Robert Harrow

Credit Card Expert

Robert is the head of the Credit Card vertical at ValuePenguin and has been covering the card industry since 2014. His work has been featured in Reuters, Marketwatch, the New York Times and more.

How to Minimize Your Chances of Becoming A Credit Card Fraud Victim

Last year, more Americans complained of credit card fraud than ever before. With the number of data breaches increasing every year, find...

Two Approaches To Optimizing Your Credit Score

Find out the best methods for improving your score. We break down the things everyone hoping to get an 800+ score needs to go over on their...

Chase Sapphire Reserve® vs The Platinum Card® from American Express vs Citi Prestige®: How To Choose Between Them

Find out which of the most popular luxury cards is best for you – the Chase Sapphire Reserve, The Platinum Card® from American Express or...

Best Premium Credit Cards of 2019

We looked through a database of hundreds of credit cards to find the best luxury premium credit cards available to consumers. Find the best...

Chase Launching New Credit Card: The Sapphire Reserve

Chase is gearing up to launch the Chase Sapphire Reserve credit card. We go over what this means for both consumers and the company itself.

5 Reasons Why You Shouldn't Get A Credit Card

Credit cards aren’t for everyone. In the wrong hands, they can become a costly burden, rather than a money-saving tool. We break down the...

Why You Should Think of Reward Points As Currency

Find out why thinking of credit card rewards as currency can help you make smarter choices when shopping for a new card. We broke down how...

Should Your Small Business Accept Credit Card Payments?

Card payments are on the raise in the United States, but does that necessarily mean your small business should accept them? Find out what...

How To Maximize Credit Card Approval Odds

Find out what steps you can take to improve your odds of getting your next credit card. We outline the best methods for making your...

Should You Sign-Up For A Credit Card Based Solely On A Bonus?

Before you hit ‘Apply Now’ on a credit card because of a bonus, there are several vitally important factors you should consider. We break...

How To Build A Credit History Without Credit Cards?

Find out how you can build and establish a credit history without ever opening up a credit card account. We go through some common methods...

The 3 Things Millennials Need To Stop Doing With Their Credit Cards

We go over the most common credit card pitfalls committed by millennials. This guide walks you through why certain credit card practices...