Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

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AccountInterest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

2016 Analysis of Regulatory Violations & Consumer Complaints

With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...

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Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

CIT Bank Review: High Rates, No Checking

CIT Bank offers high APYs on its online savings and CD accounts, but it doesn't provide a checking account or brick-and-mortar service... Read More

What is Bank Account Garnishment?

Bank account garnishment occurs when a creditor wins court approval to withdraw funds directly from an individual's account as compensation... Read More

How Do You Dispute a Debit Card Charge?

Disputing a debit charge on your bank account can be a lengthy and bureaucratic process. Find out how to make sure your bank follows... Read More

How Do You Use Zelle?

Using Zelle to send and receive money is easy if your bank account is with a Zelle partner, but it requires additional effort if you bank... Read More

What is a Bank Routing Number and Where is it Found?

Bank Routing Numbers come in many formats including ABA, ACH, SWIFT and IBAN numbers. Click here to find a comprehensive list of routing... Read More

What is the NCUA? What Does it Do?

The National Credit Union Administration (NCUA) regulates and insures all federal and most state-chartered credit unions in the United... Read More

Best Banks in Virginia 2019

In Virginia, getting free checking and reasonable savings account rates requires a good look at dozens of banks. We analyzed banks and... Read More

FDIC Definition: What is the Federal Deposit Insurance Corporation?

The FDIC is an independent agency of the U.S. government which insures bank accounts, regulates financial institutions and resolves failed... Read More

How to File for Chapter 13 Bankruptcy

Declaring Chapter 13 bankruptcy enables you to develop a repayment plan that will satisfy all or part of your debts. Unlike Chapter 7,... Read More