Michael Thrasher

Michael is a former research analyst at ValuePenguin covering property and casualty insurance, including homeowners and renters insurance.

Holiday Blunders Covered By Homeowners Insurance

Homeowners insurance cannot prevent a snowstorm or keep someone from slipping and falling, but at least policyholders can rest easy knowing... Read More

Think Twice Before Cancelling Motorcycle Insurance For The Winter

To save on motorcycle insurance some riders might plan on cancelling their policy and purchasing a new one in the spring. But that might... Read More

Canceling Motorcycle Insurance in The Winter vs. Laid-Up Insurance

You don’t need to cancel your motorcycle insurance during the winter to save money, if you don’t intend to ride it. Consider a lay-up... Read More

Hurricane Matthew’s Final Death Toll And Damages

Hurricane Matthew killed 49 in the U.S. and public and private insured losses were as high as $5 billion, according to an October... Read More

Historic Earthquakes Continue To Rattle Oklahoma Homeowners

A magnitude-5 earthquake occurred just outside Cushing, Okla. on Nov. 6, damaging as many as 50 buildings and heightening concerns over... Read More

Homeowners Insurance Claims Continue To Drop In The U.S.

The number of homeowners insurance claims in the U.S. continued to decline in 2015, according to an inaugural report by a leading industry... Read More

Changes To New York Flood Maps Are A Reflection Of Technology Advancing

The Federal Emergency Management Agency (FEMA) has agreed to revise flood maps in New York City after an independent analysis – another... Read More

Why Californians Are Especially Vulnerable To Insurance Scams

California residents are especially vulnerable to insurance scams because of an abundance of opportunities related to wildfires. Unlike... Read More

Will Homeowners Insurance Cover My Solar Panels?

Most covered property losses due to hurricanes are wind related – rather than due to flooding – and many Florida residents might be... Read More

What A 3.8 Magnitude Earthquake Means For Homeowners In California

Homeowners insurance does not cover earthquake damage to a policyholder’s home or belongings but it protects it from other perils as a... Read More