Defensive Driving Courses in Nevada

Defensive Driving Courses in Nevada

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In Nevada, drivers who are at least 55 years old can get a car insurance discount by taking a defensive-driving course. Other drivers, regardless of age, can take the same course to get rid of demerit points after a traffic violation.

Benefits of taking a defensive-driving course in Nevada

While the courses cater to two different age groups and two different needs, the objective is ultimately the same: keep motorists safe. Here's how the defensive-driving course works for you in Nevada.

Mandatory insurance discount for drivers 55 years and older

If you're 55 or older, completing Nevada's defensive-driving course shows your car insurance company that you still have accident-avoidance skills and therefore should be a lower liability on the road.

As stated in the Nevada Revised Statute § 690B.029, your insurer is required to offer a discount on your auto insurance premium. Discounts can run anywhere from 5% to 20%. The discount must run for three years; after that, you can retake the course to renew the discount.

Here is how you can qualify for the discount:

  • You must be 55 or older and pass the course.
  • The traffic school must be approved by Nevada's department of motor vehicles.
  • You must maintain a driving record that's free of violations, otherwise your insurer may revoke the discount.

Deduct 3 demerit points

Drivers may also take one of these courses to get points removed from their driving records. Here's how it works.

The Nevada Department of Motor Vehicles (DMV) has incorporated a demerit point system as part of its driver improvement program. After you commit a traffic violation, the DMV logs demerit points in your record. Your insurance company may check your driving record and increase your premiums as a result. Thankfully, there is one way to prevent this from happening. By choosing to take a defensive-driving course, you can remove three points from your driving record. In general, the fewer traffic violations you commit, the lower your rates in Nevada will be.

A few examples of appointed points per infraction are:

  • Reckless driving: 8 points
  • Disobeying a traffic signal or stop sign: 4 points
  • Texting while driving: 2 points
  • Driving too slowly: 2 points
  • Failure to dim high beams: 2 points
You may take a defensive-driving course to offset points once every 12 months.

The Nevada defensive-driving course curriculum

No matter what your age is, whether your purpose is to reduce your insurance rate or reduce your demerit points, the Nevada DMV recommends a defensive-driving course as the viable solution. The curriculum may vary per provider, but your lesson plan will typically cover the following topics:

  • Avoiding collisions
  • Yielding right of way
  • Carefully maintaining speed
  • Passing large vehicles
  • Safely spotting hazards on the road
  • Maintaining a safe following distance
  • Watching out for pedestrians and bikers
  • Avoiding drunken, drowsy, distracted or aggressive driving
  • Using vehicle safety features
  • Understanding Nevada traffic laws and regulations

You can choose the format: behind the desk in a classroom, online in the comfort of your home, or via correspondence wherein the traffic safety school sends you home study reading materials or video tutorials before the final exam. It's one of the few states to offer course materials through the mail.

The final exam is completely at the discretion of the course provider. Some, such as All American Driving School, require that you take it in person at a testing site. While others, like MyImprov Comedy Driving School, only need you to score 80% on an online test to pass. With most traffic schools, you can finish the online and correspondence courses in approximately five hours in one sitting, and the classroom course in a day.

Defensive-driving course providers in Nevada

For your convenience, below is a list of online program providers the Nevada DMV has approved for you. You will notice that the price range is pretty broad. Pricing depends on the number of hours a traffic school allots per course, the kind of final exam and the packages each traffic school has prepared. Some traffic schools package their online courses with testing site accommodations, and course completion certificate delivery.

Provider

Contact number
Price

Urban Traffic School

(888) 925-7373$19.95

Online TrafficEducation.com

(888) 308-9005$16.92

1 Day Traffic School

(877) 245-6972$13.95

A Bargain Nevada Traffic School

(877) 848-5754$24.95

Dummies Traffic School

(877) 382-3700$15.95

All American Driving School

(775) 825-1957$39.00

American Safety Council

(800) 771-2255$13.95

An Online Comedy Traffic School by Improv

(800) 391-8536$19.95

Anytime Traffic School

(888) 442-8866$15.99

Awesome Driving School

(775) 285-6752$27.95

Aztec DUI and Traffic Safety School

(702) 650-0234$20.00

BOSS Court Education LLC

(435) 632-6265$14.99
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Sources:

Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.

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