Robert Harrow

Credit Card Expert

Robert is the head of the Credit Card vertical at ValuePenguin and has been covering the card industry since 2014. His work has been featured in Reuters, Marketwatch, the New York Times and more.

Debit Cards vs Credit Cards: Does It Matter How You Swipe?

Find out the difference between using a debit card versus a credit card. We break down the benefits and features that matter the most in...

Why It Matters How You Redeem Your Reward Points

You worked hard to pick the right credit card and earn your points. However, your job isn’t done. How you use those points or miles matters...

What to Do If You Lose Your Debit/Credit Card?

Find out what you should do if your credit card, debit card or entire wallet goes missing. Are you on the hook for any unauthorized charges...

2016 Analysis of Regulatory Violations & Consumer Complaints

With the news of mass customer exploitation by Wells Fargo, we evaluated consumer complaints and regulatory violations to see how the rest...

Wells Fargo Agrees to Pay $185M in Regulatory Fines and Eliminate Product Goals for Bankers

The CFPB has ordered Wells Fargo to pay the largest penalty they Bureau ever imposed. Find out what happened and how it affects Wells Fargo...

Best Store Credit Cards 2019: What’s Worth Signing Up For?

These are the top store credit cards currently available to consumers, based on a number of different needs and factors. We also looked at...

How a Banking Relationship Can Help When It Comes to Credit Cards

Should you get a credit card with your bank or shop elsewhere? We evaluated the possible benefits to be gained out of combing checking and...

Is It Worth Paying Interest to Earn Credit Card Rewards?

Find out if it’s ever worth paying interest to earn credit card rewards. We did the math to weigh to figure out whether you’re losing money...

Chase Sapphire Reserve® vs Chase Sapphire Preferred® Card: Should You Upgrade?

We compared the benefits and features of the Chase Sapphire Preferred® Card and Sapphire Reserve cards. Our analysis boiled down which of...

Credit Card Options for International Students & Immigrants

Find out what credit cards you can get if you are an international student or immigrant in the United States. We broke down what you need...

Should You Factor In Networks When Picking A Credit Card?

A credit card’s network can have a huge impact on how you use it and what you get out of it. We go over the major benefits provided by Visa...

How To Think About The Value of Points & Miles

Figuring out the value of a credit card rewards program isn’t easy. It helps to approach the problem from a simplified approach that...