Ben Taylor

When Does Personal Debt Consolidation Make Sense?

If you are drowning in credit card debt, should you consider a debt consolidation loan? Here are four times to get one.

5 Key Numbers to Know for a Personal Loan

A personal loan can be a valuable and affordable way to consolidate debt into one payment. But these loans come with costs and risks, so...

How To Plan A Loan To Buy Equipment For Your Business

Business owners can enhance the bottom line of their enterprise through boosting profit, cutting costs, or both. An investment in new...

3 Federal Loan Programs Every Small Business Should Know About

When you’re considering a loan to take your business to the next level, you, like many entrepreneurs, may think first of your local bank....

What To Expect When You Seek Your First Business Loan

Managing debt is one of the most critical aspects of building a business that lasts. Used responsibly, debt can be a powerful tool for...

When Should You Use a Small Business Card vs. a Line of Credit?

When small-business owners want to cut costs, they often focus on areas like marketing and inventory. But they too often ignore another...

Funding Your Enterprise With a Personal Loan or Business Loan

All businesses require financing. However, owners have two general options to consider. They can choose a personal loan or a business loan...

What Happens When Credit Card Companies Sell Your Debt

For millions of Americans, credit card debt may be a burden, but for credit card companies, it’s an asset. And like any other asset they...

Clearing Up Misconceptions About New Consumer Data Laws

In recent weeks, news outlets have promised that millions of Americans will see their credit scores rise. These headlines came as...

Costs Compared For A Marketplace Loan vs. a Bank Loan

Marketplace lending, sometimes called ‘Peer-to-Peer’ (P2P) lending, was among the earliest innovations to contribute to the FinTech...

How Your Chip Credit Card Will (and Won’t) Protect You From Fraud

Almost 12 years ago, major credit card brands began introducing the ‘smart card’ to consumers, and its adoption has accelerated in the past...

How to Decide on the Number of Credit Cards to Hold

They call him “Mr. Plastic Fantastic,” and he’s a retired financial planner who claims to hold 1,496 active credit cards in his name....

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