Best Credit Cards
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Advertiser Disclosure
Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

Best Airline Miles Credit Cards of 2017

When it comes to rewards, airline credit cards have some of the best overall perks and bonuses available. With many cards offering hundreds of dollars in overall benefits, choosing the right miles credit card could net you free awards travel or large discounts on your travel expenses. We've compiled a list of credit cards that give the best value when used on airfare and built a tool to help you compare them.

Our Top Airline Rewards Credit Cards for 2017

Our list of top airline rewards cards is based on a combination of long term rewards rate, flexibility in earning and using rewards, and the value of any signing bonuses and benefits.

Chase Sapphire Preferred® Card: Best Potential Rewards

The Chase Sapphire Preferred® Card from JPMorgan Chase has more built-in options for how cardholders can use rewards than most credit cards. This opens up the possibility for consumers to have rewards rates as high as 2.5% or more, depending on how they use their points. One of the best ways to get high value out of this card is to trade your points in for frequent flyer miles. The card allows you to exchange your rewards at a 1:1 ratio for miles with British Airways, Air France, Korean Air, Singapore Airlines, Southwest, United and Virgin Atlantic. This flexibility is what makes the Chase Sapphire Preferred® Card #1 in our books.

Image showing all the airlines you can transfer your Chase Ultimate Reward points to.

You can also be eligible for one of the highest bonuses on any credit card with the Chase Sapphire Preferred® Card. The card currently offers 50,000 points to anyone who spends at least $4,000 on purchases in the first three months of card membership, and we value it at about $625. If you transfer the points to an airline, and are clever about how you redeem them, you can stretch that value even further.

Chase Sapphire Preferred® Card Highlights

  • 2x points on travel and dining at restaurants
  • 20% discount when points are used to book travel on Chase Ultimate Rewards
  • Read Full Review

Barclaycard Arrival Plus® World Elite Mastercard®: Best Everyday Airline Card

For consumers who want an airline credit card without being tied to a specific carrier, look no further than the Barclaycard Arrival Plus® World Elite Mastercard®. The reward structure makes this card perfect for everyday use, giving you 2 miles for every dollar you spend — no matter the category. If you're looking for above average rewards for travel and would like to skip all the hassle of managing your rewards, the Barclaycard Arrival Plus® World Elite Mastercard® is your best bet. The additional 5% points dividend when you redeem miles for travel means you can expect to get a 2.1% overall rewards rate from your spending.

Like many top travel credit cards, it comes with a pretty big signing bonus. You'll get 40,000 miles if you spend $3,000 in the first 90 days of having the card — a $400 value.

Barclaycard Arrival Plus® World Elite Mastercard® Highlights

  • 2.1% rewards rate on all spending: 2 Points per dollar plus a 5% points dividend when redeemed those points for travel statement credit
  • 40,000 bonus mile signing offer after spending $3,000 on purchases, within the first 90 days of account opening
  • Read Full Review

Discover it® Miles: Best No Fee Miles Credit Card

The Discover it® Miles is one of the few credit cards that can earn you miles while not burning a hole in your pocket. Though it has no annual fee, this card still comes with rewards that are better than most other credit cards on the market. You get 1.5 miles on every dollar you spend, and those miles can later be traded in for either cash back or as travel statement credit. Without an annual fee, all the rewards you earn through it will be pure upside. That makes it perfect for low spenders who don’t want to have to worry about making up for the money they lost through an annual fee.

Currently, the Discover it® Miles comes with a very attractive bonus for new cardmembers. Discover will double all the miles you earned with this card at the end of your first year. With this bonus, the Discover it® Miles beats most cards on our list for the first 12 months you have it. While you lose this bonus after your first year, the card’s 1.5% rewards rate is still a good deal, making this card worth keeping in your wallet for years to come.

Discover it® Miles Highlights

  • Unlimited 1.5 miles on all your purchases
  • Discover doubles all the miles you earn at the end of your first year (for new cardmembers only)
  • Read Full Review

The Top Airline Co-Branded Credit Cards

We singled out the cards above for their combination of flexibility and great value. If you don't mind sticking to (or want to cultivate loyalty with) a single airline, in this section we'll go over some of the top airline/credit card partnerships.

Southwest Rapid Rewards® Premier Credit Card

Out of all the airline credit cards we looked at, the Southwest Rapid Rewards® Premier Credit Card comes with one of the highest bonuses, and a lot of ways of earning frequent flyer miles. Southwest's biggest limitation is that it's a domestic carrier. If you're looking to earn miles for international flights, we recommend looking at other cards.

A map showing all the Southwest destinations.

This card currently comes with a 40,000 sign-up bonus, which you get if you manage to spend $1,000 on purchases in the first 3 months. We typically value a single Southwest point at about $0.017, making this bonus worth around $680. More importantly, however, the bonus points you get count towards the prestigious Southwest Companion Pass — one of the most sought after airline rewards. If you manage to earn 110,000 Southwest Rapid Rewards points within a single calendar year, you will get the pass. It allows you to designate one person who will be able to fly with you free of charge. The Companion Pass lasts for the duration of the year in which you earn it, plus the next full calendar year.

Southwest Rapid Rewards® Premier Credit Card Highlights

  • Easy to earn bonus: 40,000 bonus points when you spend $1,000 on purchases in the first 3 months your account is open
  • Annual 6,000 points every year after your Cardmember anniversary
  • Read Full Review

Platinum Delta Skymiles® Credit Card

The Platinum Delta Skymiles® Credit Card is the best of the three SkyMiles® affiliated credit cards offered by American Express and Delta Airlines. It's also a fantastic card to have for anyone who travels abroad, since the carrier flies all around the world. For consumers that are wary of the $195 annual fees, the annual companion certificate good for one US domestic companion ticket easily recoups the annual cost after the first year. Depending on how you use it, you can squeeze out hundreds of dollars each year on this perk alone. Most other airline credit cards don't give you these kinds of benefits right out the gate.

A map showing all the Delta destinations.

For frequent Delta clients, the Platinum Delta Skymiles® Credit Card lets you earn both bonus miles and Medallion Qualification Miles towards a higher status tier. Of the 25,000 MQMs offered through the card, 20,000 of them are available each year, though spending requirements are quite high at $50,000 in annual purchases. If you care about earning elite status with Delta, this card is the way to go.

Platinum Delta Skymiles® Credit Card Highlights

  • 10,000 bonus miles and 10,000 MQMs after you spend $25,000 or more in eligible purchases on the Card in a calendar year.; Additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a Calendar year
  • Free Annual Companion Certificate
  • First Checked Bag Free
  • Read Full Review

JetBlue Plus Card

The JetBlue Plus Card is another excellent airline card worth highlighting for its great sign-up bonus, free checked baggage benefits and high rewards rate. With this card, you earn 6 TrueBlue points per dollar on JetBlue purchases, and 2 points per $1 at grocery stores and restaurants. Since we value a single TrueBlue point at about $0.012, that comes out to a rewards rate between 7.2% and 2.4%. You'll also receive 5,000 anniversary points each year, which are worth about $60 — taking care of over half of this card's $99 annual fee.

A map showing all the JetBlue destinations.

The chief thing we like about this card is that it can help you get rid of the checked baggage fees, on your first bag. Keep in mind, however, that this applies to the primary cardholder only. If the primary cardholder is not traveling on the same itinerary, the others in the party cannot enjoy this benefit.

JetBlue Plus Card Highlights

  • Rewards rate as high as 7.2%
  • 30,000 points if you spent at least $1,000 on purchases in the first 90 days
  • Not good for international travel
  • Read Full Review

Other Noteworthy Miles Credit Cards

There are a few other cards we wanted to highlight that didn't make the cut for general flyers in the categories above. These cards fit more specialized needs, and fewer consumers may find them useful.

Capital One® Venture® Rewards Credit Card: Best Everyday Miles Card For Moderate Spenders

If you spend less than $30,000 on purchases each year, the Capital One® Venture® Rewards Credit Card is a better everyday rewards card than the Barclaycard Arrival Plus® World Elite Mastercard®. With it, you'll receive 2 miles for every dollar you spend, regardless of category. This makes the card relatively easy to use when it comes to earning rewards, since you won't have to think about whether a purchase will earn you more or less points. It doesn't have a 5% miles dividend like the Barclaycard Arrival Plus® World Elite Mastercard®, though at the same time it has a lower annual fee. If you spend over $30k, that 5% miles dividend makes the Barclaycard Arrival Plus® World Elite Mastercard® worth it. In other cases, however, you should go with this card.

New cardholders are also currently being offered 50,000 miles for spending $3,000 in purchases in the first 3 months, a bonus worth $500 towards travel expenses. The bonus miles have recently been upgraded to compete more closely with the Barclaycard Arrival Plus® World Elite Mastercard®.

Capital One® Venture® Rewards Credit Card Highlights

  • 2% flat rate rewards usable on travel.
  • 50,000 miles once you spend $3,000 on purchases in the first 3 months.
  • Rewards usable as statement credits on flights, hotel rooms and car rentals.
  • Read Full Review

Chase Sapphire Reserve℠: Best Luxury Airline Rewards Card

The Chase Sapphire Reserve℠ is one of the absolute best travel credit cards around right now because of how loaded it is with benefits. Unlike most premium credit cards, the Chase Sapphire Reserve℠ comes with a mix of high rewards on spending and very good luxury features. Though this card’s $450 annual fee may seem off-putting, the actual benefits justify the price tag -- especially if you are someone looking to add luxury to your air travel. There is a $300 annual travel credit that can be applied to anything from airline tickets to Uber rides. That’s a higher travel credit than most $450 cards tend to offer. You also get complimentary Priority Pass membership that grants access to over 900 airport lounges worldwide. The card comes with Global Entry or TSA Pre credit, which saves you between $90 and $100 and cuts down on the time you have to spend at the airport.

Chase Sapphire Reserve℠ Highlights

  • 3X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • 1:1 Point transfer to leading airline and hotel loyalty programs
  • $300 Annual Travel Credit automatically applied to your account for travel purchases charged to your card
  • Read Full Review

Summary of Best Airline Credit Cards

The table below gives you a quick glance at the top preforming airline mile credit cards and what makes each stand out. As you compare, make note of the annual fee for each card and whether you think the rewards justify the cost.

Best Airline Card For...

CardAnnual Fee
Those Who Want FlexibilityChase Sapphire Preferred® Card$0 Intro for the First Year. Then $95
Flat Rewards On All SpendingBarclaycard Arrival Plus® World Elite Mastercard®$89 - Waived first year
No Annual FeeDiscover it® Miles$0
Domestic Travel #1Southwest Rapid Rewards® Premier Credit Card$99
Domestic Travel #2JetBlue Plus Card$99
Companion tickets & Medallion Qualification MilesPlatinum Delta Skymiles® Credit Card$195
Luxury TravelChase Sapphire Reserve℠$450
Ease of UseCapital One® Venture® Rewards Credit Card$0 intro for first year; $95 after that

Compare Airline Credit Cards

If you're looking for a specific airline credit card that we may not have mentioned in our top list, we've created a handy tool that lets you compare airline credit cards. Take a look at how rewards with each card performs.

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Card Annual Fee 2-yr Net Rewards Rate

The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the Rewards Value note to see details on how it is calculated.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Bonus Value

The bonus field shows our estimate for the value of the card’s sign-up bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2-yr Rewards Value

The Rewards Value is calculated by adding together the rewards earned from charging purchases to the card over two years and any sign-up bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Southwest Rapid Rewards® Plus Card
$69 3.27%
$731
Earn 40,000 bonus points after spending $1,000 in first 3 months of opening your account
$1,176
Graph Card Read Review More Details
Annual Fee $69
APR 16.99% - 23.99% Variable

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Bonuses
40,000 x $0.017 = $680
3,000 x $0.017 = $51
Less Annual Fees -$138
Total Net Estimated Rewards Through 24 Months 1,176
Southwest Rapid Rewards® Premier Credit Card
$99 3.24%
$782
Get 40,000 points after you spend $1,000 on purchases in the first 3 months of opening your account
$1,167
Graph Card Read Review More Details
Annual Fee $99
APR 16.99% - 23.99% Variable

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Bonuses
40,000 x $0.017 = $680
6,000 x $0.017 = $102
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 1,167
Chase Sapphire Preferred® Card
Introductory Annual Fee of $0 the first year, then $95 2.86%
$625
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
$1,028
Graph Card Read Review More Details
Annual Fee Introductory Annual Fee of $0 the first year, then $95
APR 16.99% - 23.99% Variable

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $498
Bonuses
50,000 x $0.013 = $625
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,028
Capital One® Venture® Rewards Credit Card
$0 intro for first year; $95 after that 3.03%
$500
Receive 50,000 miles once you spend $3,000 within the first 3 months
$1,091
Graph Card Read Review More Details
Annual Fee $0 intro for first year; $95 after that
APR 13.99% - 23.99% (Variable)

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Get a metal Venture Card when you apply today

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $686
Bonuses
50,000 x $0.01 = $500
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,091
Barclaycard Arrival Plus® World Elite Mastercard®
$89 - Waived first year 2.92%
$420
Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
$1,052
Graph Card Read Review More Details
Annual Fee $89 - Waived first year
APR 16.99%, 20.99% or 23.99% Variable

Card Details

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
  • There is a fee for balance transfers.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.011 = $721
Bonuses
40,000 x $0.011 = $420
Less Annual Fees -$89
Total Net Estimated Rewards Through 24 Months 1,052
United MileagePlus® Explorer Card
$0 introductory annual fee for the first year, then $95 2.63%
$560
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
$945
Graph Card Read Review More Details
Annual Fee $0 introductory annual fee for the first year, then $95
APR 16.99% - 23.99% Variable

Card Details

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95.
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Bonuses
40,000 x $0.014 = $560
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 945
Discover it® Miles
$0 2.15%
$257
Discover will match all the Miles you've earned at the end of your first year. Bonus Miles - For example, if you earn 30,000 Miles, you get 60,000 Miles.
$772
Graph Card Read Review More Details
Annual Fee $0
APR 11.99% - 23.99% Variable

Card Details

  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
257 x $0.01 = $257
Total Net Estimated Rewards Through 24 Months 772
LANPASS Visa Signature Card
$0 Intro Annual Fee for the first year then $75 2.06%
$300
Earn 20,000 Bonus Miles with your first card use
$740
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 Bonus Miles with your first card use
  • 2 miles per $1 spent on LAN ticket purchases
  • 1 LANPASS mile for every $1 you spend
  • Get 3 one-way upgrade coupons for free each year
  • 20% discount on their first LAN purchase (up to $1,000) each year
  • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Free Annual Account Summary
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
20,000 x $0.015 = $300
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 740
JetBlue Plus Card
$99 1.83%
$330
$657
Graph Card Read Review More Details
Annual Fee $99
APR 12.99%, 20.99% or 25.99% Variable

Card Details

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,760 x $0.011 = $525
Bonuses
30,000 x $0.011 = $330
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 657
BankAmericard Travel Rewards® Credit Card
No Annual Fee 1.99%
$200
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
$715
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.99% - 22.99% Variable

Card Details

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts
  • No foreign transaction fees
  • Smart chip technology provides greater acceptance and added security
  • No limits or expiration dates on points earned

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 715
Gold Delta SkyMiles® Credit Card from American Express
$0 Intro Annual Fee for the first year then $95 1.88%
$360
Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months
$677
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0 Intro Annual Fee for the first year then $95
APR 16.74% - 25.74% Variable

Card Details

  • Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new card within your first 3 months.
  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise
  • Check your first bag for free and save up to $50 on a round-trip Delta flight
  • Priority boarding on Delta flights
  • Discounted Admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
30,000 x $0.012 = $360
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 677
Citi® / AAdvantage® Gold World Elite™ Mastercard®
$50 1.95%
$338
Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
$701
Graph Card Read Review More Details
Annual Fee $50
APR 13.99%, 17.99% or 21.99% Variable

Card Details

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
  • 1 AAdvantage mile for every $1 spent
  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
25,000 x $0.014 = $338
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 701
LANPASS Visa Card
$0 Intro Annual Fee for the first year then $45 1.93%
$225
Earn 15,000 Bonus Miles with your first card use
$695
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Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 Bonus Miles with your first card use
  • 1 LANPASS mile for every $1 you spend
  • Receive a 10% discount on LAN purchase (up to $500) once per year
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
15,000 x $0.015 = $225
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 695
US Bank FlexPerks® Travel Rewards Visa Signature® Card
$0 Intro Annual Fee for the first year then $49 1.83%
$260
Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
$657
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Annual Fee $0 Intro Annual Fee for the first year then $49
APR 13.99% - 23.99% Variable

Card Details

  • Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
  • Earn 1 FlexPoint for every $1 of eligible net purchases charged to your Card
  • Earn 2 FlexPoints for every $1 spent on gas, grocery or airline net purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • 3 FlexPoints per $1 on qualifying charitable donations
  • Redeem FlexPoints on airline tickets, statement credits, gift cards and more
  • No foreign transaction fee
  • EVM chip technology for added security abroad
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • Subject to credit approval

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $446
Bonuses
20,000 x $0.013 = $260
Less Annual Fees -$49
Total Net Estimated Rewards Through 24 Months 657
United℠ TravelBank Card
$0 1.85%
$150
$665
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Annual Fee $0
APR 16.99% - 23.99% Variable

Card Details

  • $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open
  • Earn 2% in TravelBank cash per $1 spent on airline tickets purchased from United
  • Earn 1.5% in TravelBank cash per $1 spent on all other purchases
  • No foreign transaction fees
  • Enjoy 25% back as a statement credit on purchases of food and beverages onboard United-operated flights, when you pay with your United TravelBank Card.
  • TravelBank cash is easy to use. $1 in TravelBank cash = $1 when used toward the purchase of a United ticket.
  • Your TravelBank cash accumulates in your United TravelBank account on United.com. There's no limit to how much TravelBank cash you can earn.
  • $0 Annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
0 x $0.01 = $150
Total Net Estimated Rewards Through 24 Months 665
Platinum Delta Skymiles® Credit Card
$195 1.51%
$520
Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/09/2016. ; Earn 5,000 Medallion® Qualifying Miles and 35,000 Bonus Miles after spending $1,000 in the first 3 months
$542
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $195
APR 16.74% - 25.74% Variable

Card Details

  • Earn 5,000 MQMs and 35,000 Bonus Miles after spending $1,000 in the first 3 months
  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise
  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Discounted admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
0 x $0.012 = $100
35,000 x $0.012 = $420
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 542
American Express® Blue Sky
No Annual Fee 1.55%
$100
Earn 7,500 bonus points after you spend $1,000 in the first 3 months
$556
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee No Annual Fee
APR 17.24%, 20.24% or 22.24% Variable

Card Details

  • Earn 7,500 bonus points after you spend $1,000 in the first 3 months
  • 1 point for every $1 spent
  • Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package
  • Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events
  • Extended warranty and protection for purchases made on the card

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $456
Bonuses
7,500 x $0.013 = $100
Total Net Estimated Rewards Through 24 Months 556
Hawaiian Airlines® World Elite Mastercard®
$89 1.43%
$350
Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
$515
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Annual Fee $89
APR 16.99%, 20.99% or 25.99% Variable

Card Details

  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
  • Earn 2 miles for every $1 spent on Haiwaiian Airlines
  • Earn $1 for every $1 spent on all other purchases
  • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
  • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • No foreign transaction fees

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
35,000 x $0.01 = $350
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 515
Asiana Airlines Credit Card
$99 1.67%
$140
Get 10,000 bonus miles after first purchase
$601
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Annual Fee $99
APR 14.24%

Card Details

  • Get 10,000 bonus miles after first purchase
  • 3 miles for every dollar you spend on Asiana Airlines purchases
  • 2 miles for every dollar you spend on gas and grocery store purchases
  • 1 mile for every dollar you spend on all other purchases
  • And every year, you'll get: 2 Asiana Airlines lounge invitations, A 10,000 bonus Miles certificate, A $100 automatic rebate on Asiana Airlines tickets

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.014 = $659
Bonuses
10,000 x $0.014 = $140
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 601
AeroMexico Visa Signature Card
$0 Intro Annual Fee for the first year then $80 1.64%
$200
20,000 First Use Bonus Miles after first purchase or payment of annual fee
$590
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $80
APR 12.99% - 22.99% Variable

Card Details

  • 20,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 590
AeroMexico Visa Card
$0 Intro Annual Fee for the first year then $45 1.60%
$150
15,000 First Use Bonus Miles after first purchase or payment of annual fee
$575
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • 15,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 575
AAdvantage® Aviator™ Red Mastercard®
$95 1.09%
$0
$393
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Annual Fee $95
APR 15.99%, 19.99% or 24.99% Variable

Card Details

  • 2X miles for every dollar spent on eligible US Airways and American Airlines purchases. 1x mile for every 1 dollar spent on all other purchases.
  • 1 Free Checked Bag
  • Whenever you redeem, you’ll receive 10% of your redeemed miles back
  • Priority boarding
  • No Foreign Transaction Fees
  • 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 393
Avianca LifeMiles Visa Signature Card
$0 Intro Annual Fee for the first year then $75 1.18%
$184
Earn 20,000 bonus miles with your first card use
$425
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 bonus miles with your first card use
  • 1 LifeMile for every net $1 you spend
  • 2x LifeMiles on Avianca ticket purchases
  • 50% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
20,000 x $0.009 = $184
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 425
Premier Miles & More® World Mastercard®
$79 1.07%
$200
Earn 20,000 award miles with first purchase
$385
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Annual Fee $79
APR 15.99% or 24.99% Variable

Card Details

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase, and annually thereafter
  • 2 miles for every $1 spent on Miles and More integrated airlines
  • 1 mile for every $1 spent otherwise
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$158
Total Net Estimated Rewards Through 24 Months 385
Avianca LifeMiles Visa Card
$0 Intro Annual Fee for the first year then $45 1.14%
$138
Earn 15,000 bonues LifeMiles with your first card use
$409
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 bonues LifeMiles with your first card use
  • 1 LifeMile for every $1 spent on everything
  • 25% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
15,000 x $0.009 = $138
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 409
AeroMexico Visa Secured Card
$0 Intro Annual Fee for the first year then $25 1.38%
$50
5,000 First Use Bonus Miles plus Complimentary Companion Certificate
$495
Graph Card More Details
Annual Fee $0 Intro Annual Fee for the first year then $25
APR 22.99%

Card Details

  • 5,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • Complimentary Baggage

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$25
Total Net Estimated Rewards Through 24 Months 495
Spirit Airlines World MasterCard® Credit Card
$0 Intro Annual Fee for the first year then $59 1.00%
$75
15,000 bonus miles after your first purchase
$359
Graph Card Read Review More Details
Annual Fee $0 Intro Annual Fee for the first year then $59
APR 12.99% to 22.99% Variable

Card Details

  • 2 miles for every dollar you spend on purchases
  • 15,000 bonus miles after you make a purchase with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets, with taxes and fees from $11.20 per award
  • Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee
  • Enjoy a $0 introductory annual fee for the first year
  • a $59 fee will apply to World Mastercard® accounts thereafter

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.005 = $343
Bonuses
15,000 x $0.005 = $75
Less Annual Fees -$59
Total Net Estimated Rewards Through 24 Months 359
U.S. Bank Perks+ Visa Signature® Card
No Annual Fee 1.31%
$0
$470
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 11.99% - 21.99% Variable

Card Details

  • Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
  • Earn 1 point for every net dollar spent on everything else
  • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
  • 24/7 cardmember service
  • No annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Total Net Estimated Rewards Through 24 Months 470
Miles & More® World Elite Mastercard®
Image of Miles & More® World Elite Mastercard® $89 0.84%
$0
$302
Graph Card More Details
Annual Fee $89
APR 16.99% or 25.99% Variable

Card Details

  • 50,000 award miles after qualifying transactions
  • 1 mile for every $1 spent
  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 302
Korean Air SKYPASS Visa Signature Credit Card
$80 0.93%
$150
15,000 SKYPASS Bonus Miles after first purchase
$333
Graph Card Read Review More Details
Annual Fee $80
APR 12.99% - 19.99% Variable

Card Details

  • 15,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Double Miles on Korean Air ticket purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • No foreign transaction fee
  • Travel & Emergency Assistance Services
  • $1,000,000 in Travel Accident Insurance
  • EVM chip technology for added security abroad
  • Free monthly credit score reporting

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$160
Total Net Estimated Rewards Through 24 Months 333
Korean Air SKYPASS Visa Classic Card
$50 0.81%
$50
5,000 SKYPASS Bonus Miles after first purchase
$293
Graph Card Read Review More Details
Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • Free monthly credit score reporting
  • EMV chip technology for added security abroad
  • Visa payWave technology for contactless purchases
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 293
AAdvantage® Aviator™ Silver World Elite Mastercard®
$195 0.54%
$0
$193
Graph Card Read Review More Details
Annual Fee $195
APR 15.99%, 19.99% or 124.99% Variable

Card Details

  • 3X miles for every dollar spent on eligible US Airways and American Airlines purchases. Earn 2X miles for every dollar spent on eligible hotels and car rentals. 1x mile for every 1 dollar spent on all other purchases.
  • Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad.
  • Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 193
Korean Air SKYPASS Visa Card
$50 0.34%
$50
5,000 SKYPASS Bonus Miles after first purchase
$122
Graph Card More Details
Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $2 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Free credit score reporting monthly

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 17,160 x $0.01 = $172
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 122
Delta Reserve® Credit Card from American Express
$450 -1.02%
$120
Earn 10,000 Medallion® Qualification Miles and 10,000 bonus miles after the first purchase
$-368
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $450
APR 15.24%, 17.24% or 19.24% Variable

Card Details

  • Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase
  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise
  • Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks
  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
10,000 x $0.012 = $120
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -368
Citi® / AAdvantage® Executive World Elite™ Mastercard®
$450 -1.21%
$0
Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months
$-437
Graph Card Read Review More Details
Annual Fee $450
APR 15.24%

Card Details

  • 2 AAdvantage miles for every $1 spent on American Airlines
  • 1 mile for every $1 spent otherwise
  • Admirals Club membership for you and your immediate family
  • No foreign transaction fees
  • First checked bag is free for you and your companions
  • Priority check-in, screening, and boarding
  • Receive a 25% savings on eligible in-flight purchases
  • No annual mileage cap

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -437

Our Selection Methdology

Our evaluation of Airline credit cards consisted of comparing two primary factors:

  1. The dollar value of rewards, perks and bonuses earned with a credit card across different spending levels to arrive at a Rewards Rate
  2. The ease of use when it came to using those rewards.

Rewards Rate

The rewards rate for each card is the dollar value of rewards, perks and bonuses earned divided by the amount of spending you make using the card. Airline credit cards as a class generally outperform most other rewards card options, secondly only to some hotel specific cards. One issue with assessing rewards rates for airline credit cards is that a card can have very different rewards rates based on how you use the card and how you use the points.

While cards like the Barclaycard Arrival Plus® World Elite Mastercard® are generally much more straightforward, cards that offer loyalty program miles are a little more complicated. For these affiliated cards we looked at a range of flight bookings to come up with an average value for each mile with that airline. We then simulated the cards under a few spending scenarios to profile the total value of rewards, bonuses and perks for each card.

This gave us a sense as to which cards performed the best purely from a dollar value perspective when it came to rewards. All calculations for a rewards rate were net of annual fees, giving you a truer sense of earnings as a result of having the card.

Redemption and Earning Flexibility

The second part of our assessment was to look at how easy the rewards and benefits were to use. The more flexible the cards features and redemption options were the better a card performed. Here we looked at whether or not rewards and bonuses could be used at multiple airlines, or be redeemed under different options while maintaining the same value.

All things being equal, a card that allowed you more choices with the points or miles you earned would be a better option and rated more highly in our selection criteria. Variability in rewards was also a factor we accounted for as well. Cards that were better able to give you a narrower range of rewards rate were given higher standing, since it means that you would achieve the estimated rewards rate more easily.

Choosing an Airline Credit Card

Some things you should consider when trying to select from the many options that are available for airlines rewards credit cards:

Affiliated or Non Affiliated Airline Card: How to Choose

Affiliated credit cards are ones that reward you with points or miles that are tied to a specific loyalty program. Examples of this are cards connected to the Delta SkyMiles®, US Airways or American Airlines AAdvantage frequent flyer programs. On the other hand are the unaffiliated cards like the Barclaycard Arrival Plus® World Elite Mastercard® or Chase Sapphire Preferred® Card which pay you with miles that are usable as statement credits.

In general, the non affiliated cards have a more consistent rewards structure with the value of rewards holding steady regardless of where you decide to use the card. These cards perform better when used everyday since the amount of rewards and the value of rewards usually won't vary. You also don't have to worry about how you use the rewards since they're almost always worth a penny for each mile / point.

For the affiliated cards, things are a little bit more complicated but can also be more rewarding. Since those awards are tied to a loyalty program the value of each mile or point really depends on which awards flights you book. The cards also generally give you bonus points and miles when used to purchase flights with the affiliated company. You'll get more out of these cards when you use them to book flights on the associated airlines. The additional non rewards benefits such as lounge access are best when you can use them frequently.

Comments and Questions

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. 

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. For more information please see our Advertiser Disclosure.