Paul Reynolds

Paul is a former Editor at ValuePenguin.

Deciding on a Mortgage Lock in a Time of Rising Interest Rates

Among the more nerve-wracking decisions when getting a mortgage is when to lock in the interest rate. Rates rise and fall, of course, and... Read More

5 Questions to Help You Choose A Mortgage Vendor

Choosing a mortgage vendor can be stressful. Here are five tips to make the process a little easier. Read More

7 Reasons the New Starbucks Credit Card is for True Java Junkies Only

Starbucks launched its much-anticipated credit card, and it’s geared more to loyal customers of the chain—and less to mere casual Starbucks... Read More

How Much Age Affects the Cost of Auto Insurance, and What You Can Do About It

It’s no secret that young drivers pay more for car insurance; just ask parents who have added a teen to the family auto policy, only to... Read More

Prize-Winning Tips to Spend Less on Food in College

We asked college students about the purchases on which they most overspent while on campus, and how they might be avoided. Food spending... Read More

Beware Repair Scams and Risky Contracts After Hurricane Irma

After the storm come the repairs and the insurance settlements--and some inevitable complications as consumers wrestle with those two... Read More

Florida Insurance Regulators Announce Protections for Home Policyholders due to Irma

Florida homeowners who are wrestling with filing claims, facing policy renewals or fearful of policies being canceled in the wake of Irma... Read More

How to Handle Your Home Insurance After Irma and Harvey

If your home was damaged by Harvey or Irma, the emotional and logistical upheaval you’re experiencing may make it difficult to contemplate... Read More

4 Ways to Save on Car Insurance for College Students

In addition to clothes, books and other belongings, nearly half of all college students also bring a car with them when they head to campus... Read More

What Wells Fargo Customers Who Fear Internal Fraud Should Do

The depth of Wells Fargo’s problems with rogue employees opening unauthorized accounts continues to grow. The company announced in late... Read More