The Best Credit Cards of 2014

Best Credit Cards By Category

Best Rewards Credit Cards

Our list of best rewards credit cards based on the long term value of the rewards you can expect to earn with the credit card.

Barclaycard Arrival Plus™ World Elite MasterCard®

Best Card For: High travel rewards that are easy to use and earn regardless of spending category

The perfect credit card for anyone that is looking for high rewards rates on a card they can use everyday. If you travel even once a year the Arrival Plus can help you rack up valuable rewards that can be applied towards ANY travel expense

The Starwood Preferred Guest® Credit Card from American Express

Best Card For: Valuable hotel rewards that are among the best for travellers

The Starwood Preferred Card from American Express offers cardholders points in the Starwood Preferred Guest loyalty program, one of the best loyalty programs around. SPG points are among the best travel rewards you can earn.

Capital One Quicksilver Credit Card

Best Card For: Easy to use, no hassle cash back with no annual fee

The Capital One Quicksilver is a great as an easy to use flat rate cash back credit card offering 1.5% back on everything you spend. With no annual fee its ideal if you want the flexibility of cash back with nearly no downside or hassle.

To see more in-depth analysis of why we chose these cards, including a larger list of rewards cards that make up our top choices see our Best Rewards Credit Cards article

Best Business Credit Cards

Here are the top business credit cards we surveyed. They're selected for the different needs small businesses may face when it comes to using a credit card.

Chase Ink® Plus Business Credit Card

Best Card For: 5% cash back on office related spending categories

If you're going to be purchasing office supplies and equipment on a credit card the Chase Ink Plus is the most rewarding for that sort of spending.

Starwood Preferred Guest® Business Credit Card

Best Card For: Valuable hotel rewards great for business travellers

Like the personal card, the SPG Business card offers businesses that have significant travel expenses rewards in one of the best loyalty programs around.

Capital One Spark Cash Credit Card

Best Card For: Flat rate cash back rewards regardless of spending categories

The Capital One Spark Cash gives you 2% cash back on all purchases regardless of spending category. Ideal for companies that have a broad array of expenses and do not want to think about spending categories

Capital One Spark Select Credit Card

Best Card For: Low interest rates for businesses that keep a monthly balance

One of the lowest interest rate business cards available. If your company is keeping a balance then consider the Capital One Spark Select to manage your monthly interest payments

To see more in-depth analysis of why we chose these cards as our favorites business cards see our Best Business Credit Cards article

Best Balance Transfer Credit Cards

Balance Transfer credit cards are useful if you're looking to reduce your credit card debt. The key features are an introductory period where no interest is charged on balances transferred onto the new card. Here is a list of our favorite cards when it comes to making balance transfers.

Chase Slate® Credit Card

Best Card For: No balance transfer fee

The Chase Slate waives the standard 3-4% balance transfer fee that is normally attached to a card. You can take advantage of this feature and the card's intro balance transfer APR to help pay down your credit card debt.

Citi® Simplicity® Credit Card

Best Card For: Having trouble making payments on time

The Citi Simplicty is a balance transfer card that focuses its features on being a little more lenient towards cardholders when it comes to late payments. If you're having difficulty balancing your finances and don't want to be hit with fees, the Citi Simplicty can be helpful

Chase Ink® Cash Business Credit Card

Best Card For: Balance transfer card for businesses

The only business card we surveyed that has a good introductory balance transfer APR. Useful for businesses looking to reduce their interest payments on existing balances.

To see more details about why we chose these balance transfer cards take a look at our Best Balance Transfer Credit Cards article

Best Travel Credit Cards

Interested in figuring out which credit cards offer the best rewards for travelers? Our visualization is here to help. We've built a model for each credit card to determine how it rewards you for spending money and what those rewards are worth. You can compare the travel rewards by card or take a look at how each card performs over time by changing the display options in our one of a kind infographic. The default spending assumption is $1,000 a month. You can change this by going to the model inputs section below.

Rewards
Graph by Card:
Rewards
The total value of the card at the end of the period by card. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Rewards Rate
The dollar value of rewards as a percentage of total spending by card.
APR
The minimum APR for each card.
Annual Fee
The annual fee for each card.
Bonus Value
The dollar value of signing and continuing bonuses by card.
Graph by Month:
Rewards
The dollar value of each card by month. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Rewards Rate
The value of each card as a percentage of total spending by month. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Based on a cardholder that spends $1000 a month over 2 years.
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
VentureOne Rewards Credit Card
Annual Fee $0
Purchase APR 11.99, 16.9 or 19.9% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Miles are not capped and do not expire
  • No foreign transaction fees
  • No blackout dates

Earning Rewards

  • 1.25 miles for every $1 spent

Promotions

  • Receive 20,000 miles once you spend $2,000 within the first 3 months
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NET REWARDS GRAPH CARD
$59 Annual Fee
1.5% Rewards Rate
Bonus
Venture Rewards Credit Card
Annual Fee $59
Purchase APR 13.99, 16.9 or 20.9% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Miles are not capped and do not expire
  • No foreign transaction fees
  • No blackout dates

Earning Rewards

  • 2 miles for every $1 spent

Promotions

  • Receive 40,000 miles once you spend $3,000 within the first 3 months
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NET REWARDS GRAPH CARD
$450 Annual Fee
1.5% Rewards Rate
Bonus
Delta Reserve Credit Card
Annual Fee $450
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks
  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations

Earning Rewards

  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase
  • After $30,000 in eligible purchases, you can earn 15,000 bonus miles and 15,000 MQMs each calendar year
  • After $60,000 in eligible purchases, you can earn an extra bonus of 15,000 bonus miles and 15,000 MQMs each calendar year
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NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
Gold Delta SkyMiles Credit Card
Annual Fee $95
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Check your first bag for free and save up to $50 on a round-trip Delta flight
  • Priority boarding on Delta flights
  • Discounted Admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 30,000 bonuses miles after you make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new card within your first 3 months.
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NET REWARDS GRAPH CARD
$150 Annual Fee
1.5% Rewards Rate
Bonus
Platinum Delta SkyMiles Credit Card
Annual Fee $150
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Discounted admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 miles for every $1 spent on Delta flight and vacation purchases
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 5,000 MQMs and 35,000 Bonus Miles after spending $1,000 in the first 3 months
The Starwood Preferred Guest® Credit Card from American Express

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Starpoints for free nights at over 1,100 hotels in nearly 100 countries
  • Transfer Starpoints to nearly 30 airline frequent flyer programs and 350 airlines, with SPG Flights mostly on a one-to-one basis. You can receive a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 Starpoints for every $1 spent at participating Starwood properties
  • 1 Starpoint for every $1 spent otherwise

Promotions

  • Earn up to 15,000 Bonus Starpoints if you spend $5,000 in the first 6 months
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NET REWARDS GRAPH CARD
$40 Annual Fee
1.5% Rewards Rate
Bonus
JetBlue Card
Annual Fee $40
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get 50% off inflight purchases
  • Get a $50 credit each year you purchase a Getaways vacation package
  • No blackout dates on JetBlue
  • Redeem JetBlue TrueBlue points towards award travel starting at 5,000
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 TrueBlue points for every $1 spent on JetBlue flights and Getaways vacation packages on jetblue.com
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 20,000 TrueBlue points after you spend $1,000 in the first 3 months
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Hilton HHonors Credit Card
Annual Fee $0
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Hilton HHonors points towards free hotel nights without blackout days
  • Complimentary Silver status with credit card
  • Account upgraded to HHonors Gold status after spending more than $20,000 on the Card during the year (benefits: 25% bonus on HHonors Base Points, room upgrades when available, and free high-speed Internet and health club access)
  • +500 HHonors Bonus Points when booking Hilton hotel reservations online with HH credit card
  • 10% discount and +500 HHonors points when booking private car and driver at EmpireCLS Worldwide with this card
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 7 HHonors Bonus Points for every $1 spent with a participating hotel or resort
  • 5 HHonors Bonus Points for every $1 spent spent at US restaurants, supermarkets, and gas stations
  • 3 HHonors Bonus Points for every $1 spent otherwise

Promotions

  • Earn 40,000 Hilton HHonors after spending $750 in the first 3 months
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NET REWARDS GRAPH CARD
$75 Annual Fee
1.5% Rewards Rate
Bonus
Hilton HHonors Surpass® Credit Card
Annual Fee $75
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Hilton HHonors points towards free hotel nights without blackout days
  • Complimentary Gold status with credit card
  • Upgrade to Diamond status after spending more than $40,000 on the card in the year
  • Airport lounge access with Priority Pass at $27 per person
  • +500 HHonors Bonus Points when booking Hilton hotel reservations online with HH credit card
  • 10% discount and +500 HHonors points when booking private car and driver at EmpireCLS Worldwide with this card
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 12 HHonors Bonus Points for every $1 spent with a participating hotel or resort
  • 6 HHonors Bonus Points for every $1 spent spent at US restaurants, supermarkets, and gas stations

Promotions

  • Earn 60,000 Hilton HHonors after spending $3,000 in the first 3 months
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
American Express® Blue Sky
Annual Fee $0
Purchase APR 17.24, 20.24 or 22.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package
  • Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 1 point for every $1 spent

Promotions

  • Earn 7,500 bonus points after you spend $1,000 in the first 3 months
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
BankAmericard® Travel Rewards
Annual Fee $0
Purchase APR 14.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Annual 10% customer points bonus on your total purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts
  • No foreign transaction fees
  • Smart chip technology provides greater acceptance and added security
  • No limits or expiration dates on points earned

Earning Rewards

  • 3 points for every $1 spent on air travel up to $6,000
  • 1.5 points for every $1 spent otherwise

Promotions

  • Earn 10,000 bonus points if you spend $500 in the first 90 days
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Priceline Rewards™ Visa Card
Annual Fee $0
Purchase APR 14.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
  • Reward redemptions begin at $25

Earning Rewards

  • 5 points for every $1 spent on priceline.com purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 5,000 points after spending $1,000 in the first 90 days
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NET REWARDS GRAPH CARD
$79 Annual Fee
1.5% Rewards Rate
Bonus
Premier Miles & More® World Mastercard®
Annual Fee $79
Purchase APR 15.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee

Earning Rewards

  • 2 miles for every $1 spent on Miles and More integrated airlines
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
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NET REWARDS GRAPH CARD
$89 Annual Fee
1.5% Rewards Rate
Bonus
The US Airways Premier World MasterCard®
Annual Fee $89
Purchase APR 15.99, 19.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Annual companion certificate good for up to 2 companions tickets at $99 each
  • First class check in and Zone 2 boarding
  • One complimentary US Airways Club day pass each year
  • Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Redeem Dividend miles for flights, seat upgrades, magazines, newspapers, and charitable donations

Earning Rewards

  • 2 miles for every $1 spent on US Airways
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 40,000 points when you make your first purchase
  • Annual companion ticket good for up to 2 companion tickets at $99 each
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
The Choice Privileges® Visa® Card
Annual Fee $0
Purchase APR 15.24 or 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Cardmembers automatically get Elite Gold status
  • Book award and free nights twenty days before other members
  • 10% point bonus on points earned for eligible stays at Choice Privileges locations
  • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships

Earning Rewards

  • 15 points for every $1 spent at Choice Privileges locations
  • 5 points for every $1 spent on additional Choice Privileges points or Choice Hotel gift card purchases
  • 2 points for every $1 spent otherwise

Promotions

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at any Choice Privileges location
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NET REWARDS GRAPH CARD
$69 Annual Fee
1.5% Rewards Rate
Bonus
The Wyndham Rewards® Visa Signature® Card
Annual Fee $69
Purchase APR 15.24 - 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Earning Rewards

  • 5 points for every $1 spent on participating hotels
  • 2 points for every $1 spent otherwise

Promotions

  • Earn 30,000 bonus points with first purchase
  • Earn 5,500 Bonus Points on your account anniversary every year
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
The Travelocity® Rewards American Express® Card
Annual Fee $0
Purchase APR 14.99, 21.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points can be redeemed for statement credits towards Travelocity purchases for Flights, Hotels, and Vacation Packages
  • No blackout dates or restrictions
  • 5,000 points = $50 statement credit, 10,000 points = $100 statement credit, 20,000 = $400 statement credit

Earning Rewards

  • 3 points for every $1 spent on Travelocity purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 5,000 points after your first purchase
  • Earn an additional 5,000 points after your spend $1,000 in the first 90 days of opening your account
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Carnival World™ MasterCard®
Annual Fee $0
Purchase APR 13.99, 16.99 - 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
  • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn

Earning Rewards

  • 2 FunPoints for every $1 spent on all Carnival Cruise Line purchases
  • 1 FunPoint for every $1 spent otherwise

Promotions

  • Earn 5,000 Bonus FunPoints® when you use your card for the first time
  • Earn 5,000 Bonus FunPoints® when you transfer a balance of $5,000 or more within the first 30 days of account opening
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Best Western Rewards® MasterCard®
Annual Fee $0
Purchase APR 13.99 - 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase
  • Additional upgrade to Diamond Elite Status after spending more than $10,000 in new transactions each year on the Best Western credit card

Earning Rewards

  • 15 points for every $1 spent on Best Western purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 16,000 bonus points after your first purchase
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Holland American Line Rewards Visa Card
Annual Fee $0
Purchase APR 13.99, 16.99 or 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards towards discounted, reduced, and free cruise redemptions
  • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver

Earning Rewards

  • 2 points for every $1 spent on all Holland American purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 5,000 points upon first purchase
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NET REWARDS GRAPH CARD
$59 Annual Fee
1.5% Rewards Rate
Bonus
Miles & More® World MasterCard®
Annual Fee $59
Purchase APR 15.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

Earning Rewards

  • 1 mile for every $1 spent

Promotions

  • Earn up to 15,000 award miles with first purchase
  • Earn up to 10,000 award miles with a balance transfer within 30 days of account opening
  • Annual Economy Class Companion Ticket
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NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
RCI® Elite Rewards® MasterCard®
Annual Fee $0
Purchase APR 13.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards

Earning Rewards

  • 2 points for every $1 spent on RCI purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn up to 2,500 bonus rewards after your first purchase
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Princess Cruises Rewards Visa Card
Annual Fee $0
Purchase APR 13.99, 16.99 or 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards towards discounted, reduced, and even free cruise redemptions
  • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts

Earning Rewards

  • 2 points for every $1 spent on Princess Cruises purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 5,000 Bonus Princess Points after your make your first purchase
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Barclaycard Arrival™ World MasterCard®
Annual Fee $0
Purchase APR 14.99 or 18.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary TripIt Pro subscription ($49 value)
  • Reimbursement for expenses if your baggage is delayed or lost
  • Up to $200,000 travel accident insurance
  • Trip cancellation coverage

Earning Rewards

  • 2 miles for every $1 spent on travel and dining
  • 1 mile for every $1 spent otherwise

Promotions

  • 20,000 bonus miles when you spend $1,000 in the first 90 days
Apply Now
NET REWARDS GRAPH CARD
$89 Annual Fee
1.5% Rewards Rate
Bonus
Barclaycard Arrival Plus™ World Elite MasterCard®

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary TripIt Pro subscription ($49 value)
  • Reimbursement for expenses if your baggage is delayed or lost
  • Up to $200,000 travel accident insurance
  • Trip cancellation coverage
  • No blackout dates

Earning Rewards

  • 2 miles for every $1 spent

Promotions

  • 40,000 bonus miles when you spend $3,000 in the first 90 days
Apply Now
NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
Chase Sapphire Preferred® Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No blackout dates or restrictions
  • 20% off travel redeemed via Chase's Ultimate Rewards website
  • 1:1 point transfer to participating frequent travel programs at full value

Earning Rewards

  • 2 points for every $1 spent on restaurants, travel and transportation
  • 3 points for every $1 spent on airfare or hotel accomodations booked through Chase Ultimate Rewards
  • 1 point for every $1 spent otherwise

Promotions

  • 40,000 bonus points after spending $3,000 in the first three months
  • 5,000 bonus points after adding the first authorized user and make a purchase in the first 3 months from account opening
  • 7% Annual Points Dividend on all new and redeemed points
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Chase Sapphire® Credit Card
Annual Fee $0
Purchase APR 15.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points never expire, and there are no limits on how many points you can earn
  • No caps, expiration dates, or blackout dates
  • 24/7 direct access to customer service
  • No Annual Fee

Earning Rewards

  • 2 points for every $1 spent on restaurants
  • 2 points for every $1 spent on airfare or hotel accomodations booked through Chase Ultimate Rewards
  • 1 point for every $1 spent otherwise

Promotions

  • 10,000 bonus points after spending $500 in the first three months
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
Apply Now
NET REWARDS GRAPH CARD
$395 Annual Fee
1.5% Rewards Rate
Bonus
United MileagePlus® Club Card
Annual Fee $395
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • United Club membership
  • First and second bags are checkable for free
  • No foreign transaction fee
  • Miles don't expire

Earning Rewards

  • 2 points for every $1 spent on United Airlines tickets
  • 1.5 points for every $1 spent otherwise

Promotions

  • Receive a $100 statement credit after your first purchase
  • United Club membership
  • 1st and 2nd checked bags are free
  • Priority check-in, screening, and boarding
  • No foreign transaction fees
Apply Now
NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
United MIleagePlus® Explorer Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • First checked bag free
  • Priority boarding
  • Two United Club Passes per year
  • No foreign transaction fee

Earning Rewards

  • 2 points for every $1 spent on United Airlines tickets
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 30,000 Bonus Miles after your spend $1,000 in the first 3 months
  • Earn 5,000 bonus miles when you add an authorized user to your account and make a purchase with your Card during the first 3 months
  • Earn 10,000 bonus miles every calendar year you spend at least $25,000 on your Card
Apply Now
NET REWARDS GRAPH CARD
$45 Annual Fee
1.5% Rewards Rate
Bonus
Marriott Rewards® Credit Card
Annual Fee $45
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • One free Elite Night for every $3,000 spent on Marriott card
  • Unlimited points accumulation
  • Several types of purchase and travel protection features

Earning Rewards

  • 3 points for every $1 spent at Marriott locations
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 30,000 bonus points after you spend $1,000 in your first 3 months
  • 2 free nights (at category 1 - 4 hotels)
  • Earn 10 Nights Credit toward your next Elite membership level every year after account anniversary
  • 1 free Elite Night for every $3,000 spent on Marriott card
Apply Now
NET REWARDS GRAPH CARD
$85 Annual Fee
1.5% Rewards Rate
Bonus
Marriott Rewards® Premier Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Earn 1 Elite Night Credit for every $3,000 spent
  • No foreign transaction fees
  • Card has global acceptance with Chip and Signature Technology

Earning Rewards

  • 5 points for every $1 spent at Marriott locations
  • 2 points for every $1 spent on airline tickets purchased directly with an airline
  • 2 points for every $1 spent at car rental agencies
  • 2 points for every $1 spent at restaurants
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 50,000 bonus points after your spend $1,000 in your first 3 months
  • 1 free night stay at a category 1-4 hotel after account approval
  • Earn 15 nights credit toward Elite status every year upon account anniversary
  • 1 free night stay every year at Category 1-5 hotel after account anniversary
  • 1 Elite Night Credit for every $3,000 spent
Apply Now
NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
British Airways Visa Signature® Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Each year you make $30,000 in purchases on your British Airways Visa SIgnature card you earn a Travel Together Ticket good for two years
  • No foreign transaction fees
  • Card has global acceptance with Chip and Signature Technology

Earning Rewards

  • 2.5 points for every $1 spent on British Airways purchases
  • 1.25 points for every $1 spent otherwise

Promotions

  • Earn 50,000 Bonus Avios after you make $2,000 in purchases in the first 3 months
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Ticket good for two years
Apply Now
NET REWARDS GRAPH CARD
$99 Annual Fee
1.5% Rewards Rate
Bonus
Southwest Airlines® Rapid Rewards® Premier Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Flight change fees waived
  • Free bags - up to two per flight
  • Unlimited Reward seats
  • Points don't expire
  • No blackout dates
  • No Foreign Transaction fees

Earning Rewards

  • 2 points for every $1 spent on Southwest Airlines and AirTran purchases
  • 2 points for every $1 spent on Rapid Rewards Hotel and Car Rental purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 25,000 bonus points after spending $1,000 in first 3 months of opening your account
  • Earn 6,000 bonus points after your Cardmember Anniversary
Apply Now
NET REWARDS GRAPH CARD
$69 Annual Fee
1.5% Rewards Rate
Bonus
Southwest Airlines® Rapid Rewards® Plus Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Flight change fees waived
  • Free bags - up to two per flight
  • Unlimited Reward Seats
  • No blackout dates on flights or expiration of points accumulated

Earning Rewards

  • 2 points for every $1 spent on Southwest Airlines and AirTran purchases
  • 2 points for every $1 spent on Rapid Rewards Hotel and Car Rental purchases
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 25,000 bonus points after spending $1,000 in first 3 months of opening your account
  • Earn 3,000 bonus points after your Cardmember Anniversary
Apply Now
NET REWARDS GRAPH CARD
$49 Annual Fee
1.5% Rewards Rate
Bonus
IHG Rewards Club Select Visa Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Free night rewarded at each renewal anniversary date
  • No foreign transaction fees
  • You qualify for IHG Rewards Club Platinum Elite status

Earning Rewards

  • 5 points for every $1 spent on IHG hotel purchases
  • 2 points for every $1 spent at gas stations, grocery stores, and restaurants
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 60,000 Bonus Points after you spend $1,000 in the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$75 Annual Fee
1.5% Rewards Rate
Bonus
Hyatt Credit Card
Annual Fee $75
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No foreign transaction fees
  • One free night every year on your cardmember anniversary. Receive 2 stay credit and 5 night credits toward DIamond status upon spending $20,000 in each calendar year
  • Receive an additional 3 stay credits and 5 night credits toward Diamond status upon spending $40,000 in each calendar year

Earning Rewards

  • 3 points for every $1 spent on Hyatt purchases
  • 2 points for every $1 spent at restaurants and airline tickets purchased directly from the airline and at car rental agencies
  • 1 point for every $1 spent otherwise

Promotions

  • Earn 2 free nights after spending $1,000 within the first 3 months
  • Earn 1 Free night at any Category 1-4 property on your cardmember anniversary
Apply Now
NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
Fairmont Visa Signature® Credit Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • $0 foreign transaction fee
  • One complimentary night stay each anniversary year
  • Annual Lounge Club Membership plus 2 free lounge visit passes each year
  • Automatic upgrade to Fairmont Premier Membership Status
  • When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year

Earning Rewards

  • 5 points for every $1 spent on Fairmont purchases
  • 2 points for every $1 spent on all airline tickets purchased directly with the airlines, at car rental agencies and on transit and commuting
  • 1 point for every $1 spent otherwise

Promotions

  • Enjoy 2 complimentary nights after you spend $1,000 within the first 3 months of account opening
  • Earn 1 complimentary night stay each anniversary year when you make $12,000 in purchases that year
Apply Now
NET REWARDS GRAPH CARD
$395 Annual Fee
1.5% Rewards Rate
Bonus
Ritz-Carlton Rewards Credit Card
Annual Fee $395
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights
  • $200 annual airline incidentals credit
  • $100 hotel credit on stays of two nights or longer
  • Worldwide Airport Lounge Access
  • Automatic gold elite status your first year
  • No foreign transaction fees
  • Personal service assistance to cardmembers
  • Automatic Gold Elite Status your first year
  • Maintain Gold Elite thereafter by spending 10,000 each year

Earning Rewards

  • 5 points for every $1 spent on Ritz-Carlton or partner hotels
  • 2 points for every $1 on airline tickets purchased directly with the airline
  • 1 point per $1 otherwise

Promotions

  • Earn 70,000 rewards points after you spend $2,000 in the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$49 Annual Fee
1.5% Rewards Rate
Bonus
Disney Premier Visa® Credit Card
Annual Fee $49
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
  • Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World

Earning Rewards

  • 2% in Disney Dream Reward Dollars® for every $1 spent at gas stations, grocery stores, restaurants, and Disney locations
  • 1% in Disney Dream Dollars® for every $1 spent otherwise

Promotions

  • Earn $100 Disney gift card after spending $500 in the first three months
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Disney Rewards Visa® Credit Card
Annual Fee $0
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations

Earning Rewards

  • 1% in Disney Dream Reward Dollars® for every $1 spent

Promotions

  • Earn $50 Disney gift card after first purchase
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
Citi® Hilton HHonors™ Visa Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • HHonors silver status with fast-track to HHonors Gold status after 4 stays within your first 90 days of cardmembership
  • Receive HHonors Silver Status for free

Earning Rewards

  • 6 HHonors Bonus Points for every $1 spent with a participating hotel or result
  • 5 HHonors Bonus points for every $1 spent on airfare or car rentals
  • 3 points for every $1 spent otherwise

Promotions

  • Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
Apply Now
NET REWARDS GRAPH CARD
$95 Annual Fee
1.5% Rewards Rate
Bonus
Citi® Hilton HHonors™ Reserve Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get Hilton Honors Gold Status as a cardmember
  • No foreign transaction fees
  • No caps and expiration on points if you use your card at least once a year
  • Earn an anniversary bonus for one weekend night at select hotels
  • No points cap

Earning Rewards

  • 10 HHonors Bonus Points for every $1 spent with a participating hotel or resort
  • 5 HHonors Bonus points for every $1 spent on airfare or car rentals
  • 3 points for every $1 spent otherwise

Promotions

  • Earn 2 weekend nights after spending $2,500 in the first four months
  • Earn an anniversary bonus of one weekend night after spending more than $10,000 each year
Citi® Platinum Select® / AAdvantage® World MasterCard®
Annual Fee $95
Purchase APR 13.99, 17.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • First checked bag free for you and up to four traveling companions
  • Priority boarding
  • 25% discount on in-flight purchases

Earning Rewards

  • 2 AAdvantage miles for every $1 spent on American Airlines
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases the first 3 months
  • Earn a $100 American Airlines Flight Discount each year of card membership in which you spend $30,000 or more in purchases
  • Earn 10% of redeemed miles back (up to 10,000 miles each year)
Apply Now
NET REWARDS GRAPH CARD
$450 Annual Fee
1.5% Rewards Rate
Bonus
Citi Executive / AAdvantage World Elite MasterCard

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Admirals Club membership for you and your immediate family
  • No foreign transaction fees
  • First checked bag is free for you and your companions
  • Priority check-in, screening, and boarding
  • Receive a 25% savings on eligible in-flight purchases
  • No annual mileage cap

Earning Rewards

  • 2 AAdvantage miles for every $1 spent on American Airlines
  • 1 mile for every $1 spent otherwise

Promotions

  • Earn 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$50 Annual Fee
1.5% Rewards Rate
Bonus
Citi Gold / AAdvantage World MasterCard
Annual Fee $50
Purchase APR 13.99, 17.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit

Earning Rewards

  • 1 AAdvantage mile for every $1 spent

Promotions

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
US Bank Perks+ Visa Signature Card
Annual Fee $0
Purchase APR 11.99 - 23.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
  • 24/7 cardmember service
  • No annual fee

Earning Rewards

  • 1 point for each $1 spent everywhere

Promotions

  • Earn 10,000 Bonus Points when you spend $500 during the first 90 days
Apply Now
NET REWARDS GRAPH CARD
$49 Annual Fee
1.5% Rewards Rate
Bonus
US Bank FlexPerks Rewards Visa Card
Annual Fee $49
Purchase APR 13.99 - 23.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem merchandise, gift cards, statement credits, and more at 5,000 FlexPoints
  • Up to a $25 airline allowance with every award travel ticket good towards baggage fees, in-flight food, and more

Earning Rewards

  • 2 FlexPoint for every $1 spent on your highest spending category out of: airlines gas or groceries
  • 1 FlexPoint for every $1 spent on everything else
  • 3 FlexPoints for every $1 in charitable donations

Promotions

  • Earn 20,000 bonus FlexPoints if you spend $3,500 in the first 4 months
  • 3,500 FlexPoints each cardmember year you spend $24,000 in net purchases, which can be redeemed for your annual fee or towards other rewards
Apply Now
NET REWARDS GRAPH CARD
$75 Annual Fee
1.5% Rewards Rate
Bonus
Club Carlson Premier Rewards Visa Signature Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • When redeeming Gold Points for 2 or more consecutive Award Nights, the last night is free
  • Automatic upgrade to Gold Elite Status
  • Cardmembers who've already reached Concierge Elite Status will receive 15 qualifying nights toward obtaining or maintaining Concierge Elite status
  • Redeem Gold Points towards free nights at Carlson Rezidor hotels, gift cards, prepaid cards, charitable initiatives, vacation savings, and exchanges for airline miles
  • Visa Signature concierge privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 10 points per $1 spent at Carlson Rezidor hotels
  • 5 points per $1 spent everywhere else

Promotions

  • Earn 50,000 Gold Points after your first purchase
  • Earn 35,000 points once you spend $2,500 on your card within the first 90 days
  • Earn 40,000 renewal bonus points each year when you renew your card
Apply Now
NET REWARDS GRAPH CARD
$45 Annual Fee
1.5% Rewards Rate
Bonus
Avianca LifeMiles Visa Card
Annual Fee $45
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • 25% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 1 LifeMile for every $1 spent on everything

Promotions

  • Earn 15,000 bonues LifeMiles with your first card use
  • Earn 3,000 bonus miles with your annual credit card renewal
Apply Now
NET REWARDS GRAPH CARD
$75 Annual Fee
1.5% Rewards Rate
Bonus
Avianca LifeMiles Visa Signature Card
Annual Fee $75
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • 50% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 1 LifeMile for every net $1 you spend
  • 2x LifeMiles on Avianca ticket purchases

Promotions

  • Earn 20,000 bonus miles with your first card use
  • Earn 6,000 bonus miles with your annual credit card renewal
Apply Now
NET REWARDS GRAPH CARD
$45 Annual Fee
1.5% Rewards Rate
Bonus
LANPASS Visa Card
Annual Fee $45
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Receive a 10% discount on LAN purchase (up to $500) once per year
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 1 LANPASS mile for every $1 you spend

Promotions

  • Earn 15,000 Bonus Miles with your first card use
  • Earn 2,000 Bonus Miles upon your annual renewal
Apply Now
NET REWARDS GRAPH CARD
$75 Annual Fee
1.5% Rewards Rate
Bonus
LANPASS Visa Signature Card
Annual Fee $75
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get 3 one-way upgrade coupons for free each year
  • 20% discount on their first LAN purchase (up to $1,000) each year
  • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Free Annual Account Summary
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit

Earning Rewards

  • 2 miles per $1 spent on LAN ticket purchases
  • 1 LANPASS mile for every $1 you spend

Promotions

  • Earn 20,000 Bonus Miles with your first card use
  • Earn 4,000 Bonus Miles upon your annual renewal
Apply Now
NET REWARDS GRAPH CARD
$45 Annual Fee
1.5% Rewards Rate
Bonus
AeroMexico Visa Card
Annual Fee $45
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • 10% discount on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases

Promotions

  • 15,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 2,000 Annual Bonus Miles plus $99 Companion Ticket with credit card renewal
Apply Now
NET REWARDS GRAPH CARD
$80 Annual Fee
1.5% Rewards Rate
Bonus
AeroMexico Visa Signature Card
Annual Fee $80
Purchase APR 12.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • 15% discount on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases

Earning Rewards

  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases

Promotions

  • 20,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 4,000 Annual Bonus Miles plus $99 Companion Ticket with credit card renewal
Apply Now
NET REWARDS GRAPH CARD
$50 Annual Fee
1.5% Rewards Rate
Bonus
Korean Air SKYPASS Visa Card
Annual Fee $50
Purchase APR 12.99 - 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Free credit score reporting monthly

Earning Rewards

  • 1 mile for every $2 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners

Promotions

  • 5,000 SKYPASS Bonus Miles after first purchase
Apply Now
NET REWARDS GRAPH CARD
$50 Annual Fee
1.5% Rewards Rate
Bonus
Korean Air SKYPASS Visa Classic Card
Annual Fee $50
Purchase APR 12.99 - 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • Free monthly credit score reporting
  • EMV chip technology for added security abroad
  • Visa payWave technology for contactless purchases
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver

Earning Rewards

  • 1 mile for every $1 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners

Promotions

  • 10,000 SKYPASS Bonus Miles after first purchase
  • 1,000 SKYPASS bonus miles upon renewal
Apply Now
NET REWARDS GRAPH CARD
$80 Annual Fee
1.5% Rewards Rate
Bonus
Korean Air SKYPASS Visa Signature Credit Card
Annual Fee $80
Purchase APR 12.99 - 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • No foreign transaction fee
  • Travel & Emergency Assistance Services
  • $1,000,000 in Travel Accident Insurance
  • EVM chip technology for added security abroad
  • Free monthly credit score reporting

Earning Rewards

  • 1 mile for every $1 spent in purchases
  • Double Miles on Korean Air ticket purchases

Promotions

  • 15,000 SKYPASS Bonus Miles after first purchase
  • 2,000 SKYPASS bonus miles upon renewal
Apply Now
NET REWARDS GRAPH CARD
$175 Annual Fee
1.5% Rewards Rate
Bonus
American Express® Premier Rewards Gold Card

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Roadside assistance
  • Car rental insurance
  • Global assist hotline
  • Travel insurance
  • Return protection
  • Purchase protection

Earning Rewards

  • 3 points for every $1 spent on flights booked with airlines
  • 2 points for every $1 spent on gas stations
  • 2 points for every $1 spent at supermarkets
  • 1 point for every $1 spent on all other purchases
Apply Now
NET REWARDS GRAPH CARD
$450 Annual Fee
1.5% Rewards Rate
Bonus
Platinum Card® from American Express

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No foreign transaction fee
  • $200 annual airline fee credit that covers things like checked bags or in-flight snacks
  • Roadside assistance
  • Car rental insurance
  • Global assist hotline
  • Travel insurance
  • Return protection
  • Purchase protection

Earning Rewards

  • 1 point for every dollar you spent

Promotions

  • Get 25,000 membership rewards after you spend $2,000 within the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$450 Annual Fee
1.5% Rewards Rate
Bonus
Citi Prestige® Card
Annual Fee $450
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No foreign transaction fee
  • Complimentary companion ticket
  • Complimentary 4th night at luxury hotels
  • Unlimited access to 400+ airport lounges
  • $100 global entry fee credit
  • Chip technology
  • 24/7 concierge
  • Lost baggage coverage

Earning Rewards

  • Earn 2 points for every $1 you spend on dining

Promotions

  • Earn 30,000 bonus ThankYou points after you spend $2000
  • At the end of each membership year earn an Anniversary bonus equal to a percentage of points earned during that membership year.
Apply Now
NET REWARDS GRAPH CARD
$175 Annual Fee
1.5% Rewards Rate
Bonus
Wells Fargo Propel World American Express®
Annual Fee $175
Purchase APR 13.99 - 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Earning Rewards

  • 3 points for every $1 spent at Airliness
  • 2 points for every $1 spent at Hotels
  • 1 point per dollar on other purchases

Promotions

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months
Apply Now
NET REWARDS GRAPH CARD
$0 Annual Fee
1.5% Rewards Rate
Bonus
The Wyndham Rewards® Visa Signature® Card
Annual Fee $0
Purchase APR 15.24 or 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Earning Rewards

  • 5 points per $1 spent on participating hotels
  • 2 points per $1 spent everywhere else

Promotions

  • Earn 12,000 bonus points with first purchase

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.