Robert Harrow

Credit Card Expert

2017 ValuePenguin Scholarship

As of right now (8/29/2018) We are not planning on running the scholarship for the 2019 Academic Year. Loading... How To Apply To be...

Can't Qualify For A Loan? Alternative Scoring Models Can Help

We explore how individuals who can’t qualify for FICO scores can make use of alternative scoring models. Dozens of companies exist that...

4 Ways To Quickly Qualify For Elite Status With Hotels & Airlines

Find out easy ways of qualifying for elite status with hotel and airline programs. We researched shortcuts that can help casual travelers...

How To Redeem Credit Card Rewards Optimally

While most people fixate on earning points, they should be just as concerned about redeeming them. We outline the steps one needs to take...

Are Premium Credit Cards Worth The High Annual Fee?

Does it ever make sense to pay hundreds of dollars for a credit card? Turns out the answer is ‘yes’. We explore why and when people can...

How To Evaluate Credit Card Sign-Up Offers

Credit card bonuses are everywhere. Offers come to us in the mail, pop-up online, and are even pushed on us by bankers. We break down how...

Credit Card Travel Insurance: Is It Enough?

Find out whether you can rely on your credit card for travel insurance benefits. We go over what’s typically covered, what you need to do...

Police Gain The Right To Search Credit Cards Without A Warrant

The information stored on a credit card has been deemed not part of the Fourth Amendment. After a monumental decision by The US Court of...

Credit Card Interest Laws Everyone Should Know

Nobody wants to pay high credit card interest – more so if they don’t have to in the first place. We outlined credit card interest...

The Worst Credit Mistakes New Homeowners Make

With how much they have going on, new homeowners may not realize the small credit mistakes they are making. If left unchecked, these can...

How To Use Credit Cards To Protect Your Purchases

When you charge a purchase to a credit card, you potentially unlock a number of protections. If your item is damaged, stolen, or defective...

What You Should Know About Cards With No Pre-Set Spending Limit

Having no pre-set spending limit can be an enticing benefit. However, to get the most out of cards with this perk, it’s important to...