Banking
Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.
Best Savings Account Rates
Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.
| Account | Interest Rate (APY) |
|---|---|
| DCU Primary Savings | 5.12% |
| Dollarsavings Direct Dollar Savings | 1.40% |
| CIT High Yield Savings | 1.30% |
Our Top Picks
From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.
Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.
Checking Accounts
Savings Accounts and Debit Cards
Banking Statistics: Rates and Balances
We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.
Guides
Understanding Bank Accounts and Fees
Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.
Bank Account Guides
Banking Fees
Bank Reviews
With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.
Reviews
2016 Analysis of Regulatory Violations & Consumer Complaints
With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...
See StudyBanking 101
If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.
Guides
Banking News
Questions You Should Ask Before Opening a Bank Account
Although opening a new bank account is easier than ever, consumers should still do their own research as part of the process. We go over... Read More
When Do CDs Make Sense as a Savings Strategy?
After an extended period of low interest rates, banks are finally starting to offer stronger certificate of deposit (CD) rates. This... Read More
Chime Bank Review: Just the Basics
Chime is a digital banking app that gives you access to free checking and savings accounts you can control through your smartphone. Read... Read More
Paypal Customers Can Now Deposit and Withdraw Money at Walmart Stores
If you have a PayPal account, adding or withdrawing from your balance will now be as easy as a trip to Walmart. Read More
Best Bank Account Bonuses for December 2019
If you're looking to switch banks, you can probably add a few hundred dollars to your new balance by finding a new customer bonus. We... Read More
Best CD Rates for December 2019
As interest rates rise in general, banks are raising their rates on certificates of deposit (CDs) for the first time in years. Find out... Read More
HSBC Bank Review
HSBC Bank has great features for banking while abroad, but its limited branch and ATM coverage in the U.S. poses a challenge for domestic... Read More
Best Banks in Dallas 2019
As one of America's largest cities with many banks, finding the right bank in Dallas may be difficult. We looked through dozens of account... Read More
Best Banks in Pittsburgh 2019
With so many banks and accounts to choose from, it may be difficult to choose the best checking or savings account for you. We have... Read More