CoOportunity CoOportunity Premier Silver (Iowa)

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Company CoOportunity Health
Plan Year 2014
State Iowa
Metal Tier Silver
Plan Type PPO
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Cost Sharing Benefits (In Network)

These details are for the standard Silver plan. For reduced Cost Sharing versions scroll down below

Policyholders are generally responsible for 100% of costs until the deductible amount is met. After the deductible has been met the policyholder is responsible for the coinsurance / copay until the out of pocket maximum is reached at which point the insurance company assumes 100% of all costs.

Deductible (Individual) $4,000
Deductible (Family) $8,000
Coinsurance Data Not Available
Out of Pocket Maximum (Individual) $6,350
Out of Pocket Maximum (Family) $12,700

Doctors Visits

Primary Care Visit $20
Specialist Visit $40
In Patient Hospital Services 30% Coinsurance after deductible
Emergency Room Services $250 Copay after deductible and

Tests and Imaging

Imaging (CT/PET Scans, MRIs) Data Not Available
Laboratory Outpatient and Professional Services Data Not Available
X-ray and Diagnostic Imaging Data Not Available

Other

Mental / Behavioral Health Data Not Available
Rehabilitative Speech Therapy Data Not Available
Rehabilitative Occupational & Physical Therapy Data Not Available
Outpatient Facility Data Not Available
Outpatient Surgery Data Not Available

Prescription Drugs

Generic Rx $10
Preferred Brand Rx $40
Non Preferred Brand Rx $80
Specialty Drugs $150

73% Cost Sharing Benefits

Households with incomes between 200% to 250% of FPL qualify for the following cost sharing benefits for this silver plan. To understand how cost sharing reductions work and how they work for you see our article about Obamacare Cost Sharing Reduction Discounts

Deductibles and Cost Sharing

Deductible (Individual) $2,300.00
Deductible (Family) $4,600.00
Out of Pocket Maximum (Individual) $4,600.00
Out of Pocket Maximum (Family) $9,200.00
Primary Care Physician $20
Specialists $40
Emergency Room $250 Copay after deductible and
Inpatient Facility 30% Coinsurance after deductible
Inpatient Physician 30% Coinsurance after deductible
Prescription Drugs In Network Out of Network
Generic Rx $10.00
Preferred Brand Rx $40
Non Preferred Brand Rx $80
Specialty Drugs $150

87% Cost Sharing Benefits

Households with incomes between 150% to 200% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing In Network Out of Network
Deductible (Individual) $675.00
Deductible (Family) $1,350.00
Out of Pocket Maximum (Individual) $1,350.00
Out of Pocket Maximum (Family) $2,700.00
Services In Network Out of Network
Primary Care Physician $20
Specialists $40
Emergency Room $250 Copay after deductible and
Inpatient Facility 30% Coinsurance after deductible
Inpatient Physician 30% Coinsurance after deductible
Prescription Drugs In Network Out of Network
Generic Rx $10.00
Preferred Brand Rx $40
Non Preferred Brand Rx $80
Specialty Drugs $150

94% Cost Sharing Benefits

Households with incomes between 138% to 150% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing In Network Out of Network
Deductible (Individual) $225.00
Deductible (Family) $450.00
Out of Pocket Maximum (Individual) $450.00
Out of Pocket Maximum (Family) $900.00
Services In Network Out of Network
Primary Care Physician $20
Specialists $40
Emergency Room $250 Copay after deductible and
Inpatient Facility 30% Coinsurance after deductible
Inpatient Physician 30% Coinsurance after deductible
Prescription Drugs In Network Out of Network
Generic Rx $10.00
Preferred Brand Rx $40
Non Preferred Brand Rx $80
Specialty Drugs $150

Other Plans

Other plans that are available in the state.

Plan Name
CoOportunity Premier Gold
CoOportunity Premier HSA Gold
CoOportunity Premier Silver
CoOportunity Premier HSA Silver
CoOportunity Premier Bronze
CoOportunity Premier HSA Bronze
CoOportunity Premier Catastrophic
CoOportunity Preferred UI Health Alliance Gold
CoOportunity Preferred UI Health Alliance Silver
CoOportunity Preferred HSA UI Health Alliance Gold
CoOportunity Preferred HSA UI Health Alliance Silver
CoOportunity Preferred HSA UI Health Alliance Bronze
CoOportunity Preferred UI Health Alliance Bronze
CoOportunity Preferred UI Health Alliance Catastrophic
CoOportunity CorePlus UIHA Gold
CoOportunity CorePlus UIHA Silver
CoOportunity CorePlus UIHA Bronze
CoOportunity CorePlus UIHA Catastrophic
CoOportunity CorePlus HSA UIHA Gold
CoOportunity CorePlus HSA UIHA Silver
CoOportunity CorePlus HSA UIHA Bronze

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