FIND THE CHEAPEST INSURANCE IN YOUR AREA
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The analysts at ValuePenguin studied the market in the state to help drivers find the cheapest car insurance rates and the best auto insurance companies in Tennessee. We looked at quotes from some of the largest insurers underwriting in the state for single drivers across more than forty cities and towns in the Volunteer State, and here are our key findings.

The cost of car insurance in Tennessee varies widely from town to town, and even within the same town. For example, the priciest insurer was $1,482 more expensive than the cheapest company in Memphis. That’s why it’s always important for consumers to gather a few quotes when comparison shopping for insurance coverage.

Find The Cheapest Auto Insurance In Your Area
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Cheap Car Insurance in Tennessee

The cheapest car insurance companies in Tennessee for the general driver were: GEICO, State Farm, and Nationwide. If you’re a military member (either active or retired) or a family member of someone in the armed forces, then USAA is another great company to consider – they actually had the second lowest rates in our analysis. For the general consumer, the three most affordable companies had a premium of $769 a year, which was $246 or 24% cheaper than the Tennessee average. We arrived at these companies by reviewing and ranking the average annual premiums for a single 30 year-old man and a single 25 year old woman driving a Toyota Camry in forty four cities in Tennessee. 

Just keep in mind that each driver’s rates in will differ depending on their driving record, liability protection amounts, and where they live, etc. Enter your zip code below for a list of insurers underwriting in your area, and be sure to shop around so you can find good rates.

This graph shows the top five cheap auto insurance companies in the state of Tennessee, and compares their rates to the state average.

Find The Cheapest Auto Insurance In Your Area
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Cheap Car Insurance in Tennessee: by City

Location helps to determine how much drivers pay for their car insurance. The 5 most expensive cities had an average annual rate of $1,182 while the 5 cheapest areas had yearly premiums around $909...23% cheaper than the priciest towns around Tennessee. Generally speaking, lower population density (i.e., less people per square mile) and lower crime rates (especially auto theft rates) tend to translate into cheaper quotes. As you'll see, the 5 costliest cities in Tennessee were all in the Memphis metro-area, which as you may have guessed, has the highest crime rates in all of Tennessee and is the most populated!

The table below provides the three cheapest auto insurance companies by city, along with the average annual rates for a single male and female driver for reference. Generally speaking, GEICO was the cheapest insurer that we found, and USAA was the second cheapest. Since USAA only insures members of the military and their families, we’ve focused on the next cheapest companies to be relevant to most consumers. We'll then go into a discussion of costs and companies in the ten largest cities in Tennessee, and finish up with the cheapest and most expensive cities.

City Cheap Auto Insurance Companies Average Annual Premium

Athens

GEICO $480
  Liberty Mutual 876
  State Farm 876
  Athens Avg 1,012

Bartlett

GEICO 582
  Liberty Mutual 1,026
  Nationwide 1,062
  Bartlett Avg 1,169

Brentwood

GEICO 396
  State Farm 756
  Liberty Mutual 792
  Brentwood Avg 857

Bristol

GEICO 420
  State Farm 792
  Allstate 828
  Bristol Avg 898

Chattanooga

GEICO 450
  State Farm 876
  Allstate 888
  Chattanooga Avg 981

Clarksville

GEICO 480
  State Farm 912
  Nationwide 930
  Clarksville Avg 1,016

Cleveland

GEICO 474
  State Farm 774
  Liberty Mutual 858
  Cleveland Avg 986

Collierville

GEICO 492
  State Farm 1,014
  Liberty Mutual 1,026
  Collierville Avg 1,147

Columbia

GEICO 504
  State Farm 858
  Nationwide 924
  Columbia Avg 1,021

Cookeville

GEICO 486
  State Farm 792
  Nationwide 882
  Cookeville Avg 971

Dickson

GEICO 504
  State Farm 918
  Nationwide 924
  Dickson Avg 1,020

Dyersburg

GEICO 546
  State Farm 918
  Nationwide 948
  Dyersburg Avg 1,087

East Ridge

GEICO 450
  State Farm 876
  Allstate 888
  East Ridge Avg 988

Elizabethton

GEICO 420
  State Farm 792
  Allstate 828
  Elizabethton Avg 995

Farragut

GEICO 480
  Nationwide 924
  State Farm 936
  Farragut Avg 1,018

Franklin

GEICO 480
  State Farm 882
  Liberty Mutual 894
  Franklin Avg 980

Gallatin

GEICO 468
  State Farm 882
  Liberty Mutual 894
  Gallatin Avg 968

Germantown

GEICO 564
  State Farm 1,014
  Liberty Mutual 1,026
  Germantown Avg 1,154

Goodlettsville

GEICO 492
  State Farm 882
  Liberty Mutual 894
  Goodlettsville Avg 1,007

Greeneville

GEICO 534
  State Farm 792
  Nationwide 912
  Greeneville Avg 983

Hendersonville

GEICO 462
  State Farm 882
  Liberty Mutual 894
  Hendersonville Avg 989

Jackson

GEICO 492
  State Farm 918
  Nationwide 966
  Jackson Avg 1,067

Johnson City

GEICO 450
  State Farm 792
  Allstate 828
  Johnson City Avg 920

Kingsport

GEICO 450
  State Farm 792
  Allstate 828
  Kingsport Avg 902

Knoxville

GEICO 480
  Nationwide 924
  State Farm 936
  Knoxville Avg 1,026

La Vergne

GEICO 438
  State Farm 882
  Nationwide 888
  La Vergne Avg 998

Lawrenceburg

GEICO 492
  State Farm 858
  Liberty Mutual 930
  Lawrenceburg Avg 1,021

Lebanon

GEICO 600
  State Farm 882
  Liberty Mutual 894
  Lebanon Avg 1,000

Maryville

GEICO 534
  Liberty Mutual 876
  State Farm 930
  Maryville Avg 1,002

McMinnville

GEICO 474
  State Farm 858
  Nationwide 912
  McMinnville Avg 1,011

Memphis

GEICO 582
  Liberty Mutual 1,026
  Nationwide 1,182
  Memphis Avg 1,351

Morristown

GEICO 438
  State Farm 882
  Liberty Mutual 894
  Morristown Avg 997

Mount Juliet

GEICO 492
  State Farm 882
  Liberty Mutual 894
  Mount Juliet Avg 1,001

Murfreesboro

GEICO 438
  State Farm 882
  Nationwide 888
  Murfreesboro Avg 979

Nashville

GEICO 492
  Nationwide 930
  State Farm 930
  Nashville Avg 1,027

Oak Ridge

GEICO 516
  State Farm 930
  Nationwide 984
  Oak Ridge Avg 1,067

Red Bank

GEICO 468
  State Farm 876
  Allstate 888
  Red Bank Avg 977

Sevierville

GEICO 534
  State Farm 924
  Liberty Mutual 942
  Sevierville Avg 1,048

Shelbyville

GEICO 474
  State Farm 816
  Nationwide 900
  Shelbyville Avg 1,006

Smyrna

GEICO 438
  State Farm 882
  Nationwide 888
  Smyrna Avg 974

Soddy-Daisy

GEICO 450
  State Farm 876
  Allstate 888
  Soddy-Daisy Avg 982

Springfield

GEICO 516
  Nationwide 900
  State Farm 912
  Springfield Avg 999

Tullahoma

GEICO 474
  State Farm 816
  Nationwide 912
  Tullahoma Avg 995

Union City

GEICO 528
  State Farm 918
  Nationwide 948
  Union City Avg 1,083

Find The Cheapest Auto Insurance In Your Area
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Memphis, TN

Memphis has been commemorated in more than 1,000 songs and titles. Known as the Bluff City, it is home to great barbecue and Elvis Presley’s Graceland Mansion. The city also ranks on many lists as one of the top 10 most crime ridden cities in the US, it should come as no surprise that downtown Memphis has the highest auto insurance prices in all of Tennessee. 

Rates in Memphis average $1,351 per year, which is 33% higher than the average city in the state. Cheap car insurance in Memphis can be had though, despite costs being level set a third higher than the state average. We found the cheapest auto insurance quotes in Memphis at GEICO, Liberty Mutual, and Nationwide. Insuring your vehicle with these three could save you 32% off what the average company charges in this city. A 30 year old male driver insuring with either Liberty Mutual or Nationwide could be paying about $250 less compared to his average peer in Memphis. Military members can also consider car insurance through USAA, which actually had the second cheapest costs in our analysis.

The four companies with the lowest car insurance premiums in Memphis are shown in this graph (excluding USAA - military only)

Nashville, TN

The city of Nashville and music are closely intertwined, and its nickname, “Music City”, reflects that. The Country Music Hall of Fame is located here, and a plethora of famous songs and records were recorded here and on Music Row. President Andrew Jackson’s house even has a guitar-shaped driveway. 

On average, drivers can pay about $1,027 a year to provide liability protection for their vehicles in Nashville – this ranks Tennessee’s capital as the 10th costliest. Drivers can get cheap auto insurance in Nashville with these three companies: GEICO, Nationwide, and State Farm. Based on our comparison analysis, these three insurance companies had the lowest quotes for single 30 year old male and 25 year old female drivers. The average cost for the civilian driver at these three companies was $784, or 24% lower than the Music City average. This can be even greater. For example, a 25 year old woman who lives and drives in Nashville can see costs that are 51% lower at the cheapest company. Also, if you’ve served or are serving in the military, check out USAA as well – they had the second lowest overall rates in Nashville.

This graph lays out the four cheapest auto insurance companies for civilians in Nashville, and compares their rates to the city average.

Knoxville, TN

Measuring 104 square miles, Knoxville is located at the junction of three interstate highways: the I-75, I-40, and the I-81. This is where the main campus of the University of Tennessee is located, where the first electric street car was operated, and where the Great Smoky Moutains National Park can be driven to. 

How much does auto insurance cost in Tennessee’s third largest city? That’d be about $1,026 a year for a standard amount of liability protection. With 182,000 residents, it’s the third largest city, but the 11th most expensive for automobile insurance. Motorists cruising in the city will be glad to know that cheap auto insurance in Knoxville can be had with a bit of comparison shopping. We found that the three cheapest automobile insurers in Knoxville were GEICO, Nationwide, and State Farm for civilians. The average quote at these three companies was 24% cheaper at $780 a year compared to the rest of the city. For reference, this $780 would have only paid for six months of liability protection at the most expensive company in our analysis. Note: USAA was the 2nd cheapest for members of the military.

This graph displays the insurers in Knoxville with the lowest auto insurance premiums, and compares them visually against Knoxville's citywide average

Chattanooga, TN

The fourth largest city in the Volunteer State, Chattanooga offers a wealth of natural beauty and southern charm. Residents looking for a break from city life can drive just six miles away to the Ruby Falls at Lookout Mountain – just don’t pass through Walnut Street Bridge, one of the world’s longest pedestrian-only bridges. 

The city ranks as the 11th cheapest for car insurance in Tennessee. At $981 a year, it’s just a few dollars shy of the state’s average – 3% less. For affordable car insurance in Chattanooga, we recommend starting with quotes from GEICO, State Farm, and Allstate. The average rates at these companies (excluding USAA, which was the 2nd cheapest, since it only covers the military and family) was $738, which is a decrease of 25% compared to the average insurer in Chattanooga. In comparison, the three most expensive companies in Chattanooga (Encompass, Safe Auto, and California Casualty) cost about $570 more than the three cheapest on average.

This bar graph outlines the four companies in Chattanooga with the cheapest car insurance rates alongside the city average

Clarksville, TN

The city’s train depot and famed Roxy Theater have been featured in music videos, from the Monkees’ “Last Train to Clarksville”, and Sheryl Crow’s “All I Wanna Do”. Noted guitarist Jimi Hendrix was stationed near Clarksville with the 101st Airborne Division at Fort Campbell as well. 

Car insurance costs in the city are roughly on par with the Tennessee average. We found that single 30 year old men and 25 year old women could pay about $1,016 to cover their vehicles for the year. If they’re looking to save more, the top three cheapest results were GEICO, State Farm, and Nationwide, where rates are about $774 on average. That translates to about $240 more at the bank compared to what the average insurer in Clarksville is charging. For members of the armed forces stationed at the Tennessee end of Fort Campbell, USAA makes a great option to consider a quote from. Between our two sample drivers, $780 was the average figure we saw from USAA for car insurance – just bear in mind that the actual cost will differ based on your specific circumstances.

The four auto insurance companies with the lowest annual premiums are displayed in this graph next to the Clarksville average

Murfreesboro, TN

Murfreesboro is the geographic center of Tennessee, but its auto insurance costs tilt towards the cheaper end in the state. It's also the seat of Rutherford County, and is home to the Middle Tennessee State University and 114,000 residents. The area has been ranked as the 84th best city to live in the United States, and also turns up as the 9th cheapest city in our study for auto insurance.

Insuring a car in Murfreesboro costs a bit below a grand a year: $979. Just by living here, motorists pay about 4% less than the state average. For even more affordable auto insurance in Murfreesboro, consider quotes at GEICO, State Farm, and Nationwide. We saw the lowest costs in Murfreesboro at these three companies (with the exception of USAA, but they only serve those in the armed forces and their families) of $736 on average. This figure represented a $243 or 25% decrease from what the typical insurer would charge in the city.

This graph shows the four cheapest companies for auto insurance rates in Murfreesboro, TN

Jackson, TN

The city of Jackson is home to Rusty’s TV & Movie Car Museum, which celebrates the role automobiles have played in entertainment history. Among the TV cars are the Scooby Doo Mystery Machine van and the blue AMC Pacer 2-door compact from Wayne’s World. From movies, you have the Batsmobile, the Gran Torino from Starsky & Hutch, the Cadillac Miller-Meteor ambulance from Ghostbusters, and even the De Lorean from Back to the Future.

While our cars weren’t featured on films, they’re at least cheaper to insure than any of the specialty automobiles above! It costs $1,067 on average to insure your car in Jackson, which is 5% higher than the average city in Tennessee. For low-cost auto insurance in Jackson, we recommend starting with quotes from GEICO, State Farm, and Nationwide. Their average annual premium represents a $275 discount from the citywide average. In particular, the average for a woman in her mid-twenties and a man in his early thirties at GEICO in Jackson was nearly 50% less than the citywide average. This doesn’t include USAA, which was the 2nd cheapest insurer in Jackson – but only for families of the military.

This bar chart ranks the companies in Jackson with the cheapest rates for vehicle liability protection

Franklin, TN

Had Tennessee kept its precursor name, it would have been known as the State of Franklin, which would have made this city Franklin, Franklin. This city of 69,000 was actually named after Benjamin Franklin, however. Today, the city hosts a number of colorful festivals and events, such as the Main Street Festival, the Wine Down Main Street, Pumpkinfest, and Dickens of a Christmas. 

Who has the cheapest car insurance in Franklin? That’d be GEICO, State Farm, and Liberty Mutual, according to our comparison shopping numbers (USAA is actually #2, but only for military insureds). These companies charged an average of $752 a year to insure our sample 2010 Toyota Camry, which was 23% cheaper than what the average insurer in Franklin would charge. Across the ten companies surveyed, the average cost in Franklin was $980 a year, which ranked it as the tenth most affordable city in Tennessee in our analysis.

This graph lays out which four companies in Franklin have the lowest auto insurance costs

Johnson City, TN

Along with Bristol and Kingsport, Johnson City is the third member of the "Tri-Cities" on the northeastern border of Tennessee and home to 65,000+ citizens. Tennessee’s 9th most populous spot, Johnson City ranked as the 4th cheapest in our survey of 45 cities in the state. It is home to the East Tennessee State University Buccaneers. The city also has a number of routes known as the “Southern Dozen”, which take motorcycle riders and drivers through winding paths and twisting roads across Tennessee to witness the natural beauty and cultural history the state has to offer. 

With so much pavement to cover, and so many destinations to road trip to, motorists in Johnson City will be glad to know that costs here are almost 10% lower than the state average. It can cost $920 a year to protect your car with liability coverage, or $690 a year if you go with one of the cheaper insurers. For affordable auto insurance in Johnson City, start with GEICO, State Farm, and Allstate. Their rates are about $230 or 25% lower than the citywide average. If you’re a member or relative of someone in the armed forces, include USAA in the mix when you get your quotes – they were the second cheapest in Johnson City.

This graph shows which four insurers in Johnson have the lowest auto insurance rates

Bartlett, TN

The City of Bartlett sits 13 miles to the northeast of downtown Memphis. Bartlett's slogan is "A Great Place to Live, Work, Raise a Family and Retire". The city of Barlett originated as a way station and a farming community and is today home to 55,000 residents with access to more than 25 parks with tennis courts and trails, as well as the 18-hole Quail Ridge golf course to practice your golf game.

Drivers in Bartlett pay an average $1,169 per year or $97 per month. That's 13% cheaper than downtown Memphis but still 15% higher than the state average, which ranks it the 2nd most expensive city in the Volunteer State. We found low-cost auto insurance quotes in Bartlett at GEICO, Liberty Mutual, and Nationwide. At these three companies, motorists shell out on average $890 a year for standard insurance policies. That’s about 24% lower than the Bartlett average, and 12% lower than the Tennessee average annual premium. For the 30 year old single male, we would amend the three cheapest insurers to be GEICO, Liberty Mutual, and State Farm (average of $784 / year). As we’ve been mentioning, USAA would be the second cheapest company for drivers affiliated with the military.

This chart lines up the four cheapest car insurance companies in Bartlett, and compares them against the city average

Brentwood, TN

Located in the middle of Tennessee, Brentwood is a wealthy suburb of Tennessee's capital, Nashville. The county where Brentwood is located, Williamson, is considered to be amongst the 15 most affluent counties in all of the country. In this case the wealth of Brentwood translates into an incredibly low crime rate throughout the city. This in turn drives down auto insurance rates to $857 per year, 15% lower than the rest of TN. Consumers who want lower rates should consider getting quotes from GEICO, State Farm, and Liberty (throw in USAA if you’re military). With average annual premiums of $648 among the three, Brentwood drivers would be saving about $200 compared to the rest of the city.

This graph lays out the auto insurance companies in Brentwood with the lowest rates

Bristol, TN

The 'Birthplace of Country Music' and also home to a hugely popular NASCAR event at the Bristol Motor Speedway, Bristol is a town of 27,000 residents located in northeast Tennessee. Bristol's car insurance rates were the second cheapest in all of Tennessee with an average annual rate of $898. This is 34% cheaper than the most expensive city in TN and 12% cheaper than the state average. We found the cheapest quotes in Bristol at GEICO, USAA, State Farm, and Allstate. Since USAA is just for people in the military and their relatives, we’ll focus on the other three major insurers. The mean annual premium at GEICO, State Farm, and Allstate was $680, or 24% cheaper than the average insurer in Bristol.

This chart shows which car insurance companies in Bristol have the cheapest rates, and compares them against the city average

Kingsport, TN

The second (and larger) half of the Kingsport-Bristol metro area, Kingsport was only a few dollars more expensive than its next door neighbor, Bristol. Residents in town can expect a monthly payment of $75 or $902 annually. At this rate, Kingsport drivers pay 11% less than the average Tennesseean, and 33% less than commuters in Memphis. In our comparison analysis, GEICO, State Farm, and Allstate had great low rates of $690 on average (#2 was actually USAA at $58/month on average, but the company only covers the military and their families). A 25 year old female and a 30 year old male could expect to pay about 24% lower on average at these three companies versus the average insurer in Kingsport.

This graph shows which car insurers in Kingsport have the most affordable annual premiums

Gallatin, TN

Another suburb of Nashville, Gallatin is the employment epicenter for Sumner County with large employers like GAP and ServPro Industries topping the list. Beyond a comfortable and convenient lifestyle, residents of Gallatin should be happy to know that their auto insurance costs are the 5th lowest in the state. The annual average is $968 or $81 each month. If that’s not low enough, frugal drivers should include quotes from GEICO, State Farm, and Liberty Mutual in their comparison shopping. The average rate we saw at these guys was $748, a $220 drop from the citywide average. That’s not including USAA for people serving in the military and family members. 

This graph displays Gallatin's four cheapest companies for automobile insurance

Germantown, TN

Home to 40,123 Tennesseeans, Germantown is located in southeast Shelby County and has the highest per capita income of all municipalities in the County of $49,857. Germantown also has the third most expensive auto insurance in the state with annual rates coming in at $1,154...14% more expensive than the average city in Tennessee. For inexpensive auto insurance in Germantown, check out GEICO, State Farm, and Liberty Mutual. Out of the companies we surveyed, these three had rates that were about 25% cheaper than the average insurer in the city at $868 on average. USAA was actually the 2nd cheapest in Germantown, but it only caters to military service personnel and family. 

This graph lines up the four insurers in Germantown with the lowest average yearly premiums

Collierville, TN

Bordering our 4th place finisher (Germantown) to the east, and the state of Mississippi to the north, Collierville is also a suburb of Memphis with high auto insurance rates relative to the Tennessee state average. Citizens of Collierville are looking at a city average of $1,147, which is 34% higher than Bristol, Tennessee's cheapest city, and 13% higher than the state average. USAA was the second cheapest auto insurance company in Collierville, with mean annual premiums of about $744 – but these are only available to military personnel. USAA aside, the top results we saw in Collierville were at GEICO, State Farm, and Liberty Mutual. Among these three, the mean annual premium was $844 – 26% less what the typical driver in Collierville would pay. 

This bar chart displays the four insurance companies in Collierville with the cheapest rates

Dyersburg, TN

Eighty miles northeast of downtown Memphis, Dyersburg presents itself as "The Gateway to Everywhere" and as the regional retail, medical, employment, and cultural center for the 300,000 people living in the tri-state. A small town of just over 17,000 people, Dyersburg had the 5th highest car insurance premiums in Tennessee at an annual average of $1,087. Drivers here pay 7% more than the average Tennessean, but 20% less than the average Memphis dweller. Cheaper auto insurance alternatives in Dyersburg can be had at GEICO, State Farm, and Nationwide for an average of $804 a year. This figure represents savings of $283 compared to the city average. 

This graph shows the names and average premiums for the four cheapest car insurers in Dyersburg

Best Car Insurance in Tennessee

We found that USAA, State Farm, and GEICO were the best auto insurance companies in Tennessee. We arrived at these by measuring customer satisfaction among the major auto insurance companies operating in Tennessee. The metric we chose was a complaint index, which consists of a company’s share of complaints versus its share of direct premiums underwritten in Tennessee. This takes into account how a company performs relative to its competitors. A lower index number indicates fewer complaints, which indicates more satisfied policyholders, in our view. 

By this calculation, USAA, State Farm, and GEICO had the three lowest complaint index numbers, which we take to mean the best customer satisfaction in Tennessee. Note that USAA is a specialty insurer that only covers military personnel and their families. We also limited our review to the ten largest auto insurance companies in Tennessee, which combined insured 80% of drivers in the state, to be relevant to most drivers. This ruled out smaller insurers such as Direct General, Erie, or The Hartford.

Rank Auto Insurance Company Direct Premiums Written Complaint Index
1

USAA

$443,344,049 0.75
2

State Farm

296,024,824 0.87
3

GEICO

126,112,530 0.96
4

Tennessee Farmers

124,212,480 0.85
5

Progressive

107,897,893 0.91
6

Allstate

89,624,668 1.60
7

Nationwide

87,024,869 0.61
8

Liberty Mutual

82,551,509 1.19
9

Travelers

46,219,285 2.94
10

Farmers Insurance

44,609,288 2.37

Cost of Car Insurance in Tennessee: by City

Our study looked at 45 Tennessee cities in total, so if you didn't see your town in the Top or Bottom 5 there's a good chance you can see where your city stacks up in the chart below. The average cost of car insurance in Tennessee across the entire state was $1,015 per year – that’s based on rates we saw for single 25 year old female and 30 year old male driving a Toyota Camry. Here are the cities in alphabetical order, beginning with the state average. Green bars highlight a city as one of the three cheapest, while red bars indicate three of the most expensive in the state.

This graph plots the average cost of car insurance in forty plus cities in TN, from Athens to Union City

About Our Study

Our sample quotes assume a thirty year old male driver who is single. In this case, he drives a 2010 Toyota Camry that he bought and mainly uses to commute to and from his place of employment. Coverage is slightly above the state minimum (see table below). The driver has had no at-fault accidents or violations in the last 5 years. ValuePenguin looked at insurance quotes from 10 top auto insurers that operate throughout Tennessee. Those companies were: GEICO, State Farm, Nationwide, Allstate, USAA, MetLife, Liberty Mutual, California Casualty, Safe Auto, and Encompass Auto. We then averaged rates across the auto insurers to come up with a final number for each city. Complaint data and direct premiums underwritten were sourced from the NAIC and the Tennessee Department of Commerce & Insurance.

Liability Type Tennessee Minimum Assumptions
Bodily Liability (per person / accident) $25,000 / $50,000 $50,000 / $100,000
Property Damage $15,000 $25,000
Uninsured Motorist   $50,000 / $100,000
Medical Payments   $1,000
Collision / Comprehensive deductible   $500
 

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