9 Best Credit Card Sign-Up Bonuses of September 2021

9 Best Credit Card Sign-Up Bonuses of September 2021

These credit card sign-up bonuses can help you earn up to $500 or more in rewards within a few months.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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Best credit card sign-up bonuses September 2021

Best travel credit card sign-up bonus

Chase Sapphire Preferred® Card

Bonus value: 100,000 points

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

  • On Chase's Secure Website

Best hotel credit card sign-up bonus

Marriott Bonvoy Boundless® Credit Card

Bonus value: 172,500 points

For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (Free Night Award has a redemption value up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

  • On Chase's Secure Website

Best airline credit card sign-up bonus

United Quest℠ Card

Offer value: 80,000 miles

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

  • On Chase's Secure Website
Best travel credit card sign-up bonus: Chase Sapphire Preferred® Card

Bonus value: 100,000 points

  • On Chase's Secure Website

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

Best hotel credit card sign-up bonus: Marriott Bonvoy Boundless® Credit Card

Bonus value: 172,500 points

  • On Chase's Secure Website

For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (Free Night Award has a redemption value up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

Best airline credit card sign-up bonus: United Quest℠ Card

Offer value: 80,000 miles

  • On Chase's Secure Website

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Numerous rewards credit cards offer lucrative sign-up bonuses you can earn if you're eligible, but you do have to jump through a few hoops. Not only do you have to get approved for a new credit card in the first place, but you also have to meet a minimum spending requirement within a few months of opening your account.

Still, the best credit card info offers are typically worth it, and that's especially true of the bonuses that are worth $500 or more. Before you sign up for a new offer, however, you should read over the fine print and rules to make sure you can meet the spending threshold in time.

Of all the current offers, the Chase Sapphire Preferred® Card is one of our favorites, because of the value and flexibility of the rewards, but there are plenty of great offers to choose from, depending on your preferences.

For the purpose of creating this guide, ValuePenguin compared credit card offers on top issuers’ sites to find the most valuable bonuses currently available. Keep reading to learn about the best credit card offers now available among different types of rewards credit cards, as well as how you can get started earning them.

Methodology

To make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin as well as cards on major issuer sites to compile a list of the best rewards credit cards available right now. Our recommendations are based on the additional value you can earn with the cards — including the rewards value, cost of ownership and value of benefits such as travel and purchase protections, lounge membership and airline companion passes. Our choices are not influenced by our advertisers. Learn more on how we calculate rewards.

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Best travel credit card sign-up bonus

Chase Sapphire Preferred® Card

  • On Chase's Secure Website

$95

15.99% - 22.99% Variable

Excellent

  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

ValuePenguin's verdict

The Chase Sapphire Preferred® Card is easily one of the top travel credit cards on the market today, and that's especially true if you want flexibility when it comes to cashing in your miles. While the card has long offered one of the most valuable sign-up bonuses around, Chase recently sweetened the deal by increasing the bonus to the highest it's ever been. The points you can earn with the bonus offer on this card are worth at least $1,250 on their own, since you can redeem your rewards through Chase's Ultimate Rewards portal for an array of travel purchases — including airfare, hotel stays and car rentals — at a value of 1.25 cents per point. However, you can also transfer your Ultimate Rewards points to Chase's airline and hotel partners, to get an average value of 2 cents per point, making this bonus worth around $2,000 by our estimates. You can also redeem your points for statement credits at a value of 1 cent per point.

Once you sign up, you'll earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. You'll also enjoy Chase's top-notch travel protections for trips purchased with the card, including primary car rental insurance.

  • Best way to redeem it: Transfer your points 1:1 to one of Chase's travel partners to take advantage of the high value of some of their rewards.
  • What it's worth: $1,250 in Ultimate Rewards travel or around $2,000 if you transfer your points to one of Chase's travel partners.
  • Who’s eligible to earn the bonus: The Chase 5/24 rule applies to the Chase Sapphire Preferred card, which means you should only apply if you’ve had fewer than five new credit card inquiries within the last 24 months. Note, too, that the offer isn't available to Sapphire credit card holders who received a new cardmember bonus within the last 48 months. Current Chase Sapphire Reserve members aren't eligible to apply for the Chase Sapphire Preferred card (you may request a product change, but you won't earn the sign-up bonus).
  • Other rewards you'll earn: 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases
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22.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EOur best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\u00ae.\u003C\/li\u003E\u003Cli\u003EEnjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards\u00ae, 3X points on dining and 2X points on all other travel purchases, plus more.\u003C\/li\u003E\u003Cli\u003EGet 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards\u00ae. 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No fitness equipment is required.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99% - 22.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EOur best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\\u00ae.\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards\\u00ae, 3X points on dining and 2X points on all other travel purchases, plus more.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards\\u00ae. For example, 100,000 points are worth $1,250 toward travel.\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12\\\/31\\\/21.\\u003C\\\/li\\u003E\\u003Cli\\u003ECount on Trip Cancellation\\\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.\\u003C\\\/li\\u003E\\u003Cli\\u003EGet up to $60 back on an eligible Peloton Digital or All-Access Membership through 12\\\/31\\\/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Travel\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4709.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/92?url=_best-credit-card-sign-up-bonus\",\"name\":\"Chase Sapphire Preferred\\u00ae Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards\u00ae.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Sapphire Preferred\u00ae Card: Does It Live Up To The Hype?\" href=\"https:\/\/www.valuepenguin.com\/chase-sapphire-preferred\"\u003EChase Sapphire Preferred\u00ae Card\u003C\/a\u003E\u003C\/span\u003E is easily one of the top travel credit cards on the market today, and that's especially true if you want flexibility when it comes to cashing in your miles. While the card has long offered one of the most valuable sign-up bonuses around, Chase recently sweetened the deal by increasing the bonus to the highest it's ever been. The points you can earn with the bonus offer on this card are worth at least $1,250 on their own, since you can redeem your rewards through Chase's Ultimate Rewards portal for an array of travel purchases \u2014 including airfare, hotel stays and car rentals \u2014 at a value of 1.25 cents per point. However, you can also transfer your \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Rewards: We Break Down How They Work\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards\"\u003EUltimate Rewards points\u003C\/a\u003E\u003C\/span\u003E to \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Reward Transfer Partners: Where Can You Move Your Points?\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards-transfer-partners\"\u003EChase's airline and hotel partners\u003C\/a\u003E\u003C\/span\u003E, to get an average value of 2 cents per point, making this bonus worth around $2,000 by our estimates. You can also redeem your points for statement credits at a value of 1 cent per point.\u003C\/p\u003E\n\n\u003Cp\u003EOnce you sign up, you'll earn 5X points on travel purchased through Chase Ultimate Rewards\u00ae, 3X points on dining and 2X points on all other travel purchases. You'll also enjoy Chase's top-notch travel protections for trips purchased with the card, including primary car rental insurance.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Transfer your points 1:1 to one of \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Reward Transfer Partners: Where Can You Move Your Points?\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards-transfer-partners\"\u003EChase's travel partners\u003C\/a\u003E\u003C\/span\u003E to take advantage of the high value of some of their rewards.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $1,250 in Ultimate Rewards travel or around $2,000 if you transfer your points to one of Chase's travel partners.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho\u2019s eligible to earn the bonus:\u003C\/strong\u003E The \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"What's the Chase 5\/24 Rule? Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/chase-5-24-rule\"\u003EChase 5\/24 rule\u003C\/a\u003E\u003C\/span\u003E applies to the Chase Sapphire Preferred card, which means you should only apply if you\u2019ve had fewer than five new credit card inquiries within the last 24 months. Note, too, that the offer isn't available to Sapphire credit card holders who received a new cardmember bonus within the last 48 months. Current Chase Sapphire Reserve members aren't eligible to apply for the Chase Sapphire Preferred card (you may request a product change, but you won't earn the sign-up bonus).\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E 5X points on travel purchased through Chase Ultimate Rewards\u00ae, 3X points on dining and 2X points on all other travel purchases\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Runner-up travel credit card welcome offer

The Platinum Card® from American Express

$695

See Pay Over Time APR

Excellent/Good

  • Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small® in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
  • New! American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships. Enrollment required.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • $695 annual fee.
  • Terms Apply.

100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

ValuePenguin's verdict

If you haven't heard the news, The Platinum Card® from American Express recently upped its annual fee to a dizzying $695, but has introduced a host of new benefits and travel credits to cover that annual fee, including a stellar welcome offer: 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

100,000 Amex points can take you a long way, since you can transfer them to Amex loyalty program partners like Delta Air Lines and Singapore KrisFlyer. We estimate that this offer is worth around $2,000 in travel when transferred to a valuable airline partner. If you've been considering applying for the The Platinum Card® from American Express and haven't previously owned the card, now's a great time to apply.

For rates and fees of The Platinum Card® from American Express, please click here.

  • Best way to redeem it: Airline partners like Aeroplan, Delta Air Lines and Singapore KrisFlyer can help you stretch your bonus points further. We've found values up to 4 cents per point for some redemptions (making your bonus worth $4,000 in travel).
  • What it's worth: $1,000 in travel through Amex Travel, or around $2,000 in travel through a loyalty program partner
  • Who’s eligible to earn the bonus: According to the offer terms, the welcome offer is not available to applicants who own or have owned this card or previous versions of the Platinum Card. Amex may also consider the number of American Express Cards you have opened and closed as well as other factors.
  • Other rewards you'll earn: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply.
  • Terms apply
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/54?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"The Platinum Card\u00ae from American Express\"\u003E\u003Cimg alt=\"The Platinum Card\u00ae from American Express\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4577.png\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/54?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003E\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/26129-10-0#offer-terms\" rel=\"nofollow\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.\u003C\/li\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn American Express' Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--fields-bottom\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$695\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003ESee Pay Over Time APR\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 100,000 Membership Rewards\u00ae Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.\u003C\/li\u003E\u003Cli\u003EPlus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small\u00ae in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.\u003C\/li\u003E\u003Cli\u003EEarn 5X Membership Rewards\u00ae Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.\u003C\/li\u003E\u003Cli\u003EEarn 5X Membership Rewards\u00ae Points on prepaid hotels booked with American Express Travel.\u003C\/li\u003E\u003Cli\u003E$200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card\u00ae.\u003C\/li\u003E\u003Cli\u003E$240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card\u00ae at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.\u003C\/li\u003E\u003Cli\u003ENew! American Express has expanded The Centurion\u00ae Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card\u00ae can get you complimentary entry and exclusive perks.\u003C\/li\u003E\u003Cli\u003E$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.\u003C\/li\u003E\u003Cli\u003E$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.\u003C\/li\u003E\u003Cli\u003E$300 Equinox Credit: Get up to $25 back each month on select Equinox memberships. Enrollment required.\u003C\/li\u003E\u003Cli\u003E$179 CLEAR\u00ae Credit: Use your Card and get up to $179 back per year on your CLEAR\u00ae membership.\u003C\/li\u003E\u003Cli\u003E$695 annual fee.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$695\",\"apr\":\"See Pay Over Time APR\",\"bannerDisclaimers\":[\"\\u003Ca href=\\\"https:\\\/\\\/www.americanexpress.com\\\/us\\\/credit-cards\\\/card-application\\\/apply\\\/prospect\\\/terms\\\/platinum-card\\\/26129-10-0#offer-terms\\\" rel=\\\"nofollow\\\"\\u003ESee Rates & Fees.\\u003C\\\/a\\u003E Terms Apply.\",\"On American Express' Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 100,000 Membership Rewards\\u00ae Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.\\u003C\\\/li\\u003E\\u003Cli\\u003EPlus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small\\u00ae in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5X Membership Rewards\\u00ae Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5X Membership Rewards\\u00ae Points on prepaid hotels booked with American Express Travel.\\u003C\\\/li\\u003E\\u003Cli\\u003E$200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts\\u00ae or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card\\u00ae.\\u003C\\\/li\\u003E\\u003Cli\\u003E$240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card\\u00ae at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.\\u003C\\\/li\\u003E\\u003Cli\\u003ENew! American Express has expanded The Centurion\\u00ae Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card\\u00ae can get you complimentary entry and exclusive perks.\\u003C\\\/li\\u003E\\u003Cli\\u003E$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.\\u003C\\\/li\\u003E\\u003Cli\\u003E$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.\\u003C\\\/li\\u003E\\u003Cli\\u003E$300 Equinox Credit: Get up to $25 back each month on select Equinox memberships. Enrollment required.\\u003C\\\/li\\u003E\\u003Cli\\u003E$179 CLEAR\\u00ae Credit: Use your Card and get up to $179 back per year on your CLEAR\\u00ae membership.\\u003C\\\/li\\u003E\\u003Cli\\u003E$695 annual fee.\\u003C\\\/li\\u003E\\u003Cli\\u003ETerms Apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Runner-up travel\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4577.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/54?url=_best-credit-card-sign-up-bonus\",\"name\":\"The Platinum Card\\u00ae from American Express\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Welcome Offer\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you haven't heard the news, The Platinum Card\u00ae from American Express recently upped its annual fee to a dizzying $695, but has introduced a host of new benefits and travel credits to cover that annual fee, including a stellar welcome offer: 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. \u003C\/p\u003E\n\n\u003Cp\u003E100,000 Amex points can take you a long way, since you can transfer them to \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Amex loyalty program partners\" href=\"https:\/\/www.valuepenguin.com\/travel\/american-express-membership-rewards-comprehensive-guide\"\u003EAmex loyalty program partners\u003C\/a\u003E\u003C\/span\u003E like Delta Air Lines and Singapore KrisFlyer. We estimate that this offer is worth around $2,000 in travel when transferred to a valuable airline partner. If you've been considering applying for the The Platinum Card\u00ae from American Express and haven't previously owned the card, now's a great time to apply.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003EFor rates and fees of The Platinum Card\u00ae from American Express, please click \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow\" title=\"here\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/26129-10-0#offer-terms\"\u003Ehere\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Airline partners like Aeroplan, Delta Air Lines and Singapore KrisFlyer can help you stretch your bonus points further. We've found values up to 4 cents per point for some redemptions (making your bonus worth $4,000 in travel).\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $1,000 in travel through Amex Travel, or around $2,000 in travel through a loyalty program partner\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho\u2019s eligible to earn the bonus:\u003C\/strong\u003E According to the offer terms, the welcome offer is not available to applicants who own or have owned this card or previous versions of the Platinum Card. Amex may also consider the number of American Express Cards you have opened and closed as well as other factors.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E 5X Membership Rewards\u00ae points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards\u00ae points on prepaid hotels booked with American Express Travel. Terms apply.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Best hotel credit card sign-up bonus

Marriott Bonvoy Boundless® Credit Card

  • On Chase's Secure Website

$95

15.99% - 22.99% Variable

Excellent/Good

  • For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (value up to 50,000 points) after you spend $5,000 on purchases in the first 3 months from account opening.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.

For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (Free Night Award has a redemption value up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

In lieu of its usual point-based bonus, the Marriott Bonvoy Boundless® Credit Card has taken a slightly different spin this month: Cardholders can earn free night certificates as well as extra bonus points on their gas, restaurant and grocery store purchases. According to the offers terms and conditions, the certificates are redeemable for hotels of 50,000 points or less. The 10X earning rate is capped at $2,500, for a total of 22,500 points on top of your regular card earnings. If you redeem your certificates for a top-tier hotel, you could get up to 172,500 worth of points out of this offer — around $1,380 in value by our estimates. That’s a lot of value!

The card doesn't come with a lot of luxury perks, but it does come with decent travel benefits, like Silver Elite status with Marriott and no foreign transaction fees.

  • Best way to redeem it: You can use the free night certificates to get three nights off-peak at a category 7 hotel (like the JW Marriott Cannes or The W Aspen.)
  • What it's worth: Around $1,380 in Marriott hotel stays
  • Who’s eligible to earn the bonus: The card's terms and conditions state that the offer is not available to current or previous cardholders or those who have had the Starwood Preferred Guest® American Express® Luxury Card. The terms and conditions also exclude applicants who have had various Marriott co-branded cards within the past 30 days to 24 months, depending on the card (visit Chase’s site for more details.)
  • Other rewards you'll earn: Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® and 2X points on all other purchases. .
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22.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EFor a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (value up to 50,000 points) after you spend $5,000 on purchases in the first 3 months from account opening.\u003C\/li\u003E\u003Cli\u003E1 Free Night Award (valued up to 35,000 points) every year after account anniversary.\u003C\/li\u003E\u003Cli\u003EEarn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy\u00ae with the Marriott Bonvoy Boundless\u00ae Card.\u003C\/li\u003E\u003Cli\u003E2X Bonvoy points for every $1 spent on all other purchases.\u003C\/li\u003E\u003Cli\u003EAutomatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.\u003C\/li\u003E\u003Cli\u003E15 Elite Night Credits each calendar year.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees.\u003C\/li\u003E\u003Cli\u003EEarn unlimited Marriott Bonvoy points and get Free Night Stays faster.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99% - 22.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EFor a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (value up to 50,000 points) after you spend $5,000 on purchases in the first 3 months from account opening.\\u003C\\\/li\\u003E\\u003Cli\\u003E1 Free Night Award (valued up to 35,000 points) every year after account anniversary.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy\\u00ae with the Marriott Bonvoy Boundless\\u00ae Card.\\u003C\\\/li\\u003E\\u003Cli\\u003E2X Bonvoy points for every $1 spent on all other purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003EAutomatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.\\u003C\\\/li\\u003E\\u003Cli\\u003E15 Elite Night Credits each calendar year.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Foreign Transaction Fees.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn unlimited Marriott Bonvoy points and get Free Night Stays faster.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Welcome offer\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4342.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/1198?url=_best-credit-card-sign-up-bonus\",\"name\":\"Marriott Bonvoy Boundless\\u00ae Credit Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award (Free Night Award has a redemption value up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless\u00ae Credit Card!\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIn lieu of its usual point-based bonus, the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Marriott Bonvoy Boundless\u00ae Credit Card\" href=\"https:\/\/www.valuepenguin.com\/travel\/marriott-bonvoy-boundless-credit-card\"\u003EMarriott Bonvoy Boundless\u00ae Credit Card\u003C\/a\u003E\u003C\/span\u003E has taken a slightly different spin this month: Cardholders can earn free night certificates as well as extra bonus points on their gas, restaurant and grocery store purchases. According to the offers terms and conditions, the certificates are redeemable for hotels of 50,000 points or less. The 10X earning rate is capped at $2,500, for a total of 22,500 points on top of your regular card earnings. If you redeem your certificates for a top-tier hotel, you could get up to 172,500 worth of points out of this offer \u2014 around $1,380 in value by our estimates. That\u2019s a lot of value!\u003C\/p\u003E\n\n\u003Cp\u003EThe card doesn't come with a lot of luxury perks, but it does come with decent travel benefits, like Silver Elite status with Marriott and no foreign transaction fees.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E You can use the free night certificates to get three nights off-peak at a category 7 hotel (like the JW Marriott Cannes or The W Aspen.)\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $1,380 in Marriott hotel stays\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho\u2019s eligible to earn the bonus:\u003C\/strong\u003E The card's terms and conditions state that the offer is not available to current or previous cardholders or those who have had the Starwood Preferred Guest\u00ae American Express\u00ae Luxury Card. The terms and conditions also exclude applicants who have had various Marriott co-branded cards within the past 30 days to 24 months, depending on the card (visit Chase\u2019s site for more details.)\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy\u00ae and 2X points on all other purchases. .\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Runner-up best hotel credit card welcome offer

Hilton Honors American Express Surpass® Card

Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.

ValuePenguin's verdict

The Hilton Honors American Express Surpass® Card is your next best bet at the moment for scoring a bevy of valuable hotel nights. The card is currently offering one of the most valuable bonuses in its history, worth around $900 in hotel stays.

With awards nights starting at 5,000 points, you could get up to 36 nights with Hilton (and possibly more, if you take advantage of Hilton's fifth night free benefit on rewards stays).

Aside from the welcome offer, this card offers an excellent number of points on everyday purchases. Not to mention, cardholders get automatic Gold elite status with Hilton, with prime benefits like free continental breakfast and space-available room upgrades (enrollment required).

  • Best way to redeem it: While Hilton hotels in the lower point ranges are hard to come by, you can find many nice properties in the 20,000-30,000 point range. With the fifth night free benefit, you could turn this bonus into a week-long stay.
  • What it's worth: Around $900 in hotel stays with Hilton, according to our estimates.
  • Who's eligible to earn the bonus: Those who currently or have previously owned the Hilton Honors American Express Surpass® Card or the Hilton Honors American Express Ascend Card are not eligible for this offer.
  • Other rewards you’ll earn: Cardholders Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Terms apply.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Ch3\u003EHilton Honors American Express Surpass\u00ae Card\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors Surpass Card review\" href=\"https:\/\/www.valuepenguin.com\/hilton-honors-american-express-surpass-card\"\u003EHilton Honors American Express Surpass\u00ae Card\u003C\/a\u003E\u003C\/span\u003E is your next best bet at the moment for scoring a bevy of valuable hotel nights. The card is currently offering one of the most valuable bonuses in its history, worth around $900 in hotel stays.\u003C\/p\u003E\n\n\u003Cp\u003EWith awards nights starting at 5,000 points, you could get up to 36 nights with Hilton (and possibly more, if you take advantage of Hilton's fifth night free benefit on rewards stays).\u003C\/p\u003E\n\n\u003Cp\u003EAside from the welcome offer, this card offers an excellent number of points on everyday purchases. Not to mention, cardholders get automatic \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors Status\" href=\"https:\/\/www.valuepenguin.com\/travel\/hilton-honors-elite-status\"\u003EGold elite status with Hilton\u003C\/a\u003E\u003C\/span\u003E, with prime benefits like free continental breakfast and space-available room upgrades (enrollment required).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E While Hilton hotels in the lower point ranges are hard to come by, you can find many nice properties in the 20,000-30,000 point range. With the fifth night free benefit, you could turn this bonus into a week-long stay.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $900 in hotel stays with Hilton, according to our estimates.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E Those who currently or have previously owned the Hilton Honors American Express Surpass\u00ae Card or the Hilton Honors American Express Ascend Card are not eligible for this offer.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you\u2019ll earn:\u003C\/strong\u003E Cardholders Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best airline credit card sign-up bonus

United Quest℠ Card

  • On Chase's Secure Website

$250

16.49% to 23.49% Variable

Excellent/Good

  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $250 Annual Fee
  • Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
  • Earn 3x miles on United purchases
  • Earn 2x miles on dining and select streaming services
  • Earn 2x miles on all other travel
  • Earn 1x mile on all other purchases
  • Each year, receive a $125 credit on United® purchases and two 5K-mile anniversary award flight credits. Terms apply.

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

ValuePenguin's verdict

Chase recently launched the United Quest℠ Card with a whopper of a sign-up bonus of 80,000 miles. By our estimates, this bonus is worth around $1,280 in United airfare.

For frequent United flyers, the card is definitely worth checking out, as it comes with other valuable perks, including a $125 flexible travel credit that can wipe out half of its annual fee and up to 3,000 PQPs each year — nearly enough to boost you to the next status level, for most status tiers.

  • Best way to redeem it: Saver awards are the way to go with United, and, if you're flexible with your travel dates, you can get a lot of mileage with this bonus. For example, a transcontinental flight in economy class can cost as little as 12,500 miles one-way.
  • What it's worth: Around $1,280 in United airfare
  • Who's eligible to earn the bonus: This is a Chase card, which means the Chase 5/24 rule applies — you probably won’t qualify if you’ve opened five or more cards in the past 24 months. Also, current cardholders and previous cardholders who earned the bonus after the past 24 months won’t qualify.
  • Other rewards you'll earn: 3 miles per $1 spent on United® purchases. 2 miles per $1 spent at restaurants, on select streaming services & on all other travel. 1 mile per $1 spent on all other purchases. Plus, each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
  • Terms apply.
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class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/2172?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"United Quest\u2120 Card\"\u003E\u003Cimg alt=\"United Quest\u2120 Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4626.png\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/2172?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn Chase's Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--fields-bottom\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$250\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E16.49% to 23.49% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.\u003C\/li\u003E\u003Cli\u003E$250 Annual Fee\u003C\/li\u003E\u003Cli\u003EEarn 3x miles on United\u00ae\u00a0purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases\u003C\/li\u003E\u003Cli\u003EEarn 3x miles on United purchases\u003C\/li\u003E\u003Cli\u003EEarn 2x miles on dining and select streaming services\u003C\/li\u003E\u003Cli\u003EEarn 2x miles on all other travel\u003C\/li\u003E\u003Cli\u003EEarn 1x mile on all other purchases\u003C\/li\u003E\u003Cli\u003EEach year, receive a $125 credit on United\u00ae\u00a0purchases and two 5K-mile anniversary award flight credits. Terms apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$250\",\"apr\":\"16.49% to 23.49% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.\\u003C\\\/li\\u003E\\u003Cli\\u003E$250 Annual Fee\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3x miles on United\\u00ae\\u00a0purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3x miles on United purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2x miles on dining and select streaming services\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2x miles on all other travel\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 1x mile on all other purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EEach year, receive a $125 credit on United\\u00ae\\u00a0purchases and two 5K-mile anniversary award flight credits. Terms apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Airline\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4626.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/2172?url=_best-credit-card-sign-up-bonus\",\"name\":\"United Quest\\u2120 Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EChase recently launched the United Quest℠ Card with a whopper of a sign-up bonus of 80,000 miles. By our estimates, this bonus is worth around $1,280 in United airfare.\u003C\/p\u003E\n\n\u003Cp\u003EFor frequent United flyers, the card is definitely worth checking out, as it comes with other valuable perks, including a $125 flexible travel credit that can wipe out half of its annual fee and up to 3,000 PQPs each year \u2014 nearly enough to boost you to the next status level, for most status tiers.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Saver awards are the way to go with United, and, if you're flexible with your travel dates, you can get a lot of mileage with this bonus. For example, a transcontinental flight in economy class can cost as little as 12,500 miles one-way.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $1,280 in United airfare\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E This is a Chase card, which means the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"What's the Chase 5\/24 Rule? Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/chase-5-24-rule\"\u003EChase 5\/24 rule\u003C\/a\u003E\u003C\/span\u003E applies \u2014 you probably won\u2019t qualify if you\u2019ve opened five or more cards in the past 24 months. Also, current cardholders and previous cardholders who earned the bonus after the past 24 months won\u2019t qualify.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E 3 miles per $1 spent on United\u00ae purchases. 2 miles per $1 spent at restaurants, on select streaming services & on all other travel. 1 mile per $1 spent on all other purchases. Plus, each year, receive a $125 credit on United\u00ae purchases and two 5k-mile anniversary award flight credits. Terms apply.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Runner-up best airline credit card welcome offer

United Explorer card

  • On Chase's Secure Website

$0 Intro for the First Year, then $95

16.49% to 23.49% Variable

Excellent/Good

  • Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent on dining, hotel stays, and United purchases
  • Up to $100 Global Entry or TSA PreCheck® fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on dining including eligible delivery services

Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.

ValuePenguin's verdict

If you're able to devote some time and spending into earning a sign-up bonus, you can earn a lot of miles with the current offer from the United℠ Explorer Card. The card is offering a two-part bonus: Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. On the downside, it may take a little longer than usual to earn those miles, but it's a very valuable offer, worth around $1,120 in flights with United, by our estimates. Plus, the card comes with other valuable perks for loyal United flyers, including a free checked bag on United flights — enough to cover the card's annual fee each year if you fly frequently enough.

  • Best way to redeem it: As mentioned, Saver awards are the way to go with United, with one-way transcontinental flights in economy class costing as little as 12,500 miles one-way.
  • What it's worth: Around $1,120 in United airfare
  • Who's eligible to earn the bonus: The Chase 5/24 rule applies to this card, so only apply if you've had less than five new credit card inquiries in the last 24 months. Also, current cardholders and previous cardholders who have received a bonus on this card in the past 24 months are not eligible to earn the bonus.
  • Other rewards you’ll earn: Cardholders Earn 2 miles per $1 spent on dining, hotel stays and United purchases. 1 mile per $1 spent on all other purchases
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/180?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"United\u2120 Explorer Card\"\u003E\u003Cimg alt=\"United\u2120 Explorer Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4349.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/180?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn Chase's Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--fields-bottom\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$0 Intro for the First Year, then $95\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E16.49% to 23.49% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.\u003C\/li\u003E\u003Cli\u003E$0 introductory annual fee for the first year, then $95\u003C\/li\u003E\u003Cli\u003EEarn 2 miles per $1 spent on dining, hotel stays, and United purchases\u003C\/li\u003E\u003Cli\u003EUp to $100 Global Entry or TSA PreCheck\u00ae\u00a0fee Credit\u003C\/li\u003E\u003Cli\u003E25% back on United inflight purchases\u003C\/li\u003E\u003Cli\u003ECheck your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket\u003C\/li\u003E\u003Cli\u003EEnjoy priority boarding privileges and visit the United ClubSM\u00a0with 2 one-time passes each year for your anniversary\u003C\/li\u003E\u003Cli\u003EEarn 2 miles per $1 spent on dining including eligible delivery services\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$0 Intro for the First Year, then $95\",\"apr\":\"16.49% to 23.49% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.\\u003C\\\/li\\u003E\\u003Cli\\u003E$0 introductory annual fee for the first year, then $95\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2 miles per $1 spent on dining, hotel stays, and United purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EUp to $100 Global Entry or TSA PreCheck\\u00ae\\u00a0fee Credit\\u003C\\\/li\\u003E\\u003Cli\\u003E25% back on United inflight purchases\\u003C\\\/li\\u003E\\u003Cli\\u003ECheck your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy priority boarding privileges and visit the United ClubSM\\u00a0with 2 one-time passes each year for your anniversary\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 2 miles per $1 spent on dining including eligible delivery services\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":80,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Runner-up Airline\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4349.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/180?url=_best-credit-card-sign-up-bonus\",\"name\":\"United\\u2120 Explorer Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you're able to devote some time and spending into earning a sign-up bonus, you can earn a lot of miles with the current offer from the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"United Explorer card review\" href=\"https:\/\/www.valuepenguin.com\/united-mileageplus-explorer-credit-card\"\u003EUnited℠ Explorer Card\u003C\/a\u003E\u003C\/span\u003E. The card is offering a two-part bonus: Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. On the downside, it may take a little longer than usual to earn those miles, but it's a very valuable offer, worth around $1,120 in flights with \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"United MileagePlus program guide\" href=\"https:\/\/www.valuepenguin.com\/travel\/united-airlines-mileageplus-program-guide\"\u003EUnited\u003C\/a\u003E\u003C\/span\u003E, by our estimates. Plus, the card comes with other valuable perks for loyal United flyers, including a free checked bag on United flights \u2014 enough to cover the card's annual fee each year if you fly frequently enough.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E As mentioned, Saver awards are the way to go with United, with one-way transcontinental flights in economy class costing as little as 12,500 miles one-way.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Around $1,120 in United airfare\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"What's the Chase 5\/24 Rule? Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/chase-5-24-rule\"\u003EChase 5\/24 rule\u003C\/a\u003E\u003C\/span\u003E applies to this card, so only apply if you've had less than five new credit card inquiries in the last 24 months. Also, current cardholders and previous cardholders who have received a bonus on this card in the past 24 months are not eligible to earn the bonus.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you\u2019ll earn:\u003C\/strong\u003E Cardholders Earn 2 miles per $1 spent on dining, hotel stays and United purchases. 1 mile per $1 spent on all other purchases\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best cashback credit card sign-up bonus

Capital One® Savor® Cash Rewards Credit Card

Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening

ValuePenguin's verdict

The Capital One® Savor® Cash Rewards Credit Card makes it easy to earn a large bonus with a reasonable minimum spending requirement within three months. However, this card is also ideal for regular spending, since you can Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores and 1% on other purchases. (The 2% earn rate excludes superstores like Walmart® and Target®.)

A $95 annual fee applies, but you won't pay any foreign transaction fees.

  • Best way to redeem it: Redeem your rewards for cash back or purchases made through Amazon.com or Paypal.
  • What it’s worth: $300 in cash back
  • Who's eligible to earn the bonus: You can only have two personal Capital One credit cards, and you can only get approved for one new credit card from this issuer every six months.
  • Other rewards you'll earn: Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores and 1% on other purchases.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Ch3\u003ECapital One\u00ae Savor\u00ae Cash Rewards Credit Card\u003C\/h3\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThe \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Capital One Savor Cash Rewards Credit Card Review: Is It Worth Applying?\" href=\"https:\/\/www.valuepenguin.com\/capital-one-savor-rewards-credit-card\"\u003ECapital One\u00ae Savor\u00ae Cash Rewards Credit Card\u003C\/a\u003E\u003C\/span\u003E makes it easy to earn a large bonus with a reasonable minimum spending requirement within three months. However, this card is also ideal for regular spending, since you can Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores and 1% on other purchases. (The 2% earn rate excludes superstores like Walmart\u00ae and Target\u00ae.)\u003C\/p\u003E\n\n\u003Cp\u003EA $95 annual fee applies, but you won't pay any foreign transaction fees.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Redeem your rewards for cash back or purchases made through Amazon.com or Paypal.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E $300 in cash back\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E You can only have two personal Capital One credit cards, and you can only get approved for one new credit card from this issuer every six months.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores and 1% on other purchases.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Runner-up best cashback credit card sign-up bonus

Chase Freedom Flex℠

  • On Chase's Secure Website

$0

14.99% - 23.74% Variable

Excellent/Good

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

ValuePenguin's verdict

If you’re looking for the best sign-up bonus on a no-annual fee cashback card, we highly recommend the Chase Freedom Flex℠. On top of a $200 cashback offer, it comes with a very rewarding cashback program that lets you Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases. This makes the Chase Freedom Flex℠ one of the most potentially rewarding cashback cards on the market. And you earn these rewards as flexible Chase Ultimate Rewards® points. You can transfer these points to other Chase cards, like the Chase Sapphire Preferred® Card and redeem them for travel rewards, substantially boosting the value of your rewards.

  • Best way to redeem it: Pool your points with a Chase travel card, like the Chase Sapphire Preferred® Card to potentially double the value of your points (making your bonus worth around $400)
  • What it's worth: $200 in cash back
  • Who's eligible to earn the bonus: The Chase 5/24 rule applies to this card, which means you may not qualify if you’ve opened five or more credit cards in the past 24 months. Also, the offer terms state that the offer isn’t available to current cardholders and previous cardholders who have earned a bonus for this card in the past 24 months.
  • Other rewards you'll earn: Cardholders Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.
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23.74% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":90,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.\u003C\/li\u003E\u003Cli\u003EEarn 5% cash back on grocery store purchases (not including Target\u00ae or Walmart\u00ae purchases) on up to $12,000 spent in the first year.\u003C\/li\u003E\u003Cli\u003EEarn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!\u003C\/li\u003E\u003Cli\u003EEarn 5% on Chase travel purchased through Ultimate Rewards\u00ae, 3% on dining and drugstores, and 1% on all other purchases.\u003C\/li\u003E\u003Cli\u003ENo annual fee.\u003C\/li\u003E\u003Cli\u003E0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.\u003C\/li\u003E\u003Cli\u003ENo minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$0\",\"apr\":\"14.99% - 23.74% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5% cash back on grocery store purchases (not including Target\\u00ae or Walmart\\u00ae purchases) on up to $12,000 spent in the first year.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5% on Chase travel purchased through Ultimate Rewards\\u00ae, 3% on dining and drugstores, and 1% on all other purchases.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo annual fee.\\u003C\\\/li\\u003E\\u003Cli\\u003E0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":90,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Cash back\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4572.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/1311?url=_best-credit-card-sign-up-bonus\",\"name\":\"Chase Freedom Flex\\u2120\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target\u00ae or Walmart\u00ae purchases) on up to $12,000 spent in the first year.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you\u2019re looking for the best sign-up bonus on a no-annual fee cashback card, we highly recommend the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Freedom Flex℠\" href=\"https:\/\/www.valuepenguin.com\/chase-freedom-flex-card\"\u003EChase Freedom Flex℠\u003C\/a\u003E\u003C\/span\u003E. On top of a $200 cashback offer, it comes with a very rewarding cashback program that lets you Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases. This makes the Chase Freedom Flex℠ one of the most potentially rewarding cashback cards on the market. And you earn these rewards as flexible \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Chase Ultimate Rewards\u00ae\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards\"\u003EChase Ultimate Rewards\u00ae\u003C\/a\u003E\u003C\/span\u003E points. You can transfer these points to other Chase cards, like the Chase Sapphire Preferred\u00ae Card and redeem them for travel rewards, substantially boosting the value of your rewards.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E Pool your points with a Chase travel card, like the Chase Sapphire Preferred\u00ae Card to potentially double the value of your points (making your bonus worth around $400)\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $200 in cash back\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The Chase 5\/24 rule applies to this card, which means you may not qualify if you\u2019ve opened five or more credit cards in the past 24 months. Also, the offer terms state that the offer isn\u2019t available to current cardholders and previous cardholders who have earned a bonus for this card in the past 24 months.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Cardholders Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best no-annual-fee credit card welcome offer

Hilton Honors American Express Card

$0

15.74%-24.74% Variable

Excellent/Good

  • Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

ValuePenguin's verdict

If you're searching one of the most valuable offers you can earn without having to pay an annual fee, take a look at the latest offer from the Hilton Honors American Express Card. You can earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

While Hilton points are a bit inflated, this is still an incredibly valuable offer, worth around $650 by our estimates. The Hilton Honors American Express Card comes with amazingly generous benefits for a $0 annual fee card, including plentiful points on your regular purchases and automatic Hilton Silver elite status with a chance to earn Gold status after $20,000 in purchases in a year (enrollment required).

For rates and fees of Hilton Honors American Express Card, please click here.

  • Best way to redeem it: As mentioned, you can take your points a long way with hotels in the 20,000-30,000 point range, and tack on an extra night with Hilton's fifth night free benefit.
  • What it’s worth: Around $650
  • Who's eligible to earn the bonus: The offer is not available to applicants who own or have previously owned the Hilton Honors American Express Card.
  • Other rewards you'll earn: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Terms apply.
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class=\"AffiliateBanner--inner\"\u003E\u003Cdiv class=\"AffiliateBanner--wrapper\"\u003E\u003Cdiv class=\"AffiliateBanner--image\"\u003E\u003Ca class=\"Link--root AffiliateBanner--image-link \" href=\"\/credit-cards\/redirect\/923?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Hilton Honors American Express Card\"\u003E\u003Cimg alt=\"Hilton Honors American Express Card\" class=\"Image--root lazyload\" data-src=\"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4332.jpg\"\/\u003E\u003C\/a\u003E\u003C\/div\u003E\u003Cdiv class=\"AffiliateBanner--button\"\u003E\u003Cdiv class=\"AffiliateButtonV2--root \"\u003E\u003Ca class=\"Link--root Button--root Button--primary Button--fluid \" href=\"\/credit-cards\/redirect\/923?url=_best-credit-card-sign-up-bonus\" rel=\"nofollow\" target=\"_blank\" title=\"Apply Now\"\u003EApply Now\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--lock\" color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003E\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-credit-card\/26129-10-0#offer-terms\" rel=\"nofollow\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply.\u003C\/li\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn American Express' Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--fields-bottom\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$0\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E15.74%-24.74% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\/Good\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":90,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.\u003C\/li\u003E\u003Cli\u003EPlus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.\u003C\/li\u003E\u003Cli\u003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.\u003C\/li\u003E\u003Cli\u003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.\u003C\/li\u003E\u003Cli\u003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\u003C\/li\u003E\u003Cli\u003ENo Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.\u003C\/li\u003E\u003Cli\u003EEnjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.\u003C\/li\u003E\u003Cli\u003ENo Annual Fee.\u003C\/li\u003E\u003Cli\u003ETerms Apply.\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$0\",\"apr\":\"15.74%-24.74% Variable\",\"bannerDisclaimers\":[\"\\u003Ca href=\\\"https:\\\/\\\/www.americanexpress.com\\\/us\\\/credit-cards\\\/card-application\\\/apply\\\/prospect\\\/terms\\\/hilton-honors-credit-card\\\/26129-10-0#offer-terms\\\" rel=\\\"nofollow\\\"\\u003ESee Rates & Fees.\\u003C\\\/a\\u003E Terms Apply.\",\"On American Express' Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\\\/Good\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.\\u003C\\\/li\\u003E\\u003Cli\\u003EPlus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.\\u003C\\\/li\\u003E\\u003Cli\\u003EEnjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.\\u003C\\\/li\\u003E\\u003Cli\\u003ENo Annual Fee.\\u003C\\\/li\\u003E\\u003Cli\\u003ETerms Apply.\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":90,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"No annual fee\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4332.jpg\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/923?url=_best-credit-card-sign-up-bonus\",\"name\":\"Hilton Honors American Express Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Welcome Offer\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. \n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EIf you're searching one of the most valuable offers you can earn without having to pay an annual fee, take a look at the latest offer from the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hilton Honors American Express card review\" href=\"https:\/\/www.valuepenguin.com\/hilton-honors-american-express-card\"\u003EHilton Honors American Express Card\u003C\/a\u003E\u003C\/span\u003E. You can earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. \u003C\/p\u003E\n\n\u003Cp\u003EWhile Hilton points are a bit inflated, this is still an incredibly valuable offer, worth around $650 by our estimates. The Hilton Honors American Express Card comes with amazingly generous benefits for a $0 annual fee card, including plentiful points on your regular purchases and automatic Hilton Silver elite status with a chance to earn Gold status after $20,000 in purchases in a year (enrollment required).\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003EFor rates and fees of Hilton Honors American Express Card, please click \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" rel=\"nofollow\" title=\"here\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-credit-card\/26129-10-0#offer-terms\"\u003Ehere\u003C\/a\u003E\u003C\/span\u003E.\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E As mentioned, you can take your points a long way with hotels in the 20,000-30,000 point range, and tack on an extra night with Hilton's fifth night free benefit.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E Around $650\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The offer is not available to applicants who own or have previously owned the Hilton Honors American Express Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio, 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations AND 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Terms apply.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Best business credit card sign-up bonus

Ink Business Preferred℠ Credit Card

  • On Chase's Secure Website

$95

15.99%-20.99% Variable

Excellent

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • $95 Annual Fee

Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

ValuePenguin's verdict

There are many good reasons to own the Ink Business Preferred℠ Credit Card, but one of the most compelling is that it has one of the most valuable sign-up bonuses around. If you can reach the $15,000 spending threshold, you'll earn a plentitude of points, worth $1,250 in travel through the Chase Ultimate Rewards portal — and possibly much more if you transfer points to an outside loyalty program, like United, Southwest or Hyatt. You'll also earn bonus points on common business purchases and enjoy great travel benefits like no foreign transaction fees and primary car rental insurance.

  • Best way to redeem it: While you get a 50% boost on the value of your points with Chase Ultimate Rewards travel, you can squeeze more value out of your points by transferring them to one of Chase's loyalty program partners.
  • What it’s worth: $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Who's eligible to earn the bonus: The Chase 5/24 rule applies to this card (though it doesn't count toward your 5/24 total since it's a business card), which means you can't apply if you've opened more than five new cards in the past 24 months. Also, you need to own a qualifying business (though you don't need an EIN to apply).
  • Other rewards you'll earn: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
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color=\"inherit\" name=\"lock\"\u003E\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"DisclaimersList--root\"\u003E\u003Cul class=\"DisclaimersList--unordered-list\"\u003E\u003Cli class=\"DisclaimersList--list-item\"\u003EOn Chase's Secure Website\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--fields\"\u003E\u003Cdiv class=\"BenefitsBox--fields-bottom\"\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAnnual Fee\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E$95\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EAPR\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003E15.99%-20.99% Variable\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003ECredit Needed\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cp class=\"BenefitsBox--field-content-value\"\u003EExcellent\u003C\/p\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field\"\u003E\u003Cdiv class=\"BenefitsBox--field-content\"\u003E\u003Cdiv class=\"BenefitsBox--field-content-label\"\u003EEditor's Rating\u003Cdiv class=\"DynamicTooltip--root\"\u003E\u003Cspan class=\"DynamicTooltip--label\"\u003E?\u003C\/span\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--field-content-value\"\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\" color=\"yellow\" name=\"star-half\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":70,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--details-hidden\"\u003E\u003Cdiv class=\"BenefitsBox--details-content\"\u003E\u003Cul\u003E\u003Cli\u003EEarn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards\u00ae\u003C\/li\u003E\u003Cli\u003EEarn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases\u003C\/li\u003E\u003Cli\u003EWith Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring\u003C\/li\u003E\u003Cli\u003EWith Zero Liability you won't be held responsible for unauthorized charges made with your card or account information\u003C\/li\u003E\u003Cli\u003ERedeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open\u003C\/li\u003E\u003Cli\u003EPoints are worth 25% more when you redeem for travel through Chase Ultimate Rewards\u00ae\u003C\/li\u003E\u003Cli\u003EPurchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account\u003C\/li\u003E\u003Cli\u003E$95 Annual Fee\u003C\/li\u003E\u003C\/ul\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv class=\"BenefitsBox--toggle\"\u003E\u003Ca aria-label=\"Toggle Open\/Closed\" class=\"ToggleText--link BenefitsBox--toggle-text link small\"\u003E\u003Cspan\u003E\u003Cspan class=\"ToggleText--label\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl dBUYFD ValuePenguinIcon--root ValuePenguinIcon--undefined\" color=\"inherit\"\u003E\u003C\/span\u003E\u003C\/span\u003E+ see card details\u003C\/span\u003E\u003C\/a\u003E\u003C\/div\u003E\u003C\/div\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"BenefitsBox\"\u003E{\"annualFee\":\"$95\",\"apr\":\"15.99%-20.99% Variable\",\"bannerDisclaimers\":[\"On Chase's Secure Website\"],\"buttonColor\":\"primary\",\"buttonIcon\":\"lock\",\"buttonText\":\"Apply Now\",\"context\":\" in context: Banner\",\"creditNeeded\":\"Excellent\",\"creditNeededTooltip\":\"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.\",\"details\":\"\\u003Cul\\u003E\\u003Cli\\u003EEarn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards\\u00ae\\u003C\\\/li\\u003E\\u003Cli\\u003EEarn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring\\u003C\\\/li\\u003E\\u003Cli\\u003EWith Zero Liability you won't be held responsible for unauthorized charges made with your card or account information\\u003C\\\/li\\u003E\\u003Cli\\u003ERedeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open\\u003C\\\/li\\u003E\\u003Cli\\u003EPoints are worth 25% more when you redeem for travel through Chase Ultimate Rewards\\u00ae\\u003C\\\/li\\u003E\\u003Cli\\u003EPurchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account\\u003C\\\/li\\u003E\\u003Cli\\u003E$95 Annual Fee\\u003C\\\/li\\u003E\\u003C\\\/ul\\u003E\",\"editorRating\":\"\\u003Cdiv class=\\\"ReactComponent--root\\\"\\u003E\\n \\u003Cdiv class=\\\"js-react-component-rendered js-react-component-StarRating\\\" data-component-name=\\\"StarRating\\\"\\u003E\\n \\u003Cdiv class=\\\"StyledStarRating-sc-c10iah jKtZiW\\\"\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\\\" color=\\\"yellow\\\" name=\\\"star-fill\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-half\\\" color=\\\"yellow\\\" name=\\\"star-half\\\"\\u003E\\u003C\\\/span\\u003E\\u003Cspan aria-hidden=\\\"true\\\" class=\\\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\\\" color=\\\"yellow\\\" name=\\\"star-empty\\\"\\u003E\\u003C\\\/span\\u003E\\u003C\\\/div\\u003E\\n \\u003C\\\/div\\u003E\\n\\n \\u003Cscript type=\\\"application\\\/json\\\" class=\\\"js-react-component\\\" data-component-name=\\\"StarRating\\\"\\u003E{\\\"rating\\\":70,\\\"stars\\\":5}\\u003C\\\/script\\u003E\\n\\n\\u003C\\\/div\\u003E\",\"editorRatingTooltip\":\"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers. Learn more on how we \\u003Cspan\\u003E\\u003Ca class=\\\"ShortcodeLink--root ShortcodeLink--black\\\" rel=\\\"nofollow\\\" title=\\\"Credit Card Methodology\\\" href=\\\"https:\\\/\\\/www.valuepenguin.com\\\/credit-card-methodology\\\"\\u003Ecalculate rewards\\u003C\\\/a\\u003E\\u003C\\\/span\\u003E.\",\"featuredTitle\":\"Business\",\"hideTitle\":true,\"imageURL\":\"https:\\\/\\\/cdn.comparecards.com\\\/uploads\\\/images\\\/items\\\/4694.png\",\"isUnavailable\":false,\"link\":\"\\\/credit-cards\\\/redirect\\\/1112?url=_best-credit-card-sign-up-bonus\",\"name\":\"Ink Business Preferred\\u2120 Credit Card\",\"signUpBonus\":\"\",\"signUpBonusTitle\":\"Sign Up Bonus\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EValuePenguin's verdict\u003C\/h3\u003E\n\n\u003Cp\u003EThere are many good reasons to own the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Ink Business Preferred review\" href=\"https:\/\/www.valuepenguin.com\/chase-ink-preferred-business-card\"\u003EInk Business Preferred℠ Credit Card\u003C\/a\u003E\u003C\/span\u003E, but one of the most compelling is that it has one of the most valuable sign-up bonuses around. If you can reach the $15,000 spending threshold, you'll earn a plentitude of points, worth $1,250 in travel through the Chase Ultimate Rewards portal \u2014 and possibly much more if you transfer points to an outside loyalty program, like United, Southwest or Hyatt. You'll also earn bonus points on common business purchases and enjoy great travel benefits like no foreign transaction fees and primary car rental insurance.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content ShortcodeList--content-margin\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--bullet\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EBest way to redeem it:\u003C\/strong\u003E While you get a 50% boost on the value of your points with Chase Ultimate Rewards travel, you can squeeze more value out of your points by transferring them to one of Chase's loyalty program partners.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWhat it\u2019s worth:\u003C\/strong\u003E $1,250 toward travel when redeemed through Chase Ultimate Rewards\u00ae\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EWho's eligible to earn the bonus:\u003C\/strong\u003E The Chase 5\/24 rule applies to this card (though it doesn't count toward your 5\/24 total since it's a business card), which means you can't apply if you've opened more than five new cards in the past 24 months. Also, you need to own a qualifying business (though you don't need an EIN to apply).\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cstrong\u003EOther rewards you'll earn:\u003C\/strong\u003E Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases\u2014with no limit to the amount you can earn.\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Current bonuses for popular cards

The best credit card sign-up bonuses we profiled above are just some of the top options, but there are plenty of others. Make sure to compare credit card offers based on the type of rewards you want to earn, whether you prefer to rack up cash back, travel rewards points, hotel points or airline miles.

We highlight below the best credit card bonus offers from top card issuers:

Chase sign-up bonus

Card
Welcome bonus
Estimated value
Annual fee
Chase Sapphire Reserve®Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$900 in Ultimate Rewards travel$550
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American Express welcome bonus

Card
Welcome bonus
Estimated value
Annual fee
The Platinum Card® from American ExpressEarn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.$1,000 in Membership Rewards travel$695
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Citibank sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Citi Premier® CardEarn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening$800$95
Show All Rows

Capital One sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Capital One Venture Rewards Credit CardEnjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel$600 in travel statement credits$95
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Bank of America sign-up bonus

Card
Sign-up bonus
Estimated value
Annual fee
Bank of America® Cash Rewards Credit Card$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening$200$0
Show All Rows

Wells Fargo welcome bonus

Card
Welcome bonus
Estimated value
Annual fee
Wells Fargo Active Cash℠ CardEarn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months$200$0
Show All Rows

How to choose the right sign-up bonus

As you compare credit card sign-up bonuses, it's crucial to make sure you know the type of rewards you're earning. While some kinds of rewards can be redeemed for statement credits only, others let you cash in your points for gift cards, merchandise, travel and more. Some rewards programs even let you turn your points into airline miles or points with a hotel loyalty program.

In addition to researching rewards programs to find the right fit, you should also make sure you can meet the card's minimum spending requirement with normal, organic spending.

If a card requires you to spend $3,000 within three months to earn a sign-up bonus, you should make sure you can charge at least $1,000 per month to your card in groceries, gas and regular bills.

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You should also consider whether paying a credit card's annual fee is worth it, keeping in mind that the best credit card sign-up bonuses are typically offered by cards with annual fees. In addition, be aware that some cards offer a no-annual-fee version you can apply for if you're against paying an annual fee for a credit card.

Take the Capital One Savor credit cards, for example:

With the Capital One® Savor® Cash Rewards Credit Card, if you're willing to pay a $95 annual fee, you can Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.


If you’re fee-averse, however, you may consider the Capital One SavorOne Cash Rewards Credit Card instead. There's a $0 annual fee, and you'll still Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

We already mentioned how you should know the type of rewards you're earning, but this is one area where you'll definitely want to do some research. This is particularly true if you plan to earn airline miles or hotel points that may be difficult to use. We suggest spending some time comparing frequent flyer programs and hotel loyalty points before you begin collecting points with a specific travel brand.

And, if you’re in doubt, you can also consider earning flexible points with a program like Chase Ultimate Rewards, Citi ThankYou Rewards or American Express Membership Rewards. All of these programs let you earn points you can redeem for travel, gift cards, merchandise or even transfers to airline and hotel partners. With these options, you could avoid getting stuck with points you can't use.

If you’re earning a bonus on a cashback credit card, then the bonus offer will be fairly cut and dry.

For example:

A rewards credit card that offers a $300 bonus that can only be redeemed for statement credits is obviously worth $300.

But a bonus can become increasingly more difficult to decipher when you're earning airline miles or hotel points. In either case, your rewards may be worth more or less depending on how you redeem them.

Here are the basic formulas you can use to find out how much your rewards are worth:

Hotel points formula

Cash price* ÷ Number of points needed for hotel stay

= Points value for that specific reservation

*including taxes and fees

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Airline miles formula

Cash price* ÷ Number of miles needed for fare

= Miles value for that specific fare

*minus taxes and fees

{"backgroundColor":"butter","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EAirline miles formula\u003C\/strong\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeAlign--root ShortcodeAlign--horizontal-center\"\u003E\n \u003Cdiv class=\"ShortcodeAlign--container\"\u003E \n \u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--black\"\u003E\n Cash price* ÷ Number of miles needed for fare\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--black\"\u003E\n = Miles value for that specific fare\n \u003C\/p\u003E\n\u003C\/div\u003E\n\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeDisclaimer--root ShortcodeDisclaimer--root \"\u003E\n \u003Cdiv class=\"ContextualDisclaimer--root\"\u003E\n \u003Cp class=\"ContextualDisclaimer--copy\"\u003E\n \u003Cp\u003E*minus taxes and fees\u003C\/p\u003E\n\n \n \u003C\/p\u003E\n\u003C\/div\u003E\n\n\u003C\/div\u003E\n\n","padding":"normal"}

For example:

Let's say you find an international flight on United Airlines with a cash price of $1,234 or an award price of 60,000 miles plus $78.55 in airline taxes and fees. In that case, you would subtract the taxes and fees and wind up with $1,155 (the cash price of the fare with rounding). When you divide that figure by 60,000 miles, you get a value of 1.9 cents per mile.


{"backgroundColor":"blue","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003ELearn more about rewards programs\u003C\/strong\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--plain\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Chase Ultimate Rewards: We Break Down How They Work\" href=\"https:\/\/www.valuepenguin.com\/chase-ultimate-rewards\"\u003EChase Ultimate Rewards\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"American Express Membership Rewards: Your Guide to Earning and Redeeming Points for Max Value\" href=\"https:\/\/www.valuepenguin.com\/travel\/american-express-membership-rewards-guide-earning-redeeming\"\u003EAmerican Express Membership Rewards\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"The Ultimate Guide to United Airlines' MileagePlus Program\" href=\"https:\/\/www.valuepenguin.com\/travel\/united-airlines-mileageplus-program-guide\"\u003EUnited MileagePlus\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Everything You Need to Know About American Airlines AAdvantage\" href=\"https:\/\/www.valuepenguin.com\/travel\/american-airlines-aadvantage\"\u003EAmerican Airlines AAdvantage\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Delta SkyMiles - Program Guide & Overview 2021\" href=\"https:\/\/www.valuepenguin.com\/travel\/delta-skymiles-frequent-flyer-program-guide\"\u003EDelta SkyMiles\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--plain\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Southwest Rapid Rewards: 2021 Program Overview\" href=\"https:\/\/www.valuepenguin.com\/travel\/southwest-rapid-rewards\"\u003ESouthwest Rapid Rewards\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Marriott Bonvoy Rewards Program: Everything You Need to Know\" href=\"https:\/\/www.valuepenguin.com\/travel\/marriott-bonvoy-rewards-program\"\u003EMarriott Bonvoy\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Hilton Honors Rewards Program: Maximizing the Value of Honors Points\" href=\"https:\/\/www.valuepenguin.com\/travel\/hilton-hhonors-rewards-program\"\u003EHilton Honors\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"The World of Hyatt Program: A Highly Valuable Program for All Travelers\" href=\"https:\/\/www.valuepenguin.com\/travel\/hyatt-gold-passport\"\u003EThe World of Hyatt\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"IHG Rewards Program: Get Maximum Value from Your Points\" href=\"https:\/\/www.valuepenguin.com\/travel\/ihg-rewards-club-loyalty-program\"\u003EIHG Rewards Club\u003C\/a\u003E\u003C\/span\u003E\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n","padding":"double"}

Issuer's restrictions on welcome bonuses

Most of the major credit card issuers set limits on how often consumers can earn a welcome bonus on their cards. The purpose of these limits is to cut down on customers who might "churn" bonus offers — that is, sign up for new cards over and over again without any intention to use a card for the long haul.

Fortunately, issuer restrictions on credit card welcome bonuses tend to be reasonable. The following chart highlights the rules from each of the major card issuers.

The Chase 5/24 rule says cardholders cannot get a new Chase credit card if they have five or more credit card inquiries on their credit report within the last 24 months. With consumer credit cards, you can only earn the bonus once every 24 to 48 months.

American Express only lets you earn a bonus on each of their cards once per lifetime.

Capital One only lets you have two personal credit cards with them, and you can only get approved for a new credit card offer every six months.

You can earn a sign-up bonus on Citi credit cards every 24 to 48 months, depending on the family of cards you select from.

Bank of America only lets you get approved for two new cards in a 30-day period, three new cards in a 12-month period or four new cards in a 24-month period.
Wells Fargo limits sign-up bonuses to cardholders who have opened the same card and earned the bonus already within the last 15 months.

Are sign-up bonuses taxable?

Credit card sign-up bonuses are considered rebates on your spending, so they're usually not counted as taxable income. The same is true with ongoing rewards you earn with a rewards credit card.

However, you may owe taxes on a sign-up bonus in certain cases (if you earned a bonus without making a purchase or reaching a spending requirement), in which case you'll receive a Form 1099-INT or Form 1099-MISC in the mail.

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Tips for earning a sign-up bonus

As you decide which new credit card offer to sign up for, you should conduct due diligence and learn all you can. These tips can help you earn a credit card sign-up bonus without any problems:

Before you set out to earn a bonus based on your spending, make sure you know how much you normally charge to a credit card each month. You can do this by getting out your past credit card statements from other issuers and tallying up your charges.

If you need to spend more to earn a particular sign-up bonus, see if you can add some of your regular monthly bills to your credit card. For example, you may be able to use the card to pay for your health insurance, homeowners insurance, car insurance, utility bills or daycare expenses — but you should also make sure you don't incur processing fees that exceed the value of the bonus on these charges.

Make sure you read the offer you're considering to the end, including all of the fine print. If you fail to reach the spending threshold or meet other requirements for a sign-up bonus in time, you could easily miss out.

Finally, remember that pursuing credit card rewards is only worth it if you never pay interest on your purchases. Have a plan to pay off all your purchases each month, or else the interest you pay could wipe out your rewards.

What is a credit card sign-up bonus?

A sign-up bonus (often also referred to as a "welcome offer" or "introductory offer") is an offer extended to credit card applicants — usually in the form of points, miles or cash back — to encourage them to apply for a card and use the card once their account is opened.

Which credit card has the best sign-up bonus offer?

We think the Chase Sapphire Preferred® Card currently has one of the best offers around, but the value of an offer varies by the needs of each cardholder, including the type of rewards (points, miles or cash back) they prefer, and how they plan to redeem the rewards.

What credit cards give you cash for signing up?

Cashback credit cards reward you with cash back for applying and typically meeting a spending requirement. It's important to note that cashback rewards can take many forms — e.g., a cashback certificate (see the Costco Anywhere Visa® Card by Citi), statement credits or points that you can redeem for a variety of rewards including cash back (see the Chase Freedom Unlimited®).

Are there any $500 credit card bonuses available now?

Actually you can find more valuable offers than $500, especially if you're willing to apply for a travel credit card, such as the Costco Anywhere Visa® Card by Citi. However, if you're searching in the $500 range, you should check out the Bank of America® Premium Rewards® credit card and the Capital One Spark Cash for Business.

What steps are required to get a sign-up bonus on a credit card?

In order to earn a sign-up bonus, you'll need to meet the requirements to earn the bonus, which usually include spending a certain amount of money on a card within a certain time period. It's important to thoroughly read the terms and conditions of an offer before you apply for a card to make sure you understand all the requirements — cardholders sometimes open cards and receive a rude awakening a few months later when they learn they aren't qualified for the sign-up bonus.

Are there any restrictions when applying for a credit card sign-up bonus?

Many issuers have restrictions on the number of cards you can apply for and the number of times you can apply for a particular card. Furthermore, cards usually offer valuable ongoing benefits to their cardholders in addition to the sign-up bonus. You should look at the value of all a card's benefits as a whole before applying — not just the sign-up bonus.

When's the best time to apply for a credit card sign-up bonus offer?

While it's a great time to apply for many of the offers on this page, some cards frequently change their offer and sometimes offer elevated, limited time offers. It's worth researching the history of a bonus on a particular card before you apply — if a card has a history of boosting its offer on a regular basis, you might want to wait until an elevated offer swings around before applying.

What credit score do I need to apply for a sign-up bonus?

Requirements vary by the card. You'll need good to excellent credit to qualify for most offers on this page.

When should I avoid signing up for a credit card bonus?

You should avoid applying for a credit card sign-up bonus if you are ineligible for the offer (make sure you read the terms and conditions carefully), you can't qualify for the card (be sure your credit score is up to snuff and see if the issuer allows you to prequalify), you are incapable of meeting the spending requirements, or owning a rewards credit card would tempt you to spend more than you can afford to pay off. Afterall, the rewards aren't worth it if you end up in debt.

What happens if I sign up for a credit card and then don't use it?

If you don't use your card, you likely won't qualify for the sign-up bonus. Furthermore, if your card lies dormant for a long period, the issuer may choose to cancel your account.

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of Blue Cash Preferred® Card from American Express, please click here.

For rates and fees of Hilton Honors American Express Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of American Express® Gold Card, please click here.

For rates and fees of Marriott Bonvoy Brilliant™ American Express® Card, please click here.

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of Blue Cash Everyday® Card from American Express, please click here.

The information related to Capital One® Savor® Cash Rewards Credit Card, Wells Fargo Cash Wise Visa® card, Citi Prestige® Credit Card, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Bank of America® Travel Rewards credit card, Bank of America® Premium Rewards® credit card, Alaska Airlines Visa Signature® credit card, Wells Fargo Propel American Express® card, Bank of America® Cash Rewards Credit Card and Hilton Honors American Express Surpass® Card have been independently collected by ValuePenguin and have not been reviewed or provided by the issuer of this card prior to publication.

The Capital One Spark Cash for Business card may no longer be available.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).