Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

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AccountInterest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

Bank of America Review: Average, but Accessible

We reviewed Bank of America to find out how it compares to other banks like Chase and Wells Fargo. Read more about the fees and rates on... Read More

Best Banks for Small Business 2019

Small business banking doesn't have to be complicated. Read our breakdown of the best banks for business loans, deposit accounts and... Read More

Best Banks of 2019

The "best" bank will be different for everyone, but we've done the research to get you started. Find out our top bank picks for checking,... Read More

3 Warnings about Bank Account Bonuses

These days, banks are big on advertising sign-up bonuses for new customers, offering an account credit of several hundred dollars for... Read More

Best Money Market Accounts of 2020

Money market accounts pay slightly higher rates of interest than regular savings accounts. Find out where you can open the best money... Read More

Average U.S. Checking Account Balance 2019: A Demographic Breakdown

We analyzed data on the average amount Americans hold in their checking accounts, with a focus on the differences we found among people of... Read More

When Should You Get Your Child a Bank Account?

Teaching your child how to manage money is critical to ensuring future economic success. Opening a bank account in your child's name is the... Read More

Banks vs Credit Unions: The Differences That Matter to You

Choosing between a bank vs a credit union can be difficult. It’s not obvious what the differences between the two are. We boiled down the... Read More

Chase Liquid: Is It A Good Prepaid Card?

Chase Liquid is Chase Bank's version of the prepaid debit card. Check here to see how Chase Liquid's fees and benefits compare to those of... Read More