Susan Gulliford

Susan is a contributor to ValuePenguin.

Four Types of Insurance to Cover Your Employees

Congratulations! Your business just joined the one in five small enterprises that have grown big enough to need employees to help get the...

5 Types of Insurance Your Business (Probably) Needs

Your business began as a great idea, and has now proceeded to funding. Now, among other priorities, you need to insure the enterprise. You...

How to Get the Most Out of a Personal Loan

When you’re facing a large, one-time expense and don’t have the cash on hand to pay it, taking out a personal loan could be an attractive...

5 Tips On Guiding Your Kid To Their First Debit Card

For many people today, a debit card has become the go-to way to pay. In fact, Americans now use debit cards more than twice as often as...

Why A Health Savings Account (HSA) Makes Sense For Most People

Recent Centers for Disease Control (CDC) data shows that Americans devote a great deal of their income towards medical expenses. The CDC’s...

5 Things to Know About Miles Cards Today

Competition is fierce these days among credit card issuers that offer airline travel miles as rewards. As a result, both cards that are...

3 Considerations When You’re Struggling with Debt

It is no secret that Americans have a lot of debt. The mean credit card debt is $5,700 for households as of 2016 and $14,400 is the median...

Credit Card Fact vs. Fiction

Some supposed wisdom about credit cards is more like hearsay. And it gets around widely, given that a hefty 38% of American households...

How to Manage Your Credit Card Debt

The average credit card debt for an American household is $5,700,and it rises to more than $16,000 for households that do not pay off their...

Credit Card Features You May Not Know About

You want to make sure you are getting the maximum benefit from your credit card. Many people have, and know about, card features such as...

3 Ways Credit Cards Can Be Helpful

With credit card debt a problem for some people, it’s perhaps easy to overlook how useful credit cards are to our financial lives. Here, as...

3 Great Options for Your Child’s First Credit Card

Your child is now an adult, or at least close to the age of majority, and you’re now ready to give them that most grown-up of spending...

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