Access Auto Insurance Company Review


Access Auto Insurance Company Review

Find the Cheapest Auto Insurance Quotes in Your Area

Currently insured?
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Here's what we think about Access Auto Insurance, from where their quotes measure to other companies to their customer service and feedback.

Comparing Auto Insurance Quotes from Access

Let's take a look at how quotes from Access Auto Insurance compare to other established national providers such as Esurance or Allstate. In these comparisons, we'll show sample quotes for a couple of different driver profiles, so take a look at the profile that best matches your background.


Single Male, 19


Single Male, 31


Single Male, 43


Single Female, 19


Single Female, 31


Single Female, 43


Married Couple, 20s


Married Couple, 60s


These sample quotes were obtained from our California auto insurance rate comparison for a 2012 Toyota Camry with 15/30/5 liability limits. Based on California data, Access ranked among the cheaper half of the fifty two companies surveyed with overall car insurance rates that were 4% cheaper than the state average. In the sample above, we see that car insurance rates at Access are lower than Esurance or Allstate, with the exception of Allstate's rates for a pair of husband and wife motorists in their mid 60s - they'd save 25% off of Access's rates by getting quotes at Allstate.

We've also provided quotes from USAA - if you're a member or family member of someone in the armed forces, these are by far the best rates you can get on auto insurance. If we compare the average of the composite profiles, rates from Access are 61% more expensive than USAA's ($1,058 vs. $656). Those are savings of about $402 on average on a composite basis. These data points illustrate the importance of getting at least three quotes from different auto insurers.

Find the Cheapest Auto Insurance Quotes in Your Area

Currently insured?
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A Review of Access Auto Insurance Company

Unfortunately, while car insurance costs at Access are slightly below market, we find there are a number of detractions from their service. They have poor ratings from industry organizations such as the Better Business Bureau, and their complaint index is quite high as well for their size.



Some functionality to their website: printable ID cards are available directly online

Not easy to get claims department on the phone when you need them

Majority of reviews on customer service tend to be quite negative

Horrible Better Business Bureau rating

The Conveniences of Access Insurance

If you happen to insure yourself with Access you'll be glad to know about a few services they offer in which you can take advantage of. First, you are able to make your payments in a variety of ways, from credit and debit cards to eChecks. Second, Access has 24/7 support for both English and Spanish speaking individuals. Finally, Access's website allows policy holders to download and print their Access ID card. This can come in handy in the event you lose your card and don't feel like calling and waiting around for the insurance company to send you a new one.

Ratings and Financials for Access

A look at Access Insurance revenue and popular business ratings:



AM Best Financial Rating


Better Business Bureau Rating


Complaint Index (CA, 2013)

2.01 (Worse than Average)

Annual Revenue (2009)

$278 Million

Insurance Discounts at Access

Here are the discounts available on auto insurance from Access Insurance, headquartered in Atlanta, GA. The discounts available to you will depend on the state of your auto insurance policy and your driving situation:

Discount Type

Discount Amount



Anti-Theft Device


Anti-Lock Brakes


Good Student


Mature Drivers Course




Persistency Credit


Source: California Department of Insurance, 2013

How to File a Claim

To report a claim with a Access Insurance representative:

Phone Number: 866-747-6931

  • Press 2 to file a new claim
To speak to a customer care representative at Access Insurance, call 877-353-9838
  • Press 6 for questions concerning your policy
  • Then, press 5 to ask any question you may have
  • Wait to be connected to a Customer Service Representative

About Access Insurance Company

Access Insurance Company sells both specialty P&C and automobile insurance. The company was founded in 1994 and is currently licensed to sell its insurance products in 22 states nationwide including but not limited to: Pennsylvania, Florida, South Carolina, Georgia, Tennessee, Mississippi, Alabama, Louisiana, Texas, Oklahoma, New Mexico, Arizona, Nevada, and California.

Comments and Questions

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