The Best Credit Cards of 2014

Best Travel Credit Cards

Interested in figuring out which credit cards offer the best rewards for travelers? Our visualization is here to help. We've built a model for each credit card to determine how it rewards you for spending money and what those rewards are worth. You can compare the travel rewards by card or take a look at how each card performs over time by changing the display options in our one of a kind infographic. The default spending assumption is $1,000 a month. You can change this by going to the model inputs section below.

Graph by Card:
Rewards
The total value of the card at the end of the period by card. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Rewards Rate
The dollar value of rewards as a percentage of total spending by card.
APR
The minimum APR for each card.
Annual Fee
The annual fee for each card.
Bonus Value
The dollar value of signing and continuing bonuses by card.
Graph by Month:
Rewards
The dollar value of each card by month. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Rewards Rate
The value of each card as a percentage of total spending by month. The card value accounts for the dollar value of the rewards as well as any fees associated with the card.
Based on a cardholder that spends $1000 a month over 2 years.
Credit Card Graph Net Rewards
VentureOne Rewards Credit Card Image VentureOne Rewards Credit Card
VentureOne Rewards Credit Card
Annual Fee $0
Purchase APR 11.99, 16.9 or 19.9% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Miles are not capped and do not expire
  • No foreign transaction fees
  • No blackout dates

Earning Rewards

  • 1.25 miles for every dollar spent
  • Miles are not capped and do not expire

Promotions

  • Receive 20,000 miles once you spend $2,000 within the first 3 months
Venture Rewards Credit Card Image Venture Rewards Credit Card
Venture Rewards Credit Card
Annual Fee $59
Purchase APR 13.99, 16.9 or 20.9% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Miles are not capped and do not expire
  • No foreign transaction fees
  • No blackout dates

Earning Rewards

  • 2 miles for every dollar spent
  • Miles are not capped and do not expire

Promotions

  • Receive 40,000 miles once you spend $3,000 within the first 3 months
Delta Reserve Credit Card Image Delta Reserve Credit Card
Delta Reserve Credit Card
Annual Fee $450
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Delta Sky Club Access for you and two companions with complimentary Wi-Fi and snacks
  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations

Earning Rewards

  • 2 miles on Delta flight and vacation purchases
  • 1 mile on other purchases

Promotions

  • Earn 10,000 Medallion Qualification Miles and 10,000 bonus miles after the first purchase
  • After $30,000 in eligible purchases, you can earn 15,000 bonus miles and 15,000 MQMs each calendar year
  • After $60,000 in eligible purchases, you can earn an extra bonus of 15,000 bonus miles and 15,000 MQMs each calendar year
Gold Delta SkyMiles Credit Card Image Gold Delta SkyMiles Credit Card
Gold Delta SkyMiles Credit Card
Annual Fee $95
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Check your first bag for free and save up to $50 on a round-trip Delta flight
  • Priority boarding on Delta flights
  • Discounted Admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 miles on Delta flight and vacation purchases
  • 1 mile on other purchases

Promotions

  • Earn 30,000 bonuses miles after you make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new card within your first 3 months.
Platinum Delta SkyMiles Credit Card Image Platinum Delta SkyMiles Credit Card
Platinum Delta SkyMiles Credit Card
Annual Fee $150
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get a R/T domestic first class or economy class companion certificate upon each annual renewal
  • First checked bag free on Delta flights
  • No waiting - Priority Boarding
  • Save 20% on in-flight purchases
  • Discounted admission to Delta Sky Clubs for you and two companions
  • Redeem Delta SkyMiles for award travel, cabin upgrades, magazine and newspaper subscriptions, Broadway tickets, or charitable donations
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 miles on Delta flight and vacation purchases
  • 1 mile on other purchases

Promotions

  • Earn 5,000 MQMs and 35,000 Bonus Miles after spending $1,000 in the first 3 months
The Starwood Preferred Guest® Credit Card from American Express Image The Starwood Preferred Guest® Credit Card from American Express
The Starwood Preferred Guest® Credit Card from American Express
Annual Fee $65
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Starpoints for free nights at over 1,100 hotels in nearly 100 countries
  • Transfer Starpoints to nearly 30 airline frequent flyer programs and 350 airlines, with SPG Flights mostly on a one-to-one basis. You can receive a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 Starpoints for each $1 spent at participating Starwood properties
  • 1 Starpoint per $1 on everything else

Promotions

  • Earn up to 15,000 Bonus Starpoints if you spend $5,000 in the first 6 months
JetBlue Card Image JetBlue Card
JetBlue Card
Annual Fee $40
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get 50% off inflight purchases
  • Get a $50 credit each year you purchase a Getaways vacation package
  • No blackout dates on JetBlue
  • Redeem JetBlue TrueBlue points towards award travel starting at 5,000
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 2 TrueBlue points per $1 on JetBlue flights and Getaways vacation packages on jetblue.com
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 20,000 TrueBlue points after you spend $1,000 in the first 3 months
Hilton HHonors Credit Card Image Hilton HHonors Credit Card
Hilton HHonors Credit Card
Annual Fee $0
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Hilton HHonors points towards free hotel nights without blackout days
  • Complimentary Silver status with credit card
  • Account upgraded to HHonors Gold status after spending more than $20,000 on the Card during the year (benefits: 25% bonus on HHonors Base Points, room upgrades when available, and free high-speed Internet and health club access)
  • +500 HHonors Bonus Points when booking Hilton hotel reservations online with HH credit card
  • 10% discount and +500 HHonors points when booking private car and driver at EmpireCLS Worldwide with this card
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 7 HHonors Bonus Points for every dollar spent with a participating hotel or resort
  • 5 HHonors Bonus Points for each dollar spent at US restaurants, supermarkets, and gas stations

Promotions

  • Earn 40,000 Hilton HHonors after spending $750 in the first 3 months
Hilton HHonors Surpass® Credit Card Image Hilton HHonors Surpass® Credit Card
Hilton HHonors Surpass® Credit Card
Annual Fee $75
Purchase APR 15.24, 17.24 or 19.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem Hilton HHonors points towards free hotel nights without blackout days
  • Complimentary Gold status with credit card
  • Upgrade to Diamond status after spending more than $40,000 on the card in the year
  • Airport lounge access with Priority Pass at $27 per person
  • +500 HHonors Bonus Points when booking Hilton hotel reservations online with HH credit card
  • 10% discount and +500 HHonors points when booking private car and driver at EmpireCLS Worldwide with this card
  • Access to Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events in your city
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 12 HHonors Bonus Points for every dollar spent with a participating hotel or resort
  • 6 HHonors Bonus Points for each dollar spent at US restaurants, supermarkets, and gas stations

Promotions

  • Earn 60,000 Hilton HHonors after spending $3,000 in the first 3 months
American Express® Blue Sky Image American Express® Blue Sky
American Express® Blue Sky
Annual Fee $0
Purchase APR 17.24, 20.24 or 22.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points can be redeemed in the form of statement credit, gift cards, merchandise and used toward travel: flights, hotel stays, car rentals, cruises, and for any travel package
  • Global Assistance hotline, roadside assistance, travel accident protection, and car rental loss and damage protection
  • Exclusive access to ticket presales and American Express cardmember-only events
  • Extended warranty and protection for purchases made on the card

Earning Rewards

  • 1 point for every $1 spent

Promotions

  • Earn 7,500 bonus points after you spend $1,000 in the first 3 months
BankAmericard® Travel Rewards Image BankAmericard® Travel Rewards
BankAmericard® Travel Rewards
Annual Fee $0
Purchase APR 14.99 - 22.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Annual 10% customer points bonus on your total purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts
  • No foreign transaction fees
  • Smart chip technology provides greater acceptance and added security
  • No limits or expiration dates on points earned

Earning Rewards

  • 1.5 points for every $1 spent everywhere
  • 3 points per $1 on first $6,000 spent on air travel each year

Promotions

  • Earn 10,000 bonus points if you spend $500 in the first 90 days
Priceline Rewards™ Visa Card Image Priceline Rewards™ Visa Card
Priceline Rewards™ Visa Card
Annual Fee $0
Purchase APR 14.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for statement credits against purchases made on the Priceline credit card: can be used to pay for flights, hotel stays, car rentals, gift cards, or any other purchase on the card
  • Reward redemptions begin at $25

Earning Rewards

  • 5 pointsfor everty $1 spent on priceline.com purchases
  • 1 point per $1 spent on everything else

Promotions

  • Earn 5,000 points after spending $1,000 in the first 90 days
Premier Miles & More® World Mastercard® Image Premier Miles & More® World Mastercard®
Premier Miles & More® World Mastercard®
Annual Fee $79
Purchase APR 15.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee

Earning Rewards

  • 2 miles per $1 spent on Miles and More integrated airlines
  • 1 mile per $1 spent on all other purchases

Promotions

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
The US Airways Premier World MasterCard® Image The US Airways Premier World MasterCard®
The US Airways Premier World MasterCard®
Annual Fee $89
Purchase APR 15.99, 19.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Annual companion certificate good for up to 2 companions tickets at $99 each
  • First class check in and Zone 2 boarding
  • One complimentary US Airways Club day pass each year
  • Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Redeem Dividend miles for flights, seat upgrades, magazines, newspapers, and charitable donations

Earning Rewards

  • 2 miles per $1 spent on US Airways
  • 1 mile per $1 spent on all other purchases

Promotions

  • Earn 40,000 points when you make your first purchase
  • Annual companion ticket good for up to 2 companion tickets at $99 each
The Choice Privileges® Visa® Card Image The Choice Privileges® Visa® Card
The Choice Privileges® Visa® Card
Annual Fee $0
Purchase APR 15.24 or 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Cardmembers automatically get Elite Gold status
  • Book award and free nights twenty days before other members
  • 10% point bonus on points earned for eligible stays at Choice Privileges locations
  • Redeem points for reward nights at over 1,500 hotel locations, gift cards for a variety of merchants, donations, and memberships

Earning Rewards

  • 15 points per $1 spent at Choice Privileges locations
  • 5 points per eligible $1 on additional Choice Privileges points or Choice Hotels gift card purchase
  • 2 points per eligible $1 spent on everything else

Promotions

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at any Choice Privileges location
The Wyndham Rewards® Visa Signature® Card Image The Wyndham Rewards® Visa Signature® Card
The Wyndham Rewards® Visa Signature® Card
Annual Fee $69
Purchase APR 15.24 - 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Earning Rewards

  • 5 points per $1 spent on participating hotels
  • 2 points per $1 spent everywhere else

Promotions

  • Earn 30,000 bonus points with first purchase
  • Earn 5,500 Bonus Points on your account anniversary every year
The Travelocity® Rewards American Express® Card Image The Travelocity® Rewards American Express® Card
The Travelocity® Rewards American Express® Card
Annual Fee $0
Purchase APR 14.99, 21.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points can be redeemed for statement credits towards Travelocity purchases for Flights, Hotels, and Vacation Packages
  • No blackout dates or restrictions
  • 5,000 points = $50 statement credit, 10,000 points = $100 statement credit, 20,000 = $400 statement credit

Earning Rewards

  • 3 points per $1 spent on Travelocity purchases
  • 1 point per $1 spent on all other purchases

Promotions

  • Earn 5,000 points after your first purchase
  • Earn an additional 5,000 points after your spend $1,000 in the first 90 days of opening your account
Carnival World™ MasterCard® Image Carnival World™ MasterCard®
Carnival World™ MasterCard®
Annual Fee $0
Purchase APR 13.99, 16.99 - 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem FunPoints towards cruise nights, Sail & Sign purchases onboard, spa or massage packages
  • FunPoints can be redeemed toward nights on Carnival, Princess Cruises, Holland America Line, Costa Cruises, and the Yachts of Seabourn

Earning Rewards

  • 2 FunPoints per $1 spent on all Carnival Cruise Line purchases
  • 1 "FunPoint" per $1 spent everywhere else

Promotions

  • Earn 5,000 Bonus FunPoints® when you use your card for the first time
  • Earn 5,000 Bonus FunPoints® when you transfer a balance of $5,000 or more within the first 30 days of account opening
Best Western Rewards® MasterCard® Image Best Western Rewards® MasterCard®
Best Western Rewards® MasterCard®
Annual Fee $0
Purchase APR 13.99 - 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points towards free nights at over 4,000 Best Western locations, gift cards, merchandise, airline rewards, and Avis car rentals
  • Upgrade to Best Western Rewards Gold Elite Status after the first purchase
  • Additional upgrade to Diamond Elite Status after spending more than $10,000 in new transactions each year on the Best Western credit card

Earning Rewards

  • 15 points per $1 spent on Best Western purchases
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 16,000 bonus points after your first purchase
Holland American Line Rewards Visa Card Image Holland American Line Rewards Visa Card
Holland American Line Rewards Visa Card
Annual Fee $0
Purchase APR 13.99, 16.99 or 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards towards discounted, reduced, and free cruise redemptions
  • Visa Signature rewards include access to exclusive events and special offers, travel and emergency assistance, travel accident insurance, roadside dispatch, lost luggage reimbursements, and auto rental collision damage waiver

Earning Rewards

  • 2 points per $1 spent on all Holland America purchases
  • 1 point per $1 spent on all other purchases

Promotions

  • Earn 5,000 points upon first purchase
Miles & More® World MasterCard® Image Miles & More® World MasterCard®
Miles & More® World MasterCard®
Annual Fee $59
Purchase APR 15.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners

Earning Rewards

  • 1 award mile per $1 spent on all purchases

Promotions

  • Earn up to 15,000 award miles with first purchase
  • Earn up to 10,000 award miles with a balance transfer within 30 days of account opening
  • Annual Economy Class Companion Ticket
RCI® Elite Rewards® MasterCard® Image RCI® Elite Rewards® MasterCard®
RCI® Elite Rewards® MasterCard®
Annual Fee $0
Purchase APR 13.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards toward membership renewals, exchange fees, worldwide travel (flights, car rentals, hotels, etc.), merchandise, gift cards, and RCI Resort Dollars cards

Earning Rewards

  • 2 points per $1 spent on RCI purchases
  • 1 point per $1 spent everywhere else

Promotions

  • Earn up to 2,500 bonus rewards after your first purchase
Princess Cruises Rewards Visa Card Image Princess Cruises Rewards Visa Card
Princess Cruises Rewards Visa Card
Annual Fee $0
Purchase APR 13.99, 16.99 or 20.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem rewards towards discounted, reduced, and even free cruise redemptions
  • Points can also be redeemed for special occasions, spa experiences, onboard credits, Princess merchandise, and airfare discounts

Earning Rewards

  • 2 points per $1 spent on Princess purchases
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 5,000 Bonus Princess Points after your make your first purchase
Barclaycard Arrival™ World MasterCard® Image Barclaycard Arrival™ World MasterCard®
Barclaycard Arrival™ World MasterCard®
Annual Fee $0
Purchase APR 14.99 or 18.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary TripIt Pro subscription ($49 value)
  • Reimbursement for expenses if your baggage is delayed or lost
  • Up to $200,000 travel accident insurance
  • Trip cancellation coverage

Earning Rewards

  • 2 miles per $1 spent on travel and dining
  • 1 mile per $1 spent on everything else

Promotions

  • 20,000 bonus miles when you spend $1,000 in the first 90 days
Barclaycard Arrival Plus™ World Elite MasterCard® Image Barclaycard Arrival Plus™ World Elite MasterCard®
Barclaycard Arrival Plus™ World Elite MasterCard®
Annual Fee $89
Purchase APR 14.99 or 18.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary TripIt Pro subscription ($49 value)
  • Reimbursement for expenses if your baggage is delayed or lost
  • Up to $200,000 travel accident insurance
  • Trip cancellation coverage
  • No blackout dates

Earning Rewards

  • 2 miles per $1 spent on all purchases

Promotions

  • 40,000 bonus miles when you spend $3,000 in the first 90 days
Chase Sapphire Preferred® Credit Card Image Chase Sapphire Preferred® Credit Card
Chase Sapphire Preferred® Credit Card
Annual Fee $95
Purchase APR 15.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No blackout dates or restrictions
  • 20% off travel redeemed via Chase's Ultimate Rewards website
  • 1:1 point transfer to participating frequent travel programs at full value

Earning Rewards

  • 2 points per $1 spent on restaurants and all travel and transportation
  • 3 points per $1 spent on all travel and transportation booked via Chase's Ultimate Rewards website
  • 1 point per dollar on all other purchases

Promotions

  • 40,000 bonus points after spending $3,000 in the first three months
  • 5,000 bonus points after adding the first authorized user and make a purchase in the first 3 months from account opening
  • 7% Annual Points Dividend on all new and redeemed points
Chase Sapphire® Credit Card Image Chase Sapphire® Credit Card
Chase Sapphire® Credit Card
Annual Fee $0
Purchase APR 15.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Points never expire, and there are no limits on how many points you can earn
  • No caps, expiration dates, or blackout dates
  • 24/7 direct access to customer service
  • No Annual Fee

Earning Rewards

  • 2 points per $1 spent on restaurants
  • 2 points per $1 spent on airfare and hotel purchased through Chase's Ultimate Rewards website
  • 1 point per $1 on all other purchases

Promotions

  • 10,000 bonus points after spending $500 in the first three months
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
United MileagePlus® Club Card Image United MileagePlus® Club Card
United MileagePlus® Club Card
Annual Fee $395
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • United Club membership
  • First and second bags are checkable for free
  • No foreign transaction fee
  • Miles don't expire

Earning Rewards

  • 2 points per $1 spent on tickets purchased from United
  • 1.5 points per $1 spent on everything else

Promotions

  • Receive a $100 statement credit after your first purchase
  • United Club membership
  • 1st and 2nd checked bags are free
  • Priority check-in, screening, and boarding
  • No foreign transaction fees
United MIleagePlus® Explorer Credit Card Image United MIleagePlus® Explorer Credit Card
United MIleagePlus® Explorer Credit Card
Annual Fee $95
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • First checked bag free
  • Priority boarding
  • Two United Club Passes per year
  • No foreign transaction fee

Earning Rewards

  • 2 points per $1 spent on tickets purchased from United
  • 1 point per $1 spent on everything else

Promotions

  • Earn 30,000 Bonus Miles after your spend $1,000 in the first 3 months
  • Earn 5,000 bonus miles when you add an authorized user to your account and make a purchase with your Card during the first 3 months
  • Earn 10,000 bonus miles every calendar year you spend at least $25,000 on your Card
Marriott Rewards® Credit Card Image Marriott Rewards® Credit Card
Marriott Rewards® Credit Card
Annual Fee $45
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • One free Elite Night for every $3,000 spent on Marriott card
  • Unlimited points accumulation
  • Several types of purchase and travel protection features

Earning Rewards

  • 3 points for every $1 spent at over 3,700 Marriott locations
  • 1 point for every $1 spent on purchases anywhere else

Promotions

  • Earn 30,000 bonus points after you spend $1,000 in your first 3 months
  • 2 free nights (at category 1 - 4 hotels)
  • Earn 10 Nights Credit toward your next Elite membership level every year after account anniversary
  • 1 free Elite Night for every $3,000 spent on Marriott card
Marriott Rewards® Premier Credit Card Image Marriott Rewards® Premier Credit Card
Marriott Rewards® Premier Credit Card
Annual Fee $85
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Earn 1 Elite Night Credit for every $3,000 spent
  • No foreign transaction fees
  • Card has global acceptance with Chip and Signature Technology

Earning Rewards

  • 5 points for every $1 spent at over 3,700 Marriott locations
  • 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants
  • 1 point for every $1 spent on purchases anywhere else

Promotions

  • Earn 50,000 bonus points after your spend $1,000 in your first 3 months
  • 1 free night stay at a category 1-4 hotel after account approval
  • Earn 15 nights credit toward Elite status every year upon account anniversary
  • 1 free night stay every year at Category 1-5 hotel after account anniversary
  • 1 Elite Night Credit for every $3,000 spent
British Airways Visa Signature® Credit Card Image British Airways Visa Signature® Credit Card
British Airways Visa Signature® Credit Card
Annual Fee $95
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Each year you make $30,000 in purchases on your British Airways Visa SIgnature card you earn a Travel Together Ticket good for two years
  • No foreign transaction fees
  • Card has global acceptance with Chip and Signature Technology

Earning Rewards

  • 2.5 points for every $1 spent on British Airways purchase
  • 1.25 points for every $1 spent on all other purchases

Promotions

  • Earn 50,000 Bonus Avios after you make $2,000 in purchases in the first 3 months
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Ticket good for two years
Southwest Airlines® Rapid Rewards® Premier Credit Card Image Southwest Airlines® Rapid Rewards® Premier Credit Card
Southwest Airlines® Rapid Rewards® Premier Credit Card
Annual Fee $99
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Flight change fees waived
  • Free bags - up to two per flight
  • Unlimited Reward seats
  • Points don't expire
  • No blackout dates
  • No Foreign Transaction fees

Earning Rewards

  • 2 points per $1 spent on Southwest Airlines and AirTran purchases made with the airline
  • 2 points per $1 spent on Rapid Rewards Hotel and Car Rental purchases
  • 1 point per $1 spent on everything else

Promotions

  • Earn 25,000 bonus points after spending $1,000 in first 3 months of opening your account
  • Earn 6,000 bonus points after your Cardmember Anniversary
Southwest Airlines® Rapid Rewards® Plus Credit Card Image Southwest Airlines® Rapid Rewards® Plus Credit Card
Southwest Airlines® Rapid Rewards® Plus Credit Card
Annual Fee $69
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Flight change fees waived
  • Free bags - up to two per flight
  • Unlimited Reward Seats
  • No blackout dates on flights or expiration of points accumulated

Earning Rewards

  • 2 points per $1 spent on Southwest Airlines and AirTran purchases made with the airline
  • 2 points per $1 spent on Rapid Rewards Hotel and Car Rental purchases
  • 1 point per $1 spent on everything else

Promotions

  • Earn 25,000 bonus points after spending $1,000 in first 3 months of opening your account
  • Earn 3,000 bonus points after your Cardmember Anniversary
IHG Rewards Club Select Visa Credit Card Image IHG Rewards Club Select Visa Credit Card
IHG Rewards Club Select Visa Credit Card
Annual Fee $49
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Free night rewarded at each renewal anniversary date
  • No foreign transaction fees
  • You qualify for IHG Rewards Club Platinum Elite status

Earning Rewards

  • 5 points per $1 spent when you stay at IHG hotels
  • 2 points per $1 spent at gas stations, grocery stores, and restaurants
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 60,000 Bonus Points after you spend $1,000 in the first 3 months
Hyatt Credit Card Image Hyatt Credit Card
Hyatt Credit Card
Annual Fee $75
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • No foreign transaction fees
  • One free night every year on your cardmember anniversary. Receive 2 stay credit and 5 night credits toward DIamond status upon spending $20,000 in each calendar year
  • Receive an additional 3 stay credits and 5 night credits toward Diamond status upon spending $40,000 in each calendar year

Earning Rewards

  • 3 points per $1 spent at all Hyatt properties
  • 2 points per $1 spent at restaurants and airline tickets purchased directly from the airline and at car rental agencies
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 2 free nights after spending $1,000 within the first 3 months
  • Earn 1 Free night at any Category 1-4 property on your cardmember anniversary
Fairmont Visa Signature® Credit Card Image Fairmont Visa Signature® Credit Card
Fairmont Visa Signature® Credit Card
Annual Fee $95
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • $0 foreign transaction fee
  • One complimentary night stay each anniversary year
  • Annual Lounge Club Membership plus 2 free lounge visit passes each year
  • Automatic upgrade to Fairmont Premier Membership Status
  • When you spend $7,500 on your card, get 1 stay credit towards Platinum status, up to a maximum of 2 stay credits per calendar year

Earning Rewards

  • 5 points per $1 spent on Fairmont stays
  • 2 points for every $1 spent on all airline tickets purchased directly with the airlines, at car rental agencies and on transit and commuting
  • 1 point for every $1 spent on all other purchases

Promotions

  • Enjoy 2 complimentary nights after you spend $1,000 within the first 3 months of account opening
  • Earn 1 complimentary night stay each anniversary year when you make $12,000 in purchases that year
Ritz-Carlton Rewards Credit Card Image Ritz-Carlton Rewards Credit Card
Ritz-Carlton Rewards Credit Card
Annual Fee $395
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Complimentary upgrades to the Ritz-Carlton Club Level three times annually on paid stays of up to 7 nights
  • $200 annual airline incidentals credit
  • $100 hotel credit on stays of two nights or longer
  • Worldwide Airport Lounge Access
  • Automatic gold elite status your first year
  • No foreign transaction fees
  • Personal service assistance to cardmembers
  • Automatic Gold Elite Status your first year
  • Maintain Gold Elite thereafter by spending 10,000 each year

Earning Rewards

  • 5 points per $1 spent at any Ritz-Carlton or partner hotel
  • 2 points per $1 on airline tickets purchased directly with the airline
  • 1 point per $1 spent everywhere else

Promotions

  • Earn 70,000 rewards points after you spend $2,000 in the first 3 months
Disney Premier Visa® Credit Card Image Disney Premier Visa® Credit Card
Disney Premier Visa® Credit Card
Annual Fee $49
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations
  • Character Meet 'N' Greet for cardmembers only when visiting Disneyland and Walt Disney World

Earning Rewards

  • 2% in Disney Dream Reward Dollars dollars at gas stations, grocery stores, restaurants, and Disney locations
  • 1% on all other purchases

Promotions

  • Earn $100 Disney gift card after spending $500 in the first three months
Disney Rewards Visa® Credit Card Image Disney Rewards Visa® Credit Card
Disney Rewards Visa® Credit Card
Annual Fee $0
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 10% on merchandise purchases of $50 or more at DisneyStore.com and physical locations

Earning Rewards

  • 1% in Disney Dream Reward Dollars®cash back on everyday card purchases

Promotions

  • Earn $50 Disney gift card after first purchase
Citi® Hilton HHonors™ Visa Card Image Citi® Hilton HHonors™ Visa Card
Citi® Hilton HHonors™ Visa Card
Annual Fee $0
Purchase APR 14.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • HHonors silver status with fast-track to HHonors Gold status after 4 stays within your first 90 days of cardmembership
  • Receive HHonors Silver Status for free

Earning Rewards

  • 6 HHonors Bonus Points per $1 spent on hotel stays at Hilton properties
  • 3 HHonors Bonus Points per $1 spent at supermarkets, drugstores, and gas stations
  • 2 HHonors Bonus Points per $1 spent on all other purchases

Promotions

  • Earn 40,000 HHonors Bonus Points after spending $1,000 within the first 4 months
Citi® Hilton HHonors™ Reserve Card Image Citi® Hilton HHonors™ Reserve Card
Citi® Hilton HHonors™ Reserve Card
Annual Fee $95
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Get Hilton Honors Gold Status as a cardmember
  • No foreign transaction fees
  • No caps and expiration on points if you use your card at least once a year
  • Earn an anniversary bonus for one weekend night at select hotels
  • No points cap

Earning Rewards

  • 10 points per dollar at a Hilton hotel
  • 5 points per dollar for airfare and car rentals
  • 3 points per dollar on all other purchases
  • Get Hilton Honors Gold Status as a cardmember

Promotions

  • Earn 2 weekend nights after spending $2,500 in the first four months
  • Earn an anniversary bonus of one weekend night after spending more than $10,000 each year
Citi® Platinum Select® / AAdvantage® World MasterCard® Image Citi® Platinum Select® / AAdvantage® World MasterCard®
Citi® Platinum Select® / AAdvantage® World MasterCard®
Annual Fee $95
Purchase APR 13.99, 17.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • First checked bag free for you and up to four traveling companions
  • Priority boarding
  • 25% discount on in-flight purchases

Earning Rewards

  • 2 miles for every $1 you spend on American Airlines
  • 1 mile for every $1 spent on other purchases

Promotions

  • Earn 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases the first 3 months
  • Earn a $100 American Airlines Flight Discount each year of card membership in which you spend $30,000 or more in purchases
  • Earn 10% of redeemed miles back (up to 10,000 miles each year)
Citi Executive / AAdvantage World Elite MasterCard Image Citi Executive / AAdvantage World Elite MasterCard
Citi Executive / AAdvantage World Elite MasterCard
Annual Fee $450
Purchase APR 15.24% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Admirals Club membership for you and your immediate family
  • No foreign transaction fees
  • First checked bag is free for you and your companions
  • Priority check-in, screening, and boarding
  • Receive a 25% savings on eligible in-flight purchases
  • No annual mileage cap

Earning Rewards

  • 2 AAdvantage miles per $1 spent on AA purchases
  • 1 AAdvantage mile per $1 spent on everything else

Promotions

  • Earn 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases the first 3 months
Citi Gold / AAdvantage World MasterCard Image Citi Gold / AAdvantage World MasterCard
Citi Gold / AAdvantage World MasterCard
Annual Fee $50
Purchase APR 13.99, 17.99 or 21.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit

Earning Rewards

  • 1 AAdvantage mile for every $1 spent everywhere

Promotions

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
The Wyndham Rewards® Visa Signature® Card Image The Wyndham Rewards® Visa Signature® Card
The Wyndham Rewards® Visa Signature® Card
Annual Fee $0
Purchase APR 15.24 or 19.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Card Features

  • Redeem points for free nights, gift cards, magazines, newspapers, donations, merchandise, Wyndham maintenance fees, car rentals, flights, and more

Earning Rewards

  • 5 points per $1 spent on participating hotels
  • 2 points per $1 spent everywhere else

Promotions

  • Earn 12,000 bonus points with first purchase
The Hawaiian Airlines® Business MasterCard® Image The Hawaiian Airlines® Business MasterCard®
The Hawaiian Airlines® Business MasterCard®
Annual Fee $89
Purchase APR 15.99 or 24.99% Variable

Estimated Rewards Through 24 Months

Rewards Dollars*
*Rewards and Dollar calculations are estimates provided by ValuePenguin only and not provided by any credit card issuer. They are for comparison purposes only, and will vary based upon your spending and redemption preferences.

Earning Rewards

  • Earn 2 miles for every $1 spent on Haiwaiian Airlines
  • Earn $1 for every $1 spent on all other purchases

Promotions

  • Earn 35,000 bonus miles after your first purchase
  • Earn 20,000 bonus miles with $50,000 in annual spending
  • Earn an additional 20,000 miles with $100,000 in annual spending

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.