Banking
Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.
Best Savings Account Rates
Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.
| Account | Interest Rate (APY) |
|---|---|
| DCU Primary Savings | 5.12% |
| Dollarsavings Direct Dollar Savings | 1.40% |
| CIT High Yield Savings | 1.30% |
Our Top Picks
From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.
Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.
Checking Accounts
Savings Accounts and Debit Cards
Banking Statistics: Rates and Balances
We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.
Guides
Understanding Bank Accounts and Fees
Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.
Bank Account Guides
Banking Fees
Bank Reviews
With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.
Reviews
Banking 101
If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.
Guides
Banking News
How To Save Money in a Recession: What To Do and How To Invest
Saving money can seem like a daunting task, especially during a recession. Read our guide find out the best ways to save during times of... Read More
Money Market vs. CD: Understanding the Difference
Investing, especially for the uninitiated, can be a complicated and confusing maze. There are so many options beyond higher risk (and... Read More
Are CDs Worth it in the Current Market?
Investing your funds in a certificate of deposit (CD) involves a trade-off between higher interest rates and easy-access to your cash. The... Read More
CDs vs Savings: How to Pick the Best Account for Your Money
CDs and savings accounts are both excellent options for earning interest on your money. There's no reason that you shouldn't employ both... Read More
Regulation D Explained: How it Impacts Your Withdrawal Limits
Chances are pretty good that you have a savings account where you salt away funds for long-term goals. You’re probably familiar with the... Read More
The Best Savings Accounts of April 2020: Editors' Choice
A good savings account should earn high yields, provide easy access to cash and keep your money safe. Here are our top picks for the best... Read More
How to Handle a Bank Error
Finding an error on your bank statement can cause worry, anger, and doubt in equal amounts. We walk through the steps you need to take in... Read More
Joint Bank Account Rules: How Do They Work?
Joint bank accounts can be convenient for managing your household finances, but they require a lot of trust—and also tend to complicate the... Read More
Best Banks in Indiana 2020
We looked through numerous banks and dozens of accounts based on fees and features, so you don't have to. Read which banks in Indiana work... Read More