Drivers in Washington can take defensive driving courses to help improve their driving skills, traffic knowledge as well as receive a reduction in their WA auto insurance rates. Some states offer benefits of driving point reductions and auto insurance discounts for all drivers. However, in the state of Washington, discounts are only available for drivers over the age of 55.
An approved mature driver improvement course in Washington will include the following lessons:
- Normal age-related changes: Effects of medication and how to adjust driving habits.
- New vehicle technology: New car models and driving tips for today’s motorists.
- Safety on the road: How to maintain a safe following distance, eliminate distractions, change lanes and make turns at intersections.
Benefits of Taking Defensive Driving Courses in Washington
Mature drivers 55 years old and older can save 5-15% on car insurance – depending on their insurer. For example, drivers with GEICO, Allstate, and Esurance can save up to 10%, while drivers with The Hartford can reduce their premiums by 5%. The Hartford, as an added note, underwrites auto insurance for AARP members. The eligibility for the AARP starts at 50 years of age, and there will be five years before AARP / The Hartford drivers can use the mature driver discount in Washington.
Some online courses may directly mail a copy of the certificate of completion to the auto insurance company, while other online courses and in-person classes will require drivers to get in contact with their car insurance carrier to receive the discounted car insurance quote. The reduced auto insurance rates will last for two years and the 8-hour class must be retaken every two years to maintain the annual discount.
Washington Mature Driver Collision Prevention Course Providers
There are two ways to attend a defensive driving course in Washington. One way is an online class and the other way is through an in-person instruction classroom. Classes must be approved by the Washington State Department of Licensing. These classes are at least 8 hours long and upon completion, drivers will receive a certificate that can be presented to the driver’s insurance company to receive a discount.
The table below shows what providers offer in a state-approved defensive driving course. Classes are offered in a classroom setting at churches or senior centers, or online to be done at your own leisure. Prices range from $10 - $21.95, and depending on whether drivers are members of AAA or AARP (Hartford), they have discounted options. For companies with two prices, the first price is for members and the second price is for non-members.
|Classroom||AAA Washington (Eastern WA) - 911 Driving School of Spokane||$16 - $20|
|Classroom||AAA Washington (Western WA)||$18 - $25|
|Classroom||AARP (Hartford)||$15 - $20|
|Classroom||Washington Traffic Safety Education Association||$10.00|
|Online||AAA Washington||$15.95 - $19.95|
|Online||AARP||$17.95 - $21.95|
|Online||I Drive Safely||$19.95|