Apps That Promise to Manage, Not Just Track, Your Money
By Katherine Ross |
There are various financial apps available for iPhones and Androids nowadays. However, there are a couple of newcomers to the market that...Read More >
Banking
Checking and savings accounts are the foundation of your financial life. Lay the groundwork for peace of mind with our guides and reviews.
What We Can Do for You
Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.
Best Savings Account Rates
Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.
| Account | Interest Rate (APY) |
|---|---|
| DCU Primary Savings | 5.12% |
| Dollarsavings Direct Dollar Savings | 1.40% |
| CIT High Yield Savings | 1.30% |
Our Top Picks
From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.
Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.
Checking Accounts
Savings Accounts and Debit Cards
Banking Statistics: Rates and Balances
We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.
Guides
Understanding Bank Accounts and Fees
Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.
Bank Account Guides
Banking Fees
Bank Reviews
With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.
Reviews
2016 Analysis of Regulatory Violations & Consumer Complaints
With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...
See StudyBanking 101
If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.
Guides
Banking News
4 Moves to Get Your Finances In Order After a Natural Disaster
By Janna Herron |
Regaining financial security after a natural disaster can provide peace of mind and ultimately, hasten a full recovery. Here are four money...Read More >
What Wells Fargo Customers Who Fear Internal Fraud Should Do
By Paul Reynolds |
The depth of Wells Fargo’s problems with rogue employees opening unauthorized accounts continues to grow. The company announced in late...Read More >
3 Apps That Help You Save Smartly
By Katherine Ross |
Looking to save smartly, but don't have a savings account? These three apps can help you mindlessly save without opening your own savings...Read More >
How To Take Advantage Of Rising Deposit Rates
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It’s been more than a year and a half since the Federal Reserve first increased a key benchmark rate from zero. Four hikes later, with the...Read More >
3 ATM Fees To Know About Abroad, And How To Minimize Them
By Katherine Ross |
Credit card usage has risen around the globe, and you can—and should—favor paying by credit card for as many purchases as you can if you’re...Read More >
How To Manage Your Money When You’re New To The U.S.
By Janna Herron |
A temporary stint living in the U.S.—either for education or a short work assignment—is an exciting opportunity for foreigners to get a...Read More >
4 Ways Banks Could Make Mobile Banking Better
By Janna Herron |
Banks and credit unions have finally joined the bandwagon that Venmo and Square Cash hopped on years ago—mobile peer-to-peer payments....Read More >
How Consumers May Actually Benefit from the Fed Rate Hike
By Janna Herron |
When the Federal Reserve raises its benchmark Federal Funds Rate—as it did on June 14 by a quarter-point—attention tends to focus on...Read More >