Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

Best Credit Cards for International Travel

Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

Contents

When you find yourself in a foreign country, and need access to funds, it is always a good idea to have a credit card that you can fall back on. However, between hidden fees and compatibility with outside payment systems, not all credit cards will be able to serve you well on your travels. The following credit cards are the ones that are best suited for individuals who find themselves frequently traveling overseas.

Best Credit Cards for International Travel

The following list is meant to fit a broad specturum of consumer profiles - ones we believe to be the most common. Choosing a credit card is seldom a "one-size-fits-all" question, and therefore we urge consumers to use our interactive tools to find the best credit cards for you based on your own individual spending profile. Read more to see which cards are our general top picks for travel abroad, who they're best suited for, and why.

Barclaycard Arrival Plus® World Elite Mastercard®: Best Overall Card

The Barclaycard Arrival Plus™ World Elite Mastercard® is a must for anybody who is travelling to countries where Chip + Pin cards are the standard. Not only is this credit card one of the few to support this variant of EMV technology, but it also happens to be one of the best overall travel rewards credit cards. It offers a great rewards rate - just above 2% - on everything you buy. It also comes with no foreign transaction fees, which saves you about 3% on every transaction overseas versus most standard U.S. credit cards.

In the short term, the Barclaycard Arrival Plus® World Elite Mastercard® also gives a fantastic signing bonus. If you can spend $3,000 in the first 3 months of card membership, you'll be awarded 40,000 miles – these are redeemable for up to $400 of travel in statement credit. In order for the card to remain worth it in the longer term, cardholders must spend at least $10,000 annually.

The Barclaycard Arrival Plus offers a 5% miles dividend to cardholders who redeem their rewards towards travel statement credit. Despite recent cutbacks to what it considers “travel”, Barclaycard still has a far broader definition than most other credit card companies – counting things like taxis, limousines, timeshares, trains, and buses.

Highlights

  • Great rewards across all spending
  • Chip + Pin technology makes it accessible in all countries
  • 5% miles dividend on travel redemptions

Chase Sapphire Preferred® Card: Best Chip + Signature Credit Card

If you travel to countries where the use of chip & signature credit cards isn’t an issue, the Chase Sapphire Preferred® card is one of the best options to have. This is one of our favorite credit cards, for both travel and overall rewards. When you book flights and hotels using this card you can earn as much as 2.5% back through rewards. The same rate applies to dining. Because of this, the card is the perfect choice for a traveler who also spends a lot on cuisines (whether internationally or back at home).

The Chase Sapphire Preferred®’s strength lies in the Ultimate Rewards program. The points you earn through it are among the most valuable of any credit card on the market. Ultimate Rewards points can be transferred to a number of different partner programs, including Southwest Airlines Rapid Rewards®, Marriott Rewards®, United MileagePlus®, and more.

It also offers users a sizable 50,000 point welcome bonus. To qualify, users must spend $4,000 on purchases in the first 3 months from account opening. The value of this bonus is roughly $625, when those points are used towards booking travel arrangements through the Chase Ultimate Rewards® portal.

Highlights

  • Chase Ultimate Rewards® is a fantastic rewards program
  • Sizable welcome bonus, worth up to $625
  • Flexible rewards points that can be transferred to a number of different hotel and airline partners

BankAmericard Travel Rewards® Credit Card: Best for Low Spenders

If you’re a low spender, or you don't want to pay an annual fee on your credit card, the BankAmericard Travel Rewards® Credit Card is one of the best bets you can make. While the card doesn’t offer much in terms of a welcome bonus (worth just $200), it performs better than expected for a card with no annual fee.

One benefit the BankAmericard Travel Rewards® Credit Card has over some other cards on this list is its low minimum points redemption. You can cash-in this card’s rewards starting at just 2,500 (a $25 value). This is yet another benefit which makes this credit card great for low spending international travelers. You don’t have to wait a long time before you begin to reap its benefits. By contrast, with the Barclaycard Arrival Plus, you need to accumulate at least $100 worth of rewards before redeeming them – which happens only after spending approximately $10,000.

Bank of America customers have additional incentives to sign up for this card. If you carry at least $50,000 in a BofA account, you will receive upwards of 50% more points, for an effective rewards rate of 2.25%. This rewards boost continues to grow the more money you have in your accounts. This benefit caps out at a 75% point bonus, for individuals who have an average of $100,000 in a BofA account.

Highlights

  • No annual fee
  • Bonus rewards for BofA account holders
  • Ability to redeem rewards starting at 2,500 points

The Platinum Card® from American Express: Best for Luxury International Travel

Serious travelers, who frequently call an airport “home”, will find a lot of value in The Platinum Card® from American Express. This premium credit card, which has an annual fee of $550, gives users access to over 700 airport lounges, $200 annual airline credit, and reimbursement for TSA Pre✓/Global Entry (a $100 value). So, while this card’s annual price may seem high, it offers a lot to justify it. If you take advantage of the lounge benefit alone, you will come out ahead. One thing to be careful about: you may have a hard time using this card in non-tourist locations. American Express cards are not taken by small, local vendors. If you stick to major tourist areas, and resorts, you should be fine.

Individuals who have a balance of both domestic and international travel will also surely enjoy the access to Centurion Lounges, which The Platinum Card® from American Express provides. Currently these are available in only 6 locations (DFW, LAS, LGA, MIA, SEA, SFO), but American Express is currently expanding these lounges to more airports. The reason these lounges matter is because they tend to be of a top quality – offering shower suites, premium bars, conference space for business travelers, and computer access, to name a few.

Each cardmember year, you will have the ability to choose which airline you’d like to apply the $200 credit towards. This works best for consumers who have loyalty to one brand – or if you at least travel with a single airline enough to eat up this entire benefit.

Highlights

  • Access to over 700 lounges worldwide
  • $200 airline credit
  • Credit towards TSA Pre✓/Global Entry

Starwood Preferred Guest® Credit Card from American Express: Best for Earning International Travel Miles

The Starwood Preferred Guest® Credit Card from American Express, which we rank among the best hotel credit cards, is an excellent companion to international travelers. Outside of its high rewards rate – which hovers between 2.4% and 4.8% - the card earns users Starpoints which can be transferred to over 30 partner programs. These can range from Delta Airlines SkyMiles to Virgin Atlantic Flying Club. Therefore, the rewards you accrue through the Starwood Preferred Guest® Credit Card from American Express can help earn miles towards your international travels. If you find yourself travelling for business purposes, the Starwood Preferred Guest® Credit Card from American Express also has a ‘business’ variant.

One of the reasons the Starwood Preferred Guest® Credit Card from American Express excels for international travelers is due to the bonus it offers on point transfers. Every time you move over 20,000 Starpoints to a frequent flyer program, you will be awarded an additional 5,000 (approximately a $120 value).

Recently, this card has added a few more cardmember perks and dropped its foreign transaction fee. With this change, the card’s annual fee also rose from $65 to $95 per year ($0 the first year). While the increase in price is unpleasant, it does not decrease this card’s fantastic value proposition.

Just as with the Amex Platinum, the Starwood Preferred Guest® Credit Card may not be accepted in areas that aren't near major tourist hubs. If you're concerned about using your card everywhere, and plan on traveling to more remote destinations, we suggest getting a Visa or Mastercard.

Highlights

How To Find The Best Credit Cards for International Travelers

If you’re searching for credit card offers by yourself, there are a three key points to keep in mind that will allow you to identify whether a card has “international potential”.

No Foreign Transaction Fees – whenever you use a typical credit card outside of the United States, your issuer will charge you a 3% fee. While it may not seem like a huge fee, if you shop overseas frequently enough, it will add up quickly. When searching for a credit card fit for your travels, we recommend looking at ones that do not charge you this fee.

Smartchip Technology – different countries throughout the world have infrastructure to support either chip & pin or chip & signature credit cards. If you get a credit card that is chip & pin, you will be fine using it in any place in the world which accepts credit cards. However, if you pick a card with the chip & signature, we suggest you be a little bit more careful. In countries that are designed to accept chip & pin cards (such as France and the UK), you may have trouble getting your card accepted – especially at unmanned payment terminals. The map below serves as a quick reference as to whether countries have a predominantly chip + pin or chip + signature set-up.

American Express, Mastercard, and Visa - As we noted in some sections above, Amex cards tend to not be accepted by merchants in a lot of foreign places. If you're visiting major tourist destinations, resorts, hotels, and museums, then you should have no problem paying with your card there. While Visa and Mastercard are accepted nearly everywhere, you should always check before travelling. These networks don't operate in every single country - most notably in Russia.

This map shows at a glance which countries have predominantly adopted the chip and pin versus chip and signature for their credit card processing.

With the above factors in mind, you can consult our tool to determine the cards that offer you the highest rewards rates. You can enter your spending, and we’ll do all the math for you.

Edit Monthly Spend: $1,430
General:
Gas:
Groceries:
Airlines:
Hotel:
Dining:
Office:
Utilities:
Computing:
Card Annual Fee 2-yr Net Rewards Rate

The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the Rewards Value note to see details on how it is calculated.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Bonus Value

The bonus field shows our estimate for the value of the card’s sign-up bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2-yr Rewards Value

The Rewards Value is calculated by adding together the rewards earned from charging purchases to the card over two years and any sign-up bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Chase Sapphire Preferred® Card
Introductory Annual Fee of $0 the first year, then $95 2.86%
$625
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
$1,028
Graph Card Read Review More Details
Annual Fee Introductory Annual Fee of $0 the first year, then $95
APR 16.99% - 23.99% Variable

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $498
Bonuses
50,000 x $0.013 = $625
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,028
Barclaycard Arrival Plus® World Elite Mastercard®
$89 - Waived first year 2.92%
$420
Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
$1,052
Graph Card Read Review More Details
Annual Fee $89 - Waived first year
APR 16.99%, 20.99% or 23.99% Variable

Card Details

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
  • There is a fee for balance transfers.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.011 = $721
Bonuses
40,000 x $0.011 = $420
Less Annual Fees -$89
Total Net Estimated Rewards Through 24 Months 1,052
Capital One® Venture® Rewards Credit Card
$0 intro for first year; $59 after that 2.85%
$400
Receive 40,000 miles once you spend $3,000 within the first 3 months
$1,027
Graph Card Read Review More Details
Annual Fee $0 intro for first year; $59 after that
APR 13.99% - 23.99% (Variable)

Card Details

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Get a metal Venture Card when you apply today

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $686
Bonuses
40,000 x $0.01 = $400
Less Annual Fees -$59
Total Net Estimated Rewards Through 24 Months 1,027
Citi ThankYou® Premier Card
$95, waived for first 12 months* 2.38%
$360
Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
$858
Graph Card Read Review More Details
Annual Fee $95, waived for first 12 months*
APR 15.49% - 24.49% (Variable)

Card Details

  • Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
  • 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center or $500 in gift cards when redeemed at thankyou.com
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline and hotel loyalty programs
  • No Foreign Transaction Fees on purchases*

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 49,440 x $0.012 = $593
Bonuses
30,000 x $0.012 = $360
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 858
Discover it® Miles
$0 2.15%
$257
Discover will match all the Miles you've earned at the end of your first year. Bonus Miles - For example, if you earn 30,000 Miles, you get 60,000 Miles.
$772
Graph Card Read Review More Details
Annual Fee $0
APR 11.99% – 23.99% Variable

Card Details

  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
257 x $0.01 = $257
Total Net Estimated Rewards Through 24 Months 772
LANPASS Visa Signature Card
$0 Intro Annual Fee for the first year then $75 2.06%
$300
Earn 20,000 Bonus Miles with your first card use
$740
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 Bonus Miles with your first card use
  • 2 miles per $1 spent on LAN ticket purchases
  • 1 LANPASS mile for every $1 you spend
  • Get 3 one-way upgrade coupons for free each year
  • 20% discount on their first LAN purchase (up to $1,000) each year
  • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Free Annual Account Summary
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
20,000 x $0.015 = $300
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 740
Fairmont Visa Signature® Credit Card
Image of Fairmont Visa Signature® Credit Card $0 Intro Annual Fee for the first year then $95 2.08%
$500
Enjoy 2 complimentary nights with Breakfast for 2 after you spend $3,000 within the first 3 months of account opening
$748
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $95
APR 15.99%

Card Details

  • Enjoy 2 complimentary nights with breakfast for 2 after you spend $3,000 within the first 3 months of account opening
  • 5 points for every $1 spent on Fairmont purchases
  • 2 points for every $1 spent on all airline tickets purchased directly with the airlines, at car rental agencies and on transit and commuting
  • 1 point for every $1 spent otherwise
  • $0 foreign transaction fee
  • One complimentary night stay each anniversary year
  • Annual Lounge Club Membership plus 2 free lounge visit passes each year
  • Automatic upgrade to Fairmont Premier Membership Status
  • When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $500
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 748
JetBlue Plus Card
$99 1.83%
$330
$657
Graph Card Read Review More Details
Annual Fee $99
APR 12.99%, 20.99% or 25.99% Variable

Card Details

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,760 x $0.011 = $525
Bonuses
30,000 x $0.011 = $330
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 657
BankAmericard Travel Rewards® Credit Card
$0.00 1.99%
$200
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
$715
Graph Card Read Review More Details
Annual Fee $0.00
APR 15.99% - 23.99% Variable APR on purchases
*Rates and Fees

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 715
Gold Delta SkyMiles® Credit Card from American Express
$0 introductory annual fee for the first year, then $95. 1.88%
$360
Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months
$677
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0 introductory annual fee for the first year, then $95.
APR 16.74%-25.74% Variable
*Rates and Fees

Card Details

  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
30,000 x $0.012 = $360
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 677
Citi® / AAdvantage® Gold World Elite™ Mastercard®
$50 1.95%
$338
Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
$701
Graph Card Read Review More Details
Annual Fee $50
APR 13.99%, 17.99% or 21.99% Variable

Card Details

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
  • 1 AAdvantage mile for every $1 spent
  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
25,000 x $0.014 = $338
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 701
LANPASS Visa Card
$0 Intro Annual Fee for the first year then $45 1.93%
$225
Earn 15,000 Bonus Miles with your first card use
$695
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 Bonus Miles with your first card use
  • 1 LANPASS mile for every $1 you spend
  • Receive a 10% discount on LAN purchase (up to $500) once per year
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
15,000 x $0.015 = $225
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 695
US Bank FlexPerks® Travel Rewards Visa Signature® Card
$0 Intro Annual Fee for the first year then $49 1.83%
$260
Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
$657
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $49
APR 13.99% - 23.99% Variable

Card Details

  • Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
  • Earn 1 FlexPoint for every $1 of eligible net purchases charged to your Card
  • Earn 2 FlexPoints for every $1 spent on gas, grocery or airline net purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • 3 FlexPoints per $1 on qualifying charitable donations
  • Redeem FlexPoints on airline tickets, statement credits, gift cards and more
  • No foreign transaction fee
  • EVM chip technology for added security abroad
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • Subject to credit approval

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $446
Bonuses
20,000 x $0.013 = $260
Less Annual Fees -$49
Total Net Estimated Rewards Through 24 Months 657
IHG® Rewards Club Select Credit Card
$0 Intro Annual Fee for the first year then $49 2.07%
$480
Earn 80,000 bonus points after you spend $1,000 in the first 3 months of account opening
$746
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $49
APR 16.99% - 23.99% Variable

Card Details

  • Earn 80,000 bonus points after you spend $1,000 in the first 3 months of account opening
  • Earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening
  • Enjoy an Anniversary Night each year of card membership at over 5,000 hotels worldwide
  • Earn 5 points for each $1 spent at our hotels
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
  • Automatic platinum elite status, as long as you remain a cardmember
  • Automatic 10% points rebate on redemptions
  • $0 introductory annual fee the first year, then $49

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 52,560 x $0.006 = $315
Bonuses
80,000 x $0.006 = $480
Less Annual Fees -$49
Total Net Estimated Rewards Through 24 Months 746
United℠ TravelBank Card
$0 1.85%
$150
$665
Graph Card Read Review More Details
Annual Fee $0
APR 16.99% - 23.99% Variable

Card Details

  • $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open
  • Earn 2% in TravelBank cash per $1 spent on airline tickets purchased from United
  • Earn 1.5% in TravelBank cash per $1 spent on all other purchases
  • No foreign transaction fees
  • Enjoy 25% back as a statement credit on purchases of food and beverages onboard United-operated flights, when you pay with your United TravelBank Card.
  • TravelBank cash is easy to use. $1 in TravelBank cash = $1 when used toward the purchase of a United ticket.
  • Your TravelBank cash accumulates in your United TravelBank account on United.com. There's no limit to how much TravelBank cash you can earn.
  • $0 Annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
0 x $0.01 = $150
Total Net Estimated Rewards Through 24 Months 665
Capital One® VentureOne® Rewards Credit Card
$0 1.75%
$200
Receive 20,000 miles once you spend $1,000 within the first 3 months
$629
Graph Card Read Review More Details
Annual Fee $0
APR 12.99% - 22.99% (Variable)

Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 42,900 x $0.01 = $429
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 629
The Choice Privileges® Visa® Card
No Annual Fee 1.65%
$62
Earn 8,000 bonus points after your first purchase
$593
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.24%, 19.99% or 24.99% Variable

Card Details

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at any Choice Privileges location
  • 15 points for every $1 spent at Choice Privileges locations
  • 5 points for every $1 spent on additional Choice Privileges points or Choice Hotel gift card purchases
  • 2 points for every $1 spent otherwise
  • Cardmembers automatically get Elite Gold status
  • Book award and free nights twenty days before other members
  • 10% point bonus on points earned for eligible stays at Choice Privileges locations
  • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.008 = $531
Bonuses
8,000 x $0.008 = $62
Total Net Estimated Rewards Through 24 Months 593
Platinum Delta Skymiles® Credit Card
195 1.51%
$520
Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/09/2016. ; Earn 5,000 Medallion® Qualifying Miles and 35,000 Bonus Miles after spending $1,000 in the first 3 months
$542
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee 195
APR 16.74%-25.74% Variable
*Rates and Fees

Card Details

  • Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 4 months.
  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. Offer expires on 7/5/2017.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
0 x $0.012 = $100
35,000 x $0.012 = $420
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 542
American Express® Blue Sky
No Annual Fee 1.55%
$100
Earn 7,500 bonus points after you spend $1,000 in the first 3 months
$556
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee No Annual Fee
APR 17.24%, 20.24% or 22.24% Variable

Card Details

  • Earn 7,500 bonus points after you spend $1,000 in the first 3 months
  • 1 point for every $1 spent
  • Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package
  • Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events
  • Extended warranty and protection for purchases made on the card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $456
Bonuses
7,500 x $0.013 = $100
Total Net Estimated Rewards Through 24 Months 556
Citi® Hilton HHonors™ Visa Signature® Card
No Annual Fee 1.69%
$200
Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
$607
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.99% 19.99% Variable

Card Details

  • Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
  • 6 HHonors Bonus Points for every $1 spent on hotel stays within Hilton Portfolio
  • 3 HHonors Bonus points for every $1 spent at supermarkets, drugstores & gas stations
  • 2 points for every $1 spent otherwise
  • HHonors silver status with fast-track to HHonors Gold status after 4 stays within your first 90 days of cardmembership
  • Receive HHonors Silver Status for free

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 81,360 x $0.005 = $407
Bonuses
40,000 x $0.005 = $200
Total Net Estimated Rewards Through 24 Months 607
Premier Rewards Gold Card from American Express
Introductory annual fee of $0 for the first year, then $195. 1.61%
$250
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
$581
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee Introductory annual fee of $0 for the first year, then $195.
APR N/A
*Rates and Fees

Card Details

  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 52,560 x $0.01 = $526
Bonuses
25,000 x $0.01 = $250
0 x $0.01 = $0
Less Annual Fees -$195
Total Net Estimated Rewards Through 24 Months 581
Hawaiian Airlines® World Elite Mastercard®
$89 1.43%
$350
Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
$515
Graph Card Read Review More Details
Annual Fee $89
APR 16.24%, 20.24% or 25.24% Variable

Card Details

  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
  • Earn 2 miles for every $1 spent on Haiwaiian Airlines
  • Earn $1 for every $1 spent on all other purchases
  • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
  • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • No foreign transaction fees

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
35,000 x $0.01 = $350
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 515
Ritz-Carlton Rewards Credit Card
$395 1.40%
$930
Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening
$504
Graph Card Read Review More Details
Annual Fee $395
APR 15.99%

Card Details

  • Earn two complimentary nights at any participating Tier 1-4 Ritz-Carlton Hotel, after you spend $3,000 on purchases in the first 3 months from account opening
  • 5 points for every $1 spent on Ritz-Carlton or partner hotels
  • 2 points for every $1 on airline tickets purchased directly with the airline
  • 1 point per $1 otherwise
  • Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights
  • $300 annual airline incidentals credit
  • $100 hotel credit on stays of two nights or longer
  • Worldwide Airport Lounge Access
  • Automatic gold elite status your first year
  • No foreign transaction fees
  • Personal service assistance to cardmembers
  • Automatic Gold Elite Status your first year
  • Maintain Gold Elite thereafter by spending 10,000 each year

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.011 = $364
Bonuses
0 x $0.011 = $930
Less Annual Fees -$790
Total Net Estimated Rewards Through 24 Months 504
Priceline Rewards™ Visa Card
No Annual Fee 1.09%
$50
Earn 5,000 points after your first purchase
$393
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.99%, 19.99% or 24.99% Variable

Card Details

  • 5 points for every $1 spent on priceline.com purchases
  • 1 point for every $1 spent otherwise
  • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
  • Reward redemptions begin at $25
  • Get 10% points back every time you redeem points for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393
AeroMexico Visa Signature Card
$0 Intro Annual Fee for the first year then $80 1.64%
$200
20,000 First Use Bonus Miles after first purchase or payment of annual fee
$590
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $80
APR 12.99% - 22.99% Variable

Card Details

  • 20,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 590
AAdvantage® Aviator™ Red Mastercard®
$89 1.13%
$0
$405
Graph Card Read Review More Details
Annual Fee $89
APR 15.99%, 19.99% or 24.99% Variable

Card Details

  • 2X miles for every dollar spent on eligible US Airways and American Airlines purchases. 1x mile for every 1 dollar spent on all other purchases.
  • 1 Free Checked Bag
  • Whenever you redeem, you’ll receive 10% of your redeemed miles back
  • Priority boarding
  • No Foreign Transaction Fees
  • 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 405
AeroMexico Visa Card
$0 Intro Annual Fee for the first year then $45 1.60%
$150
15,000 First Use Bonus Miles after first purchase or payment of annual fee
$575
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • 15,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 575
BP Visa® Credit Card
No Annual Fee 1.68%
$0
$603
Graph Card More Details
Annual Fee No Annual Fee
APR 27.24%

Card Details

  • Introductory Offer: Earn 25¢ off** per gallon For every $100 you spend with your BP Visa® Credit Card or BP Credit Card for the first 90 days your account is open (excluding non-BP gas stations)
  • 25¢ off per gallon for every $100 you spend at BP
  • 15¢ off per gallon for every $100 you spend for eligible groceries, dining and travel
  • 5¢ off** per gallon for every $100 you spend everywhere Visa® credit cards are accepted (excluding non-BP gas stations)
  • No annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 60,300 x $0.01 = $603
Total Net Estimated Rewards Through 24 Months 603
Avianca LifeMiles Visa Signature Card
$0 Intro Annual Fee for the first year then $75 1.18%
$184
Earn 20,000 bonus miles with your first card use
$425
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 bonus miles with your first card use
  • 1 LifeMile for every net $1 you spend
  • 2x LifeMiles on Avianca ticket purchases
  • 50% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
20,000 x $0.009 = $184
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 425
Holland American Line Rewards Visa Card
No Annual Fee 1.09%
$50
Earn 5,000 points upon first purchase
$393
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Earn 5,000 points upon first purchase
  • 2 points for every $1 spent on all Holland American purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards towards discounted, reduced, and free cruise redemptions
  • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393
Best Western Rewards® Premium MasterCard®
$0 Intro Annual Fee for the first year then $59 1.17%
$285
25,000 bonus points after you spend $2,500 in first 3 billing cycles. Also, earn another 25,000 bonus points after you spend total of $5,000 in the first 6 billing cycles
$422
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $59
APR 15.24% - 20.24% Variable

Card Details

  • 10 points for every $1 spent on Best Western purchases
  • 1 point for every $1 spent otherwise
  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Free Upgrade to Best Western Rewards Platinum Status

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
50,000 x $0.006 = $285
Less Annual Fees -$59
Total Net Estimated Rewards Through 24 Months 422
Premier Miles & More® World Mastercard®
$79 1.07%
$200
Earn 20,000 award miles with first purchase
$385
Graph Card Read Review More Details
Annual Fee $79
APR 15.99% or 24.99% Variable

Card Details

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase, and annually thereafter
  • 2 miles for every $1 spent on Miles and More integrated airlines
  • 1 mile for every $1 spent otherwise
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$158
Total Net Estimated Rewards Through 24 Months 385
Avianca LifeMiles Visa Card
$0 Intro Annual Fee for the first year then $45 1.14%
$138
Earn 15,000 bonues LifeMiles with your first card use
$409
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 bonues LifeMiles with your first card use
  • 1 LifeMile for every $1 spent on everything
  • 25% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
15,000 x $0.009 = $138
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 409
The Wyndham Rewards® Visa Signature® Card
No Annual Fee 1.12%
$60
12,000 bonus points with first purchase
$403
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.24% or 19.99% Variable

Card Details

  • Earn 12,000 bonus points with first purchase
  • 5 points per $1 spent on participating hotels
  • 2 points per $1 spent everywhere else
  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.005 = $343
Bonuses
12,000 x $0.005 = $60
Total Net Estimated Rewards Through 24 Months 403
National Geographic Platinum Edition® Visa®
No Annual Fee 1.09%
$50
Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
$393
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 15.99% - 22.99% Variable

Card Details

  • Receive 5,000 bonus points after you spend $1,500 in the first 3 billing cycles
  • 2 points per $1 spent on purchases made through National Geographic
  • 1 point per $1 spent eveywhere else
  • 12 digital issues of National Geographic magazine plus online archive
  • 20% off qualifying purchases through the National Geographic catalog and online store
  • $250 off Nat Geo Expeditions and Adventure trips

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393
Princess Cruises Rewards Visa Card
No Annual Fee 1.09%
$50
Earn 5,000 Bonus Princess Points after your make your first purchase
$393
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% or 20.99% Variable

Card Details

  • Earn 5,000 Bonus Princess Points after your make your first purchase
  • 2 points for every $1 spent on Princess Cruises purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards towards discounted, reduced, and even free cruise redemptions
  • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393
Disney Rewards Visa® Credit Card
Image of Disney Rewards Visa® Credit Card No Annual Fee 1.09%
$50
Earn a $50 statement credit after first purchase
$393
Graph Card More Details
Annual Fee No Annual Fee
APR 15.99%

Card Details

  • Earn a $50 statement credit after first purchase
  • 1% in Disney Dream Reward Dollars® for every $1 spent
  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 343 x $1 = $343
Bonuses
0 x $1 = $50
Total Net Estimated Rewards Through 24 Months 393
Carnival World™ MasterCard®
No Annual Fee 1.09%
$50
Earn 5,000 Bonus FunPoints® when you use your card for the first time
$393
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 13.99%, 16.99% - 20.99% Variable

Card Details

  • Earn 5,000 Bonus FunPoints® when you use your card for the first time
  • 2 FunPoints for every $1 spent on all Carnival Cruise Line purchases
  • 1 FunPoint for every $1 spent otherwise
  • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
  • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Total Net Estimated Rewards Through 24 Months 393
Expedia®+ Card from Citi
No Annual Fee 0.97%
$107
Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
$350
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.99%, 16.99% or 22.99% Variable

Card Details

  • Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
  • Earn 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
  • Earn 1 Expedia+ bonus point per $1 spent on other purchases
  • Automatic Expedia+ silver status
  • No annual Fee
  • One Elite Qualifying Hotel Night towards +gold status for every $2,500 in card spend on any purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.007 = $244
Bonuses
15,000 x $0.007 = $107
Total Net Estimated Rewards Through 24 Months 350
RCI® Elite Rewards® MasterCard®
No Annual Fee 1.02%
$25
Earn up to 2,500 bonus rewards after your first purchase
$368
Graph Card More Details
Annual Fee No Annual Fee
APR 13.99% or 24.99% Variable

Card Details

  • Earn up to 2,500 bonus rewards after your first purchase
  • 2 points for every $1 spent on RCI purchases
  • 1 point for every $1 spent otherwise
  • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
2,500 x $0.01 = $25
Total Net Estimated Rewards Through 24 Months 368
AeroMexico Visa Secured Card
$0 Intro Annual Fee for the first year then $25 1.38%
$50
5,000 First Use Bonus Miles plus Complimentary Companion Certificate
$495
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $25
APR 22.99%

Card Details

  • 5,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • Complimentary Baggage

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$25
Total Net Estimated Rewards Through 24 Months 495
The Wyndham Rewards® Visa Signature® Card
$69 0.99%
$150
Earn 30,000 bonus points with first purchase
$355
Graph Card Read Review More Details
Annual Fee $69
APR 15.24% - 19.99% Variable

Card Details

  • Earn 30,000 bonus points with first purchase
  • 5 points for every $1 spent on participating hotels
  • 2 points for every $1 spent otherwise
  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.005 = $343
Bonuses
30,000 x $0.005 = $150
Less Annual Fees -$138
Total Net Estimated Rewards Through 24 Months 355
Expedia®+ Voyager Card from Citi
$95 0.75%
$178
Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
$270
Graph Card Read Review More Details
Annual Fee $95
APR 13.99%, 15.99% or 21.99% Variable

Card Details

  • Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
  • Earn 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
  • 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment
  • Earn 1 Expedia+ bonus point per $1 spent on other purchases
  • Automatic Expedia+ gold status
  • No FX Fee
  • $100 annual statement credit for airline incidentals on qualified airlines or Wi–Fi Carries or for the Global Entry application fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.007 = $283
Bonuses
25,000 x $0.007 = $178
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 270
Disney Premier Visa® Credit Card
$49 0.96%
$100
Earn $100 Disney gift card after spending $500 in the first three months
$345
Graph Card Read Review More Details
Annual Fee $49
APR 15.99%

Card Details

  • Earn $100 Disney gift card after spending $500 in the first three months
  • 2% in Disney Dream Reward Dollars® for every $1 spent at gas stations, grocery stores, restaurants, and Disney locations
  • 1% in Disney Dream Dollars® for every $1 spent otherwise
  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
  • Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 343 x $1 = $343
Bonuses
0 x $1 = $100
Less Annual Fees -$98
Total Net Estimated Rewards Through 24 Months 345
U.S. Bank Perks+ Visa Signature® Card
No Annual Fee 1.31%
$0
$470
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 11.99% - 21.99% Variable

Card Details

  • Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
  • Earn 1 point for every net dollar spent on everything else
  • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
  • 24/7 cardmember service
  • No annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Total Net Estimated Rewards Through 24 Months 470
Miles & More® World Elite Mastercard®
Image of Miles & More® World Elite Mastercard® $89 0.84%
$0
$302
Graph Card More Details
Annual Fee $89
APR 16.99% or 25.99% Variable

Card Details

  • 50,000 award miles after qualifying transactions
  • 1 mile for every $1 spent
  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 302
Korean Air SKYPASS Visa Signature Credit Card
$80 0.93%
$150
15,000 SKYPASS Bonus Miles after first purchase
$333
Graph Card Read Review More Details
Annual Fee $80
APR 12.99% - 19.99% Variable

Card Details

  • 15,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Double Miles on Korean Air ticket purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • No foreign transaction fee
  • Travel & Emergency Assistance Services
  • $1,000,000 in Travel Accident Insurance
  • EVM chip technology for added security abroad
  • Free monthly credit score reporting

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$160
Total Net Estimated Rewards Through 24 Months 333
Best Western Rewards® MasterCard®
No Annual Fee 0.86%
$114
10,000 bonus points after you spend $1,000 in first 3 billing cycles. Also, earn another 10,000 bonus points after you spend total of $3,000 in the first 6 billing cycles
$310
Graph Card More Details
Annual Fee No Annual Fee
APR 16.24% - 23.24% Variable

Card Details

  • 3 points for every $1 spent on Best Western purchases
  • 1 point for every $1 spent otherwise
  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
20,000 x $0.006 = $114
Total Net Estimated Rewards Through 24 Months 310
Korean Air SKYPASS Visa Classic Card
$50 0.81%
$50
5,000 SKYPASS Bonus Miles after first purchase
$293
Graph Card Read Review More Details
Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • Free monthly credit score reporting
  • EMV chip technology for added security abroad
  • Visa payWave technology for contactless purchases
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 293
AAdvantage® Aviator™ Silver World Elite Mastercard®
$195 0.54%
$0
$193
Graph Card Read Review More Details
Annual Fee $195
APR 15.99%, 19.99% or 124.99% Variable

Card Details

  • 3X miles for every dollar spent on eligible US Airways and American Airlines purchases. Earn 2X miles for every dollar spent on eligible hotels and car rentals. 1x mile for every 1 dollar spent on all other purchases.
  • Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad.
  • Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 193
Citi Prestige® Card
$450 0.45%
$532
Earn 40,000 bonus ThankYou points after you spend $3000
$162
Graph Card Read Review More Details
Annual Fee $450
APR 16.74% - 24.74%* (Variable)

Card Details

  • Earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre✓®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Transfer points to a variety of travel loyalty programs from airlines to hotels
  • Earn 3X Points on Air Travel & Hotels
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $530
Bonuses
40,000 x $0.013 = $532
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months 162
Best Western Rewards® Secured MasterCard®
$40 0.40%
$29
5,000 bonus points after your first purchase
$144
Graph Card More Details
Annual Fee $40
APR 21.24%

Card Details

  • 3 points for every $1 spent on Best Western purchases
  • 1 point for every $1 spent otherwise
  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.006 = $196
Bonuses
5,000 x $0.006 = $29
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 144
Korean Air SKYPASS Visa Card
$50 0.34%
$50
5,000 SKYPASS Bonus Miles after first purchase
$122
Graph Card More Details
Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $2 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Free credit score reporting monthly

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 17,160 x $0.01 = $172
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 122
United MileagePlus® Club Card
$450 -0.22%
$100
Receive a $100 statement credit after your first purchase
$-79
Graph Card Read Review More Details
Annual Fee $450
APR 15.99%

Card Details

  • Receive a $100 statement credit after your first purchase
  • United Club membership
  • 1st and 2nd checked bags are free
  • Priority check-in, screening, and boarding
  • No foreign transaction fees
  • 2 points for every $1 spent on United Airlines tickets
  • 1.5 points for every $1 spent otherwise
  • United Club membership
  • First and second bags are checkable for free
  • No foreign transaction fee
  • Miles don't expire

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.014 = $721
Bonuses
0 x $0.014 = $100
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -79
Delta Reserve® Credit Card from American Express
$450 -1.02%
$120
Earn 10,000 Medallion® Qualification Miles and 10,000 bonus miles after the first purchase
$-368
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $450
APR 15.24%, 17.24% or 19.24% Variable

Card Details

  • Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase
  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise
  • Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks
  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
10,000 x $0.012 = $120
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -368
Citi® / AAdvantage® Executive World Elite™ Mastercard®
$450 -1.21%
$0
Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months
$-437
Graph Card Read Review More Details
Annual Fee $450
APR 16.74% - 24.74%* (Variable)
*Rates and Fees

Card Details

  • For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $7,500 in purchases within the first 3 months of account opening*
  • Admirals Club® membership for you and guests with you*
  • Complimentary Admirals Club® lounge access for authorized users
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
  • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -437
Mastercard® Black Card™
$495 -1.32%
$0
Earn 25,000 bonus points after spending $1,500 in first 90 days
$-475
Graph Card More Details
Annual Fee $495
APR 15.99% Variable

Card Details

  • Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Less Annual Fees -$990
Total Net Estimated Rewards Through 24 Months -475
The Platinum Card® from American Express
$550 -2.10%
$0
Earn 60,000 points after you spend $5,000 on purchases on your new card in your first 3 months
$-757
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $550
APR N/A
*Rates and Fees

Card Details

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • New! Up to $200 Uber Savings Annually.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
  • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Less Annual Fees -$1,100
Total Net Estimated Rewards Through 24 Months -757

Comments and Questions

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. 

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. For more information please see our Advertiser Disclosure.