Through 24 Months 422
    Premier Miles & More® World Mastercard®
    $79 1.07%
    $200
    Earn 20,000 award miles with first purchase
    $385
    Graph Card Read Review More Details
    Annual Fee $79
    APR 15.99% or 24.99% Variable

    Card Details

    • Earn 20,000 award miles with first purchase or balance transfer
    • Annual Companion Ticket after first purchase, and annually thereafter
    • 2 miles for every $1 spent on Miles and More integrated airlines
    • 1 mile for every $1 spent otherwise
    • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
    • Complimentary Companion ticket after first purchase, then every year after
    • $79 Annual Fee waived for Senator and HON Circle Members
    • No foreign transaction fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    20,000 x $0.01 = $200
    Less Annual Fees -$158
    Total Net Estimated Rewards Through 24 Months 385
    Avianca LifeMiles Visa Card
    $0 Intro Annual Fee for the first year then $45 1.14%
    $138
    Earn 15,000 bonues LifeMiles with your first card use
    $409
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $45
    APR 12.99% - 22.99% Variable

    Card Details

    • Earn 15,000 bonues LifeMiles with your first card use
    • 1 LifeMile for every $1 spent on everything
    • 25% Excess Baggage Redemption Discount on Avianca flights
    • Redeem Avianca miles on flights and cabin upgrades
    • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.009 = $316
    Bonuses
    15,000 x $0.009 = $138
    Less Annual Fees -$45
    Total Net Estimated Rewards Through 24 Months 409
    The Wyndham Rewards® Visa Signature® Card
    No Annual Fee 1.12%
    $60
    12,000 bonus points with first purchase
    $403
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 15.24% or 19.99% Variable

    Card Details

    • Earn 12,000 bonus points with first purchase
    • 5 points per $1 spent on participating hotels
    • 2 points per $1 spent everywhere else
    • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.005 = $343
    Bonuses
    12,000 x $0.005 = $60
    Total Net Estimated Rewards Through 24 Months 403
    Princess Cruises Rewards Visa Card
    No Annual Fee 1.09%
    $50
    Earn 5,000 Bonus Princess Points after your make your first purchase
    $393
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.99%, 16.99% or 20.99% Variable

    Card Details

    • Earn 5,000 Bonus Princess Points after your make your first purchase
    • 2 points for every $1 spent on Princess Cruises purchases
    • 1 point for every $1 spent otherwise
    • Redeem rewards towards discounted, reduced, and even free cruise redemptions
    • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    National Geographic Platinum Edition® Visa®
    No Annual Fee 1.09%
    $50
    Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
    $393
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 15.99% - 22.99% Variable

    Card Details

    • Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
    • 2 points per $1 spent on purchases made through National Geographic
    • 1 point per $1 spent eveywhere else
    • 12 digital issues of National Geographic magazine plus online archive
    • 20% off qualifying purchases through the National Geographic catalog and online store
    • $250 off Nat Geo Expeditions and Adventure trips

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    Carnival World™ MasterCard®
    No Annual Fee 1.09%
    $50
    Earn 5,000 Bonus FunPoints® when you use your card for the first time
    $393
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 13.99%, 16.99% - 20.99% Variable

    Card Details

    • Earn 5,000 Bonus FunPoints® when you use your card for the first time
    • 2 FunPoints for every $1 spent on all Carnival Cruise Line purchases
    • 1 FunPoint for every $1 spent otherwise
    • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
    • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    Sony® Card from Capital One®
    $0 1.09%
    $50
    Earn 5,000 bonus points after your first purchase within 90 days of approval
    $393
    Graph Card More Details
    Annual Fee $0
    APR 14.99% - 24.99% (Variable)

    Card Details

    • Earn 5,000 bonus points after your first purchase within 90 days from account opening
    • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
    • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music & more
    • 0% intro APR on purchases until March 2018, 14.99% - 24.99% variable APR after that
    • No annual fee

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Total Net Estimated Rewards Through 24 Months 393
    Disney Rewards Visa® Credit Card
    Image of Disney Rewards Visa® Credit Card No Annual Fee 1.09%
    $50
    Earn a $50 statement credit after first purchase
    $393
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 15.99%

    Card Details

    • Earn a $50 statement credit after first purchase
    • 1% in Disney Dream Reward Dollars® for every $1 spent
    • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    0 x $1 = $50
    Total Net Estimated Rewards Through 24 Months 393
    Expedia®+ Card from Citi
    No Annual Fee 0.97%
    $107
    Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
    $350
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 14.99%, 16.99% or 22.99% Variable

    Card Details

    • Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
    • Earn 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
    • Earn 1 Expedia+ bonus point per $1 spent on other purchases
    • Automatic Expedia+ silver status
    • No annual Fee
    • One Elite Qualifying Hotel Night towards +gold status for every $2,500 in card spend on any purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.007 = $244
    Bonuses
    15,000 x $0.007 = $107
    Total Net Estimated Rewards Through 24 Months 350
    Farmers® Rewards Visa®
    No Annual Fee 1.30%
    $30
    Earn 3,000 points, after making $500 in purchases, outside of Farmers®, within 90 days of account opening
    $469
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 13.24%, 17.24% or 20.24% Variable

    Card Details

    • Earn 3,000 points, after making $500 in purchases, outside of Farmers®, within 90 days of account opening
    • Earn 3x points on Farmers Products, plus 3x points for gas purchases, 3x points for home improvement purchases, and 1x point everywhere else Visa is accepted
    • 0% introductory APR on all purchases in the first 12 months. After that the APR is 13.24% to 20.24% based on Prime Rate and creditworthiness
    • No annual fee
    • Points never expire

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 43,920 x $0.01 = $439
    Bonuses
    3,000 x $0.01 = $30
    Total Net Estimated Rewards Through 24 Months 469
    RCI® Elite Rewards® MasterCard®
    No Annual Fee 1.02%
    $25
    Earn up to 2,500 bonus rewards after your first purchase
    $368
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.99% or 24.99% Variable

    Card Details

    • Earn up to 2,500 bonus rewards after your first purchase
    • 2 points for every $1 spent on RCI purchases
    • 1 point for every $1 spent otherwise
    • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    2,500 x $0.01 = $25
    Total Net Estimated Rewards Through 24 Months 368
    AeroMexico Visa Secured Card
    $0 Intro Annual Fee for the first year then $25 1.38%
    $50
    5,000 First Use Bonus Miles plus Complimentary Companion Certificate
    $495
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $25
    APR 22.99%

    Card Details

    • 5,000 First Use Bonus Miles plus Complimentary Companion Certificate
    • 1 Club Premier Mile per $1 spent
    • 2 miles per $1 spent on Gas & Groceries
    • Complimentary Baggage

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.01 = $470
    Bonuses
    5,000 x $0.01 = $50
    Less Annual Fees -$25
    Total Net Estimated Rewards Through 24 Months 495
    BB&T Spectrum Rewards® Card
    Image of BB&T Spectrum Rewards® Card No Annual Fee 1.00%
    $0
    $360
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 12.9% to 21.9% Variable

    Card Details

    • Earn 3% cash on all net qualified purchases within the first 90 days of account opening
    • Earn 1% cash on all net qualified purchases thereafter
    • Earn 5% anniversary bonus on cash earned every year

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.011 = $360
    Total Net Estimated Rewards Through 24 Months 360
    Spirit Airlines World MasterCard® Credit Card
    $0 Intro Annual Fee for the first year then $59 1.00%
    $75
    15,000 bonus miles after your first purchase
    $359
    Graph Card Read Review More Details
    Annual Fee $0 Intro Annual Fee for the first year then $59
    APR 12.99% to 22.99% Variable

    Card Details

    • 2 miles for every dollar you spend on purchases
    • 15,000 bonus miles after you make a purchase with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets, with taxes and fees from $11.20 per award
    • Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee
    • Enjoy a $0 introductory annual fee for the first year
    • a $59 fee will apply to World Mastercard® accounts thereafter

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.005 = $343
    Bonuses
    15,000 x $0.005 = $75
    Less Annual Fees -$59
    Total Net Estimated Rewards Through 24 Months 359
    The Wyndham Rewards® Visa Signature® Card
    $69 0.99%
    $150
    Earn 30,000 bonus points with first purchase
    $355
    Graph Card Read Review More Details
    Annual Fee $69
    APR 15.24% - 19.99% Variable

    Card Details

    • Earn 30,000 bonus points with first purchase
    • 5 points for every $1 spent on participating hotels
    • 2 points for every $1 spent otherwise
    • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 68,640 x $0.005 = $343
    Bonuses
    30,000 x $0.005 = $150
    Less Annual Fees -$138
    Total Net Estimated Rewards Through 24 Months 355
    Expedia®+ Voyager Card from Citi
    $95 0.75%
    $178
    Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
    $270
    Graph Card Read Review More Details
    Annual Fee $95
    APR 13.99%, 15.99% or 21.99% Variable

    Card Details

    • Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
    • Earn 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
    • 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment
    • Earn 1 Expedia+ bonus point per $1 spent on other purchases
    • Automatic Expedia+ gold status
    • No FX Fee
    • $100 annual statement credit for airline incidentals on qualified airlines or Wi–Fi Carries or for the Global Entry application fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,840 x $0.007 = $283
    Bonuses
    25,000 x $0.007 = $178
    Less Annual Fees -$190
    Total Net Estimated Rewards Through 24 Months 270
    Disney Premier Visa® Credit Card
    $49 0.96%
    $100
    Earn $100 Disney gift card after spending $500 in the first three months
    $345
    Graph Card Read Review More Details
    Annual Fee $49
    APR 15.99%

    Card Details

    • Earn $100 Disney gift card after spending $500 in the first three months
    • 2% in Disney Dream Reward Dollars® for every $1 spent at gas stations, grocery stores, restaurants, and Disney locations
    • 1% in Disney Dream Dollars® for every $1 spent otherwise
    • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
    • Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Bonuses
    0 x $1 = $100
    Less Annual Fees -$98
    Total Net Estimated Rewards Through 24 Months 345
    Savings Secured Visa Platinum Card
    No Annual Fee 0.95%
    $0
    $343
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 6.99%

    Card Details

    • Earn 1 Flexpoint reward for each dollar you spend
    • Flexpoints can be earned on any net purchases at the rate of 1 per dollar

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Total Net Estimated Rewards Through 24 Months 343
    Journey® Student Rewards from Capital One®
    $0 0.95%
    $0
    $343
    Graph Card Read Review More Details
    Annual Fee $0
    APR 24.99% (Variable)

    Card Details

    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you

    Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 343 x $1 = $343
    Total Net Estimated Rewards Through 24 Months 343
    Royals™ MasterCard® with Rewards
    Image of Royals™ MasterCard® with Rewards No Annual Fee 0.95%
    $0
    $343
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 14.74% to 20.74% Variable

    Card Details

    • Low Introductory Rate
    • Royals Game Day Experiences
    • Discounted Royals Tickets
    • Unlimited 1% Cash Back

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Total Net Estimated Rewards Through 24 Months 343
    Nordstrom Credit Card
    No Annual Fee 0.95%
    $0
    $343
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 10.9%, 14.9% or 22.9% Variable

    Card Details

    • 2 points per net dollar spent at Nordstrom, 1 point per dollar spent everywhere else
    • Get a $20 bonus Note when you spend $100 at Nordstrom with your Nordstrom card the day you apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Total Net Estimated Rewards Through 24 Months 343
    St. Louis Blues MasterCard®
    Image of St. Louis Blues MasterCard® No Annual Fee 0.95%
    $0
    $343
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 12.74% to 18.74% Variable

    Card Details

    • Blues Game Day Experiences
    • Exclusive Team Store Discounts
    • Unlimited 1% Cash Back
    • No Annual Fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Total Net Estimated Rewards Through 24 Months 343
    Gulf Visa® Card
    No Annual Fee 1.22%
    $0
    $439
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 15.99% to 22.99% Variable

    Card Details

    • 3 points for every $1 spent on all purchases at a Gulf Station
    • 1 point per $1 everywhere else
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 43,920 x $0.01 = $439
    Total Net Estimated Rewards Through 24 Months 439
    Stand Up To Cancer® Credit Card
    Image of Stand Up To Cancer® Credit Card No Annual Fee 0.95%
    $0
    $343
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.74%, 24.74%

    Card Details

    • Earn 1 Real Life Rewards® point for each $1 spent on purchases
    • Redeem points for a charitable contribution to Stand Up To Cancer or redeem for gift cards, cash deposits to a Fifth Third Account or a credit card statement credit.
    • Low 0% introductory APR for your first 12 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.74% to 24.74% based on your creditworthiness.
    • No annual fee.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Total Net Estimated Rewards Through 24 Months 343
    Key2More Rewards® Credit Card
    Image of Key2More Rewards® Credit Card No Annual Fee 0.95%
    $0
    $343
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 13.74% - 22.74% Variable

    Card Details

    • No annual fee
    • Special low Introductory APR of 0% for the first 6 billing cycles on purchases and balance transfers (made within 60 days of account opening). After that, the variable APR for Purchases and Balance Transfers will apply, currently 13.74% - 22.74%, based on your creditworthiness.
    • Earn five (5) KeyBank Relationship Rewards® points for every $1 in eligible credit card purchases* with no monthly maximum
    • Earn up to 10,000 rewards points after 5 purchase transactions in the first 60 days of opening.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 171,600 x $0.002 = $343
    Total Net Estimated Rewards Through 24 Months 343
    U.S. Bank Perks+ Visa Signature® Card
    No Annual Fee 1.31%
    $0
    $470
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 11.99% - 21.99% Variable

    Card Details

    • Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
    • Earn 1 point for every net dollar spent on everything else
    • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
    • 24/7 cardmember service
    • No annual fee

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 47,040 x $0.01 = $470
    Total Net Estimated Rewards Through 24 Months 470
    Cash Rewards Credit Card
    Image of Cash Rewards Credit Card No Annual Fee 1.09%
    $0
    $391
    Graph Card More Details
    Annual Fee No Annual Fee
    APR

    Card Details

    • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
    • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back
    • 1% Unlimited Cash Back on all other qualifying purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,120 x $0.01 = $391
    Total Net Estimated Rewards Through 24 Months 391
    Miles & More® World Elite Mastercard®
    Image of Miles & More® World Elite Mastercard® $89 0.84%
    $0
    $302
    Graph Card More Details
    Annual Fee $89
    APR 16.99% or 25.99% Variable

    Card Details

    • 50,000 award miles after qualifying transactions
    • 1 mile for every $1 spent
    • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
    • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.014 = $480
    Less Annual Fees -$178
    Total Net Estimated Rewards Through 24 Months 302
    Korean Air SKYPASS Visa Signature Credit Card
    $80 0.93%
    $150
    15,000 SKYPASS Bonus Miles after first purchase
    $333
    Graph Card Read Review More Details
    Annual Fee $80
    APR 12.99% - 19.99% Variable

    Card Details

    • 15,000 SKYPASS Bonus Miles after first purchase
    • 1 mile for every $1 spent in purchases
    • Double Miles on Korean Air ticket purchases
    • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
    • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
    • No foreign transaction fee
    • Travel & Emergency Assistance Services
    • $1,000,000 in Travel Accident Insurance
    • EVM chip technology for added security abroad
    • Free monthly credit score reporting

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    15,000 x $0.01 = $150
    Less Annual Fees -$160
    Total Net Estimated Rewards Through 24 Months 333
    Celebrity Cruises® Visa Signature® Credit Card
    $69 0.85%
    $100
    Get 10,000 MyCruise Points after making a transaction within 65 days of account opening; $300 discount off a future cruise of at least 7 nights or more in a Concierge Class stateroom, after $5,000 in transactions within your first 60 days
    $305
    Graph Card Read Review More Details
    Annual Fee $69
    APR 12.99% to 22.99% Variable

    Card Details

    • 2 MyCruise Points per $1 on qualifying Celebrity, Royal Caribbean and Azamara purchases
    • 1 point per $1 on all other purchases
    • No foreign transaction fees for non-US transactions

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    10,000 x $0.01 = $100
    Less Annual Fees -$138
    Total Net Estimated Rewards Through 24 Months 305
    Best Western Rewards® MasterCard®
    No Annual Fee 0.86%
    $114
    10,000 bonus points after you spend $1,000 in first 3 billing cycles. Also, earn another 10,000 bonus points after you spend total of $3,000 in the first 6 billing cycles
    $310
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 16.24% - 23.24% Variable

    Card Details

    • 3 points for every $1 spent on Best Western purchases
    • 1 point for every $1 spent otherwise
    • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
    • Upgrade to Best Western Rewards Gold Elite Status after the first purchase

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.006 = $196
    Bonuses
    20,000 x $0.006 = $114
    Total Net Estimated Rewards Through 24 Months 310
    PCB Rewards
    Image of PCB Rewards $25 0.81%
    $0
    $293
    Graph Card More Details
    Annual Fee $25
    APR 13.49% to 24.49% Variable

    Card Details

    • 0% introductory APR on purchases for the first 12 months. When the offer expires the variable APR will be from 13.49% up to 24.49%
    • 1%-1.5% Cash back on Purchases 1% cash back on net purchases up to $1,000, and 1.5% cash back on net purchases in excess of $1,000.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Less Annual Fees -$50
    Total Net Estimated Rewards Through 24 Months 293
    Korean Air SKYPASS Visa Classic Card
    $50 0.81%
    $50
    5,000 SKYPASS Bonus Miles after first purchase
    $293
    Graph Card Read Review More Details
    Annual Fee $50
    APR 12.99% - 19.99% Variable

    Card Details

    • 5,000 SKYPASS Bonus Miles after first purchase
    • 1 mile for every $1 spent in purchases
    • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
    • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
    • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
    • Free monthly credit score reporting
    • EMV chip technology for added security abroad
    • Visa payWave technology for contactless purchases
    • $250,000 in Travel Accident Insurance
    • Auto Rental Collision Damage Waiver

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Bonuses
    5,000 x $0.01 = $50
    Less Annual Fees -$100
    Total Net Estimated Rewards Through 24 Months 293
    AAdvantage® Aviator™ Silver World Elite Mastercard®
    $195 0.54%
    $0
    $193
    Graph Card Read Review More Details
    Annual Fee $195
    APR 15.99%, 19.99% or 124.99% Variable

    Card Details

    • 3X miles for every dollar spent on eligible US Airways and American Airlines purchases. Earn 2X miles for every dollar spent on eligible hotels and car rentals. 1x mile for every 1 dollar spent on all other purchases.
    • Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad.
    • Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.017 = $583
    Less Annual Fees -$390
    Total Net Estimated Rewards Through 24 Months 193
    Citi Prestige® Card
    $450 0.45%
    $532
    Earn 40,000 bonus ThankYou points after you spend $3000
    $162
    Graph Card Read Review More Details
    Annual Fee $450
    APR 16.74% - 24.74%* (Variable)

    Card Details

    • Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
    • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre✓®
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
    • Transfer points to a variety of travel loyalty programs from airlines to hotels
    • Earn 3X Points on Air Travel & Hotels
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 39,840 x $0.013 = $530
    Bonuses
    40,000 x $0.013 = $532
    Less Annual Fees -$900
    Total Net Estimated Rewards Through 24 Months 162
    American Express® Green Card
    $0 Intro Annual Fee for the first year then $95 0.69%
    $0
    $248
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $0 Intro Annual Fee for the first year then $95
    APR

    Card Details

    • 1 point for every dollar you spent
    • Membership Rewards program allows you to use points for rewards with 500+ brands
    • Baggage insurance
    • Roadside assistance
    • Car rental insurance
    • Global assist hotline
    • Travel insurance
    • Return protection
    • Purchase protection

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Less Annual Fees -$95
    Total Net Estimated Rewards Through 24 Months 248
    Travel Rewards Credit Card
    Image of Travel Rewards Credit Card $89 0.46%
    $0
    $165
    Graph Card More Details
    Annual Fee $89
    APR

    Card Details

    • 5% Cash Back on up to $6,000 spent on travel qualifying purchases5 in the first 12 months
    • 3% Unlimited Cash Back on travel qualifying purchases after your introductory bonus cash back
    • 1% Unlimited Cash Back on all other qualifying purchases—all the time
    • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Less Annual Fees -$178
    Total Net Estimated Rewards Through 24 Months 165
    American Express® Gold Card
    $0 Intro Annual Fee for the first year then $160 0.51%
    $0
    $183
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $0 Intro Annual Fee for the first year then $160
    APR

    Card Details

    • 1 point for every dollar you spent
    • Membership Rewards program allows you to use points for rewards with 500+ brands
    • Baggage insurance
    • Roadside assistance
    • Car rental insurance
    • Global assist hotline
    • Travel insurance
    • Return protection
    • Purchase protection

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Less Annual Fees -$160
    Total Net Estimated Rewards Through 24 Months 183
    Navy Federal nRewards Secured Credit Card
    No Annual Fee 0.48%
    $0
    $172
    Graph Card More Details
    Annual Fee No Annual Fee
    APR 8.99%

    Card Details

    • Earn 1 nRewards point for each dollar you spend
    • nRewards can be earned on any net purchases at the rate of 1 per dollar

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.005 = $172
    Total Net Estimated Rewards Through 24 Months 172
    Best Western Rewards® Secured MasterCard®
    $40 0.40%
    $29
    5,000 bonus points after your first purchase
    $144
    Graph Card More Details
    Annual Fee $40
    APR 21.24%

    Card Details

    • 3 points for every $1 spent on Best Western purchases
    • 1 point for every $1 spent otherwise
    • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
    • Upgrade to Best Western Rewards Gold Elite Status after the first purchase

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.006 = $196
    Bonuses
    5,000 x $0.006 = $29
    Less Annual Fees -$80
    Total Net Estimated Rewards Through 24 Months 144
    Korean Air SKYPASS Visa Card
    $50 0.34%
    $50
    5,000 SKYPASS Bonus Miles after first purchase
    $122
    Graph Card More Details
    Annual Fee $50
    APR 12.99% - 19.99% Variable

    Card Details

    • 5,000 SKYPASS Bonus Miles after first purchase
    • 1 mile for every $2 spent in purchases
    • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
    • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
    • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
    • $250,000 in Travel Accident Insurance
    • Auto Rental Collision Damage Waiver
    • Free credit score reporting monthly

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 17,160 x $0.01 = $172
    Bonuses
    5,000 x $0.01 = $50
    Less Annual Fees -$100
    Total Net Estimated Rewards Through 24 Months 122
    BankAmericard® Better Balance Rewards
    No Annual Fee 0.00%
    $0
    $0
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 11.99% - 21.99% Variable

    Card Details

    • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year
    • No annual fee
    • 0% Intro APR on purchases and balance transfers for 12 billing cycles

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 0 - $0
    Total Net Estimated Rewards Through 24 Months 0
    Barneys Departament Store Credit Card
    No Annual Fee 0.00%
    $0
    $0
    Graph Card Read Review More Details
    Annual Fee No Annual Fee
    APR 23.99% Variable

    Card Details

    • Discounts ranging from 1 - 5% off purchases on Barneys New York credit card
    • Exclusive private and pre-sale access at Barneys
    • $50 in alterations reimbursable per $500 spent in store
    • Free international shipping
    • Free Valet Parking
    • Complimentary glass of wine at Barneys restaurants

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 0 - $0
    Total Net Estimated Rewards Through 24 Months 0
    United MileagePlus® Club Card
    $450 -0.22%
    $100
    Receive a $100 statement credit after your first purchase
    $-79
    Graph Card Read Review More Details
    Annual Fee $450
    APR 15.99%

    Card Details

    • Receive a $100 statement credit after your first purchase
    • United Club membership
    • 1st and 2nd checked bags are free
    • Priority check-in, screening, and boarding
    • No foreign transaction fees
    • 2 points for every $1 spent on United Airlines tickets
    • 1.5 points for every $1 spent otherwise
    • United Club membership
    • First and second bags are checkable for free
    • No foreign transaction fee
    • Miles don't expire

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 51,480 x $0.014 = $721
    Bonuses
    0 x $0.014 = $100
    Less Annual Fees -$900
    Total Net Estimated Rewards Through 24 Months -79
    Bravo® Credit Card
    $0 Intro Annual Fee for the first year then $49 -0.14%
    $0
    $-49
    Graph Card More Details
    Annual Fee $0 Intro Annual Fee for the first year then $49
    APR 16.24% to 23.24% Variable

    Card Details

    • Earn 3x rewards points on supermarket, gas station and restaurant purchases
    • Up to 15,000 points per calendar quarter
    • 1x point otherwise
    • Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0 = $0
    Less Annual Fees -$49
    Total Net Estimated Rewards Through 24 Months -49
    Delta Reserve® Credit Card from American Express
    $450 -1.02%
    $120
    Earn 10,000 Medallion® Qualification Miles and 10,000 bonus miles after the first purchase
    $-368
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $450
    APR 15.24%, 17.24% or 19.24% Variable

    Card Details

    • Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase
    • 2 miles for every $1 spent on Delta flight and vacation purchases
    • 1 mile for every $1 spent otherwise
    • Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks
    • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
    • First checked bag free on Delta flights
    • No waiting - Priority Boarding
    • Save 20% on in-flight purchases
    • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.012 = $412
    Bonuses
    10,000 x $0.012 = $120
    Less Annual Fees -$900
    Total Net Estimated Rewards Through 24 Months -368
    Citi® / AAdvantage® Executive World Elite™ Mastercard®
    $450 -1.21%
    $0
    Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months
    $-437
    Graph Card Read Review More Details
    Annual Fee $450
    APR 16.74% - 24.74%* (Variable)
    *Rates and Fees

    Card Details

    • For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $7,500 in purchases within the first 3 months of account opening*
    • Admirals Club® membership for you and guests with you*
    • Complimentary Admirals Club® lounge access for authorized users
    • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
    • No Foreign Transaction Fees on purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
    • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.014 = $463
    Less Annual Fees -$900
    Total Net Estimated Rewards Through 24 Months -437
    Mastercard® Black Card™
    $495 -1.32%
    $0
    Earn 25,000 bonus points after spending $1,500 in first 90 days
    $-475
    Graph Card More Details
    Annual Fee $495
    APR 15.99% Variable

    Card Details

    • Stainless Steel - Patented Card Design
    • 2% Value for Airfare Redemptions
    • 1.5% Value for Cash Back Redemptions
    • 24/7 Luxury Card Concierge™
    • Exclusive Luxury Card Travel Benefits
    • $100 Annual Airline Credit Toward Qualifying Purchases
    • $100 Global Entry Application Fee Credit
    • Annual Fee: $495 ($195 for each Authorized User)

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.015 = $515
    Less Annual Fees -$990
    Total Net Estimated Rewards Through 24 Months -475
    The Platinum Card® from American Express
    $550 -2.10%
    $0
    Earn 60,000 points after you spend $5,000 on purchases on your new card in your first 3 months
    $-757
    Graph Card Read Review More Details

    Terms and Limitations Apply

    Annual Fee $550
    APR N/A
    *Rates and Fees

    Card Details

    • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
    • New! Up to $200 Uber Savings Annually.
    • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
    • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
    • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
    • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
    • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
    • Terms Apply.

    Estimated Rewards Through 24 Months

    Card Rewards Estimated Rewards Value Dollars*
    Spending Rewards 34,320 x $0.01 = $343
    Less Annual Fees -$1,100
    Total Net Estimated Rewards Through 24 Months -757

    How To Find The Best Rewards Credit Card

    If you want to look at more options than the ones we've listed, here are some considerations we think you should make in your quest to find the best rewards card. Use this guide as a framework for evaluating any credit card offers you come across to help you compare how each card might fit into your personal spending decisions.

    Take a look at your spending habits

    Consumers shopping for a rewards credit card often just want a single answer to "What is the best rewards card?" Unfortunately the answer is "It depends." Which rewards card will be the best for you will depend entirely on your personal spending, travel and credit habits. Before researching cards take a moment to consider your personal preferences, it will go a long way in helping you find the best rewards card.

    Do You Keep A Balance On Your Credit Card? In exchange for giving you bonuses and rewards, rewards credit cards will generally have a significantly higher interest rate. If you're unable to pay off the entirety of your monthly charges, you'll easily pay more in additional interest than you could earn from rewards. Rewards card are only a good option for consumers that keep very low to no credit card debt on a monthly basis. If you are having difficulty zeroing out your balance, consider a low interest credit card first. You're much better off reducing your interest payments than trying to get a percentage point or two in rewards.

    Be Honest To Yourself About How You Use Rewards: Cards that give you a large amount of rewards are great, if you use them. Americans rack up millions of dollars of frequent flyer miles, hotel loyalty points and credit card rewards that are never used. For those consumers these rewards might as well be worth 0. Take inventory of how much you travel or how much you spend in different categories since it will make a large impact in what rewards can make sense.

    You might also consider whether you're the type to save up towards one big redemption or want to be able to benefit from rewards as frequently as possible. Many loyalty program affiliated cards can require you to rack up thousands in points and miles before you can actually use them. Lastly, think about how much do you value flexibility. Aggressive consumers can get a much better dollar value out of their rewards, but it will usually limit their choices for rewards redemption. 

    How Much Are You Going To Spend On A New Card: Cards with the highest rewards rates often come with an annual fee. With many no-fee rewards credit card options available, the decision to pay an annual fee will depend on the amount you will spend on the card. As a rule of thumb, you should plan to spend at least $1,000 a month for a fee-based rewards card to be viable. 

    Understand how different cards work

    In examining the different rewards credit cards we looked at different factors that come into play when choosing the best. Understanding all these different aspects can help you figure out just how good a card really is.

    Take A Look At How The Rewards Work: While most cards use the same set of terms (points, miles, cash back), the ways these rewards work will vary tremendously. Look to see if rewards can be applied as statement credits, cash back or solely through an award redemption. Statement credits and cash back are our favorite options when available. Some cards allow you to transfer your rewards to other loyalty programs giving you another way to use what you've earned.

    Rewards Rate: If your rewards card is going to be your primary card then the rewards rate for general spending is very important. For everyday spending you can expect to earn  to 2% of what you spend as rewards. The more flexible the type of reward you get from the card, the lower the rewards rate you can expect. Travel rewards cards will generally have among the highest rewards rates.

    Signing Bonuses Matter: The promotions offered to new card holders are a major portion of the value you can get from a new rewards card. Earning these bonuses will require you to either make a purchase on the card or spend a certain amount within a set time limit. With the value of signing bonuses ranging from $50 - $500 making sure you can fulfill the qualifications can change the value of a card tremendously. Be sure to make sure you are eligible. You may not qualify for the signing bonus if you already have a similar credit card with the same issuer. 

    Comments and Questions

    * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

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    How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

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