Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

Learn More

Account
Interest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%
{"alignsHorizontal":["left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Account","Interest Rate (APY)"],["DCU Primary Savings","5.12%"],["Dollarsavings Direct Dollar Savings","1.40%"],["CIT High Yield Savings","1.30%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

The Best Free Checking Accounts of March 2021

We compare the best free checking accounts based on monthly fees, interest rates, and access options. Check out our reviews on the best... Read More

Checking vs. Savings Account: What’s the Difference?

Checking accounts are best for everyday expenses and bills, as they offer easy access to your money without withdrawal limits and often a... Read More

Best Rewards Checking Accounts of 2021

The best rewards checking accounts give cash back on debit purchases or boost your interest rate based on monthly activity. Find out which... Read More

How to Open a Bank Account Online

Instead of visiting a local bank or credit union during banking hours, you can conveniently open a bank account online. All you need to do... Read More

The Best Online Checking Accounts of 2021

Not all online checking accounts are created equal. Our analysis of the top options can help you decide on the best online checking account... Read More

How To Save Money in a Recession: What To Do and How To Invest

Saving money can seem like a daunting task, especially during a recession. Read our guide find out the best ways to save during times of... Read More

CDs vs Savings: How to Pick the Best Account for Your Money

CDs and savings accounts are both excellent options for earning interest on your money. There's no reason that you shouldn't employ both... Read More

Regulation D Explained: How it Impacts Your Withdrawal Limits

Chances are pretty good that you have a savings account where you salt away funds for long-term goals. You’re probably familiar with the... Read More

The 10 Best Savings Accounts of March 2021

A good savings account should earn high yields, provide easy access to cash and keep your money safe. Here are our top picks for the best... Read More

Pages