Should You Use One Bank for Your Every Financial Need?
By Janna Herron |
When it comes to all your finances—checking, investing, credit cards and mortgages—does it pay to use just one bank? It’s a no-brainer for...Read More >
Banking
Checking and savings accounts are the foundation of your financial life. Lay the groundwork for peace of mind with our guides and reviews.
What We Can Do for You
Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.
Best Savings Account Rates
Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.
| Account | Interest Rate (APY) |
|---|---|
| DCU Primary Savings | 5.12% |
| Dollarsavings Direct Dollar Savings | 1.40% |
| CIT High Yield Savings | 1.30% |
Our Top Picks
From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.
Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.
Checking Accounts
Savings Accounts and Debit Cards
Banking Statistics: Rates and Balances
We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.
Guides
Understanding Bank Accounts and Fees
Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.
Bank Account Guides
Banking Fees
Bank Reviews
With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.
Reviews
2016 Analysis of Regulatory Violations & Consumer Complaints
With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...
See StudyBanking 101
If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.
Guides
Banking News
The Hits And Misses Of Mobile Banking
By Janna Herron |
Mobile banking is fast becoming standard—much like the ATM. Nine in 10 banks and credit unions recently surveyed by the Federal Reserve...Read More >
How Get A Second Chance With Your Bank
By Chris Moon |
If you made mistakes with your last bank, and ended up closing your account with a negative balance or outstanding fees, it may be...Read More >
5 Tips On Guiding Your Kid To Their First Debit Card
By Susan Gulliford |
For many people today, a debit card has become the go-to way to pay. In fact, Americans now use debit cards more than twice as often as...Read More >
What to Know About Avoiding Cashier's Check Scams
By Chris Moon |
Cashier's checks are often used in transactions where a personal check is considered unsafe, but a rash of scams involving forged cashier's...Read More >
Why To Consider A Money Market Account
By Chris Moon |
Money market accounts are essentially bigger savings accounts: they have bigger APYs, but also bigger minimum balances, bigger opening...Read More >
How to Find the Best CD Rates
By Chris Moon |
Finding the best CD rates is easiest to do online. We describe the average CD rates you can expect and the terms you should know when...Read More >
3 Reasons To Join A Credit Union
By Brian Quinn |
More than 100 million Americans currently belong to a credit union, according to industry statistics released in January. If you’re not a...Read More >
3 Flashpoint Issues Between Banks And Credit Unions
By Chris Moon |
Ever since their introduction to the United States over a century ago, credit unions have had a contentious relationship with the banking...Read More >