New $120 Uber Cash Benefit Added to American Express Gold Card

New $120 Uber Cash Benefit Added to American Express Gold Card

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Many card issuers have added generous benefits to compensate for underutilized travel benefits because of the ongoing pandemic. From shifting travel statement credits to grocery store credits to awarding bonus points on restaurant purchases, these limited-time offers have been instrumental during a time when travel has declined.

Just recently, American Express announced the removal of the existing $100 annual airline credit on the American Express® Gold Card. Cardholders could use this credit on incidental airline fees, such as checked bags, seat selection, airport lounge day passes on a preferred airline of your choice. While this credit will no longer be available in 2022, current cardholders can use it until Dec. 31, 2021.

In its place, there will be a new Uber Cash credit, worth up to $120. Starting in early 2021, American Express® Gold Card holders will receive $10 in Uber Cash each month, which can be used for Uber Eats orders or Uber rides within the U.S. This new benefit will replace the $100 airline credit, proving to be useful for those who order food delivery or take Uber rides at least once per month.

How the new Uber Cash credit works

While the official date for this Uber Cash credit has not been set yet, American Express will share more details in early 2021. Once announced, you’ll be able to take advantage of this benefit every month. You’ll want to make sure that your American Express® Gold Card is registered in your Uber app already.

Uber Cash is Uber’s currency used for both Uber rides or orders with Uber Eats. You’ll receive $10 in Uber Cash each month, for a total of $120 in a calendar year. In tandem with the complimentary 12-month Uber Eats Pass that already comes with your American Express® Gold Card, maximizing this credit each month should be effortless.

Get up to 12 months of Uber Eats Pass free with the American Express® Gold Card

Even better, American Express® Gold Card holders can activate a complimentary Uber Eats Pass for up to 12 months. The Uber Eats Pass is a monthly subscription that costs $9.99 per month — providing annual savings of almost $120. After the 12 months is over, you’ll automatically be charged the subscription fee unless you choose to opt out. The benefits of the Uber Eats Pass include:

  • Unlimited $0 delivery fee on any restaurant
  • 5% discount on restaurant orders over $15

Cardholders can enroll for this membership anytime before Dec. 31, 2021. By adding your American Express® Gold Card to your Uber Eats wallet, you can finish the activation process and start using your Uber Eats Pass immediately.

Is the American Express® Gold Card worth it?

Although the American Express® Gold Card is technically a travel card earning rewards through the Membership Rewards® program, this card is also an impressive dining card. It’s offering a generous welcome bonus: Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

You’ll Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. This card has a sizable annual fee of $250 but can be worth it thanks to its various credits:

  • Up to $120 dining credit at eligible dining partners, including Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed and participating Shake Shack locations. You’ll receive up to a $10 statement credit each month, and up to $120 total in credits over a year.
  • Up to $100 airline credit (phasing out Jan. 1, 2022) on incidental airline fees on a select airline of your choice.
  • $120 in Uber Cash for Uber rides or on Uber Eats orders. You’ll receive $10 in Uber Cash each month, for up to $120 in savings on Uber over a year.
  • One-time $100 hotel credit to spend on qualifying dining, spa and resort activities, plus a room upgrade upon arrival (if available) when booking a stay of two consecutive nights or longer with American Express Travel.

Besides, consider the other exclusive benefits of this card:

  • Personalized travel service to help arrange flights, hotels and ground transport.
  • Global assist hotline that’s available 24/7 whenever you travel more than 100 miles from home, providing medical, legal, financial and other select emergency assistance and coordination services.
  • Baggage insurance plan provides coverage for up to $1,250 for carry-on baggage and up to $500 for checked baggage when you purchase the entire ticket fare on your card.
  • Foreign transaction fees: None.

All in all, the $250 annual fee may be a deterrent for many. But for those who can maximize these annual credits, will be able to make up for the fee, plus enjoy the many benefits that come with this top-tier dining and travel card.

For rates and fees of American Express® Gold Card, please click here.

ValuePenguin’s verdict

The American Express® Gold Card already excels in grocery stores and restaurant purchases, so this Uber Cash benefit is a valuable new addition. Cardholders should be able to easily use this credit, as Uber ride-sharing and Uber Eats are both prevalent throughout the country. On top of that, you’ll earn a ton of points from Uber Eats purchases, since the card’s 4X bonus on restaurants includes takeout and delivery.

Stella Shon

Stella Shon is a travel credit cards writer with ValuePenguin. After studying abroad in Paris three years ago, she became determined to keep traveling. That’s when she discovered the world of points and miles, which enabled her to travel on a student budget. Since then, she’s flown over 150,000 miles and earned more than 500,000 points and miles with eight different credit cards. While in college, she even co-founded her own travel agency, helping her peers plan and book trips on a budget. As a recent journalism graduate from UNC-Chapel Hill, her goal is to write about travel to make it simpler and achievable for everyone. Her work has also appeared on JetBlue, The Points Guy, Travel + Leisure and CNBC.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).

Available Credit Cards from Our Partners

Costco Anywhere Visa® Card by Citi
  • On Citi's Secure Website
{"align":"","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1570114162\/reg_mn3nqb.png","cssNamespace":"AffiliateBanner","disclaimers":["On Citi's Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/1063?url=\/american-express-gold-card-uber-benefit","name":"Costco Anywhere Visa\u00ae Card by Citi"}

Chase Sapphire Reserve®
  • On Chase's Secure Website
{"align":"","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1557155600\/Chase_Saaphire_Reserve_card_art_hsubpf.png","cssNamespace":"AffiliateBanner","disclaimers":["On Chase's Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/1095?url=\/american-express-gold-card-uber-benefit","name":"Chase Sapphire Reserve\u00ae"}

Blue Cash Preferred® Card from American Express
{"align":"","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1557417499\/blue-cash-preferred_1_bdesdf.png","cssNamespace":"AffiliateBanner","disclaimers":["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root AffiliateBanner--disclaimer-link\" rel=\"nofollow noopener\" target=\"_blank\" title=\"See Rates & Fees\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/26172-10-0\/#terms-details?print\"\u003ESee Rates & Fees.\u003C\/a\u003E\u003C\/span\u003E Terms Apply.","On American Express' Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/8?url=\/american-express-gold-card-uber-benefit","name":"Blue Cash Preferred\u00ae Card from American Express"}

Mastercard® Black Card™
  • On Barclays' Secure Website
{"align":"","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1581547748\/36670_10000046_black_ogjpic.png","cssNamespace":"AffiliateBanner","disclaimers":["On Barclays' Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/272?url=\/american-express-gold-card-uber-benefit","name":"Mastercard\u00ae Black Card\u2122"}

The Platinum Card® from American Express
{"align":"","buttonColor":"","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cloudinaryImageName":"v1555427770\/platinum-card_1_gufy9n.png","cssNamespace":"AffiliateBanner","disclaimers":["\u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root AffiliateBanner--disclaimer-link\" rel=\"nofollow noopener\" target=\"_blank\" title=\"See Rates & Fees\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-charge-card\/28009-10-0\/#FeeTable\"\u003ESee Rates & Fees.\u003C\/a\u003E\u003C\/span\u003E Terms Apply.","On American Express' Secure Website"],"imageURL":"","isButtonSquare":false,"isUnavailable":false,"link":"\/redirect\/credit-cards\/12?url=\/american-express-gold-card-uber-benefit","name":"The Platinum Card\u00ae from American Express"}