Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

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AccountInterest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

What is Second Chance Checking?

If you have problems getting approved for a bank account because of issues with ChexSystems or your credit, second chance checking offers... Read More

ATM Withdrawal & Daily Debit Purchase Limits: What Are They?

Every bank sets daily limits on the amounts you can withdraw from an ATM and charge to your debit card. Find out how much your bank lets... Read More

The Best Checking Accounts in September 2020

Compare the best checking accounts based on monthly fees, interest rates, and access options. Use our suggestions to find the best checking... Read More

Wire Transfers: What Are They and How Much Do They Cost?

Wire transfers are a method of sending money from one bank account to another quickly and securely. A typical wire transfer costs $14 to $... Read More

Bank Overdraft Fees: What are They and How Much Do Banks Charge?

When you spend more money than you have available in your bank account, that account goes into a state of negative balance, called... Read More

What is APR and APY, and What's the Difference?

Banks use both APR and APY in advertising their deposit accounts and loan offers, but there's a key difference in the way they calculate... Read More

How Does Deposit Insurance Work?

When you deposit money at a bank or credit union in the United States, your funds are guaranteed up to a standard amount of $250,000 by one... Read More

What is a Credit Union?

A credit union is a not-for-profit organization that receives deposits from its members and uses them to provide checking, savings, loans... Read More

Savings Account Fees: What They Are and How Much They Cost

The terms and conditions of your savings account can hide dozens of fees that chip away at the interest you're earning. Here's how you can... Read More