The Best Credit Cards of 2014

Best Credit Cards By Category

Best Rewards Credit Cards

Our list of best rewards credit cards based on the long term value of the rewards you can expect to earn with the credit card.

Barclaycard Arrival Plus™ World Elite MasterCard®

Best Card For: High travel rewards that are easy to use and earn regardless of spending category

The perfect credit card for anyone that is looking for high rewards rates on a card they can use everyday. If you travel even once a year the Arrival Plus can help you rack up valuable rewards that can be applied towards ANY travel expense

The Starwood Preferred Guest® Credit Card from American Express

Best Card For: Valuable hotel rewards that are among the best for travellers

The Starwood Preferred Card from American Express offers cardholders points in the Starwood Preferred Guest loyalty program, one of the best loyalty programs around. SPG points are among the best travel rewards you can earn.

Capital One Quicksilver Credit Card

Best Card For: Easy to use, no hassle cash back with no annual fee

The Capital One Quicksilver is a great as an easy to use flat rate cash back credit card offering 1.5% back on everything you spend. With no annual fee its ideal if you want the flexibility of cash back with nearly no downside or hassle.

To see more in-depth analysis of why we chose these cards, including a larger list of rewards cards that make up our top choices see our Best Rewards Credit Cards article

Best Business Credit Cards

Here are the top business credit cards we surveyed. They're selected for the different needs small businesses may face when it comes to using a credit card.

Chase Ink® Plus Business Credit Card

Best Card For: 5% cash back on office related spending categories

If you're going to be purchasing office supplies and equipment on a credit card the Chase Ink Plus is the most rewarding for that sort of spending.

Starwood Preferred Guest® Business Credit Card

Best Card For: Valuable hotel rewards great for business travellers

Like the personal card, the SPG Business card offers businesses that have significant travel expenses rewards in one of the best loyalty programs around.

Capital One Spark Cash Credit Card

Best Card For: Flat rate cash back rewards regardless of spending categories

The Capital One Spark Cash gives you 2% cash back on all purchases regardless of spending category. Ideal for companies that have a broad array of expenses and do not want to think about spending categories

Capital One Spark Select Credit Card

Best Card For: Low interest rates for businesses that keep a monthly balance

One of the lowest interest rate business cards available. If your company is keeping a balance then consider the Capital One Spark Select to manage your monthly interest payments

To see more in-depth analysis of why we chose these cards as our favorites business cards see our Best Business Credit Cards article

Best Balance Transfer Credit Cards

Balance Transfer credit cards are useful if you're looking to reduce your credit card debt. The key features are an introductory period where no interest is charged on balances transferred onto the new card. Here is a list of our favorite cards when it comes to making balance transfers.

Chase Slate® Credit Card

Best Card For: No balance transfer fee

The Chase Slate waives the standard 3-4% balance transfer fee that is normally attached to a card. You can take advantage of this feature and the card's intro balance transfer APR to help pay down your credit card debt.

Citi® Simplicity® Credit Card

Best Card For: Having trouble making payments on time

The Citi Simplicty is a balance transfer card that focuses its features on being a little more lenient towards cardholders when it comes to late payments. If you're having difficulty balancing your finances and don't want to be hit with fees, the Citi Simplicty can be helpful

Chase Ink® Cash Business Credit Card

Best Card For: Balance transfer card for businesses

The only business card we surveyed that has a good introductory balance transfer APR. Useful for businesses looking to reduce their interest payments on existing balances.

To see more details about why we chose these balance transfer cards take a look at our Best Balance Transfer Credit Cards article

Best Travel Credit Cards

Interested in figuring out which credit cards offer the best rewards for travelers? Our visualization is here to help. We've built a model for each credit card to determine how it rewards you for spending money and what those rewards are worth. You can compare the travel rewards by card or take a look at how each card performs over time by changing the display options in our one of a kind infographic. The default spending assumption is $1,000 a month. You can change this by going to the model inputs section below.

Graph by Card:
The total value of the card at the end of the period by card. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Rewards Rate
The dollar value of rewards as a percentage of total spending by card.
The minimum APR for each card.
Annual Fee
The annual fee for each card.
Bonus Value
The dollar value of signing and continuing bonuses by card.
Graph by Month:
The dollar value of each card by month
Rewards Rate
The value of each card as a percentage of total spending by month…
Based on a cardholder that spends $1000 a month, over 2 years

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.