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Allegiant World Mastercard® Review: A Good Airline Card for Those Who Fly With Allegiant

Allegiant World Mastercard® Review: A Good Airline Card for Those Who Fly With Allegiant

The Allegiant World Mastercard® provides nice perks for those who regularly fly Allegiant Air, but those looking for a solid return on spend might pass on it for better travel credit cards.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Quick facts

More details

Rates & fees

  • Credit needed: 660-850
  • Sign-up bonus: Earn 15,000 bonus points online offer – equal to $150 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Earning rate: 3 points for every $1 spent on Allegiant purchases, 2 points for every $1 spent on qualifying dining purchases, 1 point for every $1 spent on all other purchases
  • Annual fee: $59
  • Airline benefits: Enjoy complimentary priority boarding and a free onboard beverage every time you fly Allegiant. Plus, your points don't expire. Additionally, receive 2-for-1 airfare every time you purchase an Allegiant vacation package that includes four-plus hotel nights or seven-plus rental car days on the same itinerary

Quick facts

  • Credit needed: 660-850
  • Sign-up bonus: Earn 15,000 bonus points online offer – equal to $150 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Earning rate: 3 points for every $1 spent on Allegiant purchases, 2 points for every $1 spent on qualifying dining purchases, 1 point for every $1 spent on all other purchases
  • Annual fee: $59
  • Airline benefits: Enjoy complimentary priority boarding and a free onboard beverage every time you fly Allegiant. Plus, your points don't expire. Additionally, receive 2-for-1 airfare every time you purchase an Allegiant vacation package that includes four-plus hotel nights or seven-plus rental car days on the same itinerary

More details

  • 15,000 Bonus Points online offer – equal to $150 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.
  • Buy one, get one free airfare — anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary.
  • Earn 3 points per $1 on Allegiant purchases (air, hotel, and car rental), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases.
  • Points can be redeemed for airfare, hotels and car rentals on Allegiant.com.
  • No blackout dates, no destination restrictions and no minimum points redemption.
  • Complimentary priority boarding every time you fly Allegiant when you present your Allegiant credit card.
  • One free beverage every time you fly Allegiant when you present your Allegiant credit card.
  • No foreign transaction fees and a low $59 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Rates & fees

  • Intro Purchase APR: N/A
  • Regular Purchase APR: 16.24% - 24.24% Variable APR on purchases
  • Intro BT APR: N/A
  • Regular BT APR: 16.24% - 24.24% Variable APR on balance transfers
  • Annual Fee: $59
  • Foreign Transaction Fee: None
  • Balance Transfer Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.

Pros

  • $150 welcome offer
  • 3x points on Allegiant purchases
  • 2-for-1 airfare when booking an Allegiant vacation package
  • Complimentary priority boarding and one free onboard beverage
  • Points don't expire as long as your account is open
  • None foreign transaction fees

Cons

  • $59 annual fee
  • No promotional 0% APR for purchases or balance transfer
  • No free luggage benefit
  • Overall return on spend is lower than other airline cards
  • Much better welcome offers available
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Is the Allegiant World Mastercard® credit card worth it?

For travelers who frequently fly low-cost carrier Allegiant Air, the Allegiant World Mastercard® is worth having.

While the earning rate on spend is lower than many other airline cards, the Allegiant-specific benefits offered by the Allegiant World Mastercard® are solid. Every time you fly Allegiant Air, you can show your card to receive priority boarding and one free in-flight beverage. Plus, you'll get a two-for-one deal on airfare when you book an Allegiant travel package.

For those who don't often fly with Allegiant Air, the card provides little value. Many other airline cards offer a better return on spend, and there aren't any other compelling perks if you don't fly Allegiant. The deciding factor is whether the flight perks are worth the $59 annual fee.

If you aren't sure, read on for a full rundown on the Allegiant World Mastercard® and decide whether it is worth it for you.

Earn 15,000 bonus points online

When you apply and are approved for the Allegiant World Mastercard®, you can earn 15,000 bonus points online offer – equal to $150 off a future Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening.

It's easy to understand the value of Allegiant points. Each point is worth 1 cent. For example, you can redeem 100 points for $1 off Allegiant airfare.Therefore, the 15,000 bonus points from the online welcome offer are worth $150.

Compared to other card offers, the Allegiant card sign-up bonus isn't all that compelling. Some of the top sign-up bonuses are worth $1,000 or more.

money icon

What it's worth: $150

Who's eligible to earn this offer?: This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Limit 1 bonus points offer per new account.

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Earn up to 3X bonus points

With the Allegiant World Mastercard® you can earn 3 points for every $1 spent on Allegiant purchases, 2 points for every $1 spent on qualifying dining purchases, 1 point for every $1 spent on all other purchases

  • Allegiant purchases include Allegiant travel and onboard purchases where Allegiant is the merchant of record and the transaction falls into the following categories — airlines, travel agency, Allegiant onboard purchases, theatrical ticket agencies.
  • Dining purchases include caterers, eating places and restaurants, and bars. Fast food is notably excluded. Food or beverage purchases onboard Allegiant flights count as Allegiant purchases.
  • Any purchases that don't fall into the above categories will earn 1x points per $1.

The Allegiant World Mastercard® offers a lackluster earning rate by ValuePenguin estimates. The typical consumer will earn a return of 1.2 cents per dollar spent with this card. You can get better value with most other airline cards, and two to three times the value with a general purpose travel card such as the Chase Sapphire Preferred® Card (2.5 cents per $1 spent) or the American Express® Gold Card (4.4 cents per $1 spent).

Average rewards earned per $1 spent

We estimate an earning rate for the average consumer based on U.S. Bureau of Labor data and multiply that by the value of each card’s points or miles.

Savvy traveler tip: The primary upside to a card like the Chase Sapphire Preferred® Card is that it earns flexible points that you can redeem for travel, cash, or transfer to a variety of airline and hotel programs. If you're not interested in benefits specific to Allegiant Air, a general travel credit card is a much better choice.

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Redeeming points

On the plus side, Allegiant points are simple and easy to redeem. Unlike the points or miles earned with many other airline loyalty programs, Allegiant Allways Rewards points essentially function as cash back. Points are worth a fixed $0.01 each and can be redeemed as a discount off Allegiant purchases. For example, you can redeem 1,000 points for $10 off an airfare purchase. There are no blackout dates and no redemption minimum for using your points, which is nice.

The main drawback to Allegiant's loyalty program is that their points are worth less than those of many other airlines.

But, on the bright side, because there are no award charts or other changing metrics to worry about, getting value from your Allegiant points is incredibly straightforward.

  1. You simply have to search for a flight at allegiantair.com and choose to apply your Allegiant Allways Rewards points at time of purchase.
  2. You can use Allegiant points for any purchase that includes Allegiant airfare, including travel package purchases (excluding when you book the 2-for-1 airfare deal).

You can't use points if you make a hotel-only or car rental-only booking through Allegiant.

Allegiant Allways Rewards points normally expire unless you book at least once every 24 months. However, points don't expire for Allegiant World Mastercard® holders.

Buy one, get one airfare offer

One of the primary Allegiant World Mastercard® benefits is the two-for-one airfare deal it offers whenever you book an Allegiant vacation package. Some restrictions apply:

  • The package must include at least four hotel nights or at least seven car rental days.
  • The primary cardholder must also be one of the traveling passengers
  • You must purchase the full itinerary using your Allegiant World Mastercard®
  • The companion itinerary must match that of the primary cardholder, and everything must be booked at the same time through Allways Member Services
  • You cannot add a companion onto an itinerary for free at a later time, nor can you apply the buy one, get one offer to existing itineraries
  • Point redemptions are not valid for booking this offer

Even with all the restrictions, if you commonly book travel packages including airfare and either hotel or car rental, the two-for-one airfare deal provided by your Allegiant World Mastercard® is an excellent perk, as it can apply to every single travel package booking for two people. The companion doesn't have to be the same person every time, either, so you can bring along a spouse, friend, or child on any trip for free. You'll need to call Allways Member Services at (702) 800-2088 to book travel packages using this offer.

Other benefits

Besides the excellent buy one, get one airfare deal when booking vacation packages, the Allegiant World Mastercard® offers a variety of other perks for those who frequently fly with Allegiant Air.

Allegiant World Mastercard® holders also get priority boarding every time they fly Allegiant Air. All you have to do is show your Allegiant World Mastercard® to the gate agent to invoke this benefit. Allegiant typically charges $4 to $12 for Priority Access that allows passengers to board before general boarding.

Another benefit you can enjoy on every Allegiant Air flight is the first complimentary onboard beverage provided by the Allegiant World Mastercard®. Show the flight attendant your credit card and enjoy your first drink free of charge, compliments of Allegiant Air. This benefit even covers the variety of alcoholic beverages served by the carrier.

The Allegiant World Mastercard® is covered by a $0 liability guarantee that covers any fraudulent charges made by others using your account. As long as you have not shared your personal or account information with anyone and notice unauthorized charges on your account, you can file a claim to have these charges removed.

The Allegiant World Mastercard® works with major digital wallets, including Apple Pay, Google Pay and Samsung Pay. Add your card to your wallet of choice and easily pay in-store or in-app.

You can tap to pay with your Allegiant World Mastercard® wherever you see the contactless symbol. This technology is just as secure and quicker than using the chip reader.

Bank of America consumer credit cardholders, including Allegiant World Mastercard® holders, can enroll to receive free access to their FICO score anytime they want. The score is updated monthly and is based on the TransUnion credit report.

You can easily manage your Allegiant World Mastercard® account (and any other Bank of America deposit or credit card accounts) online or through the Mobile Banking app. You can pay your bill and check your available credit. The Mobile Banking app may not be supported on all mobile devices.

You will not be charged any foreign transaction fees when you use your Allegiant World Mastercard® abroad. These fees can be as much as 3% and can quickly put a dent in your vacation budget.

Drawbacks

  • Annual fee of $59. Although the annual fee is less than many other airline cards, the card isn't free.
  • No free baggage benefit. Many other airline cards allow you one free checked bag. The Allegiant World Mastercard® does not offer this perk.
  • Lackluster return on spend. Based on ValuePenguin's analysis of various airline credit cards, there are many other products that provide a better return on spending.
  • No 0% intro APR for purchases or balance transfer. This card does not offer an interest-free period to new cardholders. You will pay interest if you carry a balance month-to-month. If you're looking for a card that offers an interest-free period, check out our list of best credit cards for balance transfers.

What credit score do you need to get an Allegiant World Mastercard®?

You generally need a Excellent/Good credit score to be approved for the Allegiant World Mastercard®. Check out what a good credit score is and how to get it.

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How does the Allegiant World Mastercard® credit card compare to other cards?

The Allegiant World Mastercard® is compelling for those who frequently fly with Allegiant Air, but there are lots of other products available. Here are a few other cards to consider if you're shopping for an airline card or are considering a more generic travel card.

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Allegiant World Mastercard®
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Alaska Airlines Visa Signature® credit card
Editor's Rating?
Annual Fee
$59
$75
$95
$69
More card details
Not available on ValuePenguin
Not available on ValuePenguin
Apply Now
On Chase's Secure Website
Apply Now
On Chase's Secure Website

Allegiant World Mastercard® credit card vs. Alaska Airlines Visa Signature® credit card

Verdict: The best Bank of America airline credit card

If you're looking for another Bank of America card option, the Alaska Airlines Visa Signature® credit card is an ideal choice. The card lets you Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don’t expire on active accounts. and offers an annual companion fare and a free checked bag on every flight.

As a major alliance airline, Alaska offers many great options for redeeming their miles. The Alaska Airlines Visa Signature® credit card's $75 annual fee is slightly higher than that of the Allegiant World Mastercard®.

How does it compare?

  • Annual fee: $75 (Worse)
  • Welcome bonus: Get a $100 statement credit, 40,000 bonus miles and Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account. (Better)
  • Rewards earned/$1 spent: $0.0015 (Better)
  • Other benefits: First checked bag free, annual buy one, get one companion fare, 20% off Alaska inflight purchases (Same)

Allegiant World Mastercard® credit card vs. Chase Sapphire Preferred® Card

On Chase's Secure Website

Verdict: A far more rewarding travel credit card

The Chase Sapphire Preferred® Card is one of the all round best general travel credit cards available to consumers. It offers an excellent return on spend, earning 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases.

Booking travel through Chase also gives your points a 25% value boost, or you can transfer your points to any of the Chase Ultimate Rewards® hotel and airline partner programs.

How does it compare?

  • Annual fee: $95 (Worse)
  • Welcome bonus: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. (Better)
  • Rewards earned/$1 spent: $0.025 (Better)
  • Other benefits: $50 annual Ultimate Rewards hotel credit, complimentary DashPass subscription (through March 2022), 10% anniversary points boost, points worth 25% more when used for Chase Travel or Pay Yourself Back (Better)

Allegiant World Mastercard® credit card vs. Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

On Chase's Secure Website

$69

16.24% - 23.24% Variable

660 - 850

  • Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.

Verdict: A better option for frequent Southwest flyers

The Southwest Rapid Rewards® Plus Credit Card is an ideal card for those who fly with a lot of luggage. Where Allegiant charges for both checked and carry-on bags, Southwest Airlines offers a free carry-on bag and two free checked bags to all passengers. The Southwest Rapid Rewards® Plus Credit Card lets you Receive 3,000 anniversary points each year. We're giving you even more including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, phone services, and select streaming, 2 EarlyBird Check-In® each year, and more. You're also awarded 3,000 bonus points every card anniversary.

One downside is that it charges foreign transaction fees. The card carries a comparable $69 annual fee.

How does it compare?

  • Annual fee: $69 (Worse)
  • Welcome bonus: Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months. (Better)
  • Rewards earned/$1 spent: $0.015 (Better)
  • Other benefits: 25% back on inflight purchases, 3,000 annual bonus points, 2 free EarlyBird Check-Ins per year (Worse)

Should you apply for the Allegiant World Mastercard® credit card?

The Allegiant World Mastercard® is a compelling choice for travelers who frequently fly Allegiant Air. You can enjoy significant savings through free onboard beverages and through the buy one, get one deal when booking Allegiant vacation packages. The card also carries a lower annual fee than many other airline credit cards and does not charge foregin transaction fees.

For those who rarely fly Allegiant, however, the card simply doesn't make sense. There are many other cards available that offer a better return, including most other airline credit cards. If you're not tied to a particular airline, a general travel card that earns flexible points is an even better choice. Consider the Alaska Airlines Visa Signature® credit card or any of the other top travel credit cards.

Allegiant World Mastercard® credit card FAQs

What bank issues the Allegiant Air credit card?

The Allegiant World Mastercard® is issued by Bank of America.

Does Allegiant World Mastercard® have free checked bags?

Unlike many other airline credit cards, the Allegiant World Mastercard® does not offer free checked bags as a benefit.

How do you get a "buy one, get one" ticket on Allegiant?

Allegiant offers buy one get one airfare anytime you use your Allegiant World Mastercard® to purchase a vacation package that includes either four or more hotel nights or seven or more car rental days. You need to call myAllegiant member services at (702) 800-2088 to book your trip using this benefit.

The information related to Allegiant World Mastercard® and Alaska Airlines Visa Signature® credit card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply to American Express credit card offers. See americanexpress.com for more information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).