Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

The Hilton Honors American Express Business Card: Is it Right for Your Company?

The Hilton Honors American Express Business Card: Is it Right for Your Company?

A good small business credit card if you want to earn free stays at Hilton hotels.
Editor's Rating: 4.5/5.0

Editor's Rating

4.5/5.0

The Hilton Honors American Express Business Card is our favorite Hilton credit card at its price point. It has the same $95 annual fee as the Hilton Ascend card, though it comes with significantly improved benefits. If you run any sort of business, however small, and frequently stay at Hilton properties, this is a great credit card option.

Review: Is The Hilton Honors American Express Business Card a Good Option?

The Hilton Honors American Express Business Card is the only business credit card offered by Hilton. Even though the card fills a niche, the benefits that come with it are anything but average. Cardmembers can get benefits like complimentary gold status and lots of ways to earn Hilton points. All these make the card's $95 annual fee a relatively small investment.

Good For…

Bad For…
Business owners who want to earn free stays with Hilton hotels.Those who are after rewards with greater flexibility.
Companies spending over $15,000 per year.

You shouldn't get The Hilton Honors American Express Business Card if you're not particularly loyal to the Hilton brand. There are several good business credit cards that provide much more flexibility in terms of how you can use your points. The rewards you earn through The Hilton Honors American Express Business Card can only ever be used to book future stays with Hilton. With a card like the Ink Business Preferred℠ Credit Card, for example, you can book flights and hotel stays across multiple brands—even Airbnb. If that kind of freedom is important to you, don't apply for the Hilton business credit card.

Bottom Line: The Hilton Honors American Express Business Card is a good option for business owners who frequently stay, or have employees who stay, with Hilton. If you're after a more versatile credit card, consider other options.

The Hilton Honors American Express Business Card Benefits & Features

The major benefit of getting The Hilton Honors American Express Business Card is the ability to earn free nights at the affiliated hotels. The primary way this is achieved is by earning extra points with each purchase. Once you accumulate enough Hilton Honors points, you can use them to book stays. The Hilton Honors American Express Business Card gives you 6 points per dollar spent on select business and travel purchases.

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card
Annual Fee
$95
Purchase APR
17.74% - 26.74% Variable
Credit Needed Excellent, Good
Details
  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.
  • See Rates & Fees

The card is most rewarding when used at Hilton hotels. Each dollar spent at Hilton properties gets you 12 points per dollar spent. The Hilton Honors American Express Business Card also awards automatic Gold status, which boosts the number of base points you earn by 25%.

Another benefit that comes with The Hilton Honors American Express Business Card is the free weekend night. You can qualify so long as your business charges at least $15,000 in purchases to your card each calendar year. Any year you spend an additional $45,000 you get a second weekend night. Each night is worth, on average, around $143—more than covering for this card's $95 annual fee.

Complimentary Gold Status

As mentioned previously, The Hilton Honors American Express Business Card awards Gold status with Hilton to all cardmembers. Normally, you would need to have 30 stays, 60 qualifying nights, or earn 120,000 base points to get this benefit. The benefits of Gold status include:

  • A 25-percent boost to Honors base points earned.
  • Every standard-rate fifth night free on stays of five nights or more.
  • Late checkout.
  • Digital check-in.

How Does The Hilton Honors American Express Business Card Compare to Other Credit Cards?

Whenever evaluating a credit card, we always compare it to other available options. In this case, we have compared The Hilton Honors American Express Business Card to other business and travel credit cards. .

The Hilton Honors American Express Business Card vs American Express® Business Gold Card

American Express® Business Gold Card is better suited for businesses that don't want all their rewards tied up with a single brand. The card awards businesses 4 points per dollar spent on the 2 select categories where your business spends the most each month. It's worth noting that the 4 points earning rate is limited to the first $150,000 in combined purchases from these 2 categories each calendar year. All other purchases, including those in different categories, award just 1 point per dollar spent. The categories where you're eligible to earn up to 4 points are listed below:

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

Highlights

The Hilton Honors American Express Business Card vs Ink Business Preferred℠ Credit Card

The Ink Business Preferred℠ Credit Card is another business card that is better for small business owners who value flexibility above all else. This card isn't affiliated with Hilton Hotels. Instead, the points you earn can be used to book travel through Chase's Ultimate Rewards portal, or transferred to different airline and hotel programs at a 1:1 ratio.

If you have no particular loyalty to the Hilton brand, we recommend getting the Ink Business Preferred℠ Credit Card instead of The Hilton Honors American Express Business Card. The Chase card is currently one of the best options for small business owners. It has a fantastic welcome bonus, good rewards on day-to-day purchases and a relatively low annual fee. Like The Hilton Honors American Express Business Card, the Ink Business Preferred℠ Credit Card charges $95 per year.

Highlights

  • 3 points per $1 spent on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
  • 80,000 bonus points after you spend $5,000 on purchases in the first three months after account opening.
  • No foreign transaction fees.
  • Read full review.

The Hilton Honors American Express Business Card vs Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Some business owners may prefer the Hilton Honors American Express Aspire Card, especially if they stay with Hilton hotels multiple times throughout the year. However, the Hilton Honors American Express Aspire Card is not a business credit card. As such, it doesn't come with any of the typical business-friendly features. However, if you're running a small shop or are a sole proprietor of a business, the Hilton Honors American Express Aspire Card may yet prove useful.

The card has a $450 annual fee, but comes with a valuable set of benefits that more than make up for this high price tag. Cardmembers get up to $500 in annual travel credit, up to two free weekend nights, and complimentary Diamond status with Hilton. If the card is used to its fullest potential, can use the rewards to make the $450 fee worthwhile.

Highlights

  • One weekend night reward at a hotel or resort in the Hilton portfolio with your new card and each year of card membership.
  • Complimentary Hilton Honors Diamond status.
  • $250 Airline incidental fee statement credit; $250 Hilton resort statement credit.
  • Read full review.

Comments and Questions

Opinions, analyses, reviews, or recommendations expressed here are the author's alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer's Affiliate Program. For a full list of our advertisers see our disclosure page

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Info about the following cards: Premier Rewards Gold Card from American Express, Delta Reserve® Credit Card from American Express, Platinum Delta SkyMiles® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Amex EveryDay® Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, Starwood Preferred Guest® American Express Luxury Card, and Amazon Business American Express Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred® Card points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).