Robert Harrow

Credit Card Expert

Robert is the head of the Credit Card vertical at ValuePenguin and has been covering the card industry since 2014. His work has been featured in Reuters, Marketwatch, the New York Times and more.

Common Credit Card Fees, With Their Consequences, and Tips To Avoid Them

If you’re a frequent credit card user, it’s important to understand the kinds of fees you can be charged when using your card. Those fees...

The Best HSBC Credit Cards 2018: Which One Should You Get?

We selected the best HSBC credit cards for this year. Here are the cash back, travel and low interest options you should be looking at if...

Best Military Credit Cards: Top Picks for 2018

Find the best military credit cards for various categories. We analyzed dozens of options to come up with the best offers available to the...

The ABCs of Credit Card APRs

Trick question: How many APRs—or annual percentage rates, charged on your balance—does your credit card have? If you said one, then you’re...

What To Do When Your Credit Card is Charged in Error

Consider yourself lucky if you’re a longtime credit card user who’s never checked your account and found a transaction that looks fishy....

5 Sometimes Surprising Things About Cards With 0% APR Offers

Cards that offer a 0% annual percentage rate (APR) during an introductory period can help you save money by allowing you to skip interest...

4 Things to Know About Cash Back Credit Cards

The idea is elementary enough: If a credit card earns users cash back, it simply returns a certain percentage of their purchases back to...

How Credit Cards May Differ From State-to-State

It's no secret that where you live can have a huge impact on how much you pay in rent or taxes. Less widely known is the fact that your...

Chase Freedom® Credit Card vs U.S. Bank Cash+™ Visa Signature® Card: Which is Better?

Find out how to choose between the Chase Freedom credit card and the US Bank Cash+. We go over the two popular 5% credit cards, and show...

J.P. Morgan Reserve Card (Formerly Chase Palladium): Everything You Need to Know

We looked at the J.P. Morgan Reserve Card (formerly the Palladium Card) to find out if it’s really special, who it would be the best for,...

3 Ways To Get Exclusive Experiences Through Your Credit Cards

Find out how you can use your credit cards to enjoy some of the finer things in life.

Best Mastercard Credit Cards: 2018 Editors' Picks

Find the best Mastercard credit card for your needs. Whether you're after a low interest, cash back or a Mastercard or bad credit, our...