Banking

Trying to pick a bank account is a bit more complicated than your typical shopping decision—so we've read through the fine print for you. These articles present the results of our research in clear and simple language.

Best Savings Account Rates

Because everyone has slightly different needs, we always present a range of options in each area. The following deposit accounts offer the highest interest rates available.

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AccountInterest Rate (APY)
DCU Primary Savings5.12%
Dollarsavings Direct Dollar Savings1.40%
CIT High Yield Savings1.30%

Our Top Picks

From buying coffee to paying rent, we depend on checking accounts to cover all kinds of expenses. We've sorted through fees, rules and rates to help you determine which one makes sense for your situation.

Meanwhile, a good savings account should come with a strong interest rate and low monthly fees. Here's a list of the best savings options we've found.


Banking Statistics: Rates and Balances

We've used government surveys and other data to explore the history of the average interest rate and balance for each kind of bank account in the U.S.


Understanding Bank Accounts and Fees

Deposit accounts come with all sorts of jargon in their contracts. These articles should help you understand what goes on with different account types, bank fees and withdrawal limits.


Bank Reviews

With more banking choices available than ever before, how do you go about deciding on the best one? Get started with our in-depth reviews of the most popular banks.

2016 Analysis of Regulatory Violations & Consumer Complaints

With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...

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Banking 101

If you're still stumped, or if you need more general information about banking, chances are you'll find the answers in one of these articles.


Banking News

Money Market vs. CD: Understanding the Difference

Investing, especially for the uninitiated, can be a complicated and confusing maze. There are so many options beyond higher risk (and... Read More

Are CDs Worth it in the Current Market?

Investing your funds in a certificate of deposit (CD) involves a trade-off between higher interest rates and easy-access to your cash. The... Read More

CDs vs Savings: How to Pick the Best Account for Your Money

CDs and savings accounts are both excellent options for earning interest on your money. There's no reason that you shouldn't employ both... Read More

Regulation D Explained: How it Impacts Your Withdrawal Limits

Chances are pretty good that you have a savings account where you salt away funds for long-term goals. You’re probably familiar with the... Read More

The Best Savings Accounts of December 2019: Editors' Choice

A good savings account should earn high yields, provide easy access to cash and keep your money safe. Here are our top picks for the best... Read More

How to Handle a Bank Error

Finding an error on your bank statement can cause worry, anger, and doubt in equal amounts. We walk through the steps you need to take in... Read More

Joint Bank Account Rules: How Do They Work?

Joint bank accounts can be convenient for managing your household finances, but they require a lot of trust—and also tend to complicate the... Read More

Best Banks in Indiana 2019

We looked through numerous banks and dozens of accounts based on fees and features, so you don't have to. Read which banks in Indiana work... Read More

Best Banks in Arkansas 2019

We've looked at dozens of different banks in Arkansas to find the best accounts for you. Click to read which banks are the most worthwhile... Read More

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