Robert Harrow

Credit Card Expert

Robert is a Product Manager at ValuePenguin, covering credit cards and credit card processing. He graduated from Hunter College with a B.A. in Physics and a minor in Mathematics.

Why Cash Back Rewards Matter More Than You Think

Cash-back credit cards can be easy to overlook. You make a purchase and earn, on average, around 1.5% back. To many, this may seem like an...

Credit Card Fees You May Want to Pay

Most people have a reflexive aversion to paying fees, especially if there are any alternatives to doing so. But sometimes fees can be your...

How Credit Card Debt Burdens Vary Across Cities in Texas - 2017 Report

In this study, we evaluated how credit card debt varies throughout Texas in relation to household incomes. By examining the card debt-to-...

How to Pick The Right Type of Cash Back Credit Card

Cash-back credit cards are appealing simple in their rewards: You make purchases, and a certain percentage of what you’ve spent is rebated...

3 Reasons American Express Is Unlikely To Join The Card-Reward Wars

The past few years have been rich indeed for consumers who relish receiving rewards for getting a new credit card. Chase and most other...

5 Things To Know If You Have A Problem With A Credit Card

Complaints about credit cards were up by more than 20% last year over 2015, according to an analysis by ValuePenguin.com. Billing disputes...

Credit Card Currency Conversion & Foreign Transaction Fees: What You Need to Know

We go over how credit card currency conversion works when you use your card abroad. Our guide goes over how currency conversion plays into...

What Multimillion-Dollar Fines For Credit-Reporting Agencies Mean for Consumers

As the agencies who gather data on your credit records, Equifax, TransUnion, and Experian seem to many consumers to be allies in a world...

3rd Annual Study of Credit Card Complaints (2017)

We crunched the numbers to see where in the United States people are having the most trouble with their credit cards. By analyzing CFPB...

New Yorkers May Soon Begin Paying Credit Card Surcharges

The U.S. Supreme Court vacated a decision of the Court of Appeals for the Second Circuit, giving life to a case that can mean New Yorkers...

How Credit-Card Debt Has Crept Up--And How Cardholders Can Control It

A recent report from WalletHub reveals that Americans piled on an additional $89.2 billion in credit card debt in 2016. That bump brought...

What Are The Best Credit Union Credit Cards? (2018)

We found the best credit union credit cards available to consumers today. Our list contains a break down and comparison of credit union...