Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

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AccountInterest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

Best Places To Cash A Check, If You Don’t Have A Bank

For many Americans, cashing a check is easy and free. Simply walk into a branch or upload a picture of the check, and your bank will... Read More

Where to Exchange Currency at the Best Rates

You can exchange U.S. dollars for foreign currency at a range of outlets both in the country you visit and here at home. It’s wise, however... Read More

Where to Cash a Check Without a Bank Account

Cashing checks without having a bank account can be tricky. Here's where you can go and how much you'll pay in fees. Read More

Thanks Janet Yellen: Fed Rate Hike Helps More Than Hurts Americans

Americans will earn more money on their savings than they'll pay through higher interest rates on credit cards and home lines of credit... Read More

The Hits And Misses Of Mobile Banking

Mobile banking is fast becoming standard—much like the ATM. Nine in 10 banks and credit unions recently surveyed by the Federal Reserve... Read More

Best Teen Checking Accounts 2020

The best teen checking accounts help teens learn to manage money while letting parents set limits and monitor activity. Read to find out... Read More

Best Student Savings Accounts 2019

We reviewed the rates and features on some of the best student savings options at both online and traditional banks. Read about your... Read More

5 Tips On Guiding Your Kid To Their First Debit Card

For many people today, a debit card has become the go-to way to pay. In fact, Americans now use debit cards more than twice as often as... Read More

Best Rewards Checking Accounts 2020

The best rewards checking accounts give cash back on debit purchases or boost your interest rate based on monthly activity. Find out which... Read More