Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.

Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.

Banking News

Average Bank Interest Rates: Checking, Savings and Money Market Rates

Find out what the different interest rates are across America’s biggest banks. We compared average bank interest rates across various... Read More

Joint Bank Account Rules: How Do They Work?

Joint bank accounts can be convenient for managing your household finances, but they require a lot of trust—and also tend to complicate the... Read More

Consumer Banking: Statistics and Trends

To understand the current landscape of consumer banking, we examined data from a variety of sources on topics ranging from banking... Read More

Average Checking Account Interest Rates

The average checking account interest rate is different for brick-and-mortar banks and online-only banks. Find out how your checking rate... Read More

Bank Overdraft Fees: What are They and How Much Do Banks Charge?

When you spend more money than you have available in your bank account, that account goes into a state of negative balance, called... Read More

Savings Account Fees: What They Are and How Much They Cost

The terms and conditions of your savings account can hide dozens of fees that chip away at the interest you're earning. Here's how you can... Read More