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Best Credit Cards for International Travel

When you find yourself in a foreign country, and need access to funds, it is always a good idea to have a credit card that you can fall back on. However, between hidden fees and compatibility with outside payment systems, not all credit cards will be able to serve you well on your travels. The following credit cards are the ones that are best suited for individuals who find themselves frequently traveling overseas.

Best Credit Cards for International Travel

The following list is meant to fit a broad spectrum of consumer profiles - ones we believe to be the most common. Choosing a credit card is seldom a "one-size-fits-all" question, and therefore we urge consumers to use our interactive tools to find the best credit cards for you based on your own individual spending profile. Read more to see which cards are our general top picks for travel abroad, who they're best suited for, and why.

Barclaycard Arrival® Plus World Elite Mastercard®: Best Overall Card

The Barclaycard Arrival® Plus World Elite Mastercard® is a must for anybody who is travelling to countries where Chip + Pin cards are the standard. Not only is this credit card one of the few to support this variant of EMV technology, but it also happens to be one of the best overall travel rewards credit cards. It offers a great rewards rate - just above 2% - on everything you buy. It also comes with no foreign transaction fees, which saves you about 3% on every transaction overseas versus most standard U.S. credit cards.

In the short term, the Barclaycard Arrival® Plus World Elite Mastercard® also gives a fantastic signing bonus. If you can spend $5,000 in the first 3 months of card membership, you'll be awarded 60,000 miles – these are redeemable for up to $600 of travel in statement credit. The Barclaycard Arrival® Plus World Elite Mastercard® offers a 5% miles dividend to cardholders who redeem their rewards towards travel statement credit.

Highlights

  • Great rewards across all spending
  • Chip + Pin technology makes it accessible in all countries
  • 5% miles back on travel redemptions

Chase Sapphire Preferred® Card: Best Chip + Signature Credit Card

If you travel to countries where the use of chip & signature credit cards isn’t an issue, the Chase Sapphire Preferred® card is one of the best options to have. This is one of our favorite credit cards, for both travel and overall rewards. When you book flights and hotels using this card you can earn as much as 2.5% back through rewards. The same rate applies to dining. Because of this, the card is the perfect choice for a traveler who also spends a lot on cuisines (whether internationally or back at home).

The Chase Sapphire Preferred®’s strength lies in the Ultimate Rewards program. The points you earn through it are among the most valuable of any credit card on the market. Ultimate Rewards points can be transferred to a number of different partner programs, including Southwest Airlines Rapid Rewards®, Marriott Rewards®, United MileagePlus®, and more.

It also offers users a sizable 50,000 point welcome bonus. To qualify, users must spend $4,000 on purchases in the first 3 months from account opening. The value of this bonus is roughly $625, when those points are used towards booking travel arrangements through the Chase Ultimate Rewards® portal.

Highlights

  • Chase Ultimate Rewards® is a fantastic rewards program
  • Sizable welcome bonus, worth up to $625
  • Flexible rewards points that can be transferred to a number of different hotel and airline partners

BankAmericard Travel Rewards® Credit Card: Best for Low Spenders

If you’re a low spender, or you don't want to pay an annual fee on your credit card, the BankAmericard Travel Rewards® Credit Card is one of the best bets you can make. While the card doesn’t offer much in terms of a welcome bonus (worth just $200), it performs better than expected for a card with no annual fee.

One benefit the BankAmericard Travel Rewards® Credit Card has over some other cards on this list is its low minimum points redemption. You can cash-in this card’s rewards starting at just 2,500 (a $25 value). This is yet another benefit which makes this credit card great for low spending international travelers. You don’t have to wait a long time before you begin to reap its benefits.

Bank of America customers have additional incentives to sign up for this card. If you carry at least $50,000 in a BofA account, you will receive upwards of 50% more points, for an effective rewards rate of 2.25%. This rewards boost continues to grow the more money you have in your accounts. This benefit caps out at a 75% point bonus, for individuals who have an average of $100,000 in a BofA account.

Highlights

  • No annual fee
  • Bonus rewards for BofA account holders
  • Ability to redeem rewards starting at 2,500 points

Chase Sapphire Reserve®: Best for Luxury International Travel

Anyone who spends a lot of time in airports will find value in the Chase Sapphire Reserve®. This premium credit card has a hefty annual fee of $450 per year. However, the card pays for itself with the plethora of perks the card offers. The $300 Annual Travel Credit alone drops the card’s price to $150 per year for users who take advantage of the feature.

Frequent travelers can skip the long lines at the airport by utilizing the card’s TSA Pre✓/Global Entry application reimbursement—a $100 value. Once through the security line, cardholders can head to an airport lounge to take advantage of the Wi-Fi, free snacks, beverages, and more. The card also features one of the best trip cancellation/insurance policies we’ve seen on a credit card. The feature reimburses you up to $10,000 for pre-paid, non-refundable travel expenses if your trip is cancelled due to a covered situation, such as illness.

What makes this card great for luxury international travel is that there are perks for every step of your journey. On top of earning rewards for using the card, you’ll have access to car rental discounts and upgrades, roadside assistance, lost luggage reimbursement, and more. The culmination of the card’s features is a seamless travel experience for cardholders.

Highlights

  • 3x points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • $300 Annual Travel Credit automatically applied to your account for travel purchases charged to your card
  • Complimentary Airport Lounge Access to 1,000+ airport lounges worldwide
  • 1:1 Point transfer to leading airline and hotel loyalty programs
  • Chase Sapphire Reserve® Review.

Citi ThankYou® Premier Card: Best for Earning International Travel Miles {#citi-premier]

Out of the credit cards we surveyed, the Citi ThankYou® Premier Card has one of the best assortments of international airline partners. Points earned with the Citi ThankYou® Premier Card can be converted into miles at advantageous conversion rates, which makes it one of the best cards for anyone looking for international miles. Savvy international travelers are able to convert their ThankYou points—generally worth $0.01—to a higher valued reward programs points. The Citi ThankYou® Premier Card allows users to transfer their ThankYou points to any of the following airline loyalty programs:

Citi ThankYou® Premier Card Transfer Partners

  • TrueBlue
  • Turkish Airlines Miles & Smiles
  • Asia Miles
  • Avianca Lifemiles
  • Etihad Guest
  • Eva Air
  • Flying Blue
  • Garuda Indonesia
  • JetPrivilege
  • Malaysia Airlines Enrich
  • Qantas Frequent Flyer
  • Qatar Privilege Club
  • Singapore Airlines
  • Thai Royal Orchid Plus
  • Virgin Atlantic Flying Club

Even international travelers who aren’t interested in transferring points can benefit from this card. The Citi ThankYou® Premier Card offers cardholders a rewards rate that ranges from 0.5% to 3.75%. While the highest rewards category has a 3% rewards rate, cardholders receive a 25% bonus on their points when the points are used to book travel through the ThankYou Travel Center—boosting the value to 3.75%. We consider a 3.75% rewards rate to be one of the best available.

Another reason that the Citi ThankYou® Premier Card is an excellent card for international travelers is due to its lack of foreign transaction fees. If you’re ever in need of assistance while abroad, you’ll be able to use Citi Concierge to assist with your travel, shopping, dining, and entertainment needs.

Highlights

  • Earn 3 ThankYou points per dollar spent on travel including gas stations.
  • Earn 2 ThankYou point per dollar spent on dining out and entertainment.
  • Earn 1 ThankYou point per dollar spent on all other purchases.
  • Annual Fee of $95, fee waived for the first 12 months.
  • Citi ThankYou® Premier Card Review.

How To Find The Best Credit Cards for International Travelers

If you’re searching for credit card offers by yourself, there are a three key points to keep in mind that will allow you to identify whether a card has “international potential”.

No Foreign Transaction Fees – whenever you use a typical credit card outside of the United States, your issuer will charge you a 3% fee. While it may not seem like a huge fee, if you shop overseas frequently enough, it will add up quickly. When searching for a credit card fit for your travels, we recommend looking at ones that do not charge you this fee.

Smartchip Technology – different countries throughout the world have infrastructure to support either chip & pin or chip & signature credit cards. If you get a credit card that is chip & pin, you will be fine using it in any place in the world which accepts credit cards. However, if you pick a card with the chip & signature, we suggest you be a little bit more careful. In countries that are designed to accept chip & pin cards (such as France and the UK), you may have trouble getting your card accepted – especially at unmanned payment terminals. The map below serves as a quick reference as to whether countries have a predominantly chip + pin or chip + signature set-up.

Mastercard, and Visa - If you're visiting major tourist destinations, resorts, hotels, and museums, then you should have no problem paying with your card there. While Visa and Mastercard are accepted nearly everywhere, you should always check before travelling. These networks don't operate in every single country - most notably in Russia.

This map shows at a glance which countries have predominantly adopted the chip and pin versus chip and signature for their credit card processing.

With the above factors in mind, you can consult our tool to determine the cards that offer you the highest rewards rates. You can enter your spending, and we’ll do all the math for you.

Assumptions Based On Monthly Spend of: $1,430 Edit
General:
U.S. Gas Stations:
U.S. Supermarkets:
Airlines:
Hotel:
U.S. Restaurants:
Office:
Utilities:
Computing:
Card Annual Fee 2-yr Net Rewards Rate

The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the rewards Value note to see details on how it is calculated.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. All estimates are based on the spend assumptions entered above (which you can edit).

Bonus Value

The bonus field shows our estimate for the value of the card’s welcome bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool. All estimates are based on the spend assumptions entered above (which you can edit).

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2-yr Rewards Value

The Rewards value is calculated by adding together the rewards earned from charging purchases to the card over two years and any welcome bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card and on the spend assumptions entered above (which you can edit).

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Chase Sapphire Preferred® Card
$0 Intro for the First Year, then $95 3.00%
$625
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
$1,028
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $498
Bonuses
50,000 x $0.013 = $625
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,028

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro for the First Year, then $95
APR 17.74% - 24.74% Variable

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Capital One® Venture® Rewards Credit Card
$0 intro for first year; $95 after that 3.18%
$500
Receive 50,000 miles once you spend $3,000 within the first 3 months
$1,091
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $686
Bonuses
50,000 x $0.01 = $500
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,091

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 intro for first year; $95 after that
APR 14.74% - 24.74% (Variable)

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Citi ThankYou® Premier Card
$0 Intro Annual Fee for the first year then $95 2.50%
$360
Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
$858
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 49,440 x $0.012 = $593
Bonuses
0 x $0.012 = $0
30,000 x $0.012 = $360
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 858

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $95
APR 14.24%, 17.99% - 23.24% Variable

Card Details

  • No foreign transaction fees
  • $0 liability if your card is stolen
  • Citi Private Pass
  • Chip technology makes global travel easy
  • Rental insurance
  • Lost luggage coverage
  • Travel insurance
Discover it® Miles
$0 2.25%
$257
INTRO OFFER: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles.
$772
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
257 x $0.01 = $257
Total Net Estimated Rewards Through 24 Months 772

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0
APR 13.74% - 24.74% Variable

Card Details

  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match™ details & other information.
LANPASS Visa Signature Card
$0 Intro Annual Fee for the first year then $75 2.16%
$300
Earn 20,000 Bonus Miles with your first card use
$740
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
0 x $0.015 = $0
20,000 x $0.015 = $300
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 740

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Get 3 one-way upgrade coupons for free each year
  • 20% discount on their first LAN purchase (up to $1,000) each year
  • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Free Annual Account Summary
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit
Fairmont Visa Signature® Credit Card
Image of Fairmont Visa Signature® Credit Card $0 Intro Annual Fee for the first year then $95 2.18%
$500
Enjoy 2 complimentary nights with Breakfast for 2 after you spend $3,000 within the first 3 months of account opening
$748
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
0 x $0.01 = $500
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 748

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $95
APR 15.99%

Card Details

  • $0 foreign transaction fee
  • One complimentary night stay each anniversary year
  • Annual Lounge Club Membership plus 2 free lounge visit passes each year
  • Automatic upgrade to Fairmont Premier Membership Status
  • When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year
IHG® Rewards Club Premier Credit Card
$89 2.33%
$640
Earn 100,000 bonus points after spending $3,000 on purchases within the first three months of account opening
$798
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 52,560 x $0.006 = $336
Bonuses
100,000 x $0.006 = $640
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 798

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 17.74% - 24.74% Variable

Card Details

  • Earn 100,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening
  • Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights
  • Earn 10 points per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Chase Sapphire Reserve®
$450 1.55%
$750
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $750 in travel when you redeem through Chase Ultimate Rewards®
$530
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 45,360 x $0.015 = $680
Bonuses
50,000 x $0.015 = $750
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months 530

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $450
APR 17.74% - 24.74% Variable

Card Details

  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
BankAmericard Travel Rewards® Credit Card
No Annual Fee 2.08%
$200
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
$715
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 715

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 14.99% - 22.99% Variable

Card Details

  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts
  • No foreign transaction fees
  • Smart chip technology provides greater acceptance and added security
  • No limits or expiration dates on points earned
Citi® / AAdvantage® Gold World Elite™ Mastercard®
$50 2.04%
$338
Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
$701
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
25,000 x $0.014 = $338
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 701

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 13.99%, 17.99% or 21.99% Variable

Card Details

  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit
LANPASS Visa Card
$0 Intro Annual Fee for the first year then $45 2.02%
$225
Earn 15,000 Bonus Miles with your first card use
$695
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
0 x $0.015 = $0
15,000 x $0.015 = $225
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 695

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Receive a 10% discount on LAN purchase (up to $500) once per year
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
British Airways Visa Signature® Card
$95 1.90%
$500
50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
$653
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
50,000 x $0.01 = $500
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 653

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 17.74% - 24.74% Variable

Card Details

  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.
  • Earn a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
US Bank FlexPerks® Travel Rewards Visa Signature® Card
$0 Intro Annual Fee for the first year then $49 1.91%
$260
Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
$657
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $446
Bonuses
0 x $0.013 = $0
20,000 x $0.013 = $260
Less Annual Fees -$49
Total Net Estimated Rewards Through 24 Months 657

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $49
APR 13.99% - 23.99% Variable

Card Details

  • Redeem FlexPoints on airline tickets, statement credits, gift cards and more
  • No foreign transaction fee
  • EVM chip technology for added security abroad
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • Subject to credit approval
Capital One® VentureOne® Rewards Credit Card
$0 1.83%
$200
Receive 20,000 miles once you spend $1,000 within the first 3 months
$629
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 42,900 x $0.01 = $429
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 629

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0
APR 13.74% - 23.74% (Variable)

Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

The Choice Privileges® Visa® Card
No Annual Fee 1.73%
$62
Earn 8,000 bonus points after your first purchase
$593
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.008 = $531
Bonuses
8,000 x $0.008 = $62
Total Net Estimated Rewards Through 24 Months 593

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 16.24%, 20.99% or 25.99% Variable

Card Details

  • Cardmembers automatically get Elite Gold status
  • Book award and free nights twenty days before other members
  • 10% point bonus on points earned for eligible stays at Choice Privileges locations
  • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships
IHG® Rewards Club Traveler Credit Card
$29 1.93%
$384
Earn 60,000 bonus points after spending $2,000 in the first 3 months from account opening.
$662
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 52,560 x $0.006 = $336
Bonuses
60,000 x $0.006 = $384
Less Annual Fees -$58
Total Net Estimated Rewards Through 24 Months 662

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $29
APR 17.49% to 24.49% Variable

Card Details

  • Receive 60,000 bonus points after spending $2,000 in purchases within 3 months of account opening
  • Cardholders that spend $10,000 on purchases in a calendar year are eligible for Gold Elite status in the IHG Rewards Club
Sam's Club Mastercard
No Annual Fee 1.88%
$0
$646
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 646 x $1 = $646
Bonuses
0 x $1 = $0
0 x $1 = $0
Total Net Estimated Rewards Through 24 Months 646

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 14.9% 22.9% Variable

Card Details

  • No annual fee
  • Annual cash back payout capped at $5,000
  • Doubles as your membership card
Barclaycard Arrival® Plus World Elite Mastercard®
$89 1.58%
$0
Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days and paying the annual fee
$543
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $721
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 543

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 17.74%, 21.74% or 24.74% variable based on your creditworthiness

Card Details

  • Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days and paying the annual fee
  • Earn unlimited 2X miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don't expire as long as your account is open, active and in good standing
  • See Rates & Fees
Barclays Arrival® Premier World Elite Mastercard®
$150 (waived first year) 1.56%
$0
$536
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $686
Less Annual Fees -$150
Total Net Estimated Rewards Through 24 Months 536

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $150 (waived first year)
APR 17.74%, 21.74% or 24.74% variable based on your creditworthiness

Card Details

  • 75,000 miles each year if you spend $25,000 on purchases
  • After that, keep earning unlimited 2X miles on every purchase
  • Global Entry – $100 automatic statement credit for the cost of one Global Entry application fee every five years
  • Book the best travel deal, no airline, seat or hotel restrictions, and redeem your miles for travel statement credits
  • Access to over 850 lounges worldwide with Mastercard® Airport Experience provided by LoungeKey, fees apply
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • See Rates & Fees
Hawaiian Airlines® World Elite Mastercard®
$89 1.50%
$350
Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
$515
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
35,000 x $0.01 = $350
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 515

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 16.99%, 20.99% or 25.99% Variable

Card Details

  • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
  • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • No foreign transaction fees
Ritz-Carlton Rewards Credit Card
$395 1.47%
$930
Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening
$504
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.011 = $364
Bonuses
0 x $0.011 = $0
0 x $0.011 = $930
Less Annual Fees -$790
Total Net Estimated Rewards Through 24 Months 504

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $395
APR 15.99%

Card Details

  • Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights
  • $300 annual airline incidentals credit
  • $100 hotel credit on stays of two nights or longer
  • Worldwide Airport Lounge Access
  • Automatic gold elite status your first year
  • No foreign transaction fees
  • Personal service assistance to cardmembers
  • Automatic Gold Elite Status your first year
  • Maintain Gold Elite thereafter by spending 10,000 each year
Allegiant World Mastercard®
$59 1.25%
$150
Earn 15,000 Bonus Points after you make $1,000 or more in purchases within the first 90 days of account opening
$430
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.01 = $398
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$118
Total Net Estimated Rewards Through 24 Months 430

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $59
APR 14.24% - 24.24% Variable

Card Details

  • Earn 3 points per $1 on Allegiant purchases, 2 points per $1 on qualifying dining purchases and 1 point per $1 on all other purchases
  • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • No blackout dates, no destination restrictions, and no minimum points redemption
  • Complimentary priority boarding and one free beverage every time you fly Allegiant when you show your Allegiant credit card
Priceline Rewards™ Visa Card
No Annual Fee 1.15%
$50
Earn 5,000 points after your first purchase
$393
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 14.99%, 19.99% or 24.99% Variable

Card Details

  • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
  • Reward redemptions begin at $25
  • Get 10% points back every time you redeem points for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days
AeroMexico Visa Signature Card
$0 Intro Annual Fee for the first year then $80 1.72%
$200
20,000 First Use Bonus Miles after first purchase or payment of annual fee
$590
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
20,000 x $0.01 = $200
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 590

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $80
APR 12.99% - 22.99% Variable

Card Details

  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
AeroMexico Visa Card
$0 Intro Annual Fee for the first year then $45 1.68%
$150
15,000 First Use Bonus Miles after first purchase or payment of annual fee
$575
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
15,000 x $0.01 = $150
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 575

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
AAdvantage® Aviator™ Red Mastercard®
$95 1.15%
$0
$393
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 15.99%, 19.99% or 24.99% Variable

Card Details

  • 1 Free Checked Bag
  • Whenever you redeem, you’ll receive 10% of your redeemed miles back
  • Priority boarding
  • No Foreign Transaction Fees
  • 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights
Carnival World™ MasterCard®
No Annual Fee 1.29%
$100
Earn 10,000 Bonus FunPoints® when you use your card for the first time
$443
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
10,000 x $0.01 = $100
Total Net Estimated Rewards Through 24 Months 443

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 15.49%, 20.49% or 25.49% Variable

Card Details

  • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
  • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn
BP Visa® Credit Card
No Annual Fee 1.76%
$0
$603
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 60,300 x $0.01 = $603
Bonuses
0 x $0.01 = $0
0 x $0.01 = $0
Total Net Estimated Rewards Through 24 Months 603

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 27.24%

Card Details

  • Introductory Offer: Earn 25¢ off** per gallon For every $100 you spend with your BP Visa® Credit Card or BP Credit Card for the first 90 days your account is open (excluding non-BP gas stations)
  • 25¢ off per gallon for every $100 you spend at BP
  • 15¢ off per gallon for every $100 you spend for eligible groceries, dining and travel
  • 5¢ off** per gallon for every $100 you spend everywhere Visa® credit cards are accepted (excluding non-BP gas stations)
  • No annual fee
Avianca LifeMiles Visa Signature Card
$0 Intro Annual Fee for the first year then $75 1.24%
$184
Earn 20,000 bonus miles with your first card use
$425
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
0 x $0.009 = $0
20,000 x $0.009 = $184
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 425

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • 50% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit
Holland American Line Rewards Visa Card
No Annual Fee 1.15%
$50
Earn 5,000 points upon first purchase
$393
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Redeem rewards towards discounted, reduced, and free cruise redemptions
  • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver
Best Western Rewards® Premium MasterCard®
$0 Intro Annual Fee for the first year then $59 1.23%
$285
25,000 bonus points after you spend $2,500 in first 3 billing cycles. Also, earn another 25,000 bonus points after you spend total of $5,000 in the first 6 billing cycles
$422
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
0 x $0.006 = $0
50,000 x $0.006 = $285
Less Annual Fees -$59
Total Net Estimated Rewards Through 24 Months 422

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $59
APR 15.24% - 20.24% Variable

Card Details

  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Free Upgrade to Best Western Rewards Platinum Status
Premier Miles & More® World Mastercard®
$79 1.12%
$200
Earn 20,000 award miles with first purchase
$385
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$158
Total Net Estimated Rewards Through 24 Months 385

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $79
APR 15.99% or 24.99% Variable

Card Details

  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee
Avianca LifeMiles Visa Card
$0 Intro Annual Fee for the first year then $45 1.19%
$138
Earn 15,000 bonues LifeMiles with your first card use
$409
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
0 x $0.009 = $0
15,000 x $0.009 = $138
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 409

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • 25% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
The Wyndham Rewards® Visa Signature® Card
No Annual Fee 1.17%
$60
12,000 bonus points with first purchase
$403
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.005 = $343
Bonuses
12,000 x $0.005 = $60
Total Net Estimated Rewards Through 24 Months 403

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 16.24%, 20.99% or 25.99% Variable

Card Details

  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more
Disney Rewards Visa® Credit Card
Image of Disney Rewards Visa® Credit Card No Annual Fee 1.15%
$50
Earn a $50 statement credit after first purchase
$393
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 343 x $1 = $343
Bonuses
0 x $1 = $0
0 x $1 = $50
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 15.99%

Card Details

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
National Geographic Platinum Edition® Visa®
No Annual Fee 1.15%
$50
Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
$393
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 15.99% - 22.99% Variable

Card Details

  • 12 digital issues of National Geographic magazine plus online archive
  • 20% off qualifying purchases through the National Geographic catalog and online store
  • $250 off Nat Geo Expeditions and Adventure trips
Princess Cruises Rewards Visa Card
No Annual Fee 1.15%
$50
Earn 5,000 Bonus Princess Points after your make your first purchase
$393
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Redeem rewards towards discounted, reduced, and even free cruise redemptions
  • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts
Expedia®+ Card from Citi
No Annual Fee 1.02%
$107
Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
$350
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.007 = $244
Bonuses
0 x $0.007 = $0
15,000 x $0.007 = $107
Total Net Estimated Rewards Through 24 Months 350

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 14.99%, 16.99% or 22.99% Variable

Card Details

  • Automatic Expedia+ silver status
  • No annual Fee
  • One Elite Qualifying Hotel Night towards +gold status for every $2,500 in card spend on any purchases
RCI® Elite Rewards® MasterCard®
No Annual Fee 1.07%
$25
Earn up to 2,500 bonus rewards after your first purchase
$368
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
2,500 x $0.01 = $25
Total Net Estimated Rewards Through 24 Months 368

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 13.99% or 24.99% Variable

Card Details

  • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards
Expedia®+ Voyager Card from Citi
$95 0.79%
$178
Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
$270
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.007 = $283
Bonuses
0 x $0.007 = $0
25,000 x $0.007 = $178
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 270

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 13.99%, 15.99% or 21.99% Variable

Card Details

  • Automatic Expedia+ gold status
  • No FX Fee
  • $100 annual statement credit for airline incidentals on qualified airlines or Wi–Fi Carries or for the Global Entry application fee
Disney Premier Visa® Credit Card
$49 1.01%
$100
Earn $100 Disney gift card after spending $500 in the first three months
$345
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 343 x $1 = $343
Bonuses
0 x $1 = $0
0 x $1 = $100
Less Annual Fees -$98
Total Net Estimated Rewards Through 24 Months 345

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $49
APR 15.99%

Card Details

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
  • Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World
U.S. Bank Perks+ Visa Signature® Card
No Annual Fee 1.37%
$0
$470
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
0 x $0.01 = $0
Total Net Estimated Rewards Through 24 Months 470

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 11.99% - 21.99% Variable

Card Details

  • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
  • 24/7 cardmember service
  • No annual fee
Miles & More® World Elite Mastercard®
Image of Miles & More® World Elite Mastercard® $89 0.88%
$0
$302
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 302

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 16.99% or 25.99% Variable

Card Details

  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
Korean Air SKYPASS Visa Signature Credit Card
$80 0.97%
$150
15,000 SKYPASS Bonus Miles after first purchase
$333
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
15,000 x $0.01 = $150
Less Annual Fees -$160
Total Net Estimated Rewards Through 24 Months 333

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $80
APR 12.99% - 19.99% Variable

Card Details

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • No foreign transaction fee
  • Travel & Emergency Assistance Services
  • $1,000,000 in Travel Accident Insurance
  • EVM chip technology for added security abroad
  • Free monthly credit score reporting
AeroMexico Visa Secured Card
$25 1.33%
$35
3,500 First Use Bonus Miles plus Complimentary Companion Certificate
$455
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
3,500 x $0.01 = $35
Less Annual Fees -$50
Total Net Estimated Rewards Through 24 Months 455

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $25
APR 24.74%

Card Details

  • Double miles on gas and groceries
  • One mile per $1 spent on eligible net purchases
  • 3,500 first use bonus miles plus Complimentary Companion Certificate
  • $99 Companion Certificate with renewal
  • Complimentary Baggage
Best Western Rewards® MasterCard®
No Annual Fee 0.90%
$114
10,000 bonus points after you spend $1,000 in first 3 billing cycles. Also, earn another 10,000 bonus points after you spend total of $3,000 in the first 6 billing cycles
$310
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
0 x $0.006 = $0
20,000 x $0.006 = $114
Total Net Estimated Rewards Through 24 Months 310

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 16.24% - 23.24% Variable

Card Details

  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase
Korean Air SKYPASS Visa Classic Card
$50 0.85%
$50
5,000 SKYPASS Bonus Miles after first purchase
$293
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 293

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • Free monthly credit score reporting
  • EMV chip technology for added security abroad
  • Visa payWave technology for contactless purchases
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
AAdvantage® Aviator™ Silver World Elite Mastercard®
$195 0.56%
$0
$193
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 193

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $195
APR 15.99%, 19.99% or 124.99% Variable

Card Details

  • Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad.
  • Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction.
Citi Prestige® Card
$450 0.47%
$532
Earn 40,000 bonus ThankYou points after you spend $3000
$162
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $530
Bonuses
0 x $0.013 = $0
40,000 x $0.013 = $532
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months 162

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $450
APR 15.24%

Card Details

  • No foreign transaction fee
  • Complimentary 4th night at luxury hotels when booked through Carlson Wagonlit Travel
  • Unlimited access to 400+ airport lounges
  • $100 global entry fee credit
  • Chip technology
  • 24/7 concierge
  • Lost baggage coverage
Best Western Rewards® Secured MasterCard®
$40 0.42%
$29
5,000 bonus points after your first purchase
$144
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
0 x $0.006 = $0
5,000 x $0.006 = $29
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 144

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $40
APR 21.24%

Card Details

  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase
Korean Air SKYPASS Visa Card
$50 0.35%
$50
5,000 SKYPASS Bonus Miles after first purchase
$122
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 17,160 x $0.01 = $172
Bonuses
0 x $0.01 = $0
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 122

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Free credit score reporting monthly
Citi® / AAdvantage® Executive World Elite™ Mastercard®
$450 -1.27%
$0
Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months
$-437
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
0 x $0.014 = $0
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -437

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $450
APR 15.24%

Card Details

  • Admirals Club membership for you and your immediate family
  • No foreign transaction fees
  • First checked bag is free for you and your companions
  • Priority check-in, screening, and boarding
  • Receive a 25% savings on eligible in-flight purchases
  • No annual mileage cap
Mastercard® Black Card™
$495 -1.38%
$0
Earn 25,000 bonus points after spending $1,500 in first 90 days
$-475
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Less Annual Fees -$990
Total Net Estimated Rewards Through 24 Months -475

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $495
APR 16.74% Variable

Card Details

  • Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)

Comments and Questions

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Info about the following cards: American Express® Gold Card, Delta Reserve® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, and Starwood Preferred Guest® American Express Luxury Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

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