9 Best Credit Card Sign-Up Bonuses of June 2021

9 Best Credit Card Sign-Up Bonuses of June 2021

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Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on our site (including for example, the order in which they appear). To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.

These credit card sign-up bonuses can help you earn up to $500 or more in rewards within a few months.

See best card offers

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Best credit card sign-up bonuses June 2021

Best travel credit card sign-up bonus

100,000 points

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

Chase Sapphire Preferred® Card
Apply Now
  • On Chase's Secure Website

Best hotel credit card sign-up bonus

60,000 points

Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

World of Hyatt Credit Card
Apply Now
  • On Chase's Secure Website

Best airline credit card welcome offer

90,000 miles

90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

Delta SkyMiles® Platinum American Express Card
Apply Now
Best travel credit card sign-up bonus

100,000 points

Chase Sapphire Preferred® Card
Apply Now
  • On Chase's Secure Website

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

Best hotel credit card sign-up bonus

60,000 points

World of Hyatt Credit Card
Apply Now
  • On Chase's Secure Website

Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Best airline credit card welcome offer

90,000 miles

Delta SkyMiles® Platinum American Express Card
Apply Now

90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

Numerous rewards credit cards offer lucrative sign-up bonuses you can earn if you're eligible, but you do have to jump through a few hoops. Not only do you have to get approved for a new credit card in the first place, but you also have to meet a minimum spending requirement within a few months of opening your account.

Still, the best credit card info offers are typically worth it, and that's especially true of the bonuses that are worth $500 or more. Before you sign up for a new offer, however, you should read over the fine print and rules to make sure you can meet the spending threshold in time.

Of all the current offers, the Chase Sapphire Preferred® Card is one of our favorites, because of the value and flexibility of the rewards, but there are plenty of great offers to choose from, depending on your preferences.

For the purpose of creating this guide, ValuePenguin compared credit card offers on top issuers’ sites to find the most valuable bonuses currently available. Keep reading to learn about the best credit card offers now available among different types of rewards credit cards, as well as how you can get started earning them.

Why trust us

To make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin as well as cards on major issuer sites to compile a list of the best sign-up bonuses and welcome offers available right now. We consider the value of the offer (based on our estimated value of a card's points or miles), the flexibility of the card's rewards and other card benefits to make our recommendations. Our choices are not influenced by our advertisers.

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Best travel credit card sign-up bonus

Chase Sapphire Preferred® Card

Travel
Chase Sapphire Preferred® Card
Apply Now
  • On Chase's Secure Website
Annual Fee

$95

APR

15.99% - 22.99% Variable

Credit Needed
?

Excellent

Editor's Rating
?
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
+ see card details

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

ValuePenguin's verdict

The Chase Sapphire Preferred® Card is easily one of the top travel credit cards on the market today, and that's especially true if you want flexibility when it comes to cashing in your miles. While the card has long offered one of the most valuable sign-up bonuses around, Chase recently sweetened the deal by increasing the bonus to the highest it's ever been. The points you can earn with the bonus offer on this card are worth at least $1,250 on their own, since you can redeem your rewards through Chase's Ultimate Rewards portal for an array of travel purchases — including airfare, hotel stays and car rentals — at a value of 1.25 cents per point. However, you can also transfer your Ultimate Rewards points to Chase's airline and hotel partners, to get an average value of 2 cents per point, making this bonus worth around $2,000 by our estimates. You can also redeem your points for statement credits at a value of 1 cent per point.

Once you sign up, you'll earn 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. You'll also enjoy Chase's top-notch travel protections for trips purchased with the card, including primary car rental insurance.

  • Best way to redeem it: Transfer your points 1:1 to one of Chase's travel partners to take advantage of the high value of some of their rewards.
  • What it's worth: $1,250 in Ultimate Rewards travel or around $2,000 if you transfer your points to one of Chase's travel partners.
  • Who’s eligible to earn the bonus: The Chase 5/24 rule applies to the Chase Sapphire Preferred card, which means you should only apply if you’ve had fewer than five new credit card inquiries within the last 24 months. Note, too, that the offer isn't available to Sapphire credit card holders who received a new cardmember bonus within the last 48 months. Current Chase Sapphire Reserve members aren't eligible to apply for the Chase Sapphire Preferred card (you may request a product change, but you won't earn the sign-up bonus).
  • Other rewards you'll earn: 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide
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22.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EOur best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\u00ae.\u003C\/li\u003E\u003Cli\u003EEarn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.\u003C\/li\u003E\u003Cli\u003EGet 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards\u00ae. For example, 100,000 points are worth $1,250 toward travel.\u003C\/li\u003E\u003Cli\u003EWith Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.\u003C\/li\u003E\u003Cli\u003EGet unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12\/31\/21.\u003C\/li\u003E\u003Cli\u003ECount on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.\u003C\/li\u003E\u003Cli\u003EGet up to $60 back on an eligible Peloton Digital or All-Access Membership through 12\/31\/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99% - 22.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EOur best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\\u00ae.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards\\u00ae. For example, 100,000 points are worth $1,250 toward travel.\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12\\\/31\\\/21.\\u003C\\\/li\\u003E\\u003Cli\\u003ECount on Trip Cancellation\\\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet up to $60 back on an eligible Peloton Digital or All-Access Membership through 12\\\/31\\\/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Travel\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4288.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/92?url=_best-credit-card-sign-up-bonus\",\"name\":\"Chase Sapphire Preferred\\u00ae Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\u00ae.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Sapphire Preferred\u00ae Card: Does It Live Up To The Hype?\" href=\"https:\/\/www.valuepenguin.com\/chase-sapphire-preferred\"\u003EChase Sapphire Preferred\u00ae Card\u003C\/a\u003E\u003C\/span\u003E is easily one of the top travel credit cards on the market today, and that's especially true if you want flexibility when it comes to cashing in your miles. While the card has long offered one of the most valuable sign-up bonuses around, Chase recently sweetened the deal by increasing the bonus to the highest it's ever been. The points you can earn with the bonus offer on this card are worth at least $1,250 on their own, since you can redeem your rewards through Chase's Ultimate Rewards portal for an array of travel purchases \u2014 including airfare, hotel stays and car rentals \u2014 at a value of 1.25 cents per point. However, you can also transfer your \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Rewards: We Break Down How They Work\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards\"\u003EUltimate Rewards points\u003C\/a\u003E\u003C\/span\u003E to \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Reward Transfer Partners: Where Can You Move Your Points?\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards-transfer-partners\"\u003EChase's airline and hotel partners\u003C\/a\u003E\u003C\/span\u003E, to get an average value of 2 cents per point, making this bonus worth around $2,000 by our estimates. You can also redeem your points for statement credits at a value of 1 cent per point.\u003C\/p\u003E\n\n\u003Cp\u003EOnce you sign up, you'll earn 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. You'll also enjoy Chase's top-notch travel protections for trips purchased with the card, including primary car rental insurance.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Transfer your points 1:1 to one of \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Reward Transfer Partners: Where Can You Move Your Points?\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards-transfer-partners\"\u003EChase's travel partners\u003C\/a\u003E\u003C\/span\u003E to take advantage of the high value of some of their rewards.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $1,250 in Ultimate Rewards travel or around $2,000 if you transfer your points to one of Chase's travel partners.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho\u2019s eligible to earn the bonus:\u003C\/strong\u003E The \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"What's the Chase 5\/24 Rule? Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/chase-5-24-rule\"\u003EChase 5\/24 rule\u003C\/a\u003E\u003C\/span\u003E applies to the Chase Sapphire Preferred card, which means you should only apply if you\u2019ve had fewer than five new credit card inquiries within the last 24 months. Note, too, that the offer isn't available to Sapphire credit card holders who received a new cardmember bonus within the last 48 months. Current Chase Sapphire Reserve members aren't eligible to apply for the Chase Sapphire Preferred card (you may request a product change, but you won't earn the sign-up bonus).\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best hotel credit card sign-up bonus

World of Hyatt Credit Card

Hotel
World of Hyatt Credit Card
Apply Now
  • On Chase's Secure Website
Annual Fee

$95

APR

15.99% - 22.99% Variable

Credit Needed
?

Excellent/Good

Editor's Rating
?
  • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
+ see card details

Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

ValuePenguin's verdict

The generous bonus offered by the World of Hyatt Credit Card is enough for 12 free nights at a Category 1 property or two free nights at a Category 6 property, both for standard rooms. You could even use the bonus on this card for two free nights (with double occupancy) in a standard room at an all-inclusive resort like the Hyatt Zilara in Cancun, Mexico or Rose Hall, Jamaica. Since we value Hyatt points at 1.7 cents each, the bonus on this card is worth around $765, depending on the property you stay in and when. This card also rewards you when you stay with Hyatt. You'll Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member.

You'll also get a free night in a Category 1-4 property each year on your cardmember anniversary. A $95 annual fee applies.

  • Best way to redeem it: Use your rewards for stays in high value Hyatt properties around the globe, including hotels, resorts and even all-inclusive properties.
  • What it's worth: About $765 in Hyatt hotel stays (30,000 points + 15,000 points on top of the points you would normally earn = 45,000 points multiplied by our valuation of 1.7 cents for Hyatt points)
  • Who's eligible to earn the bonus: The Chase 5/24 rule applies to the World of Hyatt Credit Card, so you should only apply if you have had fewer than five new credit card inquiries within the last 24 months.
  • Other rewards you'll earn: This card lets you Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member. You'll also earn 2x points on transit and commuting, dining out, flights booked with airlines and fitness club and gym memberships, along with 1x points on other purchases.
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22.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent\u003C\/li\u003E\u003Cli\u003EGet 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort\u003C\/li\u003E\u003Cli\u003EEnjoy complimentary World of Hyatt Discoverist status for as long as your account is open\u003C\/li\u003E\u003Cli\u003EReceive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open\u003C\/li\u003E\u003Cli\u003EEarn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year\u003C\/li\u003E\u003Cli\u003EEarn 2 qualifying night credits towards tier status every time you spend $5,000 on your card\u003C\/li\u003E\u003Cli\u003EEarn up to 9 points total for Hyatt stays \u2013 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member\u003C\/li\u003E\u003Cli\u003EEarn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99% - 22.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent\\u003C\\\/li\\u003E\\u003Cli\\u003EGet 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy complimentary World of Hyatt Discoverist status for as long as your account is open\\u003C\\\/li\\u003E\\u003Cli\\u003EReceive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2 qualifying night credits towards tier status every time you spend $5,000 on your card\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn up to 9 points total for Hyatt stays \\u2013 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Hotel\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4502.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/440?url=_best-credit-card-sign-up-bonus\",\"name\":\"World of Hyatt Credit Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn up to 60,000 Bonus Points - Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe generous bonus offered by the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"The World of Hyatt Credit Card Review: Is It Worth Applying For?\" href=\"https:\/\/www.valuepenguin.com\/travel\/world-of-hyatt-credit-card-review\"\u003EWorld of Hyatt Credit Card\u003C\/a\u003E\u003C\/span\u003E is enough for 12 free nights at a Category 1 property or two free nights at a Category 6 property, both for standard rooms. You could even use the bonus on this card for two free nights (with double occupancy) in a standard room at an all-inclusive resort like the Hyatt Zilara in Cancun, Mexico or Rose Hall, Jamaica. Since we value \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"The World of Hyatt Program: A Highly Valuable Program for All Travelers\" href=\"https:\/\/www.valuepenguin.com\/travel\/hyatt-gold-passport\"\u003EHyatt points\u003C\/a\u003E\u003C\/span\u003E at 1.7 cents each, the bonus on this card is worth around $765, depending on the property you stay in and when. \nThis card also rewards you when you stay with Hyatt. You'll Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member.\u003C\/p\u003E\n\n\u003Cp\u003EYou'll also get a free night in a Category 1-4 property each year on your cardmember anniversary. A $95 annual fee applies.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Use your rewards for stays in high value Hyatt properties around the globe, including hotels, resorts and even all-inclusive properties.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E About $765 in Hyatt hotel stays (30,000 points + 15,000 points on top of the points you would normally earn = 45,000 points multiplied by our valuation of 1.7 cents for Hyatt points)\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"What's the Chase 5\/24 Rule? Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/chase-5-24-rule\"\u003EChase 5\/24 rule\u003C\/a\u003E\u003C\/span\u003E applies to the World of Hyatt Credit Card, so you should only apply if you have had fewer than five new credit card inquiries within the last 24 months.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E This card lets you Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member. You'll also earn 2x points on transit and commuting, dining out, flights booked with airlines and fitness club and gym memberships, along with 1x points on other purchases.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Runner-up best hotel credit card welcome offer

Hilton Honors American Express Surpass® Card

Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.

ValuePenguin's verdict

If Hyatt's hotel footprint isn't large enough for your needs, the Hilton Honors American Express Surpass® Card is your next best bet at the moment for scoring a bevy of valuable hotel points. Though Hilton points aren't nearly as valuable as Hyatt points (we estimate them to be worth only half a cent each), this bonus is still worth around $650 in hotel stays. With awards nights starting at 5,000 points, you could get up to 26 nights with Hilton (and possibly more, if you take advantage of Hilton's fifth night free benefit on rewards stays). Aside from the welcome offer, this card offers an excellent number of points on everyday purchases. Not to mention, cardholders get automatic Gold elite status with Hilton, with prime benefits like free continental breakfast and space-available room upgrades (enrollment required).

  • Best way to redeem it: While Hilton hotels in the lower point ranges are hard to come by, you can find many nice properties in the 20,000-30,000 point range. With the fifth night free benefit, you could turn this bonus into a week-long stay.
  • What it's worth: Around $650 in hotel stays with Hilton, according to our estimates.
  • Who's eligible to earn the bonus: Those who currently or have previously owned the Hilton Honors American Express Surpass® Card or the Hilton Honors American Express Ascend Card are not eligible for this offer.
  • Other rewards you’ll earn: Cardholders Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Terms apply.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Ch3\u003EHilton Honors American Express Surpass\u00ae Card\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf Hyatt's hotel footprint isn't large enough for your needs, the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors Surpass Card review\" href=\"https:\/\/www.valuepenguin.com\/hilton-honors-american-express-surpass-card\"\u003EHilton Honors American Express Surpass\u00ae Card\u003C\/a\u003E\u003C\/span\u003E is your next best bet at the moment for scoring a bevy of valuable hotel points. Though \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors rewards program guide\" href=\"https:\/\/www.valuepenguin.com\/travel\/hilton-hhonors-rewards-program\"\u003EHilton points\u003C\/a\u003E\u003C\/span\u003E aren't nearly as valuable as Hyatt points (we estimate them to be worth only half a cent each), this bonus is still worth around $650 in hotel stays. With awards nights starting at 5,000 points, you could get up to 26 nights with Hilton (and possibly more, if you take advantage of Hilton's fifth night free benefit on rewards stays). Aside from the welcome offer, this card offers an excellent number of points on everyday purchases. Not to mention, cardholders get automatic \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors Status\" href=\"https:\/\/www.valuepenguin.com\/travel\/hilton-honors-elite-status\"\u003EGold elite status with Hilton\u003C\/a\u003E\u003C\/span\u003E, with prime benefits like free continental breakfast and space-available room upgrades (enrollment required).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E While Hilton hotels in the lower point ranges are hard to come by, you can find many nice properties in the 20,000-30,000 point range. With the fifth night free benefit, you could turn this bonus into a week-long stay.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $650 in hotel stays with Hilton, according to our estimates.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E Those who currently or have previously owned the Hilton Honors American Express Surpass\u00ae Card or the Hilton Honors American Express Ascend Card are not eligible for this offer.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you\u2019ll earn:\u003C\/strong\u003E Cardholders Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best airline credit card welcome offer

Delta SkyMiles® Platinum American Express Card

Runnerup
Delta SkyMiles® Platinum American Express Card
Apply Now
Annual Fee

$250

APR

15.74%-24.74% Variable

Credit Needed
?

Excellent/Good

Editor's Rating
?
  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening , then a variable 15.74%-24.74%. Offer expires 7/28/2021.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.  
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
+ see card details

90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

ValuePenguin's verdict

If you're a fan of flying on Delta Air Lines, you should check out the latest offer from the Delta SkyMiles® Platinum American Express Card: 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021. This is the one of the highest offers in the card's history and one of the most valuable offers on our list, worth around $1,170 in Delta airfare by our estimates. Note, the card does come with a $250 annual fee, but a frequent Delta flyer can easily make this up with the card's other benefits. Cardholders receive a domestic main cabin round-trip companion certificate each year upon card renewal, a free checked bag on Delta flights and a fee credit for Global Entry/TSA PreCheck.

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here.

  • Best way to redeem it: You'll get a better value for your SkyMiles when redeeming them for premium cabin products. Also, you can find some good deals on flights with one of Delta's SkyTeam alliance partners.
  • What it's worth: Around $1,170 in Delta airfare
  • Who's eligible to earn the bonus: The offer is not available to current or previous cardholders.
  • Other rewards you'll earn: Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.
  • Terms apply.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Ch3\u003EDelta SkyMiles\u00ae Platinum American Express Card\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-BenefitsBox\" data-component-name=\"BenefitsBox\"\u003E\n \u003Cdiv class=\"BenefitsBox--root \"\u003E\u003Cdiv class=\"BenefitsBox--featured-title\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYJq ValuePenguinIcon--root ValuePenguinIcon--heart\" color=\"inherit\" name=\"heart\"\u003E\u003C\/span\u003ERunnerup\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--inner\"\u003E\u003Cdiv class=\"BenefitsBox--content\"\u003E\u003Cdiv class=\"BenefitsBox--field-container\"\u003E\u003Cdiv class=\"BenefitsBox--field-affiliate-banner\"\u003E\u003Cdiv class=\"AffiliateBanner--root AffiliateBanner--align-left AffiliateBanner--fluid AffiliateBanner--context-credit-card-nested\"\u003E\u003Cdiv class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/53?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Delta SkyMiles\u00ae Platinum American Express Card\"\u003E\u003Cimg alt=\"Delta SkyMiles\u00ae Platinum American Express Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4330.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/53?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003E\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/delta-skymiles-platinum-american-express-card\/26129-10-0#offer-terms\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.\u003C\/li\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn American Express' Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$250\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E15.74%-24.74% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003ELimited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7\/28\/2021.\u003C\/li\u003E\u003Cli\u003ELimited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening , then a variable 15.74%-24.74%. Offer expires 7\/28\/2021.\u003C\/li\u003E\u003Cli\u003EAccelerate your path to Medallion Status, with Status Boost\u00ae. Plus, in 2021 you can earn even more bonus Medallion\u00ae Qualification Miles (MQMs) to help you reach Medallion Status.\u003C\/li\u003E\u003Cli\u003EEarn 3X Miles on Delta purchases and purchases made directly with hotels.\u003C\/li\u003E\u003Cli\u003EEarn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.\u003C\/li\u003E\u003Cli\u003EReceive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details. \u00a0\u003C\/li\u003E\u003Cli\u003EEnjoy your first checked bag free on Delta flights.\u003C\/li\u003E\u003Cli\u003EFee Credit for Global Entry or TSA Pre\u2713\u00ae.\u003C\/li\u003E\u003Cli\u003EEnjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club\u00ae for you and up to two guests when traveling on a Delta flight.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees.\u003C\/li\u003E\u003Cli\u003E$250 Annual Fee.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$250\",\"apr\":\"15.74%-24.74% Variable\",\"bannerDisclaimers\":[\"\\u003Ca href=\\\"https:\\\/\\\/www.americanexpress.com\\\/us\\\/credit-cards\\\/card-application\\\/apply\\\/prospect\\\/terms\\\/delta-skymiles-platinum-american-express-card\\\/26129-10-0#offer-terms\\\"\\u003ESee Rates & Fees.\\u003C\\\/a\\u003E Terms Apply.\",\"On American Express' Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003ELimited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7\\\/28\\\/2021.\\u003C\\\/li\\u003E\\u003Cli\\u003ELimited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening , then a variable 15.74%-24.74%. Offer expires 7\\\/28\\\/2021.\\u003C\\\/li\\u003E\\u003Cli\\u003EAccelerate your path to Medallion Status, with Status Boost\\u00ae. Plus, in 2021 you can earn even more bonus Medallion\\u00ae Qualification Miles (MQMs) to help you reach Medallion Status.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3X Miles on Delta purchases and purchases made directly with hotels.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.\\u003C\\\/li\\u003E\\u003Cli\\u003EReceive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details. \\u00a0\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy your first checked bag free on Delta flights.\\u003C\\\/li\\u003E\\u003Cli\\u003EFee Credit for Global Entry or TSA Pre\\u2713\\u00ae.\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club\\u00ae for you and up to two guests when traveling on a Delta flight.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Foreign Transaction Fees.\\u003C\\\/li\\u003E\\u003Cli\\u003E$250 Annual Fee.\\u003C\\\/li\\u003E\\u003Cli\\u003ETerms Apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Runnerup\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4330.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/53?url=_best-credit-card-sign-up-bonus\",\"name\":\"Delta SkyMiles\\u00ae Platinum American Express Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7\/28\/2021.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you're a fan of flying on \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Delta SkyMiles guide\" href=\"https:\/\/www.valuepenguin.com\/travel\/delta-skymiles-frequent-flyer-program-guide\"\u003EDelta Air Lines\u003C\/a\u003E\u003C\/span\u003E, you should check out the latest offer from the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Delta Platinum card review\" href=\"https:\/\/www.valuepenguin.com\/delta-platinum-skymiles-credit-card\"\u003EDelta SkyMiles\u00ae Platinum American Express Card\u003C\/a\u003E\u003C\/span\u003E: 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7\/28\/2021. This is the one of the highest offers in the card's history and one of the most valuable offers on our list, worth around $1,170 in Delta airfare by our estimates. Note, the card does come with a $250 annual fee, but a frequent Delta flyer can easily make this up with the card's other benefits. Cardholders receive a domestic main cabin round-trip companion certificate each year upon card renewal, a free checked bag on Delta flights and a fee credit for Global Entry\/TSA PreCheck.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003EFor rates and fees of Delta SkyMiles\u00ae Platinum American Express Card, please click \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"here\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/delta-skymiles-platinum-american-express-card\/26129-10-0#offer-terms\"\u003Ehere\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E You'll get a better value for your SkyMiles when redeeming them for premium cabin products. Also, you can find some good deals on flights with one of Delta's SkyTeam alliance partners.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $1,170 in Delta airfare\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The offer is not available to current or previous cardholders.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Runner-up best airline credit card welcome offer

Southwest Rapid Rewards® Premier Credit Card

Airline
Southwest Rapid Rewards® Premier Credit Card
Apply Now
  • On Chase's Secure Website
Annual Fee

$99

APR

15.99% - 22.99% Variable

Credit Needed
?

Excellent

Editor's Rating
?
  • Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
+ see card details

Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.

ValuePenguin's verdict

For fans of Southwest trying to collect a lot of points for their summer travels (or aiming to earn the Southwest Companion Pass) the Southwest Rapid Rewards® Premier Credit Card is offering a very generous bonus worth around $975 by our estimates. You can earn all the points at once, just by spending $2,000. And don’t forget to check out the other benefits on this card, including 9,000 points every year on your card anniversary and no foreign transaction fees. Note, this offer is available on all the Southwest consumer credit cards — check out the Southwest Rapid Rewards® Plus Credit Card and the Southwest Rapid Rewards® Priority Credit Card to decide which is right for you.

  • Best way to redeem it: Use it on a Wanna Get Away fare to get the best value. You can currently find flights from Los Angeles to Maui starting at around 12,000 points, so you could potentially fund a Hawaiian vacation for two with this bonus.
  • What it's worth: Around $975 in Southwest airfare
  • Who's eligible to earn the bonus: As with other Chase consumer cards, the 5/24 rule applies to this card.
  • Other rewards you'll earn: Earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. Earn 1 point per $1 spent on all other purchases.
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22.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":90,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 65,000 points after you spend $2,000 on purchases in the first 3 months.\u003C\/li\u003E\u003Cli\u003E6,000 bonus points after your Cardmember anniversary each year.\u003C\/li\u003E\u003Cli\u003EEarn 2 points per $1 spent on Southwest\u00ae purchases.\u003C\/li\u003E\u003Cli\u003EEarn 1 point per $1 spent on all other purchases.\u003C\/li\u003E\u003Cli\u003EAll points earned count towards Companion Pass\u00ae.\u003C\/li\u003E\u003Cli\u003ENo foreign transaction fees.\u003C\/li\u003E\u003Cli\u003ENo blackout dates or seat restrictions.\u003C\/li\u003E\u003Cli\u003EYour points never expire, a benefit of the Rapid Rewards\u00ae program.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$99\",\"apr\":\"15.99% - 22.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 65,000 points after you spend $2,000 on purchases in the first 3 months.\\u003C\\\/li\\u003E\\u003Cli\\u003E6,000 bonus points after your Cardmember anniversary each year.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2 points per $1 spent on Southwest\\u00ae purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 1 point per $1 spent on all other purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003EAll points earned count towards Companion Pass\\u00ae.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo foreign transaction fees.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo blackout dates or seat restrictions.\\u003C\\\/li\\u003E\\u003Cli\\u003EYour points never expire, a benefit of the Rapid Rewards\\u00ae program.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":90,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Airline\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4507.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/1148?url=_best-credit-card-sign-up-bonus\",\"name\":\"Southwest Rapid Rewards\\u00ae Premier Credit Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EFor fans of Southwest trying to collect a lot of points for their summer travels (or aiming to earn the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Southwest Airlines Companion Pass: Best and Fastest Ways to Earn\" href=\"https:\/\/www.valuepenguin.com\/travel\/southwest-companion-pass\"\u003ESouthwest Companion Pass\u003C\/a\u003E\u003C\/span\u003E) the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Southwest Rapid Rewards\u00ae Premier Credit Card: Is it Worth the Annual Fee?\" href=\"https:\/\/www.valuepenguin.com\/travel\/southwest-rapid-rewards-premier-credit-card\"\u003ESouthwest Rapid Rewards\u00ae Premier Credit Card\u003C\/a\u003E\u003C\/span\u003E is offering a very generous bonus worth around $975 by our estimates. You can earn all the points at once, just by spending $2,000. And don\u2019t forget to check out the other benefits on this card, including 9,000 points every year on your card anniversary and no foreign transaction fees. Note, this offer is available on all the Southwest consumer credit cards \u2014 check out the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Southwest Rapid Rewards\u00ae Plus Credit Card\" href=\"https:\/\/www.valuepenguin.com\/travel\/southwest-plus-credit-card\"\u003ESouthwest Rapid Rewards\u00ae Plus Credit Card\u003C\/a\u003E\u003C\/span\u003E and the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Southwest Rapid Rewards\u00ae Priority Credit Card\" href=\"https:\/\/www.valuepenguin.com\/travel\/southwest-rapid-rewards-priority-credit-card-review\"\u003ESouthwest Rapid Rewards\u00ae Priority Credit Card\u003C\/a\u003E\u003C\/span\u003E to decide which is right for you.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Use it on a Wanna Get Away fare to get the best value. You can currently find flights from Los Angeles to Maui starting at around 12,000 points, so you could potentially fund a Hawaiian vacation for two with this bonus.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $975 in Southwest airfare\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E As with other Chase consumer cards, the 5\/24 rule applies to this card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 2 points per $1 spent on Southwest\u00ae purchases and Rapid Rewards\u00ae hotel and car rental partner purchases. Earn 1 point per $1 spent on all other purchases.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best cashback credit card welcome offer

Blue Cash Preferred® Card from American Express

Cash back
Blue Cash Preferred® Card from American Express
Apply Now
Annual Fee

$0 introductory annual fee for the first year, then $95

APR

13.99%-23.99% Variable

Credit Needed
?

Excellent/Good

Editor's Rating
?
  • Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
  • Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
  • $0 intro annual fee for the first year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
+ see card details

Earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership.

ValuePenguin's verdict

The Blue Cash Preferred® Card from American Express is another good option when it comes to earning a welcome bonus, as well as ongoing rewards. This card grants you a solid bonus when you meet the spending requirement within three months of account opening. You'll also earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. The rewards you earn can be used for statement credits.

While a $0 introductory annual fee for the first year, then $95 annual fee applies to this card, the welcome bonus and potential for ongoing rewards could make it well worth it. After all, maxing out this card in the grocery category alone would net you $360 in rewards, and that's not even including the welcome bonus.

For rates and fees of Blue Cash Preferred® Card from American Express, please click here.

  • Best way to redeem it: Cash back can only be redeemed for a statement credit to your account.
  • What it's worth: $150 worth of statement credits
  • Who's eligible to earn the bonus: American Express has a once-per-lifetime rule for their credit card welcome bonuses. This means you cannot earn this bonus if you have earned one with the same card before.
  • Other rewards you'll earn: Cardholders earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.
  • Terms apply.
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/495?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Blue Cash Preferred\u00ae Card from American Express\"\u003E\u003Cimg alt=\"Blue Cash Preferred\u00ae Card from American Express\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4327.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/495?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003E\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/26129-10-0\/?print#terms-details\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.\u003C\/li\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn American Express' Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$0 introductory annual fee for the first year, then $95\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E13.99%-23.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":76,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.\u003C\/li\u003E\u003Cli\u003EPlus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.\u003C\/li\u003E\u003Cli\u003E$0 intro annual fee for the first year, then $95.\u003C\/li\u003E\u003Cli\u003E6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).\u003C\/li\u003E\u003Cli\u003E6% Cash Back on select U.S. streaming subscriptions.\u003C\/li\u003E\u003Cli\u003E3% Cash Back at U.S. gas stations and on transit (including taxis\/rideshare, parking, tolls, trains, buses and more).\u003C\/li\u003E\u003Cli\u003E1% Cash Back on other purchases.\u003C\/li\u003E\u003Cli\u003ELow intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%\u003C\/li\u003E\u003Cli\u003EPlan It\u00ae gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.\u003C\/li\u003E\u003Cli\u003ECash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$0 introductory annual fee for the first year, then $95\",\"apr\":\"13.99%-23.99% Variable\",\"bannerDisclaimers\":[\"\\u003Ca href=\\\"https:\\\/\\\/www.americanexpress.com\\\/us\\\/credit-cards\\\/card-application\\\/apply\\\/prospect\\\/terms\\\/blue-cash-preferred-credit-card\\\/26129-10-0\\\/?print#terms-details\\\"\\u003ESee Rates & Fees.\\u003C\\\/a\\u003E Terms Apply.\",\"On American Express' Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.\\u003C\\\/li\\u003E\\u003Cli\\u003EPlus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.\\u003C\\\/li\\u003E\\u003Cli\\u003E$0 intro annual fee for the first year, then $95.\\u003C\\\/li\\u003E\\u003Cli\\u003E6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).\\u003C\\\/li\\u003E\\u003Cli\\u003E6% Cash Back on select U.S. streaming subscriptions.\\u003C\\\/li\\u003E\\u003Cli\\u003E3% Cash Back at U.S. gas stations and on transit (including taxis\\\/rideshare, parking, tolls, trains, buses and more).\\u003C\\\/li\\u003E\\u003Cli\\u003E1% Cash Back on other purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003ELow intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%\\u003C\\\/li\\u003E\\u003Cli\\u003EPlan It\\u00ae gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.\\u003C\\\/li\\u003E\\u003Cli\\u003ECash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.\\u003C\\\/li\\u003E\\u003Cli\\u003ETerms Apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":76,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Cash back\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4327.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/495?url=_best-credit-card-sign-up-bonus\",\"name\":\"Blue Cash Preferred\\u00ae Card from American Express\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Blue Cash Preferred from American Express Card: Big Cash Back, Small Annual Fee\" href=\"https:\/\/www.valuepenguin.com\/blue-cash-preferred-card\"\u003EBlue Cash Preferred\u00ae Card from American Express\u003C\/a\u003E\u003C\/span\u003E is another good option when it comes to earning a welcome bonus, as well as ongoing rewards. This card grants you a solid bonus when you meet the spending requirement within three months of account opening. You'll also earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis\/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. The rewards you earn can be used for statement credits.\u003C\/p\u003E\n\n\u003Cp\u003EWhile a $0 introductory annual fee for the first year, then $95 annual fee applies to this card, the welcome bonus and potential for ongoing rewards could make it well worth it. After all, maxing out this card in the grocery category alone would net you $360 in rewards, and that's not even including the welcome bonus.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003EFor rates and fees of Blue Cash Preferred\u00ae Card from American Express, please click \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"here\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/26129-10-0\/#terms-details?print\"\u003Ehere\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Cash back can only be redeemed for a statement credit to your account.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $150 worth of statement credits\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E American Express has a once-per-lifetime rule for their credit card welcome bonuses. This means you cannot earn this bonus if you have earned one with the same card before.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Cardholders earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis\/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Runner-up best cashback credit card sign-up bonus

Capital One® Savor® Cash Rewards Credit Card

Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening

ValuePenguin's verdict

The Capital One® Savor® Cash Rewards Credit Card makes it easy to earn a large bonus with a reasonable minimum spending requirement within three months. However, this card is also ideal for regular spending, since you can Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores. (The 2% earn rate excludes superstores like Walmart® and Target®.)

A $95 annual fee applies, but you won't pay any foreign transaction fees.

  • Best way to redeem it: Redeem your rewards for cash back or purchases made through Amazon.com or Paypal.
  • What it’s worth: $300 in cash back
  • Who's eligible to earn the bonus: You can only have two personal Capital One credit cards, and you can only get approved for one new credit card from this issuer every six months.
  • Other rewards you'll earn: Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Ch3\u003ECapital One\u00ae Savor\u00ae Cash Rewards Credit Card\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Capital One Savor Cash Rewards Credit Card Review: Is It Worth Applying?\" href=\"https:\/\/www.valuepenguin.com\/capital-one-savor-rewards-credit-card\"\u003ECapital One\u00ae Savor\u00ae Cash Rewards Credit Card\u003C\/a\u003E\u003C\/span\u003E makes it easy to earn a large bonus with a reasonable minimum spending requirement within three months. However, this card is also ideal for regular spending, since you can Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores. (The 2% earn rate excludes superstores like Walmart\u00ae and Target\u00ae.)\u003C\/p\u003E\n\n\u003Cp\u003EA $95 annual fee applies, but you won't pay any foreign transaction fees.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Redeem your rewards for cash back or purchases made through Amazon.com or Paypal.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E $300 in cash back\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E You can only have two personal Capital One credit cards, and you can only get approved for one new credit card from this issuer every six months.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best no-annual-fee credit card welcome offer

Hilton Honors American Express Card

No annual fee
Hilton Honors American Express Card
Apply Now
Annual Fee

$0

APR

15.74%-24.74% Variable

Credit Needed
?

Excellent

Editor's Rating
?
  • Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
+ see card details

Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

ValuePenguin's verdict

If you're searching one of the most valuable offers you can earn without having to pay an annual fee, take a look at the latest offer from the Hilton Honors American Express Card. You can earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. While Hilton points are a bit inflated, this is still an incredibly valuable offer, worth around $650 in Hilton hotel stays by our estimates. The Hilton Honors American Express Card comes with amazingly generous benefits for a $0 annual fee card, including plentiful points on your regular purchases and automatic Hilton Silver elite status with a chance to earn Gold status after $20,000 in purchases in a year (enrollment required).

For rates and fees of Hilton Honors American Express Card, please click here.

  • Best way to redeem it: As mentioned, you can take your points a long way with hotels in the 20,000-30,000 point range, and tack on an extra night with Hilton's fifth night free benefit.
  • What it’s worth: Around $650 in Hilton hotel stays
  • Who's eligible to earn the bonus: The offer is not available to applicants who own or have previously owned the Hilton Honors American Express Card.
  • Other rewards you'll earn: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Terms apply.
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/923?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Hilton Honors American Express Card\"\u003E\u003Cimg alt=\"Hilton Honors American Express Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4332.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/923?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003E\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-credit-card\/26129-10-0#offer-terms\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.\u003C\/li\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn American Express' Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$0\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E15.74%-24.74% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":90,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.\u003C\/li\u003E\u003Cli\u003EPlus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.\u003C\/li\u003E\u003Cli\u003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.\u003C\/li\u003E\u003Cli\u003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.\u003C\/li\u003E\u003Cli\u003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.\u003C\/li\u003E\u003Cli\u003EEnjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.\u003C\/li\u003E\u003Cli\u003ENo Annual Fee.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$0\",\"apr\":\"15.74%-24.74% Variable\",\"bannerDisclaimers\":[\"\\u003Ca href=\\\"https:\\\/\\\/www.americanexpress.com\\\/us\\\/credit-cards\\\/card-application\\\/apply\\\/prospect\\\/terms\\\/hilton-honors-credit-card\\\/26129-10-0#offer-terms\\\"\\u003ESee Rates & Fees.\\u003C\\\/a\\u003E Terms Apply.\",\"On American Express' Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.\\u003C\\\/li\\u003E\\u003Cli\\u003EPlus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Annual Fee.\\u003C\\\/li\\u003E\\u003Cli\\u003ETerms Apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":90,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"No annual fee\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4332.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/923?url=_best-credit-card-sign-up-bonus\",\"name\":\"Hilton Honors American Express Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you're searching one of the most valuable offers you can earn without having to pay an annual fee, take a look at the latest offer from the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors American Express card review\" href=\"https:\/\/www.valuepenguin.com\/hilton-honors-american-express-card\"\u003EHilton Honors American Express Card\u003C\/a\u003E\u003C\/span\u003E. You can earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. While Hilton points are a bit inflated, this is still an incredibly valuable offer, worth around $650 in Hilton hotel stays by our estimates. The Hilton Honors American Express Card comes with amazingly generous benefits for a $0 annual fee card, including plentiful points on your regular purchases and automatic Hilton Silver elite status with a chance to earn Gold status after $20,000 in purchases in a year (enrollment required).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003EFor rates and fees of Hilton Honors American Express Card, please click \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"here\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-credit-card\/26129-10-0#offer-terms\"\u003Ehere\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E As mentioned, you can take your points a long way with hotels in the 20,000-30,000 point range, and tack on an extra night with Hilton's fifth night free benefit.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E Around $650 in Hilton hotel stays\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The offer is not available to applicants who own or have previously owned the Hilton Honors American Express Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best business credit card sign-up bonus

Ink Business Preferred℠ Credit Card

Business
Ink Business Preferred℠ Credit Card
Apply Now
  • On Chase's Secure Website
Annual Fee

$95

APR

15.99%-20.99% Variable

Credit Needed
?

Excellent

Editor's Rating
?
  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • $95 Annual Fee
+ see card details

Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

ValuePenguin's verdict

There are many good reasons to own the Ink Business Preferred℠ Credit Card, but one of the most compelling is that it has one of the most valuable sign-up bonuses around. If you can reach the $15,000 spending threshold, you'll earn a plentitude of points, worth $1,250 in travel through the Chase Ultimate Rewards portal — and possibly much more if you transfer points to an outside loyalty program, like United, Southwest or Hyatt. You'll also earn bonus points on common business purchases and enjoy great travel benefits like no foreign transaction fees and primary car rental insurance.

  • Best way to redeem it: While you get a 50% on the value of your points on Chase Ultimate Rewards travel, you can squeeze more value out of your points by transferring them to one of Chase's loyalty program partners.
  • What it’s worth: $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Who's eligible to earn the bonus: The Chase 5/24 rule applies to this card (though it doesn't count toward your 5/24 total since it's a business card), which means you can't apply if you've opened more than five new cards in the past 24 months. Also, you need to own a qualifying business (though you don't need an EIN to apply).
  • Other rewards you'll earn: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/1112?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Ink Business Preferred\u2120 Credit Card\"\u003E\u003Cimg alt=\"Ink Business Preferred\u2120 Credit Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/2998.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/1112?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn Chase's Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$95\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E15.99%-20.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":70,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards\u00ae\u003C\/li\u003E\u003Cli\u003EEarn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases\u003C\/li\u003E\u003Cli\u003EWith Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring\u003C\/li\u003E\u003Cli\u003EWith Zero Liability you won't be held responsible for unauthorized charges made with your card or account information\u003C\/li\u003E\u003Cli\u003ERedeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open\u003C\/li\u003E\u003Cli\u003EPoints are worth 25% more when you redeem for travel through Chase Ultimate Rewards\u00ae\u003C\/li\u003E\u003Cli\u003EPurchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account\u003C\/li\u003E\u003Cli\u003E$95 Annual Fee\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99%-20.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards\\u00ae\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Zero Liability you won't be held responsible for unauthorized charges made with your card or account information\\u003C\\\/li\\u003E\\u003Cli\\u003ERedeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open\\u003C\\\/li\\u003E\\u003Cli\\u003EPoints are worth 25% more when you redeem for travel through Chase Ultimate Rewards\\u00ae\\u003C\\\/li\\u003E\\u003Cli\\u003EPurchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account\\u003C\\\/li\\u003E\\u003Cli\\u003E$95 Annual Fee\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":70,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.\",\"featuredTitle\":\"Business\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/2998.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/1112?url=_best-credit-card-sign-up-bonus\",\"name\":\"Ink Business Preferred\\u2120 Credit Card\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThere are many good reasons to own the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Ink Business Preferred review\" href=\"https:\/\/www.valuepenguin.com\/chase-ink-preferred-business-card\"\u003EInk Business Preferred℠ Credit Card\u003C\/a\u003E\u003C\/span\u003E, but one of the most compelling is that it has one of the most valuable sign-up bonuses around. If you can reach the $15,000 spending threshold, you'll earn a plentitude of points, worth $1,250 in travel through the Chase Ultimate Rewards portal \u2014 and possibly much more if you transfer points to an outside loyalty program, like United, Southwest or Hyatt. You'll also earn bonus points on common business purchases and enjoy great travel benefits like no foreign transaction fees and primary car rental insurance.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E While you get a 50% on the value of your points on Chase Ultimate Rewards travel, you can squeeze more value out of your points by transferring them to one of Chase's loyalty program partners.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E $1,250 toward travel when redeemed through Chase Ultimate Rewards\u00ae\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The Chase 5\/24 rule applies to this card (though it doesn't count toward your 5\/24 total since it's a business card), which means you can't apply if you've opened more than five new cards in the past 24 months. Also, you need to own a qualifying business (though you don't need an EIN to apply).\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases\u2014with no limit to the amount you can earn.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Current bonuses for popular cards

The best credit card sign-up bonuses we profiled above are just some of the top options, but there are plenty of others. Make sure to compare credit card offers based on the type of rewards you want to earn, whether you prefer to rack up cash back, travel rewards points, hotel points or airline miles.

We highlight below the best credit card bonus offers from top card issuers:

Chase sign-up bonus

Card
Welcome bonus
Estimated value
Annual fee
Chase Sapphire Reserve®Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$900 in Ultimate Rewards travel$550
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American Express welcome bonus

Card
Welcome bonus
Estimated value
Annual fee
The Platinum Card® from American ExpressEarn 75,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 6 months.$750 in Membership Rewards travel$550

See rates and fees

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Citibank sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Citi Premier® CardEarn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening$600 in gift cards or travel through the Citi ThankYou portal$95
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Capital One sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Capital One Venture Rewards Credit CardEarn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months$1,000 in travel statement credits$95
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Bank of America sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Bank of America® Cash Rewards Credit Card$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening$200$0
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Wells Fargo welcome bonus

Card
Welcome bonus
Estimated value
Annual fee
Wells Fargo Propel American Express® card Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value$200$0
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How to choose the right sign-up bonus

As you compare credit card sign-up bonuses, it's crucial to make sure you know the type of rewards you're earning. While some kinds of rewards can be redeemed for statement credits only, others let you cash in your points for gift cards, merchandise, travel and more. Some rewards programs even let you turn your points into airline miles or points with a hotel loyalty program.

In addition to researching rewards programs to find the right fit, you should also make sure you can meet the card's minimum spending requirement with normal, organic spending.

If a card requires you to spend $3,000 within three months to earn a sign-up bonus, you should make sure you can charge at least $1,000 per month to your card in groceries, gas and regular bills.

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You should also consider whether paying a credit card's annual fee is worth it, keeping in mind that the best credit card sign-up bonuses are typically offered by cards with annual fees. In addition, be aware that some cards offer a no-annual-fee version you can apply for if you're against paying an annual fee for a credit card.

Take the Capital One Savor credit cards, for example:

With the Capital One® Savor® Cash Rewards Credit Card, if you're willing to pay a $95 annual fee, you can Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

If you’re fee-averse, however, you may consider the Capital One SavorOne Cash Rewards Credit Card instead. There's a $0 annual fee, and you'll still Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

We already mentioned how you should know the type of rewards you're earning, but this is one area where you'll definitely want to do some research. This is particularly true if you plan to earn airline miles or hotel points that may be difficult to use. We suggest spending some time comparing frequent flyer programs and hotel loyalty points before you begin collecting points with a specific travel brand.

And, if you’re in doubt, you can also consider earning flexible points with a program like Chase Ultimate Rewards, Citi ThankYou Rewards or American Express Membership Rewards. All of these programs let you earn points you can redeem for travel, gift cards, merchandise or even transfers to airline and hotel partners. With these options, you could avoid getting stuck with points you can't use.

If you’re earning a bonus on a cashback credit card, then the bonus offer will be fairly cut and dry.

For example:

A rewards credit card that offers a $300 bonus that can only be redeemed for statement credits is obviously worth $300.

But a bonus can become increasingly more difficult to decipher when you're earning airline miles or hotel points. In either case, your rewards may be worth more or less depending on how you redeem them.

Here are the basic formulas you can use to find out how much your rewards are worth:

Hotel points formula

Cash price* ÷ Number of points needed for hotel stay

= Points value for that specific reservation

*including taxes and fees

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Airline miles formula

Cash price* ÷ Number of miles needed for fare

= Miles value for that specific fare

*minus taxes and fees

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For example:

Let's say you find an international flight on United Airlines with a cash price of $1,234 or an award price of 60,000 miles plus $78.55 in airline taxes and fees. In that case, you would subtract the taxes and fees and wind up with $1,155 (the cash price of the fare with rounding). When you divide that figure by 60,000 miles, you get a value of 1.9 cents per mile.


Learn more about rewards programs

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Issuer's restrictions on welcome bonuses

Most of the major credit card issuers set limits on how often consumers can earn a welcome bonus on their cards. The purpose of these limits is to cut down on customers who might "churn" bonus offers — that is, sign up for new cards over and over again without any intention to use a card for the long haul.

Fortunately, issuer restrictions on credit card welcome bonuses tend to be reasonable. The following chart highlights the rules from each of the major card issuers.

The Chase 5/24 rule says cardholders cannot get a new Chase credit card if they have five or more credit card inquiries on their credit report within the last 24 months. With consumer credit cards, you can only earn the bonus once every 24 to 48 months.

American Express only lets you earn a bonus on each of their cards once per lifetime.

Capital One only lets you have two personal credit cards with them, and you can only get approved for a new credit card offer every six months.

You can earn a sign-up bonus on Citi credit cards every 24 to 48 months, depending on the family of cards you select from.

Bank of America only lets you get approved for two new cards in a 30-day period, three new cards in a 12-month period or four new cards in a 24-month period.
Wells Fargo limits sign-up bonuses to cardholders who have opened the same card and earned the bonus already within the last 15 months.

Are sign-up bonuses taxable?

Credit card sign-up bonuses are considered rebates on your spending, so they're usually not counted as taxable income. The same is true with ongoing rewards you earn with a rewards credit card.

However, you may owe taxes on a sign-up bonus in certain cases (if you earned a bonus without making a purchase or reaching a spending requirement), in which case you'll receive a Form 1099-INT or Form 1099-MISC in the mail.

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Tips for earning a sign-up bonus

As you decide which new credit card offer to sign up for, you should conduct due diligence and learn all you can. These tips can help you earn a credit card sign-up bonus without any problems:

Before you set out to earn a bonus based on your spending, make sure you know how much you normally charge to a credit card each month. You can do this by getting out your past credit card statements from other issuers and tallying up your charges.

If you need to spend more to earn a particular sign-up bonus, see if you can add some of your regular monthly bills to your credit card. For example, you may be able to use the card to pay for your health insurance, homeowners insurance, car insurance, utility bills or daycare expenses — but you should also make sure you don't incur processing fees that exceed the value of the bonus on these charges.

Make sure you read the offer you're considering to the end, including all of the fine print. If you fail to reach the spending threshold or meet other requirements for a sign-up bonus in time, you could easily miss out.

Finally, remember that pursuing credit card rewards is only worth it if you never pay interest on your purchases. Have a plan to pay off all your purchases each month, or else the interest you pay could wipe out your rewards.

What is a credit card sign-up bonus?

A sign-up bonus (often also referred to as a "welcome offer" or "introductory offer") is an offer extended to credit card applicants — usually in the form of points, miles or cash back — to encourage them to apply for a card and use the card once their account is opened.

Which credit card has the best sign-up bonus offer?

We think the Chase Sapphire Preferred® Card currently has one of the best offers around, but the value of an offer varies by the needs of each cardholder, including the type of rewards (points, miles or cash back) they prefer, and how they plan to redeem the rewards.

What credit cards give you cash for signing up?

Cashback credit cards reward you with cash back for applying and typically meeting a spending requirement. It's important to note that cashback rewards can take many forms — e.g., a cashback certificate (see the Costco Anywhere Visa® Card by Citi), statement credits or points that you can redeem for a variety of rewards including cash back (see the Chase Freedom Unlimited®).

Are there any $500 credit card bonuses available now?

Actually you can find more valuable offers than $500, especially if you're willing to apply for a travel credit card, such as the Costco Anywhere Visa® Card by Citi. However, if you're searching in the $500 range, you should check out the Bank of America® Premium Rewards® credit card and the Capital One Spark Cash for Business.

What steps are required to get a sign-up bonus on a credit card?

In order to earn a sign-up bonus, you'll need to meet the requirements to earn the bonus, which usually include spending a certain amount of money on a card within a certain time period. It's important to thoroughly read the terms and conditions of an offer before you apply for a card to make sure you understand all the requirements — cardholders sometimes open cards and receive a rude awakening a few months later when they learn they aren't qualified for the sign-up bonus.

Are there any restrictions when applying for a credit card sign-up bonus?

Many issuers have restrictions on the number of cards you can apply for and the number of times you can apply for a particular card. Furthermore, cards usually offer valuable ongoing benefits to their cardholders in addition to the sign-up bonus. You should look at the value of all a card's benefits as a whole before applying — not just the sign-up bonus.

When's the best time to apply for a credit card sign-up bonus offer?

While it's a great time to apply for many of the offers on this page, some cards frequently change their offer and sometimes offer elevated, limited time offers. It's worth researching the history of a bonus on a particular card before you apply — if a card has a history of boosting its offer on a regular basis, you might want to wait until an elevated offer swings around before applying.

What credit score do I need to apply for a sign-up bonus?

Requirements vary by the card. You'll need good to excellent credit to qualify for most offers on this page.

When should I avoid signing up for a credit card bonus?

You should avoid applying for a credit card sign-up bonus if you are ineligible for the offer (make sure you read the terms and conditions carefully), you can't qualify for the card (be sure your credit score is up to snuff and see if the issuer allows you to prequalify), you are incapable of meeting the spending requirements, or owning a rewards credit card would tempt you to spend more than you can afford to pay off. Afterall, the rewards aren't worth it if you end up in debt.

What happens if I sign up for a credit card and then don't use it?

If you don't use your card, you likely won't qualify for the sign-up bonus. Furthermore, if your card lies dormant for a long period, the issuer may choose to cancel your account.

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of Blue Cash Preferred® Card from American Express, please click here.

For rates and fees of Hilton Honors American Express Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of American Express® Gold Card, please click here.

For rates and fees of Marriott Bonvoy Brilliant™ American Express® Card, please click here.

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of Blue Cash Everyday® Card from American Express, please click here.

The information related to Capital One® Savor® Cash Rewards Credit Card, Wells Fargo Cash Wise Visa® card, Citi Prestige® Credit Card, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Bank of America® Travel Rewards credit card, Bank of America® Premium Rewards® credit card, Alaska Airlines Visa Signature® Credit Card, Wells Fargo Propel American Express® card, Bank of America® Cash Rewards Credit Card and Hilton Honors American Express Surpass® Card have been independently collected by ValuePenguin and have not been reviewed or provided by the issuer of this card prior to publication.

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love," which is available on Amazon.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).